Harcourt North vs Sedgwick

Sedgwick is the younger of the two, with a median age of 47 against 55 in Harcourt North. In both, the large majority of households own their home and the large majority of homes are detached houses. In Harcourt North, about half of households are couple families. In Sedgwick, most households are couple families. On these figures, Harcourt North tends to suit people living alone and older residents, while Sedgwick suits couples.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Sedgwick

ahead on 2 of the 6 things we measure here

  • carries lower crime risk (20/100 vs 45/100)
  • is already more of a family suburb (74% vs 58%)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs mortgage stress.

Renters

Harcourt North

ahead on the one thing that separates them

  • has cheaper rent ($285/wk vs $335/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Harcourt North

ahead on the one thing that separates them

  • sits closer to the CBD (129.3 km vs 134.9 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

They split

one each way, out of the 4 things we measure here

  • Harcourt North has more residents already 65 and over (25% vs 17%)
  • Sedgwick carries lower crime risk (20/100 vs 45/100)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs population growth.

Where they sit

Harcourt North and Sedgwick drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Harcourt North Sedgwick
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Harcourt North Sedgwick
Walkability 0 / 0
Harcourt North — Walkability: 0/100 Sedgwick — Walkability: 0/100
Safety 55 / 80
Harcourt North — Safety: 55/100 Sedgwick — Safety: 80/100
Low fire risk 35 / 67
Harcourt North — Low fire risk: 35/100 Sedgwick — Low fire risk: 67/100
Low flood risk 100 / 100
Harcourt North — Low flood risk: 100/100 Sedgwick — Low flood risk: 100/100

Demographics

Sedgwick has more residents (614 vs 291); Sedgwick rents higher ($335/wk vs $285/wk).

Harcourt North Sedgwick
Population 291 614
+111% vs other
Population trend (2016 → 2021) +9.8% +12.5%
Median age 55 47
Median household income $111,592/yr $124,332/yr
+11% vs other
Median weekly rent $285/wk $335/wk
+18% vs other

Age profile

Share of residents in each band, 2021 Census.

Harcourt North Sedgwick
0-4 4.8% / 3.1%
Harcourt North — 0-4: 4.8% Sedgwick — 0-4: 3.1%
5-14 7.9% / 14.7%
Harcourt North — 5-14: 7.9% Sedgwick — 5-14: 14.7%
15-19 5.5% / 6.2%
Harcourt North — 15-19: 5.5% Sedgwick — 15-19: 6.2%
20-24 2.1% / 5.0%
Harcourt North — 20-24: 2.1% Sedgwick — 20-24: 5.0%
25-34 7.6% / 5.7%
Harcourt North — 25-34: 7.6% Sedgwick — 25-34: 5.7%
35-44 8.6% / 11.2%
Harcourt North — 35-44: 8.6% Sedgwick — 35-44: 11.2%
45-54 13.1% / 15.5%
Harcourt North — 45-54: 13.1% Sedgwick — 45-54: 15.5%
55-64 25.8% / 19.5%
Harcourt North — 55-64: 25.8% Sedgwick — 55-64: 19.5%
65-74 18.9% / 11.2%
Harcourt North — 65-74: 18.9% Sedgwick — 65-74: 11.2%
75-84 4.5% / 4.7%
Harcourt North — 75-84: 4.5% Sedgwick — 75-84: 4.7%
85+ 1.7% / 1.1%
Harcourt North — 85+: 1.7% Sedgwick — 85+: 1.1%

Bars are drawn against the largest share shown (25.8%).

Who lives together

Household composition, 2021 Census.

Harcourt North 50.0% couple families
Harcourt North — Couple Families: 50.0% Harcourt North — Lone Person: 36.7% Harcourt North — One Parent Families: 8.3% Harcourt North — Other Families: 5.0%
Sedgwick 65.6% couple families
Sedgwick — Couple Families: 65.6% Sedgwick — Lone Person: 26.4% Sedgwick — One Parent Families: 8.0% Sedgwick — Other Families: 0.0%
Couple Families Lone Person One Parent Families Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Harcourt North 8.1% renting
Harcourt North — Owned Outright: 51.5% Harcourt North — Mortgage: 40.4% Harcourt North — Renting: 8.1%
Sedgwick 4.7% renting
Sedgwick — Owned Outright: 45.5% Sedgwick — Mortgage: 49.8% Sedgwick — Renting: 4.7%
Owned outright Mortgage Renting

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Harcourt North Sedgwick
New Zealand 2.1% / 1.6%
Harcourt North — New Zealand: 2.1% Sedgwick — New Zealand: 1.6%
England — / 2.9%
Harcourt North — England: not among its largest Sedgwick — England: 2.9%
Netherlands 1.0% / 0.7%
Harcourt North — Netherlands: 1.0% Sedgwick — Netherlands: 0.7%
Scotland — / 0.7%
Harcourt North — Scotland: not among its largest Sedgwick — Scotland: 0.7%
Germany — / 0.7%
Harcourt North — Germany: not among its largest Sedgwick — Germany: 0.7%

Bars are drawn against the largest share shown (2.9%).

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Harcourt North Sedgwick
Bachelor Degree 16.5% / 15.5%
Harcourt North — Bachelor Degree: 16.5% Sedgwick — Bachelor Degree: 15.5%
Certificate III & IV 11.0% / 15.6%
Harcourt North — Certificate III & IV: 11.0% Sedgwick — Certificate III & IV: 15.6%
Advanced Diploma / Diploma 11.7% / 8.3%
Harcourt North — Advanced Diploma / Diploma: 11.7% Sedgwick — Advanced Diploma / Diploma: 8.3%
Graduate Diploma / Certificate 6.9% / 5.5%
Harcourt North — Graduate Diploma / Certificate: 6.9% Sedgwick — Graduate Diploma / Certificate: 5.5%
Postgraduate Degree 6.2% / 5.7%
Harcourt North — Postgraduate Degree: 6.2% Sedgwick — Postgraduate Degree: 5.7%

Bars are drawn against the largest share shown (16.5%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Harcourt North 100.0% houses
Harcourt North — Houses: 100.0%
Sedgwick 100.0% houses
Sedgwick — Houses: 100.0%
Houses

Property market

Harcourt North Sedgwick
Median house price — $1,550,000
Median unit price —
same for both
Median land price — $612,500

Zoning mix

Sedgwick has more rural and farming land (73% vs 52%); Harcourt North has more land zoned for conservation (22% vs 5%).

Harcourt North Sedgwick
Rural and farming 52% 73%
Parks and recreation 23% 19%
Environmental 22% 5%
Infrastructure and transport 3%
same for both
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Harcourt North Sedgwick
New dwellings approved 885
across Greater Bendigo
same for both
Approvals change year on year +28%
same for both

Ranking within VIC

Harcourt North Sedgwick
House price —
same for both
Income Higher than 84% of VIC Higher than 93% of VIC
Schools —
same for both
Walkability Higher than 58% of VIC Higher than 56% of VIC
Affordability —
same for both
EV adoption Higher than 33% of VIC Higher than 56% of VIC
NBN connectivity Higher than 46% of VIC
same for both

Liveability

Harcourt North Sedgwick
Grade — B
Score — 65/100
Socio-economic band very advantaged area
decile 10/10
same for both

Risk profile

Harcourt North carries more crime risk (45 vs 20); Harcourt North carries more bushfire risk (65 vs 33).

Harcourt North Sedgwick
Bushfire Moderate
65/100
Low
33/100
Crime Moderate
45/100
Low
20/100
Flood None
0/100
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Harcourt North Sedgwick
Inside the suburb 0
same for both
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both

Amenities in the suburb

Harcourt North Sedgwick
Parks & reserves 3 1
Waterways 7 8

Mobility

Sedgwick sits further from the CBD (134.9 km vs 129.3 km).

Harcourt North Sedgwick
Walkability score 0/100
same for both
Distance to Melbourne 129.3 km 134.9 km
+4% vs other
Drive time (normal traffic) 92 min 96 min
Electric vehicle share 0.4%
postcode 3453
0.6%
postcode 3551
Rooftop solar per 100 dwellings 72
postcode 3453
64
postcode 3551

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Harcourt North Sedgwick
Car (driver) 53.7% / 61.9%
Harcourt North — Car (driver): 53.7% Sedgwick — Car (driver): 61.9%
Worked from Home 40.5% / 29.0%
Harcourt North — Worked from Home: 40.5% Sedgwick — Worked from Home: 29.0%
Walked Only 5.8% / 1.9%
Harcourt North — Walked Only: 5.8% Sedgwick — Walked Only: 1.9%
Car (passenger) — / 5.8%
Harcourt North — Car (passenger): not among its largest Sedgwick — Car (passenger): 5.8%
Bicycle — / 1.3%
Harcourt North — Bicycle: not among its largest Sedgwick — Bicycle: 1.3%

Bars are drawn against the largest share shown (61.9%).

Setting

Harcourt North Sedgwick
Elevation 381 m
above sea level, at the suburb centre
318 m
above sea level, at the suburb centre

NBN connectivity

Harcourt North Sedgwick
Connectivity score 29/100
same for both
Most common technology Fixed wireless
same for both
Full-fibre (FTTP) share 0%
130 premises
0%
219 premises

Climate

Harcourt North Sedgwick
Annual rainfall 598 mm
same for both
Summer max (Jan) 27.9°C
same for both
Winter min (Jul) 3.7°C
same for both

Council rates

Harcourt North Sedgwick
Average residential rate $1,949/yr
same for both
Council Greater Bendigo
same for both

Federal electorate

Harcourt North Sedgwick
Division Bendigo
same for both
Member Lisa Chesters
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Harcourt North Sedgwick
Grant amount $10,000
same for both
Property price cap $750,000
same for both
Eligibility New
same for both

Tags

Harcourt North

Sedgwick

More comparisons

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Full data on Harcourt North Full data on Sedgwick
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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