Hampden Hall vs Pola Creek

Pola Creek is the younger of the two, with a median age of 40 against 51 in Hampden Hall. In both, most households own their home, the large majority of homes are detached houses, and most households are couple families. On these figures, Hampden Hall tends to suit people living alone, while Pola Creek suits couples.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Pola Creek

ahead on 2 of the 6 things we measure here

  • is already more of a family suburb (80% vs 58%)
  • has more separate houses rather than flats (100% vs 88%)
  • But Hampden Hall carries lower crime risk (0/100 vs 11/100)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Pola Creek

ahead on the one thing that separates them

  • leaves households under less mortgage stress (16% vs 38%)

Weighs mortgage stress.

Renters

Pola Creek

ahead on 2 of the 3 things we measure here

  • leaves renters under less rental stress (12% vs 29%)
  • has cheaper rent ($280/wk vs $350/wk)
  • But Hampden Hall has a bigger rental market to choose from (26% vs 12%)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Hampden Hall

ahead on 2 of the 3 things we measure here

  • is more walkable (15/100 vs 0/100)
  • sits closer to the CBD (422.8 km vs 425.3 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Hampden Hall

ahead on 3 of the 4 things we measure here

  • is more walkable (15/100 vs 0/100)
  • carries lower crime risk (0/100 vs 11/100)
  • has more residents already 65 and over (34% vs 27%)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs population growth.

Where they sit

Hampden Hall and Pola Creek drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Hampden Hall Pola Creek
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Hampden Hall Pola Creek
Walkability 15 / 0
Hampden Hall — Walkability: 15/100 Pola Creek — Walkability: 0/100
Safety 100 / 89
Hampden Hall — Safety: 100/100 Pola Creek — Safety: 89/100
Low fire risk 100 / 100
Hampden Hall — Low fire risk: 100/100 Pola Creek — Low fire risk: 100/100

Demographics

Pola Creek has higher household incomes ($121,316 vs $62,348); Hampden Hall skews older (51 vs 40).

Hampden Hall Pola Creek
Population 74 86
+16% vs other
Population trend (2016 → 2021) +25.4% +28.4%
Median age 51 40
Median household income $62,348/yr $121,316/yr
+95% vs other
Median weekly rent $350/wk
+20% vs other
 $280/wk

Age profile

Share of residents in each band, 2021 Census.

Hampden Hall Pola Creek
0-4 — / 4.7%
Hampden Hall — 0-4: not among its largest Pola Creek — 0-4: 4.7%
5-14 18.9% / 16.3%
Hampden Hall — 5-14: 18.9% Pola Creek — 5-14: 16.3%
15-19 — / 3.5%
Hampden Hall — 15-19: not among its largest Pola Creek — 15-19: 3.5%
20-24 — / 4.7%
Hampden Hall — 20-24: not among its largest Pola Creek — 20-24: 4.7%
25-34 4.1% / 10.5%
Hampden Hall — 25-34: 4.1% Pola Creek — 25-34: 10.5%
35-44 6.8% / 10.5%
Hampden Hall — 35-44: 6.8% Pola Creek — 35-44: 10.5%
45-54 18.9% / 10.5%
Hampden Hall — 45-54: 18.9% Pola Creek — 45-54: 10.5%
55-64 8.1% / 11.6%
Hampden Hall — 55-64: 8.1% Pola Creek — 55-64: 11.6%
65-74 17.6% / 15.1%
Hampden Hall — 65-74: 17.6% Pola Creek — 65-74: 15.1%
75-84 16.2% / 11.6%
Hampden Hall — 75-84: 16.2% Pola Creek — 75-84: 11.6%
85+ — / —
Hampden Hall — 85+: not among its largest Pola Creek — 85+: not among its largest

Bars are drawn against the largest share shown (18.9%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Hampden Hall Pola Creek
Zimbabwe 6.8% / —
Hampden Hall — Zimbabwe: 6.8% Pola Creek — Zimbabwe: not among its largest
Thailand — / 4.7%
Hampden Hall — Thailand: not among its largest Pola Creek — Thailand: 4.7%

Bars are drawn against the largest share shown (6.8%).

Who lives together

Household composition, 2021 Census.

Hampden Hall 58.3% couple families
Hampden Hall — Couple Families: 58.3% Hampden Hall — Lone Person: 41.7%
Pola Creek 80.0% couple families
Pola Creek — Couple Families: 80.0% Pola Creek — Lone Person: 20.0%
Couple Families Lone Person

What people live in

Occupied private dwellings by structure, 2021 Census.

Hampden Hall 88.0% houses
Hampden Hall — Houses: 88.0% Hampden Hall — Flats / Apartments: 12.0%
Pola Creek 100.0% houses
Pola Creek — Houses: 100.0% Pola Creek — Flats / Apartments: 0.0%
Houses Flats / Apartments

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Hampden Hall Pola Creek
Certificate III & IV 23.0% / 20.9%
Hampden Hall — Certificate III & IV: 23.0% Pola Creek — Certificate III & IV: 20.9%
Bachelor Degree 8.1% / 7.0%
Hampden Hall — Bachelor Degree: 8.1% Pola Creek — Bachelor Degree: 7.0%
Advanced Diploma / Diploma 4.1% / 3.5%
Hampden Hall — Advanced Diploma / Diploma: 4.1% Pola Creek — Advanced Diploma / Diploma: 3.5%

Bars are drawn against the largest share shown (23.0%).

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Hampden Hall 25.9% renting
Hampden Hall — Owned Outright: 37.0% Hampden Hall — Mortgage: 37.0% Hampden Hall — Renting: 25.9%
Pola Creek 12.0% renting
Pola Creek — Owned Outright: 36.0% Pola Creek — Mortgage: 52.0% Pola Creek — Renting: 12.0%
Owned outright Mortgage Renting

Property market

Hampden Hall Pola Creek
Median house price $557,500 —
Median unit price —
same for both
Median land price —
same for both

Zoning mix

Hampden Hall Pola Creek
Rural and farming 94% 88%
Environmental 6% 9%
Infrastructure and transport 0% 3%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Hampden Hall Pola Creek
New dwellings approved 144
across Kempsey
same for both
Approvals change year on year +380%
same for both

Ranking within NSW

Hampden Hall Pola Creek
House price Higher than 18% of NSW —
Income Higher than 25% of NSW Higher than 85% of NSW
Schools —
same for both
Walkability Higher than 65% of NSW Higher than 43% of NSW
Affordability Higher than 73% of NSW —
EV adoption Higher than 8% of NSW
same for both
NBN connectivity Higher than 60% of NSW Higher than 63% of NSW

Liveability

Hampden Hall is more walkable (15 vs 0).

Hampden Hall Pola Creek
Grade —
same for both
Score —
same for both
Socio-economic band mid-range socio-economic
decile 5/10
same for both

Risk profile

Pola Creek carries more crime risk (11 vs 0).

Hampden Hall Pola Creek
Bushfire None
0/100
same for both
Crime None
0/100
 Low
11/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 4
within 5 km
 2
within 5 km

Schools

Hampden Hall Pola Creek
Inside the suburb 0
same for both
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both

Amenities in the suburb

Hampden Hall Pola Creek
Waterways 2 3

Mobility

Pola Creek sits further from the CBD (425.3 km vs 422.8 km).

Hampden Hall Pola Creek
Walkability score 15/100 0/100
Distance to Sydney 422.8 km 425.3 km
Drive time (normal traffic) 283 min 285 min
Electric vehicle share 0.1%
postcode 2440
same for both
Rooftop solar per 100 dwellings 53
postcode 2440
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Hampden Hall Pola Creek
Car (driver) 88.0% / 85.7%
Hampden Hall — Car (driver): 88.0% Pola Creek — Car (driver): 85.7%
Worked from Home 12.0% / 14.3%
Hampden Hall — Worked from Home: 12.0% Pola Creek — Worked from Home: 14.3%

Bars are drawn against the largest share shown (88.0%).

Setting

Hampden Hall Pola Creek
Elevation 16 m
above sea level, at the suburb centre
 3 m
above sea level, at the suburb centre
Distance to the ocean 14.9 km 14.8 km

NBN connectivity

Hampden Hall Pola Creek
Connectivity score 30/100
same for both
Most common technology Fixed wireless
same for both
Full-fibre (FTTP) share 0%
29 premises
same for both

Council rates

Hampden Hall Pola Creek
Average residential rate $1,447/yr
same for both
Council Kempsey
same for both

Federal electorate

Hampden Hall Pola Creek
Division Cowper
same for both
Member Pat Conaghan
same for both
Party The Nationals
same for both

First Home Owner Grant

Hampden Hall Pola Creek
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Hampden Hall

Affordable Retirees Rural

Pola Creek

Retirees Rural

More comparisons

Other comparisons with Hampden Hall

Hampden Hall vs East Kempsey Hampden Hall vs Kempsey Hampden Hall vs Verges Creek

Other comparisons with Pola Creek

Pola Creek vs Frederickton Pola Creek vs Kempsey Pola Creek vs Verges Creek Pola Creek vs Austral Eden
Full data on Hampden Hall Full data on Pola Creek
Unlock full address-level data — $29/month

Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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