Gumma vs Scotts Head

In both, the large majority of households own their home and the large majority of homes are detached houses. In Gumma, about half of households are couple families. Houses cost more in Scotts Head: a median of $965,000, against $880,000 in Gumma. On these figures, Gumma tends to suit couples.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Gumma

ahead on 2 of the 6 things we measure here

  • carries lower crime risk (41/100 vs 71/100)
  • is already more of a family suburb (60% vs 51%)
  • But Scotts Head has more schools rated above their peers (1 vs 0)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Scotts Head

ahead on the one thing that separates them

  • leaves households under less mortgage stress (25% vs 31%)

Weighs house prices and mortgage stress.

Renters

Scotts Head

ahead on the one thing that separates them

  • has a bigger rental market to choose from (18% vs 8%)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Gumma

ahead on the one thing that separates them

  • has a shorter drive in (317 min vs 346 min)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Gumma

ahead on the one thing that separates them

  • carries lower crime risk (41/100 vs 71/100)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs population growth.

Where they sit

Gumma and Scotts Head drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Gumma Scotts Head
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Gumma Scotts Head
Walkability 4 / 4
Gumma — Walkability: 4/100 Scotts Head — Walkability: 4/100
Safety 59 / 29
Gumma — Safety: 59/100 Scotts Head — Safety: 29/100
Low fire risk 64 / 85
Gumma — Low fire risk: 64/100 Scotts Head — Low fire risk: 85/100

Demographics

Scotts Head has more residents (986 vs 486); Scotts Head skews older (54 vs 52).

Gumma Scotts Head
Population 486 986
+103% vs other
Population trend (2016 → 2021) +6.1% +9.7%
Median age 52 54
Median household income $62,608/yr $63,024/yr
Median weekly rent $315/wk $330/wk
+5% vs other

Age profile

Share of residents in each band, 2021 Census.

Gumma Scotts Head
0-4 4.7% / 4.8%
Gumma — 0-4: 4.7% Scotts Head — 0-4: 4.8%
5-14 11.5% / 12.1%
Gumma — 5-14: 11.5% Scotts Head — 5-14: 12.1%
15-19 4.3% / 4.1%
Gumma — 15-19: 4.3% Scotts Head — 15-19: 4.1%
20-24 3.1% / 1.3%
Gumma — 20-24: 3.1% Scotts Head — 20-24: 1.3%
25-34 7.6% / 6.7%
Gumma — 25-34: 7.6% Scotts Head — 25-34: 6.7%
35-44 10.9% / 11.1%
Gumma — 35-44: 10.9% Scotts Head — 35-44: 11.1%
45-54 13.2% / 11.2%
Gumma — 45-54: 13.2% Scotts Head — 45-54: 11.2%
55-64 14.4% / 19.5%
Gumma — 55-64: 14.4% Scotts Head — 55-64: 19.5%
65-74 20.8% / 18.5%
Gumma — 65-74: 20.8% Scotts Head — 65-74: 18.5%
75-84 6.8% / 7.9%
Gumma — 75-84: 6.8% Scotts Head — 75-84: 7.9%
85+ 2.3% / 2.1%
Gumma — 85+: 2.3% Scotts Head — 85+: 2.1%

Bars are drawn against the largest share shown (20.8%).

Who lives together

Household composition, 2021 Census.

Gumma 48.7% couple families
Gumma — Couple Families: 48.7% Gumma — Lone Person: 36.1% Gumma — One Parent Families: 11.8% Gumma — Group Household: 3.4% Gumma — Other Families: 0.0%
Scotts Head 37.9% couple families
Scotts Head — Couple Families: 37.9% Scotts Head — Lone Person: 42.8% Scotts Head — One Parent Families: 12.9% Scotts Head — Group Household: 5.3% Scotts Head — Other Families: 1.1%
Couple Families Lone Person One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Gumma 7.7% renting
Gumma — Owned Outright: 56.6% Gumma — Mortgage: 35.7% Gumma — Renting: 7.7%
Scotts Head 18.1% renting
Scotts Head — Owned Outright: 58.4% Scotts Head — Mortgage: 23.5% Scotts Head — Renting: 18.1%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Gumma Scotts Head
Certificate III & IV 20.2% / 20.5%
Gumma — Certificate III & IV: 20.2% Scotts Head — Certificate III & IV: 20.5%
Bachelor Degree 7.2% / 14.2%
Gumma — Bachelor Degree: 7.2% Scotts Head — Bachelor Degree: 14.2%
Advanced Diploma / Diploma 8.0% / 7.8%
Gumma — Advanced Diploma / Diploma: 8.0% Scotts Head — Advanced Diploma / Diploma: 7.8%
Graduate Diploma / Certificate 2.7% / 1.7%
Gumma — Graduate Diploma / Certificate: 2.7% Scotts Head — Graduate Diploma / Certificate: 1.7%
Postgraduate Degree 1.0% / 3.2%
Gumma — Postgraduate Degree: 1.0% Scotts Head — Postgraduate Degree: 3.2%

Bars are drawn against the largest share shown (20.5%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Gumma Scotts Head
England 3.3% / 3.8%
Gumma — England: 3.3% Scotts Head — England: 3.8%
New Zealand 1.6% / 1.6%
Gumma — New Zealand: 1.6% Scotts Head — New Zealand: 1.6%
Netherlands 0.6% / 0.7%
Gumma — Netherlands: 0.6% Scotts Head — Netherlands: 0.7%
France — / 0.9%
Gumma — France: not among its largest Scotts Head — France: 0.9%
Malaysia 0.8% / —
Gumma — Malaysia: 0.8% Scotts Head — Malaysia: not among its largest
Philippines — / 0.8%
Gumma — Philippines: not among its largest Scotts Head — Philippines: 0.8%

Bars are drawn against the largest share shown (3.8%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Gumma 95.8% houses
Gumma — Houses: 95.8% Gumma — Flats / Apartments: 4.2% Gumma — Townhouses: 0.0%
Scotts Head 89.2% houses
Scotts Head — Houses: 89.2% Scotts Head — Flats / Apartments: 6.8% Scotts Head — Townhouses: 4.0%
Houses Flats / Apartments Townhouses

Property market

Gumma Scotts Head
Median house price $880,000 $965,000
Median unit price — $530,000
Median land price — $399,000
Typical days to sell (houses) — 105 days
from 7 sales

Zoning mix

Gumma has more rural and farming land (51% vs 0%); Scotts Head has more land zoned for conservation (78% vs 35%).

Gumma Scotts Head
Environmental 35% 78%
Rural and farming 51% 0%
Residential 13%
same for both
Parks and recreation 0% 6%
Planning zones cover 100% of Gumma and 98% of Scotts Head. The rest is unzoned land such as water or road reserve.
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Gumma Scotts Head
New dwellings approved 109
across Nambucca Valley
same for both
Approvals change year on year -64%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Gumma Scotts Head
Houses — 2.4%
$675/wk on $1.45M
Units —
same for both

Ranking within NSW

Gumma Scotts Head
House price Higher than 57% of NSW Higher than 49% of NSW
Income Higher than 25% of NSW
same for both
Schools —
same for both
Walkability Higher than 45% of NSW Higher than 44% of NSW
Affordability Higher than 24% of NSW Higher than 31% of NSW
EV adoption Higher than 33% of NSW
same for both
NBN connectivity Higher than 45% of NSW Higher than 70% of NSW
Rental yield (houses) — Higher than 6% of NSW

Liveability

Gumma Scotts Head
Grade — C
Score — 32/100
Socio-economic band below-average income
decile 3/10
 mid-range socio-economic
decile 4/10

Risk profile

Gumma carries more bushfire risk (36 vs 15); Scotts Head carries more crime risk (71 vs 41).

Gumma Scotts Head
Bushfire Low
36/100
 Low
15/100
Crime Moderate
41/100
 High
71/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion Moderate
64/100
 High
75/100
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Gumma Scotts Head
Inside the suburb 0 1
Rated above peers 0 1
Rated at peers 0
same for both
Rated below peers 0
same for both

Schools in Gumma

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Schools in Scotts Head

  • Scotts Head Public School Government · Primary above peers

Amenities in the suburb

Gumma Scotts Head
Supermarkets 0 1
Cafes & restaurants 0 4
Parks & reserves 1 3
GPs 0 1
Beaches 0 2
Waterways 1 0

Mobility

Gumma Scotts Head
Walkability score 4/100
same for both
Distance to Sydney 478.6 km 478.7 km
Drive time (normal traffic) 317 min 346 min
Electric vehicle share 0.3%
postcode 2447
same for both
Rooftop solar per 100 dwellings 62
postcode 2447
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Gumma Scotts Head
Car (driver) 78.8% / 71.4%
Gumma — Car (driver): 78.8% Scotts Head — Car (driver): 71.4%
Worked from Home 13.5% / 15.5%
Gumma — Worked from Home: 13.5% Scotts Head — Worked from Home: 15.5%
Walked Only 2.4% / 8.6%
Gumma — Walked Only: 2.4% Scotts Head — Walked Only: 8.6%
Car (passenger) 5.3% / 4.6%
Gumma — Car (passenger): 5.3% Scotts Head — Car (passenger): 4.6%

Bars are drawn against the largest share shown (78.8%).

Setting

Gumma Scotts Head
Elevation 3 m
above sea level, at the suburb centre
 5 m
above sea level, at the suburb centre
Distance to the ocean 2.2 km
4.3 km to a named beach
 317 m
2.2 km to a named beach

NBN connectivity

Gumma Scotts Head
Connectivity score 29/100 61/100
Most common technology Fixed wireless Fibre to the node
Full-fibre (FTTP) share 0%
205 premises
 30%
668 premises

Council rates

Gumma Scotts Head
Average residential rate $1,175/yr
same for both
Council Nambucca Valley
same for both

Federal electorate

Gumma Scotts Head
Division Cowper
same for both
Member Pat Conaghan
same for both
Party The Nationals
same for both

First Home Owner Grant

Gumma Scotts Head
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Gumma

Coastal Retirees Rural

Scotts Head

Acreage Coastal Retirees

More comparisons

Other comparisons with Gumma

Gumma vs Nambucca Heads Gumma vs Macksville Gumma vs North Macksville Gumma vs Way Way

Other comparisons with Scotts Head

Scotts Head vs Nambucca Heads Scotts Head vs Way Way
Full data on Gumma Full data on Scotts Head
Unlock full address-level data — $29/month

Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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