Gumma vs Nambucca Heads

Gumma is the younger of the two, with a median age of 52 against 57 in Nambucca Heads. In both, most households own their home and most homes are detached houses. In Gumma, about half of households are couple families. In Nambucca Heads, most households are people living alone. Houses cost more in Gumma: a median of $880,000, against $730,000 in Nambucca Heads, and rent is higher there too. On these figures, Gumma tends to suit couples, while Nambucca Heads suits people living alone and buyers on a tighter budget.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

They split

one each way, out of the 6 things we measure here

  • Gumma carries lower crime risk (41/100 vs 85/100)
  • Nambucca Heads has more parks and reserves (14 vs 1)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Nambucca Heads

ahead on the one thing that separates them

  • has cheaper houses ($730,000 vs $880,000)

Weighs house prices and mortgage stress.

Renters

Nambucca Heads

ahead on 2 of the 3 things we measure here

  • has a bigger rental market to choose from (35% vs 8%)
  • has cheaper rent ($280/wk vs $315/wk)
  • But Gumma leaves renters under less rental stress (26% vs 33%)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

They split

one each way, out of the 3 things we measure here

  • Gumma sits closer to the CBD (478.6 km vs 485.2 km)
  • Nambucca Heads is more walkable (71/100 vs 4/100)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Nambucca Heads

ahead on 4 of the 5 things we measure here

  • is more walkable (71/100 vs 4/100)
  • has more units and townhouses to downsize into (28% vs 4%)
  • has more GPs (3 vs 0)
  • But Gumma carries lower crime risk (41/100 vs 85/100)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs population growth.

Where they sit

Gumma and Nambucca Heads drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Gumma Nambucca Heads
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Gumma Nambucca Heads
Walkability 4 / 71
Gumma — Walkability: 4/100 Nambucca Heads — Walkability: 71/100
Safety 59 / 15
Gumma — Safety: 59/100 Nambucca Heads — Safety: 15/100
Low fire risk 64 / 49
Gumma — Low fire risk: 64/100 Nambucca Heads — Low fire risk: 49/100

Demographics

Nambucca Heads has more residents (6,675 vs 486); Gumma has higher household incomes ($62,608 vs $43,628).

Gumma Nambucca Heads
Population 486 6,675
+1273% vs other
Population trend (2016 → 2021) +6.1% +5.5%
Median age 52 57
Median household income $62,608/yr
+30% vs other
 $43,628/yr
Median weekly rent $315/wk
+11% vs other
 $280/wk

Age profile

Share of residents in each band, 2021 Census.

Gumma Nambucca Heads
0-4 4.7% / 4.3%
Gumma — 0-4: 4.7% Nambucca Heads — 0-4: 4.3%
5-14 11.5% / 9.3%
Gumma — 5-14: 11.5% Nambucca Heads — 5-14: 9.3%
15-19 4.3% / 4.5%
Gumma — 15-19: 4.3% Nambucca Heads — 15-19: 4.5%
20-24 3.1% / 3.3%
Gumma — 20-24: 3.1% Nambucca Heads — 20-24: 3.3%
25-34 7.6% / 7.4%
Gumma — 25-34: 7.6% Nambucca Heads — 25-34: 7.4%
35-44 10.9% / 8.1%
Gumma — 35-44: 10.9% Nambucca Heads — 35-44: 8.1%
45-54 13.2% / 9.9%
Gumma — 45-54: 13.2% Nambucca Heads — 45-54: 9.9%
55-64 14.4% / 15.6%
Gumma — 55-64: 14.4% Nambucca Heads — 55-64: 15.6%
65-74 20.8% / 18.5%
Gumma — 65-74: 20.8% Nambucca Heads — 65-74: 18.5%
75-84 6.8% / 13.2%
Gumma — 75-84: 6.8% Nambucca Heads — 75-84: 13.2%
85+ 2.3% / 5.6%
Gumma — 85+: 2.3% Nambucca Heads — 85+: 5.6%

Bars are drawn against the largest share shown (20.8%).

Who lives together

Household composition, 2021 Census.

Gumma 36.1% lone person
Gumma — Lone Person: 36.1% Gumma — Couple Families: 48.7% Gumma — One Parent Families: 11.8% Gumma — Group Household: 3.4% Gumma — Other Families: 0.0%
Nambucca Heads 58.3% lone person
Nambucca Heads — Lone Person: 58.3% Nambucca Heads — Couple Families: 18.8% Nambucca Heads — One Parent Families: 17.0% Nambucca Heads — Group Household: 4.2% Nambucca Heads — Other Families: 1.6%
Lone Person Couple Families One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Gumma 7.7% renting
Gumma — Owned Outright: 56.6% Gumma — Mortgage: 35.7% Gumma — Renting: 7.7%
Nambucca Heads 34.9% renting
Nambucca Heads — Owned Outright: 48.1% Nambucca Heads — Mortgage: 16.9% Nambucca Heads — Renting: 34.9%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Gumma Nambucca Heads
Certificate III & IV 20.2% / 17.2%
Gumma — Certificate III & IV: 20.2% Nambucca Heads — Certificate III & IV: 17.2%
Advanced Diploma / Diploma 8.0% / 6.3%
Gumma — Advanced Diploma / Diploma: 8.0% Nambucca Heads — Advanced Diploma / Diploma: 6.3%
Bachelor Degree 7.2% / 6.2%
Gumma — Bachelor Degree: 7.2% Nambucca Heads — Bachelor Degree: 6.2%
Graduate Diploma / Certificate 2.7% / 1.4%
Gumma — Graduate Diploma / Certificate: 2.7% Nambucca Heads — Graduate Diploma / Certificate: 1.4%
Postgraduate Degree 1.0% / 1.4%
Gumma — Postgraduate Degree: 1.0% Nambucca Heads — Postgraduate Degree: 1.4%

Bars are drawn against the largest share shown (20.2%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Gumma Nambucca Heads
England 3.3% / 3.9%
Gumma — England: 3.3% Nambucca Heads — England: 3.9%
New Zealand 1.6% / 1.3%
Gumma — New Zealand: 1.6% Nambucca Heads — New Zealand: 1.3%
Netherlands 0.6% / 0.4%
Gumma — Netherlands: 0.6% Nambucca Heads — Netherlands: 0.4%
Malaysia 0.8% / —
Gumma — Malaysia: 0.8% Nambucca Heads — Malaysia: not among its largest
Scotland — / 0.5%
Gumma — Scotland: not among its largest Nambucca Heads — Scotland: 0.5%
Germany — / 0.5%
Gumma — Germany: not among its largest Nambucca Heads — Germany: 0.5%
Philippines — / 0.5%
Gumma — Philippines: not among its largest Nambucca Heads — Philippines: 0.5%

Bars are drawn against the largest share shown (3.9%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Gumma 95.8% houses
Gumma — Houses: 95.8% Gumma — Flats / Apartments: 4.2% Gumma — Townhouses: 0.0%
Nambucca Heads 72.3% houses
Nambucca Heads — Houses: 72.3% Nambucca Heads — Flats / Apartments: 14.8% Nambucca Heads — Townhouses: 12.9%
Houses Flats / Apartments Townhouses

Property market

Gumma Nambucca Heads
Median house price $880,000 $730,000
Median unit price — $530,500
Median land price — $265,000
Typical days to sell (houses) — 42 days
from 50 sales

Zoning mix

Gumma has more land zoned for conservation (35% vs 21%).

Gumma Nambucca Heads
Rural and farming 51% 49%
Environmental 35% 21%
Residential 13% 19%
Parks and recreation 0% 6%
Infrastructure and transport 0% 3%
Industrial 0% 1%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Gumma Nambucca Heads
New dwellings approved 109
across Nambucca Valley
same for both
Approvals change year on year -64%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Gumma Nambucca Heads
Houses — 4.0%
$650/wk on $849K
Units — 3.9%
$420/wk on $555K

Ranking within NSW

Gumma Nambucca Heads
House price Higher than 57% of NSW Higher than 27% of NSW
Income Higher than 25% of NSW Higher than 6% of NSW
Schools — Higher than 59% of NSW
Walkability Higher than 45% of NSW Higher than 89% of NSW
Affordability Higher than 24% of NSW Higher than 29% of NSW
EV adoption Higher than 33% of NSW Higher than 30% of NSW
NBN connectivity Higher than 45% of NSW Higher than 75% of NSW
Rental yield (houses) — Higher than 72% of NSW
Rental yield (units) — Higher than 21% of NSW

Liveability

Nambucca Heads is more walkable (71 vs 4).

Gumma Nambucca Heads
Grade — D
Score — 29/100
Socio-economic band below-average income
decile 3/10
 high-need area
decile 1/10

Risk profile

Nambucca Heads carries more crime risk (85 vs 41); Nambucca Heads carries more bushfire risk (51 vs 36).

Gumma Nambucca Heads
Bushfire Low
36/100
 Moderate
51/100
Crime Moderate
41/100
 High
85/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion Moderate
64/100
 High
95/100
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Gumma Nambucca Heads
Inside the suburb 0 4
Rated above peers 0 1
Rated at peers 0 2
Rated below peers 0 1

Schools in Gumma

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Schools in Nambucca Heads

  • Nambucca Heads Public School Government · Primary above peers
  • Frank Partridge VC Public School Government · Primary at peers
  • Nambucca Valley Christian Community School Independent · Combined at peers
  • Nambucca Heads High School Government · Secondary below peers

Amenities in the suburb

Gumma Nambucca Heads
Supermarkets 0 3
Cafes & restaurants 0 18
Parks & reserves 1 14
Childcare 0 5
GPs 0 3
Pharmacies 0 3
Police stations 0 1
Banks & Bank@Post 0 3
Fuel stations 0 2
EV chargers 0 1
Beaches 0 4
Waterways 1 25

Mobility

Nambucca Heads sits further from the CBD (485.2 km vs 478.6 km).

Gumma Nambucca Heads
Walkability score 4/100 71/100
Distance to Sydney 478.6 km 485.2 km
+1% vs other
Drive time (normal traffic) 317 min
same for both
Electric vehicle share 0.3%
postcode 2447
 0.3%
postcode 2448
Rooftop solar per 100 dwellings 62
postcode 2447
 53
postcode 2448

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Gumma Nambucca Heads
Car (driver) 78.8% / 79.6%
Gumma — Car (driver): 78.8% Nambucca Heads — Car (driver): 79.6%
Worked from Home 13.5% / 9.9%
Gumma — Worked from Home: 13.5% Nambucca Heads — Worked from Home: 9.9%
Car (passenger) 5.3% / 6.3%
Gumma — Car (passenger): 5.3% Nambucca Heads — Car (passenger): 6.3%
Walked Only 2.4% / 4.0%
Gumma — Walked Only: 2.4% Nambucca Heads — Walked Only: 4.0%
Bus — / 0.2%
Gumma — Bus: not among its largest Nambucca Heads — Bus: 0.2%

Bars are drawn against the largest share shown (79.6%).

Setting

Gumma Nambucca Heads
Elevation 3 m
above sea level, at the suburb centre
 7 m
above sea level, at the suburb centre
Distance to the ocean 2.2 km
4.3 km to a named beach
 1.2 km
3.1 km to a named beach

NBN connectivity

Gumma Nambucca Heads
Connectivity score 29/100 67/100
Most common technology Fixed wireless Fibre to the node
Full-fibre (FTTP) share 0%
205 premises
 30%
4,315 premises

Council rates

Gumma Nambucca Heads
Average residential rate $1,175/yr
same for both
Council Nambucca Valley
same for both

Federal electorate

Gumma Nambucca Heads
Division Cowper
same for both
Member Pat Conaghan
same for both
Party The Nationals
same for both

First Home Owner Grant

Gumma Nambucca Heads
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Gumma

Coastal Retirees Rural

Nambucca Heads

Coastal Parks Retirees River

More comparisons

Other comparisons with Gumma

Gumma vs Macksville Gumma vs Scotts Head Gumma vs North Macksville Gumma vs Way Way

Other comparisons with Nambucca Heads

Nambucca Heads vs Valla Beach Nambucca Heads vs Valla Nambucca Heads vs Scotts Head Nambucca Heads vs North Macksville Nambucca Heads vs Hyland Park Nambucca Heads vs Newee Creek
Full data on Gumma Full data on Nambucca Heads
Unlock full address-level data — $29/month

Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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