Green Point vs Terrigal

Terrigal is the younger of the two, with a median age of 43 against 48 in Green Point. In both, the large majority of households own their home and most homes are detached houses. In Terrigal, about half of households are couple families. Houses cost more in Terrigal: a median of $1.6 million, against $1.3 million in Green Point, and rent is higher there too. On these figures, Green Point tends to suit buyers on a tighter budget.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

They split

one each way, out of the 5 things we measure here

  • Green Point has more separate houses rather than flats (86% vs 71%)
  • Terrigal has more schools inside the suburb (5 vs 0)

Weighs schools, house stock, parks, childcare, and who already lives there.

First-home buyers

Green Point

ahead on the one thing that separates them

  • has cheaper houses ($1,297,500 vs $1,600,000)

Weighs house prices and mortgage stress.

Renters

Green Point

ahead on the one thing that separates them

  • has cheaper rent ($425/wk vs $520/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Green Point

ahead on the one thing that separates them

  • is more walkable (73/100 vs 59/100)

Weighs distance, drive time, rail access, and walkability.

Downsizers and retirees

Green Point

ahead on 2 of the 4 things we measure here

  • has more residents already 65 and over (28% vs 22%)
  • is more walkable (73/100 vs 59/100)
  • But Terrigal has more units and townhouses to downsize into (29% vs 14%)

Weighs smaller dwellings, who already lives there, GPs, and walkability.

Investors

Terrigal

ahead on the one thing that separates them

  • is growing faster (12.2% vs 6.3%)

Weighs house yield and population growth.

Where they sit

Green Point and Terrigal drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Green Point Terrigal
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Green Point Terrigal
Walkability 73 / 59
Green Point — Walkability: 73/100 Terrigal — Walkability: 59/100
Low fire risk 7 / 83
Green Point — Low fire risk: 7/100 Terrigal — Low fire risk: 83/100

Demographics

Terrigal has more residents (12,730 vs 6,810); Terrigal has higher household incomes ($106,912 vs $78,520).

Green Point Terrigal
Population 6,810 12,730
+87% vs other
Population trend (2016 → 2021) +6.3% +12.2%
Median age 48 43
Median household income $78,520/yr $106,912/yr
+36% vs other
Median weekly rent $425/wk $520/wk
+22% vs other

Age profile

Share of residents in each band, 2021 Census.

Green Point Terrigal
0-4 4.9% / 4.9%
Green Point — 0-4: 4.9% Terrigal — 0-4: 4.9%
5-14 11.4% / 13.0%
Green Point — 5-14: 11.4% Terrigal — 5-14: 13.0%
15-19 5.8% / 6.3%
Green Point — 15-19: 5.8% Terrigal — 15-19: 6.3%
20-24 4.7% / 5.1%
Green Point — 20-24: 4.7% Terrigal — 20-24: 5.1%
25-34 7.7% / 9.9%
Green Point — 25-34: 7.7% Terrigal — 25-34: 9.9%
35-44 11.0% / 12.3%
Green Point — 35-44: 11.0% Terrigal — 35-44: 12.3%
45-54 12.6% / 14.0%
Green Point — 45-54: 12.6% Terrigal — 45-54: 14.0%
55-64 14.0% / 13.0%
Green Point — 55-64: 14.0% Terrigal — 55-64: 13.0%
65-74 14.4% / 12.7%
Green Point — 65-74: 14.4% Terrigal — 65-74: 12.7%
75-84 9.7% / 7.1%
Green Point — 75-84: 9.7% Terrigal — 75-84: 7.1%
85+ 3.8% / 1.8%
Green Point — 85+: 3.8% Terrigal — 85+: 1.8%

Bars are drawn against the largest share shown (14.4%).

Who lives together

Household composition, 2021 Census.

Green Point 43.0% couple families
Green Point — Couple Families: 43.0% Green Point — Lone Person: 36.8% Green Point — One Parent Families: 17.3% Green Point — Group Household: 2.1% Green Point — Other Families: 0.9%
Terrigal 47.1% couple families
Terrigal — Couple Families: 47.1% Terrigal — Lone Person: 31.9% Terrigal — One Parent Families: 15.7% Terrigal — Group Household: 4.6% Terrigal — Other Families: 0.7%
Couple Families Lone Person One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Green Point 20.1% renting
Green Point — Owned Outright: 45.4% Green Point — Mortgage: 34.6% Green Point — Renting: 20.1%
Terrigal 24.5% renting
Terrigal — Owned Outright: 39.9% Terrigal — Mortgage: 35.6% Terrigal — Renting: 24.5%
Owned outright Mortgage Renting

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Green Point Terrigal
England 6.6% / 7.0%
Green Point — England: 6.6% Terrigal — England: 7.0%
New Zealand 1.6% / 1.9%
Green Point — New Zealand: 1.6% Terrigal — New Zealand: 1.9%
South Africa 1.3% / 1.5%
Green Point — South Africa: 1.3% Terrigal — South Africa: 1.5%
Scotland 0.8% / 0.8%
Green Point — Scotland: 0.8% Terrigal — Scotland: 0.8%
China 0.6% / 0.7%
Green Point — China: 0.6% Terrigal — China: 0.7%

Bars are drawn against the largest share shown (7.0%).

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Green Point Terrigal
Bachelor Degree 13.8% / 16.6%
Green Point — Bachelor Degree: 13.8% Terrigal — Bachelor Degree: 16.6%
Certificate III & IV 14.7% / 13.5%
Green Point — Certificate III & IV: 14.7% Terrigal — Certificate III & IV: 13.5%
Advanced Diploma / Diploma 8.8% / 10.0%
Green Point — Advanced Diploma / Diploma: 8.8% Terrigal — Advanced Diploma / Diploma: 10.0%
Postgraduate Degree 3.2% / 5.0%
Green Point — Postgraduate Degree: 3.2% Terrigal — Postgraduate Degree: 5.0%
Graduate Diploma / Certificate 1.8% / 2.0%
Green Point — Graduate Diploma / Certificate: 1.8% Terrigal — Graduate Diploma / Certificate: 2.0%

Bars are drawn against the largest share shown (16.6%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Green Point 85.7% houses
Green Point — Houses: 85.7% Green Point — Flats / Apartments: 7.6% Green Point — Townhouses: 6.8%
Terrigal 71.0% houses
Terrigal — Houses: 71.0% Terrigal — Flats / Apartments: 21.7% Terrigal — Townhouses: 7.3%
Houses Flats / Apartments Townhouses

Property market

Green Point Terrigal
Median house price $1,297,500 $1,600,000
Median unit price — $1,220,000
Median land price — $2,000,000
Typical days to sell (houses) 22 days
from 54 sales
 33 days
from 167 sales

House price by bedroom count

Only bed counts both suburbs published enough sales for. Sale counts are shown because the buckets differ in depth.

Green Point Terrigal
3 bed $1.08M / $1.33M
Green Point — 3 bed: $1.08M (46 sales) Terrigal — 3 bed: $1.33M (58 sales)

46 vs 58 sales

4 bed $1.32M / $1.62M
Green Point — 4 bed: $1.32M (54 sales) Terrigal — 4 bed: $1.62M (109 sales)

54 vs 109 sales

5 bed $1.5M / $1.77M
Green Point — 5 bed: $1.5M (18 sales) Terrigal — 5 bed: $1.77M (40 sales)

18 vs 40 sales

Zoning mix

Green Point has more land zoned for conservation (60% vs 39%).

Green Point Terrigal
Environmental 60% 39%
Residential 25% 43%
Parks and recreation 8% 13%
Infrastructure and transport 6% 4%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Green Point Terrigal
New dwellings approved 1,441
across Central Coast (NSW)
same for both
Approvals change year on year +67%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Green Point Terrigal
Houses 3.3%
$825/wk on $1.3M
 3.5%
$950/wk on $1.42M
Units — 2.9%
$765/wk on $1.39M

Ranking within NSW

Green Point Terrigal
House price Higher than 61% of NSW Higher than 77% of NSW
Income Higher than 46% of NSW Higher than 73% of NSW
Schools — Higher than 47% of NSW
Walkability Higher than 89% of NSW Higher than 84% of NSW
Affordability Higher than 34% of NSW Higher than 35% of NSW
EV adoption Higher than 84% of NSW Higher than 89% of NSW
NBN connectivity Higher than 75% of NSW Higher than 71% of NSW
Rental yield (houses) Higher than 34% of NSW Higher than 44% of NSW
Rental yield (units) — Higher than 2% of NSW

Liveability

Terrigal scores higher overall (60 vs 40); Green Point is more walkable (73 vs 59).

Green Point Terrigal
Grade C B
Score 40/100 60/100
Socio-economic band advantaged area
decile 7/10
 very advantaged area
decile 10/10

Risk profile

Green Point carries more bushfire risk (93 vs 17).

Green Point Terrigal
Bushfire High
93/100
 Low
17/100
Crime — Moderate
55/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
 Low
29/100
Aircraft noise None
0/100
same for both
Industrial facilities nearby 3
within 5 km
 2
within 5 km

Schools

Green Point Terrigal
Inside the suburb 0 5
Rated above peers 0 1
Rated at peers 0 1
Rated below peers 0 2

Schools in Green Point

  • Green Point Christian College Independent · Combined at peers
  • Yattalunga Valley Christian School Independent · Primary · Special school

Schools in Terrigal

  • Our Lady Star of The Sea Catholic Primary School Catholic · Primary above peers
  • Terrigal High School Government · Secondary at peers
  • Terrigal Public School Government · Primary below peers
  • Aspect Central Coast School Independent · Combined · Special school below peers
  • Aspect Central Coast School Senior College Independent · Secondary · Special school

Amenities in the suburb

Green Point Terrigal
Supermarkets 2 0
Cafes & restaurants 0 30
Parks & reserves 9 10
Childcare 7 9
GPs 2 3
Pharmacies 1 2
Police stations 0 1
Banks & Bank@Post 0 1
Fuel stations 1
same for both
EV chargers 0 1
Beaches 0 1
Waterways 2
same for both

Mobility

Green Point Terrigal
Walkability score 73/100 59/100
Distance to Sydney 85.1 km
same for both
Drive time (normal traffic) 81 min 79 min
Public transport score 79/100
Bus
same for both
Peak arrivals per hour 226.8
7-9am + 5-7pm
 137.2
7-9am + 5-7pm
Median peak wait 0 min
scheduled, not actual
same for both
Electric vehicle share 1.2%
postcode 2251
 1.4%
postcode 2260
Rooftop solar per 100 dwellings 38
postcode 2251
 37
postcode 2260

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Green Point Terrigal
Car (driver) 56.0% / 53.7%
Green Point — Car (driver): 56.0% Terrigal — Car (driver): 53.7%
Worked from Home 37.9% / 40.4%
Green Point — Worked from Home: 37.9% Terrigal — Worked from Home: 40.4%
Car (passenger) 3.6% / 3.0%
Green Point — Car (passenger): 3.6% Terrigal — Car (passenger): 3.0%
Walked Only 0.6% / 1.6%
Green Point — Walked Only: 0.6% Terrigal — Walked Only: 1.6%
Train 1.2% / 0.7%
Green Point — Train: 1.2% Terrigal — Train: 0.7%

Bars are drawn against the largest share shown (56.0%).

Setting

Green Point Terrigal
Elevation 72 m
above sea level, at the suburb centre
 14 m
above sea level, at the suburb centre
Distance to the ocean 6.0 km 1.6 km
1.6 km to a named beach

NBN connectivity

Green Point Terrigal
Connectivity score 67/100 62/100
Most common technology Fibre to the node
same for both
Full-fibre (FTTP) share 40%
2,999 premises
 31%
6,257 premises

Climate

Green Point Terrigal
Annual rainfall 1,272 mm
same for both
Summer max (Jan) 26.4°C
same for both
Winter min (Jul) 10.6°C
same for both

Air quality (annual mean)

Green Point Terrigal
PM2.5 5.1 µg/m³
same for both
PM10 14.8 µg/m³
same for both
NO₂ 0.36 pphm
same for both

Council rates

Green Point Terrigal
Average residential rate $1,409/yr
same for both
Council Central Coast (NSW)
same for both

Federal electorate

Green Point Terrigal
Division Robertson
same for both
Member Gordon Reid
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Green Point Terrigal
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Green Point

Large Blocks Outer Retirees River

Terrigal

Coastal Parks Regional Centre

More comparisons

Other comparisons with Green Point

Green Point vs Kincumber Green Point vs Erina Green Point vs East Gosford Green Point vs Saratoga Green Point vs Point Clare Green Point vs Point Frederick

Other comparisons with Terrigal

Terrigal vs Wamberal Terrigal vs Erina Terrigal vs Avoca Beach Terrigal vs North Avoca Terrigal vs Erina Heights Terrigal vs Picketts Valley
Full data on Green Point Full data on Terrigal
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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