Grassy Head vs Stuarts Point

Stuarts Point is the younger of the two, with a median age of 55 against 59 in Grassy Head. In both, most households own their home and the large majority of homes are detached houses. In Stuarts Point, about half of households are people living alone. Houses cost more in Grassy Head: a median of $1.35 million, against $610,000 in Stuarts Point. On these figures, Stuarts Point tends to suit people living alone and buyers on a tighter budget.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

They split

one each way, out of the 6 things we measure here

  • Grassy Head is already more of a family suburb (57% vs 38%)
  • Stuarts Point has more schools rated above their peers (1 vs 0)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Stuarts Point

ahead on the one thing that separates them

  • has cheaper houses ($610,000 vs $1,350,000)

Weighs house prices and mortgage stress.

Renters

Grassy Head

ahead on the one thing that separates them

  • leaves renters under less rental stress (26% vs 36%)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Stuarts Point

ahead on 3 of the 3 things we measure here

  • is more walkable (42/100 vs 0/100)
  • has a shorter drive in (307 min vs 318 min)
  • sits closer to the CBD (462.1 km vs 468.7 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Stuarts Point

ahead on the one thing that separates them

  • is more walkable (42/100 vs 0/100)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Grassy Head

ahead on the one thing that separates them

  • is growing faster (6.2% vs 0.0%)

Weighs population growth.

Where they sit

Grassy Head and Stuarts Point drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Grassy Head Stuarts Point
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Grassy Head Stuarts Point
Walkability 0 / 42
Grassy Head — Walkability: 0/100 Stuarts Point — Walkability: 42/100
Safety 40 / 31
Grassy Head — Safety: 40/100 Stuarts Point — Safety: 31/100
Low fire risk 23 / 26
Grassy Head — Low fire risk: 23/100 Stuarts Point — Low fire risk: 26/100

Demographics

Stuarts Point has more residents (766 vs 85); Grassy Head has higher household incomes ($58,448 vs $40,404).

Grassy Head Stuarts Point
Population 85 766
+801% vs other
Population trend (2016 → 2021) +6.2% +0.0%
Median age 59 55
Median household income $58,448/yr
+31% vs other
$40,404/yr
Median weekly rent $288/wk
+2% vs other
$283/wk

Age profile

Share of residents in each band, 2021 Census.

Grassy Head Stuarts Point
0-4 — / 5.0%
Grassy Head — 0-4: not among its largest Stuarts Point — 0-4: 5.0%
5-14 — / 8.6%
Grassy Head — 5-14: not among its largest Stuarts Point — 5-14: 8.6%
15-19 5.9% / 2.7%
Grassy Head — 15-19: 5.9% Stuarts Point — 15-19: 2.7%
20-24 — / 3.7%
Grassy Head — 20-24: not among its largest Stuarts Point — 20-24: 3.7%
25-34 10.6% / 8.9%
Grassy Head — 25-34: 10.6% Stuarts Point — 25-34: 8.9%
35-44 7.1% / 8.7%
Grassy Head — 35-44: 7.1% Stuarts Point — 35-44: 8.7%
45-54 9.4% / 10.7%
Grassy Head — 45-54: 9.4% Stuarts Point — 45-54: 10.7%
55-64 32.9% / 20.5%
Grassy Head — 55-64: 32.9% Stuarts Point — 55-64: 20.5%
65-74 22.4% / 22.3%
Grassy Head — 65-74: 22.4% Stuarts Point — 65-74: 22.3%
75-84 4.7% / 6.5%
Grassy Head — 75-84: 4.7% Stuarts Point — 75-84: 6.5%
85+ — / 2.1%
Grassy Head — 85+: not among its largest Stuarts Point — 85+: 2.1%

Bars are drawn against the largest share shown (32.9%).

Who lives together

Household composition, 2021 Census.

Grassy Head 42.9% lone person
Grassy Head — Lone Person: 42.9% Grassy Head — Couple Families: 38.1% Grassy Head — One Parent Families: 19.0% Grassy Head — Group Household: 0.0% Grassy Head — Other Families: 0.0%
Stuarts Point 52.8% lone person
Stuarts Point — Lone Person: 52.8% Stuarts Point — Couple Families: 19.4% Stuarts Point — One Parent Families: 18.3% Stuarts Point — Group Household: 7.9% Stuarts Point — Other Families: 1.6%
Lone Person Couple Families One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Grassy Head 31.0% renting
Grassy Head — Owned Outright: 48.3% Grassy Head — Mortgage: 20.7% Grassy Head — Renting: 31.0%
Stuarts Point 31.8% renting
Stuarts Point — Owned Outright: 51.6% Stuarts Point — Mortgage: 16.6% Stuarts Point — Renting: 31.8%
Owned outright Mortgage Renting

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Grassy Head Stuarts Point
England 4.7% / 3.3%
Grassy Head — England: 4.7% Stuarts Point — England: 3.3%
New Zealand — / 1.2%
Grassy Head — New Zealand: not among its largest Stuarts Point — New Zealand: 1.2%
Vietnam — / 0.8%
Grassy Head — Vietnam: not among its largest Stuarts Point — Vietnam: 0.8%
Philippines — / 0.4%
Grassy Head — Philippines: not among its largest Stuarts Point — Philippines: 0.4%
Malaysia — / 0.4%
Grassy Head — Malaysia: not among its largest Stuarts Point — Malaysia: 0.4%

Bars are drawn against the largest share shown (4.7%).

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Grassy Head Stuarts Point
Certificate III & IV 11.8% / 19.6%
Grassy Head — Certificate III & IV: 11.8% Stuarts Point — Certificate III & IV: 19.6%
Bachelor Degree 24.7% / 5.9%
Grassy Head — Bachelor Degree: 24.7% Stuarts Point — Bachelor Degree: 5.9%
Advanced Diploma / Diploma 9.4% / 5.4%
Grassy Head — Advanced Diploma / Diploma: 9.4% Stuarts Point — Advanced Diploma / Diploma: 5.4%
Postgraduate Degree 7.1% / 2.6%
Grassy Head — Postgraduate Degree: 7.1% Stuarts Point — Postgraduate Degree: 2.6%
Graduate Diploma / Certificate — / 1.6%
Grassy Head — Graduate Diploma / Certificate: not among its largest Stuarts Point — Graduate Diploma / Certificate: 1.6%

Bars are drawn against the largest share shown (24.7%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Grassy Head 90.6% houses
Grassy Head — Houses: 90.6% Grassy Head — Flats / Apartments: 9.4%
Stuarts Point 93.4% houses
Stuarts Point — Houses: 93.4% Stuarts Point — Flats / Apartments: 6.6%
Houses Flats / Apartments

Property market

Grassy Head Stuarts Point
Median house price $1,350,000 $610,000
Median unit price — $420,000
Median land price —
same for both
Typical days to sell (houses) — 34 days
from 8 sales

Zoning mix

Stuarts Point has more rural and farming land (61% vs 26%); Grassy Head has more land zoned for conservation (69% vs 38%).

Grassy Head Stuarts Point
Environmental 69% 38%
Rural and farming 26% 61%
Parks and recreation 5% 0%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Grassy Head Stuarts Point
New dwellings approved 144
across Kempsey
same for both
Approvals change year on year +380%
same for both

Ranking within NSW

Grassy Head Stuarts Point
House price Higher than 69% of NSW Higher than 21% of NSW
Income Higher than 18% of NSW —
Schools —
same for both
Walkability Higher than 8% of NSW Higher than 79% of NSW
Affordability Higher than 11% of NSW —
EV adoption Higher than 35% of NSW
same for both
NBN connectivity Higher than 41% of NSW Higher than 50% of NSW

Liveability

Stuarts Point is more walkable (42 vs 0).

Grassy Head Stuarts Point
Grade — D
Score — 14/100
Socio-economic band below-average income
decile 3/10
high-need area
decile 1/10

Risk profile

Grassy Head Stuarts Point
Bushfire High
77/100
High
74/100
Crime Moderate
60/100
Moderate
69/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion High
72/100
Moderate
45/100
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Grassy Head Stuarts Point
Inside the suburb 0 1
Rated above peers 0 1
Rated at peers 0
same for both
Rated below peers 0
same for both

Schools in Grassy Head

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Schools in Stuarts Point

  • Stuarts Point Public School Government · Primary above peers

Amenities in the suburb

Grassy Head Stuarts Point
Supermarkets 0 1
Cafes & restaurants 0 2
Parks & reserves 0 2
Childcare 0 1
Pharmacies 0 1
Fuel stations 0 1
Beaches 3 0
Waterways 6 4

Mobility

Grassy Head sits further from the CBD (468.7 km vs 462.1 km).

Grassy Head Stuarts Point
Walkability score 0/100 42/100
Distance to Sydney 468.7 km
+1% vs other
462.1 km
Drive time (normal traffic) 318 min 307 min
Electric vehicle share 0.4%
postcode 2441
same for both
Rooftop solar per 100 dwellings 72
postcode 2441
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Grassy Head Stuarts Point
Car (driver) 50.0% / 75.1%
Grassy Head — Car (driver): 50.0% Stuarts Point — Car (driver): 75.1%
Worked from Home 35.7% / 12.4%
Grassy Head — Worked from Home: 35.7% Stuarts Point — Worked from Home: 12.4%
Walked Only 14.3% / 8.5%
Grassy Head — Walked Only: 14.3% Stuarts Point — Walked Only: 8.5%
Car (passenger) — / 2.3%
Grassy Head — Car (passenger): not among its largest Stuarts Point — Car (passenger): 2.3%
Bicycle — / 1.7%
Grassy Head — Bicycle: not among its largest Stuarts Point — Bicycle: 1.7%

Bars are drawn against the largest share shown (75.1%).

Setting

Grassy Head Stuarts Point
Elevation 34 m
above sea level, at the suburb centre
3 m
above sea level, at the suburb centre
Distance to the ocean 1.0 km
1.0 km to a named beach
1.7 km
3.7 km to a named beach

NBN connectivity

Grassy Head Stuarts Point
Connectivity score 28/100 30/100
Most common technology Fixed wireless
same for both
Full-fibre (FTTP) share 0%
33 premises
0%
445 premises

Council rates

Grassy Head Stuarts Point
Average residential rate $1,447/yr
same for both
Council Kempsey
same for both

Federal electorate

Grassy Head Stuarts Point
Division Cowper
same for both
Member Pat Conaghan
same for both
Party The Nationals
same for both

First Home Owner Grant

Grassy Head Stuarts Point
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Grassy Head

Stuarts Point

More comparisons

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Full data on Grassy Head Full data on Stuarts Point
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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