Gosford vs Point Frederick

Gosford is the younger of the two, with a median age of 35 against 48 in Point Frederick. In Gosford, most households rent, the large majority of homes are flats or apartments, and most households are people living alone. In Point Frederick, about half of households rent, about half of homes are flats or apartments, and about half of households are people living alone. Units cost more in Point Frederick: a median of $725,000, against $585,000 in Gosford. On these figures, Gosford tends to suit renters, young adults, and buyers on a tighter budget, while Point Frederick suits older residents.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

They split

one each way, out of the 6 things we measure here

  • Gosford has more schools inside the suburb (8 vs 0)
  • Point Frederick has more separate houses rather than flats (34% vs 4%)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Gosford

ahead on 2 of the 3 things we measure here

  • has cheaper houses ($576,500 vs $1,815,000)
  • has cheaper units ($585,000 vs $725,000)

Weighs house prices, unit prices, and mortgage stress.

Renters

Gosford

ahead on the one thing that separates them

  • has a bigger rental market to choose from (67% vs 48%)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Gosford

ahead on the one thing that separates them

  • is more walkable (89/100 vs 72/100)

Weighs distance, drive time, rail access, and walkability.

Downsizers and retirees

Gosford

ahead on 3 of the 5 things we measure here

  • has more GPs (6 vs 1)
  • has more units and townhouses to downsize into (96% vs 66%)
  • is more walkable (89/100 vs 72/100)
  • But Point Frederick has more residents already 65 and over (26% vs 13%)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Gosford

ahead on 2 of the 2 things we measure here

  • is growing faster (39.3% vs 6.0%)
  • returns a higher gross yield on units (5.4% vs 4.6%)

Weighs unit yield and population growth.

Where they sit

Gosford and Point Frederick drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Gosford Point Frederick
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Gosford Point Frederick
Walkability 89 / 72
Gosford — Walkability: 89/100 Point Frederick — Walkability: 72/100
Safety 2 / 33
Gosford — Safety: 2/100 Point Frederick — Safety: 33/100
Low fire risk 47 / 100
Gosford — Low fire risk: 47/100 Point Frederick — Low fire risk: 100/100

Demographics

Gosford has more residents (4,873 vs 2,043); Point Frederick skews older (48 vs 35).

Gosford Point Frederick
Population 4,873
+58% vs other
 2,043
Population trend (2016 → 2021) +39.3% +6.0%
Median age 35 48
Median household income $73,892/yr $84,812/yr
+15% vs other
Median weekly rent $390/wk
same for both

Age profile

Share of residents in each band, 2021 Census.

Gosford Point Frederick
0-4 5.0% / 3.9%
Gosford — 0-4: 5.0% Point Frederick — 0-4: 3.9%
5-14 6.4% / 8.2%
Gosford — 5-14: 6.4% Point Frederick — 5-14: 8.2%
15-19 3.2% / 4.1%
Gosford — 15-19: 3.2% Point Frederick — 15-19: 4.1%
20-24 8.9% / 6.1%
Gosford — 20-24: 8.9% Point Frederick — 20-24: 6.1%
25-34 26.4% / 12.4%
Gosford — 25-34: 26.4% Point Frederick — 25-34: 12.4%
35-44 15.6% / 11.6%
Gosford — 35-44: 15.6% Point Frederick — 35-44: 11.6%
45-54 11.5% / 12.2%
Gosford — 45-54: 11.5% Point Frederick — 45-54: 12.2%
55-64 10.2% / 15.5%
Gosford — 55-64: 10.2% Point Frederick — 55-64: 15.5%
65-74 8.5% / 14.4%
Gosford — 65-74: 8.5% Point Frederick — 65-74: 14.4%
75-84 3.7% / 8.2%
Gosford — 75-84: 3.7% Point Frederick — 75-84: 8.2%
85+ 0.9% / 3.6%
Gosford — 85+: 0.9% Point Frederick — 85+: 3.6%

Bars are drawn against the largest share shown (26.4%).

Who lives together

Household composition, 2021 Census.

Gosford 58.7% lone person
Gosford — Lone Person: 58.7% Gosford — Couple Families: 16.7% Gosford — One Parent Families: 12.9% Gosford — Group Household: 9.7% Gosford — Other Families: 2.0%
Point Frederick 52.0% lone person
Point Frederick — Lone Person: 52.0% Point Frederick — Couple Families: 24.3% Point Frederick — One Parent Families: 17.3% Point Frederick — Group Household: 5.3% Point Frederick — Other Families: 1.0%
Lone Person Couple Families One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Gosford 66.7% renting
Gosford — Owned Outright: 13.9% Gosford — Mortgage: 19.3% Gosford — Renting: 66.7%
Point Frederick 47.9% renting
Point Frederick — Owned Outright: 30.8% Point Frederick — Mortgage: 21.2% Point Frederick — Renting: 47.9%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Gosford Point Frederick
Bachelor Degree 18.3% / 17.9%
Gosford — Bachelor Degree: 18.3% Point Frederick — Bachelor Degree: 17.9%
Certificate III & IV 13.9% / 10.9%
Gosford — Certificate III & IV: 13.9% Point Frederick — Certificate III & IV: 10.9%
Advanced Diploma / Diploma 9.3% / 10.5%
Gosford — Advanced Diploma / Diploma: 9.3% Point Frederick — Advanced Diploma / Diploma: 10.5%
Postgraduate Degree 8.1% / 7.2%
Gosford — Postgraduate Degree: 8.1% Point Frederick — Postgraduate Degree: 7.2%
Graduate Diploma / Certificate 1.5% / 2.4%
Gosford — Graduate Diploma / Certificate: 1.5% Point Frederick — Graduate Diploma / Certificate: 2.4%

Bars are drawn against the largest share shown (18.3%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Gosford Point Frederick
England 3.1% / 4.8%
Gosford — England: 3.1% Point Frederick — England: 4.8%
India 5.0% / 2.3%
Gosford — India: 5.0% Point Frederick — India: 2.3%
China 2.7% / 2.2%
Gosford — China: 2.7% Point Frederick — China: 2.2%
Philippines 3.2% / 1.4%
Gosford — Philippines: 3.2% Point Frederick — Philippines: 1.4%
Nepal 4.1% / —
Gosford — Nepal: 4.1% Point Frederick — Nepal: not among its largest
New Zealand 1.7% / 1.7%
Gosford — New Zealand: 1.7% Point Frederick — New Zealand: 1.7%

Bars are drawn against the largest share shown (5.0%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Gosford 89.2% flats / apartments
Gosford — Flats / Apartments: 89.2% Gosford — Houses: 4.0% Gosford — Townhouses: 6.7%
Point Frederick 54.4% flats / apartments
Point Frederick — Flats / Apartments: 54.4% Point Frederick — Houses: 33.7% Point Frederick — Townhouses: 12.0%
Flats / Apartments Houses Townhouses

Property market

Gosford Point Frederick
Median house price $576,500 $1,815,000
Median unit price $585,000 $725,000
Median land price —
same for both
Typical days to sell (houses) 43 days
from 6 sales
 40 days
from 12 sales

Unit price by bedroom count

Only bed counts both suburbs published enough sales for. Sale counts are shown because the buckets differ in depth.

Gosford Point Frederick
1 bed $510K / $592K
Gosford — 1 bed: $510K (31 sales) Point Frederick — 1 bed: $592K (10 sales)

31 vs 10 sales

2 bed $585K / $710K
Gosford — 2 bed: $585K (138 sales) Point Frederick — 2 bed: $710K (49 sales)

138 vs 49 sales

3 bed $688K / $1M
Gosford — 3 bed: $688K (50 sales) Point Frederick — 3 bed: $1M (21 sales)

50 vs 21 sales

Zoning mix

Gosford has more land zoned for conservation (16% vs 3%); Gosford has more commercially zoned land (22% vs 9%).

Gosford Point Frederick
Residential 17% 81%
Parks and recreation 29% 4%
Commercial 22% 9%
Environmental 16% 3%
Infrastructure and transport 11% 3%
Industrial 5% 0%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Gosford Point Frederick
New dwellings approved 1,441
across Central Coast (NSW)
same for both
Approvals change year on year +67%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Gosford Point Frederick
Houses —
same for both
Units 5.4%
$650/wk on $625K
 4.6%
$580/wk on $662K

Ranking within NSW

Gosford Point Frederick
House price Higher than 56% of NSW Higher than 86% of NSW
Income Higher than 41% of NSW Higher than 54% of NSW
Schools Higher than 53% of NSW —
Walkability Higher than 96% of NSW Higher than 89% of NSW
Affordability Higher than 35% of NSW Higher than 9% of NSW
EV adoption Higher than 83% of NSW
same for both
NBN connectivity Higher than 99% of NSW Higher than 98% of NSW
Rental yield (units) Higher than 82% of NSW Higher than 46% of NSW

Liveability

Point Frederick scores higher overall (64 vs 45); Gosford is more walkable (89 vs 72).

Gosford Point Frederick
Grade C B
Score 45/100 64/100
Socio-economic band mid-range socio-economic
decile 6/10
 advantaged area
decile 8/10

Risk profile

Gosford carries more bushfire risk (53 vs 0); Gosford carries more crime risk (98 vs 67).

Gosford Point Frederick
Bushfire Moderate
53/100
 None
0/100
Crime High
98/100
 Moderate
67/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 4
within 5 km
 2
within 5 km

Schools

Gosford Point Frederick
Inside the suburb 8 0
Rated above peers 2 0
Rated at peers 2 0
Rated below peers 0
same for both

Schools in Gosford

  • Gosford High School Government · Secondary above peers
  • Gosford Public School Government · Primary above peers
  • Henry Kendall High School Government · Secondary at peers
  • ET Australia Secondary College Independent · Secondary · Special school at peers
  • Rumbalara Environmental Education Centre Government · Combined
  • ET Australia Secondary College Senior Campus Independent · Secondary · Special school

Schools in Point Frederick

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Amenities in the suburb

Gosford Point Frederick
Supermarkets 1 0
Cafes & restaurants 19 0
Parks & reserves 10 2
Childcare 3 0
GPs 6 1
Pharmacies 2 0
Hospitals 2 0
Police stations 1 0
Banks & Bank@Post 4 0
Waterways 1 0

Mobility

Gosford Point Frederick
Walkability score 89/100 72/100
Distance to Sydney 75.9 km 77.1 km
+2% vs other
Drive time (normal traffic) 67 min 70 min
Public transport score 91/100
Rail · Bus
 79/100
Bus
Peak arrivals per hour 322.2
7-9am + 5-7pm
 33.8
7-9am + 5-7pm
Median peak wait 0 min
scheduled, not actual
 1 min
scheduled, not actual
Electric vehicle share 1.1%
postcode 2250
same for both
Rooftop solar per 100 dwellings 36
postcode 2250
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Gosford Point Frederick
Car (driver) 47.6% / 50.3%
Gosford — Car (driver): 47.6% Point Frederick — Car (driver): 50.3%
Worked from Home 32.1% / 39.2%
Gosford — Worked from Home: 32.1% Point Frederick — Worked from Home: 39.2%
Train 6.2% / 3.0%
Gosford — Train: 6.2% Point Frederick — Train: 3.0%
Walked Only 6.8% / 1.5%
Gosford — Walked Only: 6.8% Point Frederick — Walked Only: 1.5%
Car (passenger) 3.7% / 3.2%
Gosford — Car (passenger): 3.7% Point Frederick — Car (passenger): 3.2%
Bus 3.4% / 2.2%
Gosford — Bus: 3.4% Point Frederick — Bus: 2.2%

Bars are drawn against the largest share shown (50.3%).

Setting

Gosford Point Frederick
Elevation 22 m
above sea level, at the suburb centre
 8 m
above sea level, at the suburb centre
Distance to the ocean 9.2 km 7.2 km

NBN connectivity

Gosford Point Frederick
Connectivity score 100/100
same for both
Most common technology Fibre to the premises
same for both
Full-fibre (FTTP) share 100%
3,834 premises
 100%
1,151 premises

Climate

Gosford Point Frederick
Annual rainfall 1,272 mm
same for both
Summer max (Jan) 26.4°C
same for both
Winter min (Jul) 10.6°C
same for both

Air quality (annual mean)

Gosford Point Frederick
PM2.5 5.1 µg/m³
same for both
PM10 14.8 µg/m³
same for both
NO₂ 0.36 pphm
same for both

Council rates

Gosford Point Frederick
Average residential rate $1,409/yr
same for both
Council Central Coast (NSW)
same for both

Federal electorate

Gosford Point Frederick
Division Robertson
same for both
Member Gordon Reid
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Gosford Point Frederick
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Gosford

Affordable Apartments Easy Commute Gentrifying Parks Transport Hub

Point Frederick

Affordable Apartments Outer Parks Retirees Urban

More comparisons

Other comparisons with Gosford

Gosford vs Wyoming Gosford vs Narara Gosford vs East Gosford Gosford vs Springfield Gosford vs North Gosford Gosford vs Point Clare

Other comparisons with Point Frederick

Point Frederick vs Green Point Point Frederick vs East Gosford Point Frederick vs Point Clare Point Frederick vs Tascott
Full data on Gosford Full data on Point Frederick
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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