Gosford vs Point Clare

Gosford is the younger of the two, with a median age of 35 against 46 in Point Clare. In Gosford, most households rent, the large majority of homes are flats or apartments, and most households are people living alone. In Point Clare, most households own their home and the large majority of homes are detached houses. Houses cost more in Point Clare: a median of $1.13 million, against $576,000 in Gosford. On these figures, Gosford tends to suit renters, young adults, and people living alone, while Point Clare suits older residents.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Point Clare

ahead on 3 of the 6 things we measure here

  • has more separate houses rather than flats (86% vs 4%)
  • carries lower crime risk (44/100 vs 98/100)
  • is already more of a family suburb (57% vs 30%)
  • But Gosford has more schools inside the suburb (8 vs 1)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Gosford

ahead on 2 of the 3 things we measure here

  • has cheaper houses ($576,500 vs $1,130,000)
  • has cheaper units ($585,000 vs $930,000)

Weighs house prices, unit prices, and mortgage stress.

Renters

Gosford

ahead on the one thing that separates them

  • has a bigger rental market to choose from (67% vs 26%)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Gosford

ahead on the one thing that separates them

  • is more walkable (89/100 vs 72/100)

Weighs distance, drive time, rail access, and walkability.

Downsizers and retirees

Gosford

ahead on 3 of the 5 things we measure here

  • has more units and townhouses to downsize into (96% vs 14%)
  • has more GPs (6 vs 1)
  • is more walkable (89/100 vs 72/100)
  • But Point Clare carries lower crime risk (44/100 vs 98/100)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Gosford

ahead on the one thing that separates them

  • is growing faster (39.3% vs 6.5%)

Weighs population growth.

Where they sit

Gosford and Point Clare drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Gosford Point Clare
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Gosford Point Clare
Walkability 89 / 72
Gosford — Walkability: 89/100 Point Clare — Walkability: 72/100
Safety 2 / 56
Gosford — Safety: 2/100 Point Clare — Safety: 56/100
Low fire risk 47 / 20
Gosford — Low fire risk: 47/100 Point Clare — Low fire risk: 20/100

Demographics

Point Clare skews older (46 vs 35); Point Clare has higher household incomes ($84,396 vs $73,892).

Gosford Point Clare
Population 4,873
+18% vs other
 3,974
Population trend (2016 → 2021) +39.3% +6.5%
Median age 35 46
Median household income $73,892/yr $84,396/yr
+14% vs other
Median weekly rent $390/wk
+3% vs other
 $380/wk

Age profile

Share of residents in each band, 2021 Census.

Gosford Point Clare
0-4 5.0% / 5.3%
Gosford — 0-4: 5.0% Point Clare — 0-4: 5.3%
5-14 6.4% / 12.6%
Gosford — 5-14: 6.4% Point Clare — 5-14: 12.6%
15-19 3.2% / 5.2%
Gosford — 15-19: 3.2% Point Clare — 15-19: 5.2%
20-24 8.9% / 4.8%
Gosford — 20-24: 8.9% Point Clare — 20-24: 4.8%
25-34 26.4% / 8.6%
Gosford — 25-34: 26.4% Point Clare — 25-34: 8.6%
35-44 15.6% / 11.6%
Gosford — 35-44: 15.6% Point Clare — 35-44: 11.6%
45-54 11.5% / 13.4%
Gosford — 45-54: 11.5% Point Clare — 45-54: 13.4%
55-64 10.2% / 13.9%
Gosford — 55-64: 10.2% Point Clare — 55-64: 13.9%
65-74 8.5% / 10.4%
Gosford — 65-74: 8.5% Point Clare — 65-74: 10.4%
75-84 3.7% / 9.2%
Gosford — 75-84: 3.7% Point Clare — 75-84: 9.2%
85+ 0.9% / 5.1%
Gosford — 85+: 0.9% Point Clare — 85+: 5.1%

Bars are drawn against the largest share shown (26.4%).

Who lives together

Household composition, 2021 Census.

Gosford 58.7% lone person
Gosford — Lone Person: 58.7% Gosford — Couple Families: 16.7% Gosford — One Parent Families: 12.9% Gosford — Group Household: 9.7% Gosford — Other Families: 2.0%
Point Clare 38.5% lone person
Point Clare — Lone Person: 38.5% Point Clare — Couple Families: 41.9% Point Clare — One Parent Families: 15.0% Point Clare — Group Household: 3.4% Point Clare — Other Families: 1.2%
Lone Person Couple Families One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Gosford 66.7% renting
Gosford — Owned Outright: 13.9% Gosford — Mortgage: 19.3% Gosford — Renting: 66.7%
Point Clare 26.1% renting
Point Clare — Owned Outright: 37.8% Point Clare — Mortgage: 36.1% Point Clare — Renting: 26.1%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Gosford Point Clare
Bachelor Degree 18.3% / 12.6%
Gosford — Bachelor Degree: 18.3% Point Clare — Bachelor Degree: 12.6%
Certificate III & IV 13.9% / 14.7%
Gosford — Certificate III & IV: 13.9% Point Clare — Certificate III & IV: 14.7%
Advanced Diploma / Diploma 9.3% / 9.1%
Gosford — Advanced Diploma / Diploma: 9.3% Point Clare — Advanced Diploma / Diploma: 9.1%
Postgraduate Degree 8.1% / 4.5%
Gosford — Postgraduate Degree: 8.1% Point Clare — Postgraduate Degree: 4.5%
Graduate Diploma / Certificate 1.5% / 2.1%
Gosford — Graduate Diploma / Certificate: 1.5% Point Clare — Graduate Diploma / Certificate: 2.1%

Bars are drawn against the largest share shown (18.3%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Gosford Point Clare
England 3.1% / 6.4%
Gosford — England: 3.1% Point Clare — England: 6.4%
India 5.0% / 0.6%
Gosford — India: 5.0% Point Clare — India: 0.6%
Nepal 4.1% / —
Gosford — Nepal: 4.1% Point Clare — Nepal: not among its largest
Philippines 3.2% / 0.8%
Gosford — Philippines: 3.2% Point Clare — Philippines: 0.8%
China 2.7% / 1.0%
Gosford — China: 2.7% Point Clare — China: 1.0%
New Zealand 1.7% / 1.7%
Gosford — New Zealand: 1.7% Point Clare — New Zealand: 1.7%
South Africa 0.6% / 1.4%
Gosford — South Africa: 0.6% Point Clare — South Africa: 1.4%

Bars are drawn against the largest share shown (6.4%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Gosford 89.2% flats / apartments
Gosford — Flats / Apartments: 89.2% Gosford — Houses: 4.0% Gosford — Townhouses: 6.7%
Point Clare 6.1% flats / apartments
Point Clare — Flats / Apartments: 6.1% Point Clare — Houses: 85.6% Point Clare — Townhouses: 8.3%
Flats / Apartments Houses Townhouses

Property market

Gosford Point Clare
Median house price $576,500 $1,130,000
Median unit price $585,000 $930,000
Median land price —
same for both
Typical days to sell (houses) 43 days
from 6 sales
 30 days
from 26 sales

Zoning mix

Point Clare has more land zoned for conservation (42% vs 16%); Gosford has more commercially zoned land (22% vs 0%).

Gosford Point Clare
Environmental 16% 42%
Residential 17% 39%
Parks and recreation 29% 10%
Commercial 22% 0%
Infrastructure and transport 11% 8%
Industrial 5% 0%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Gosford Point Clare
New dwellings approved 1,441
across Central Coast (NSW)
same for both
Approvals change year on year +67%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Gosford Point Clare
Houses — 3.8%
$675/wk on $934K
Units 5.4%
$650/wk on $625K
 —

Ranking within NSW

Gosford Point Clare
House price Higher than 56% of NSW Higher than 58% of NSW
Income Higher than 41% of NSW Higher than 51% of NSW
Schools Higher than 53% of NSW —
Walkability Higher than 96% of NSW Higher than 89% of NSW
Affordability Higher than 35% of NSW Higher than 42% of NSW
EV adoption Higher than 83% of NSW
same for both
NBN connectivity Higher than 99% of NSW Higher than 98% of NSW
Rental yield (houses) — Higher than 60% of NSW
Rental yield (units) Higher than 82% of NSW —

Liveability

Gosford is more walkable (89 vs 72).

Gosford Point Clare
Grade C
same for both
Score 45/100 47/100
Socio-economic band mid-range socio-economic
decile 6/10
 advantaged area
decile 7/10

Risk profile

Gosford carries more crime risk (98 vs 44); Point Clare carries more bushfire risk (80 vs 53).

Gosford Point Clare
Bushfire Moderate
53/100
 High
80/100
Crime High
98/100
 Moderate
44/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 4
within 5 km
 3
within 5 km

Schools

Gosford Point Clare
Inside the suburb 8 1
Rated above peers 2 0
Rated at peers 2 0
Rated below peers 0 1

Schools in Gosford

  • Gosford High School Government · Secondary above peers
  • Gosford Public School Government · Primary above peers
  • Henry Kendall High School Government · Secondary at peers
  • ET Australia Secondary College Independent · Secondary · Special school at peers
  • Rumbalara Environmental Education Centre Government · Combined
  • ET Australia Secondary College Senior Campus Independent · Secondary · Special school

Schools in Point Clare

  • Point Clare Public School Government · Primary below peers

Amenities in the suburb

Gosford Point Clare
Supermarkets 1
same for both
Cafes & restaurants 19 0
Parks & reserves 10 5
Childcare 3 2
GPs 6 1
Pharmacies 2 1
Hospitals 2 0
Police stations 1 0
Banks & Bank@Post 4 0
Waterways 1 5

Mobility

Gosford Point Clare
Walkability score 89/100 72/100
Distance to Sydney 75.9 km 75.5 km
Drive time (normal traffic) 67 min
same for both
Public transport score 91/100
Rail · Bus
 83/100
Rail · Bus
Peak arrivals per hour 322.2
7-9am + 5-7pm
 55.8
7-9am + 5-7pm
Median peak wait 0 min
scheduled, not actual
same for both
Electric vehicle share 1.1%
postcode 2250
same for both
Rooftop solar per 100 dwellings 36
postcode 2250
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Gosford Point Clare
Car (driver) 47.6% / 50.0%
Gosford — Car (driver): 47.6% Point Clare — Car (driver): 50.0%
Worked from Home 32.1% / 41.6%
Gosford — Worked from Home: 32.1% Point Clare — Worked from Home: 41.6%
Train 6.2% / 3.5%
Gosford — Train: 6.2% Point Clare — Train: 3.5%
Walked Only 6.8% / 1.1%
Gosford — Walked Only: 6.8% Point Clare — Walked Only: 1.1%
Car (passenger) 3.7% / 2.8%
Gosford — Car (passenger): 3.7% Point Clare — Car (passenger): 2.8%

Bars are drawn against the largest share shown (50.0%).

Setting

Gosford Point Clare
Elevation 22 m
above sea level, at the suburb centre
 30 m
above sea level, at the suburb centre
Distance to the ocean 9.2 km 7.8 km

NBN connectivity

Gosford Point Clare
Connectivity score 100/100
same for both
Most common technology Fibre to the premises
same for both
Full-fibre (FTTP) share 100%
3,834 premises
 99%
1,728 premises

Climate

Gosford Point Clare
Annual rainfall 1,272 mm
same for both
Summer max (Jan) 26.4°C
same for both
Winter min (Jul) 10.6°C
same for both

Air quality (annual mean)

Gosford Point Clare
PM2.5 5.1 µg/m³
same for both
PM10 14.8 µg/m³
same for both
NO₂ 0.36 pphm
same for both

Council rates

Gosford Point Clare
Average residential rate $1,409/yr
same for both
Council Central Coast (NSW)
same for both

Federal electorate

Gosford Point Clare
Division Robertson
same for both
Member Gordon Reid
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Gosford Point Clare
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Gosford

Affordable Apartments Easy Commute Gentrifying Parks Transport Hub

Point Clare

Large Blocks Outer Parks Transport Hub

More comparisons

Other comparisons with Gosford

Gosford vs Wyoming Gosford vs Narara Gosford vs East Gosford Gosford vs Springfield Gosford vs North Gosford Gosford vs Point Frederick

Other comparisons with Point Clare

Point Clare vs Green Point Point Clare vs Kariong Point Clare vs Point Frederick Point Clare vs Tascott Point Clare vs West Gosford
Full data on Gosford Full data on Point Clare
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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