Girvan vs The Branch

The Branch is the younger of the two, with a median age of 44 against 50 in Girvan. In both, the large majority of households own their home and the large majority of homes are detached houses. In The Branch, about half of households are couple families. Houses cost more in The Branch: a median of $1.55 million, against $840,000 in Girvan, and rent is higher there too. On these figures, Girvan tends to suit buyers on a tighter budget, while The Branch suits couples.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Girvan

ahead on 2 of the 6 things we measure here

  • carries lower crime risk (32/100 vs 77/100)
  • has more separate houses rather than flats (100% vs 85%)
  • But The Branch is already more of a family suburb (64% vs 48%)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Girvan

ahead on the one thing that separates them

  • has cheaper houses ($840,000 vs $1,550,000)

Weighs house prices and mortgage stress.

Renters

Girvan

ahead on 2 of the 3 things we measure here

  • leaves renters under less rental stress (8% vs 42%)
  • has cheaper rent ($100/wk vs $495/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

The Branch

ahead on 2 of the 3 things we measure here

  • sits closer to the CBD (209.9 km vs 219.4 km)
  • has a shorter drive in (157 min vs 164 min)
  • But Girvan is more walkable (8/100 vs 0/100)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Girvan

ahead on 3 of the 4 things we measure here

  • is more walkable (8/100 vs 0/100)
  • carries lower crime risk (32/100 vs 77/100)
  • has more residents already 65 and over (21% vs 13%)

Weighs who already lives there, GPs, walkability, and crime.

Investors

The Branch

ahead on the one thing that separates them

  • is growing faster (60.5% vs 29.6%)

Weighs population growth.

Where they sit

Girvan and The Branch drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Girvan The Branch
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Girvan The Branch
Walkability 8 / 0
Girvan — Walkability: 8/100 The Branch — Walkability: 0/100
Safety 68 / 23
Girvan — Safety: 68/100 The Branch — Safety: 23/100
Low fire risk 27 / 35
Girvan — Low fire risk: 27/100 The Branch — Low fire risk: 35/100

Demographics

The Branch rents higher ($495/wk vs $100/wk); Girvan has more residents (210 vs 130).

Girvan The Branch
Population 210
+38% vs other
130
Population trend (2016 → 2021) +29.6% +60.5%
Median age 50 44
Median household income $66,092/yr
+7% vs other
$61,724/yr
Median weekly rent $100/wk $495/wk
+395% vs other

Age profile

Share of residents in each band, 2021 Census.

Girvan The Branch
0-4 2.4% / 2.3%
Girvan — 0-4: 2.4% The Branch — 0-4: 2.3%
5-14 11.4% / 13.1%
Girvan — 5-14: 11.4% The Branch — 5-14: 13.1%
15-19 5.2% / 10.8%
Girvan — 15-19: 5.2% The Branch — 15-19: 10.8%
20-24 2.9% / 2.3%
Girvan — 20-24: 2.9% The Branch — 20-24: 2.3%
25-34 5.2% / 9.2%
Girvan — 25-34: 5.2% The Branch — 25-34: 9.2%
35-44 16.2% / 13.1%
Girvan — 35-44: 16.2% The Branch — 35-44: 13.1%
45-54 15.2% / 20.0%
Girvan — 45-54: 15.2% The Branch — 45-54: 20.0%
55-64 22.4% / 20.0%
Girvan — 55-64: 22.4% The Branch — 55-64: 20.0%
65-74 12.9% / 10.0%
Girvan — 65-74: 12.9% The Branch — 65-74: 10.0%
75-84 8.1% / 3.1%
Girvan — 75-84: 8.1% The Branch — 75-84: 3.1%
85+ — / —
Girvan — 85+: not among its largest The Branch — 85+: not among its largest

Bars are drawn against the largest share shown (22.4%).

Who lives together

Household composition, 2021 Census.

Girvan 31.1% couple families
Girvan — Couple Families: 31.1% Girvan — Lone Person: 42.6% Girvan — One Parent Families: 16.4% Girvan — Group Household: 9.8%
The Branch 54.8% couple families
The Branch — Couple Families: 54.8% The Branch — Lone Person: 35.5% The Branch — One Parent Families: 9.7% The Branch — Group Household: 0.0%
Couple Families Lone Person One Parent Families Group Household

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Girvan 9.0% renting
Girvan — Owned Outright: 46.3% Girvan — Mortgage: 44.8% Girvan — Renting: 9.0%
The Branch 8.3% renting
The Branch — Owned Outright: 52.8% The Branch — Mortgage: 38.9% The Branch — Renting: 8.3%
Owned outright Mortgage Renting

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Girvan The Branch
England 7.6% / —
Girvan — England: 7.6% The Branch — England: not among its largest
New Zealand — / 3.1%
Girvan — New Zealand: not among its largest The Branch — New Zealand: 3.1%
Fiji — / 3.1%
Girvan — Fiji: not among its largest The Branch — Fiji: 3.1%
Philippines — / 2.3%
Girvan — Philippines: not among its largest The Branch — Philippines: 2.3%

Bars are drawn against the largest share shown (7.6%).

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Girvan The Branch
Certificate III & IV 19.0% / 17.7%
Girvan — Certificate III & IV: 19.0% The Branch — Certificate III & IV: 17.7%
Bachelor Degree 7.1% / 7.7%
Girvan — Bachelor Degree: 7.1% The Branch — Bachelor Degree: 7.7%
Advanced Diploma / Diploma 4.8% / 6.9%
Girvan — Advanced Diploma / Diploma: 4.8% The Branch — Advanced Diploma / Diploma: 6.9%
Graduate Diploma / Certificate — / 3.1%
Girvan — Graduate Diploma / Certificate: not among its largest The Branch — Graduate Diploma / Certificate: 3.1%
Postgraduate Degree — / 2.3%
Girvan — Postgraduate Degree: not among its largest The Branch — Postgraduate Degree: 2.3%

Bars are drawn against the largest share shown (19.0%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Girvan 100.0% houses
Girvan — Houses: 100.0% Girvan — Flats / Apartments: 0.0%
The Branch 85.4% houses
The Branch — Houses: 85.4% The Branch — Flats / Apartments: 14.6%
Houses Flats / Apartments

Property market

Girvan The Branch
Median house price $840,000 $1,550,000
Median unit price —
same for both
Median land price — $187,500

Zoning mix

Girvan has more land zoned for conservation (22% vs 3%); The Branch has more rural and farming land (97% vs 78%).

Girvan The Branch
Rural and farming 78% 97%
Environmental 22% 3%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Girvan The Branch
New dwellings approved 743
across Mid-Coast
same for both
Approvals change year on year +327%
same for both

Ranking within NSW

Girvan The Branch
House price Higher than 37% of NSW Higher than 76% of NSW
Income Higher than 28% of NSW —
Schools —
same for both
Walkability Higher than 54% of NSW Higher than 23% of NSW
Affordability Higher than 46% of NSW —
EV adoption Higher than 12% of NSW
same for both
NBN connectivity Higher than 18% of NSW Higher than 12% of NSW

Liveability

Girvan is more walkable (8 vs 0).

Girvan The Branch
Grade —
same for both
Score —
same for both
Socio-economic band below-average income
decile 2/10
same for both

Risk profile

The Branch carries more crime risk (77 vs 32).

Girvan The Branch
Bushfire High
73/100
Moderate
65/100
Crime Low
32/100
High
77/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Girvan The Branch
Inside the suburb 0
same for both
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both

Amenities in the suburb

Girvan The Branch
Waterways 39 14

Mobility

Girvan sits further from the CBD (219.4 km vs 209.9 km).

Girvan The Branch
Walkability score 8/100 0/100
Distance to Sydney 219.4 km
+4% vs other
209.9 km
Drive time (normal traffic) 164 min 157 min
Electric vehicle share 0.2%
postcode 2425
same for both
Rooftop solar per 100 dwellings 72
postcode 2425
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Girvan The Branch
Car (driver) 72.5% / 60.0%
Girvan — Car (driver): 72.5% The Branch — Car (driver): 60.0%
Worked from Home 21.6% / 30.0%
Girvan — Worked from Home: 21.6% The Branch — Worked from Home: 30.0%
Walked Only — / 10.0%
Girvan — Walked Only: not among its largest The Branch — Walked Only: 10.0%
Car (passenger) 5.9% / —
Girvan — Car (passenger): 5.9% The Branch — Car (passenger): not among its largest

Bars are drawn against the largest share shown (72.5%).

Setting

Girvan The Branch
Elevation 54 m
above sea level, at the suburb centre
14 m
above sea level, at the suburb centre
Distance to the ocean 19.2 km 10.8 km

NBN connectivity

Girvan The Branch
Connectivity score 15/100
same for both
Most common technology Satellite (Sky Muster)
same for both
Full-fibre (FTTP) share 0%
40 premises
0%
35 premises

Climate

Girvan The Branch
Annual rainfall 1,181 mm
same for both
Summer max (Jan) 28.7°C
same for both
Winter min (Jul) 7.5°C
same for both

Council rates

Girvan The Branch
Average residential rate $1,560/yr
same for both
Council Mid-Coast
same for both

Federal electorate

Girvan The Branch
Division Lyne
same for both
Member Alison Penfold
same for both
Party The Nationals
same for both

First Home Owner Grant

Girvan The Branch
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Girvan

The Branch

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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