Gerringong vs Toolijooa

In both, the large majority of households own their home and the large majority of homes are detached houses. In Gerringong, about half of households are couple families. In Toolijooa, most households are couple families. Houses cost more in Toolijooa: a median of $1.93 million, against $1.5 million in Gerringong, though rent is higher in Gerringong. On these figures, Gerringong tends to suit buyers on a tighter budget, while Toolijooa suits couples.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

They split

one each way, out of the 6 things we measure here

  • Gerringong has more parks and reserves (8 vs 0)
  • Toolijooa carries lower crime risk (0/100 vs 21/100)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Gerringong

ahead on 2 of the 2 things we measure here

  • has cheaper houses ($1,500,000 vs $1,925,000)
  • leaves households under less mortgage stress (26% vs 33%)

Weighs house prices and mortgage stress.

Renters

Toolijooa

ahead on 2 of the 3 things we measure here

  • leaves renters under less rental stress (13% vs 26%)
  • has cheaper rent ($300/wk vs $500/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Gerringong

ahead on 2 of the 3 things we measure here

  • is more walkable (70/100 vs 16/100)
  • sits closer to the CBD (131.2 km vs 136.1 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Gerringong

ahead on 2 of the 4 things we measure here

  • has more GPs (4 vs 0)
  • is more walkable (70/100 vs 16/100)
  • But Toolijooa carries lower crime risk (0/100 vs 21/100)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Gerringong

ahead on the one thing that separates them

  • is growing faster (5.0% vs -18.9%)

Weighs population growth.

Where they sit

Gerringong and Toolijooa drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Gerringong Toolijooa
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Gerringong Toolijooa
Walkability 70 / 16
Gerringong — Walkability: 70/100 Toolijooa — Walkability: 16/100
Safety 79 / 100
Gerringong — Safety: 79/100 Toolijooa — Safety: 100/100
Low fire risk 100 / 100
Gerringong — Low fire risk: 100/100 Toolijooa — Low fire risk: 100/100

Demographics

Gerringong has more residents (4,165 vs 103); Gerringong rents higher ($500/wk vs $300/wk).

Gerringong Toolijooa
Population 4,165
+98% vs other
 103
Population trend (2016 → 2021) +5.0% -18.9%
Median age 46 47
Median household income $98,748/yr $117,000/yr
+18% vs other
Median weekly rent $500/wk
+40% vs other
 $300/wk

Age profile

Share of residents in each band, 2021 Census.

Gerringong Toolijooa
0-4 5.5% / 4.9%
Gerringong — 0-4: 5.5% Toolijooa — 0-4: 4.9%
5-14 12.9% / 11.7%
Gerringong — 5-14: 12.9% Toolijooa — 5-14: 11.7%
15-19 5.8% / 6.8%
Gerringong — 15-19: 5.8% Toolijooa — 15-19: 6.8%
20-24 3.9% / 12.6%
Gerringong — 20-24: 3.9% Toolijooa — 20-24: 12.6%
25-34 8.9% / 3.9%
Gerringong — 25-34: 8.9% Toolijooa — 25-34: 3.9%
35-44 10.9% / 11.7%
Gerringong — 35-44: 10.9% Toolijooa — 35-44: 11.7%
45-54 12.5% / 11.7%
Gerringong — 45-54: 12.5% Toolijooa — 45-54: 11.7%
55-64 13.7% / 21.4%
Gerringong — 55-64: 13.7% Toolijooa — 55-64: 21.4%
65-74 13.3% / 16.5%
Gerringong — 65-74: 13.3% Toolijooa — 65-74: 16.5%
75-84 8.5% / 2.9%
Gerringong — 75-84: 8.5% Toolijooa — 75-84: 2.9%
85+ 4.1% / 4.9%
Gerringong — 85+: 4.1% Toolijooa — 85+: 4.9%

Bars are drawn against the largest share shown (21.4%).

Who lives together

Household composition, 2021 Census.

Gerringong 49.5% couple families
Gerringong — Couple Families: 49.5% Gerringong — Lone Person: 34.3% Gerringong — One Parent Families: 11.9% Gerringong — Group Household: 3.4% Gerringong — Other Families: 0.9%
Toolijooa 60.9% couple families
Toolijooa — Couple Families: 60.9% Toolijooa — Lone Person: 39.1% Toolijooa — One Parent Families: 0.0% Toolijooa — Group Household: 0.0% Toolijooa — Other Families: 0.0%
Couple Families Lone Person One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Gerringong 20.5% renting
Gerringong — Owned Outright: 46.2% Gerringong — Mortgage: 33.3% Gerringong — Renting: 20.5%
Toolijooa 19.1% renting
Toolijooa — Owned Outright: 55.3% Toolijooa — Mortgage: 25.5% Toolijooa — Renting: 19.1%
Owned outright Mortgage Renting

What people live in

Occupied private dwellings by structure, 2021 Census.

Gerringong 78.8% houses
Gerringong — Houses: 78.8% Gerringong — Townhouses: 15.0% Gerringong — Flats / Apartments: 6.1%
Toolijooa 100.0% houses
Toolijooa — Houses: 100.0% Toolijooa — Townhouses: 0.0% Toolijooa — Flats / Apartments: 0.0%
Houses Townhouses Flats / Apartments

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Gerringong Toolijooa
Bachelor Degree 16.2% / 19.4%
Gerringong — Bachelor Degree: 16.2% Toolijooa — Bachelor Degree: 19.4%
Certificate III & IV 14.3% / 14.6%
Gerringong — Certificate III & IV: 14.3% Toolijooa — Certificate III & IV: 14.6%
Advanced Diploma / Diploma 9.2% / 8.7%
Gerringong — Advanced Diploma / Diploma: 9.2% Toolijooa — Advanced Diploma / Diploma: 8.7%
Postgraduate Degree 5.3% / 3.9%
Gerringong — Postgraduate Degree: 5.3% Toolijooa — Postgraduate Degree: 3.9%
Graduate Diploma / Certificate 2.9% / 2.9%
Gerringong — Graduate Diploma / Certificate: 2.9% Toolijooa — Graduate Diploma / Certificate: 2.9%

Bars are drawn against the largest share shown (19.4%).

Property market

Gerringong Toolijooa
Median house price $1,500,000 $1,925,000
Median unit price $925,000 —
Median land price —
same for both
Typical days to sell (houses) 34 days
from 61 sales
 —

Zoning mix

Toolijooa has more rural and farming land (87% vs 35%); Gerringong has more land zoned for conservation (36% vs 8%).

Gerringong Toolijooa
Rural and farming 35% 87%
Environmental 36% 8%
Residential 15% 0%
Infrastructure and transport 6% 4%
Parks and recreation 5% 0%
Planning zones cover 99% of Gerringong and 100% of Toolijooa. The rest is unzoned land such as water or road reserve.
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Gerringong Toolijooa
New dwellings approved 159
across Kiama
same for both
Approvals change year on year -35%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Gerringong Toolijooa
Houses 1.6%
$900/wk on $2.9M
 —
Units —
same for both

Ranking within NSW

Gerringong Toolijooa
House price Higher than 73% of NSW Higher than 84% of NSW
Income Higher than 67% of NSW Higher than 81% of NSW
Schools —
same for both
Walkability Higher than 88% of NSW Higher than 66% of NSW
Affordability Higher than 36% of NSW Higher than 28% of NSW
EV adoption Higher than 84% of NSW
same for both
NBN connectivity Higher than 76% of NSW Higher than 45% of NSW
Rental yield (houses) Higher than 1% of NSW —

Liveability

Gerringong is more walkable (70 vs 16).

Gerringong Toolijooa
Grade A —
Score 75/100 —
Socio-economic band very advantaged area
decile 9/10
 very advantaged area
decile 10/10

Risk profile

Gerringong carries more crime risk (21 vs 0).

Gerringong Toolijooa
Bushfire None
0/100
same for both
Crime Low
21/100
 None
0/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion Low
31/100
 None
0/100
Aircraft noise None
0/100
same for both
Industrial facilities nearby 1
within 5 km
same for both

Schools

Gerringong Toolijooa
Inside the suburb 1 0
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 1 0

Schools in Gerringong

  • Gerringong Public School Government · Primary below peers

Schools in Toolijooa

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Amenities in the suburb

Gerringong Toolijooa
Supermarkets 1 0
Cafes & restaurants 5 0
Parks & reserves 8 0
Childcare 4 0
GPs 4 0
Banks & Bank@Post 2 0
Fuel stations 2 0
Waterways 5 0

Mobility

Toolijooa sits further from the CBD (136.1 km vs 131.2 km).

Gerringong Toolijooa
Walkability score 70/100 16/100
Distance to Sydney 131.2 km 136.1 km
+4% vs other
Drive time (normal traffic) 111 min 113 min
Electric vehicle share 1.2%
postcode 2534
same for both
Rooftop solar per 100 dwellings 46
postcode 2534
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Gerringong Toolijooa
Car (driver) 63.2% / 48.9%
Gerringong — Car (driver): 63.2% Toolijooa — Car (driver): 48.9%
Worked from Home 30.4% / 44.7%
Gerringong — Worked from Home: 30.4% Toolijooa — Worked from Home: 44.7%
Car (passenger) 2.9% / 6.4%
Gerringong — Car (passenger): 2.9% Toolijooa — Car (passenger): 6.4%
Walked Only 3.0% / —
Gerringong — Walked Only: 3.0% Toolijooa — Walked Only: not among its largest
Bicycle 0.3% / —
Gerringong — Bicycle: 0.3% Toolijooa — Bicycle: not among its largest

Bars are drawn against the largest share shown (63.2%).

Setting

Gerringong Toolijooa
Elevation 23 m
above sea level, at the suburb centre
 6 m
above sea level, at the suburb centre
Distance to the ocean 737 m
1.1 km to a named beach
 2.6 km
4.9 km to a named beach

NBN connectivity

Gerringong Toolijooa
Connectivity score 69/100 29/100
Most common technology Fibre to the node Fixed wireless
Full-fibre (FTTP) share 45%
2,267 premises
 0%
41 premises

Climate

Gerringong Toolijooa
Annual rainfall 974 mm
same for both
Summer max (Jan) —
same for both
Winter min (Jul) —
same for both

Air quality (annual mean)

Gerringong Toolijooa
PM2.5 5.1 µg/m³
same for both
PM10 14.3 µg/m³
same for both
NO₂ 0.37 pphm
same for both

Council rates

Gerringong Toolijooa
Average residential rate $1,898/yr
same for both
Council Kiama
same for both

Federal electorate

Gerringong Toolijooa
Division Gilmore
same for both
Member Fiona Phillips
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Gerringong Toolijooa
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Gerringong

Beach Coastal Parks Retirees River

Toolijooa

Coastal Premium Rural

More comparisons

Other comparisons with Gerringong

Gerringong vs Kiama Heights Gerringong vs Gerroa Gerringong vs Werri Beach Gerringong vs Rose Valley Gerringong vs Willow Vale Gerringong vs Saddleback Mountain

Other comparisons with Toolijooa

Toolijooa vs Berry Toolijooa vs Gerroa Toolijooa vs Broughton Village Toolijooa vs Willow Vale
Full data on Gerringong Full data on Toolijooa
Unlock full address-level data — $29/month

Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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