Gerringong vs Rose Valley

Rose Valley is the younger of the two, with a median age of 43 against 46 in Gerringong. In both, the large majority of households own their home and the large majority of homes are detached houses. In Gerringong, about half of households are couple families. In Rose Valley, the large majority of households are couple families. Houses cost more in Rose Valley: a median of $4.7 million, against $1.5 million in Gerringong, though rent is higher in Gerringong. On these figures, Gerringong tends to suit people living alone and buyers on a tighter budget, while Rose Valley suits couples.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

They split

one each way, out of the 5 things we measure here

  • Gerringong has more parks and reserves (8 vs 0)
  • Rose Valley has more separate houses rather than flats (100% vs 79%)

Weighs schools, house stock, parks, childcare, and who already lives there.

First-home buyers

They split

one each way, out of the 2 things we measure here

  • Gerringong has cheaper houses ($1,500,000 vs $4,700,000)
  • Rose Valley leaves households under less mortgage stress (20% vs 26%)

Weighs house prices and mortgage stress.

Renters

Rose Valley

ahead on 2 of the 2 things we measure here

  • leaves renters under less rental stress (14% vs 26%)
  • has cheaper rent ($300/wk vs $500/wk)

Weighs rent and rental stress.

Commuting to the city

Gerringong

ahead on the one thing that separates them

  • is more walkable (70/100 vs 12/100)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Gerringong

ahead on 3 of the 3 things we measure here

  • is more walkable (70/100 vs 12/100)
  • has more GPs (4 vs 0)
  • has more residents already 65 and over (26% vs 18%)

Weighs who already lives there, GPs, and walkability.

Investors

Rose Valley

ahead on the one thing that separates them

  • is growing faster (14.5% vs 5.0%)

Weighs population growth.

Where they sit

Gerringong and Rose Valley drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Gerringong Rose Valley
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Gerringong Rose Valley
Walkability 70 / 12
Gerringong — Walkability: 70/100 Rose Valley — Walkability: 12/100
Low fire risk 100 / 100
Gerringong — Low fire risk: 100/100 Rose Valley — Low fire risk: 100/100

Demographics

Gerringong has more residents (4,165 vs 87); Gerringong rents higher ($500/wk vs $300/wk).

Gerringong Rose Valley
Population 4,165
+98% vs other
87
Population trend (2016 → 2021) +5.0% +14.5%
Median age 46 43
Median household income $98,748/yr $111,800/yr
+13% vs other
Median weekly rent $500/wk
+40% vs other
$300/wk

Age profile

Share of residents in each band, 2021 Census.

Gerringong Rose Valley
0-4 5.5% / 10.3%
Gerringong — 0-4: 5.5% Rose Valley — 0-4: 10.3%
5-14 12.9% / 11.5%
Gerringong — 5-14: 12.9% Rose Valley — 5-14: 11.5%
15-19 5.8% / 11.5%
Gerringong — 15-19: 5.8% Rose Valley — 15-19: 11.5%
20-24 3.9% / 8.0%
Gerringong — 20-24: 3.9% Rose Valley — 20-24: 8.0%
25-34 8.9% / 10.3%
Gerringong — 25-34: 8.9% Rose Valley — 25-34: 10.3%
35-44 10.9% / 10.3%
Gerringong — 35-44: 10.9% Rose Valley — 35-44: 10.3%
45-54 12.5% / 11.5%
Gerringong — 45-54: 12.5% Rose Valley — 45-54: 11.5%
55-64 13.7% / 12.6%
Gerringong — 55-64: 13.7% Rose Valley — 55-64: 12.6%
65-74 13.3% / 12.6%
Gerringong — 65-74: 13.3% Rose Valley — 65-74: 12.6%
75-84 8.5% / 5.7%
Gerringong — 75-84: 8.5% Rose Valley — 75-84: 5.7%
85+ 4.1% / —
Gerringong — 85+: 4.1% Rose Valley — 85+: not among its largest

Bars are drawn against the largest share shown (13.7%).

Who lives together

Household composition, 2021 Census.

Gerringong 49.5% couple families
Gerringong — Couple Families: 49.5% Gerringong — Lone Person: 34.3% Gerringong — One Parent Families: 11.9% Gerringong — Group Household: 3.4% Gerringong — Other Families: 0.9%
Rose Valley 76.9% couple families
Rose Valley — Couple Families: 76.9% Rose Valley — Lone Person: 23.1% Rose Valley — One Parent Families: 0.0% Rose Valley — Group Household: 0.0% Rose Valley — Other Families: 0.0%
Couple Families Lone Person One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Gerringong 20.5% renting
Gerringong — Owned Outright: 46.2% Gerringong — Mortgage: 33.3% Gerringong — Renting: 20.5%
Rose Valley 0.0% renting
Rose Valley — Owned Outright: 65.2% Rose Valley — Mortgage: 34.8% Rose Valley — Renting: 0.0%
Owned outright Mortgage Renting

What people live in

Occupied private dwellings by structure, 2021 Census.

Gerringong 78.8% houses
Gerringong — Houses: 78.8% Gerringong — Townhouses: 15.0% Gerringong — Flats / Apartments: 6.1%
Rose Valley 100.0% houses
Rose Valley — Houses: 100.0% Rose Valley — Townhouses: 0.0% Rose Valley — Flats / Apartments: 0.0%
Houses Townhouses Flats / Apartments

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Gerringong Rose Valley
Bachelor Degree 16.2% / 19.5%
Gerringong — Bachelor Degree: 16.2% Rose Valley — Bachelor Degree: 19.5%
Certificate III & IV 14.3% / 18.4%
Gerringong — Certificate III & IV: 14.3% Rose Valley — Certificate III & IV: 18.4%
Advanced Diploma / Diploma 9.2% / 11.5%
Gerringong — Advanced Diploma / Diploma: 9.2% Rose Valley — Advanced Diploma / Diploma: 11.5%
Postgraduate Degree 5.3% / 6.9%
Gerringong — Postgraduate Degree: 5.3% Rose Valley — Postgraduate Degree: 6.9%
Graduate Diploma / Certificate 2.9% / —
Gerringong — Graduate Diploma / Certificate: 2.9% Rose Valley — Graduate Diploma / Certificate: not among its largest

Bars are drawn against the largest share shown (19.5%).

Property market

Gerringong Rose Valley
Median house price $1,500,000 $4,700,000
Median unit price $925,000 —
Median land price — $4,050,000
Typical days to sell (houses) 34 days
from 61 sales
—

Zoning mix

Rose Valley has more rural and farming land (64% vs 35%).

Gerringong Rose Valley
Rural and farming 35% 64%
Environmental 36% 34%
Residential 15% 0%
Infrastructure and transport 6% 1%
Parks and recreation 5% 0%
Planning zones cover 99% of Gerringong and 100% of Rose Valley. The rest is unzoned land such as water or road reserve.
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Gerringong Rose Valley
New dwellings approved 159
across Kiama
same for both
Approvals change year on year -35%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Gerringong Rose Valley
Houses 1.6%
$900/wk on $2.9M
—
Units —
same for both

Ranking within NSW

Gerringong Rose Valley
House price Higher than 73% of NSW Higher than 98% of NSW
Income Higher than 67% of NSW Higher than 77% of NSW
Schools —
same for both
Walkability Higher than 88% of NSW Higher than 60% of NSW
Affordability Higher than 36% of NSW Higher than 2% of NSW
EV adoption Higher than 84% of NSW
same for both
NBN connectivity Higher than 76% of NSW Higher than 55% of NSW
Rental yield (houses) Higher than 1% of NSW —

Liveability

Gerringong is more walkable (70 vs 12).

Gerringong Rose Valley
Grade A —
Score 75/100 —
Socio-economic band very advantaged area
decile 9/10
very advantaged area
decile 10/10

Risk profile

Gerringong Rose Valley
Bushfire None
0/100
same for both
Crime Low
21/100
—
Flood Not mapped
no mapped data here
same for both
Coastal erosion Low
31/100
None
0/100
Aircraft noise None
0/100
same for both
Industrial facilities nearby 1
within 5 km
0
within 5 km

Schools

Gerringong Rose Valley
Inside the suburb 1 0
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 1 0

Schools in Gerringong

  • Gerringong Public School Government · Primary below peers

Schools in Rose Valley

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Amenities in the suburb

Gerringong Rose Valley
Supermarkets 1 0
Cafes & restaurants 5 0
Parks & reserves 8 0
Childcare 4 0
GPs 4 0
Banks & Bank@Post 2 0
Fuel stations 2 0
Waterways 5
same for both

Mobility

Gerringong Rose Valley
Walkability score 70/100 12/100
Distance to Sydney 131.2 km
same for both
Drive time (normal traffic) 111 min 112 min
Electric vehicle share 1.2%
postcode 2534
same for both
Rooftop solar per 100 dwellings 46
postcode 2534
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Gerringong Rose Valley
Car (driver) 63.2% / 66.0%
Gerringong — Car (driver): 63.2% Rose Valley — Car (driver): 66.0%
Worked from Home 30.4% / 27.7%
Gerringong — Worked from Home: 30.4% Rose Valley — Worked from Home: 27.7%
Walked Only 3.0% / 6.4%
Gerringong — Walked Only: 3.0% Rose Valley — Walked Only: 6.4%
Car (passenger) 2.9% / —
Gerringong — Car (passenger): 2.9% Rose Valley — Car (passenger): not among its largest
Bicycle 0.3% / —
Gerringong — Bicycle: 0.3% Rose Valley — Bicycle: not among its largest

Bars are drawn against the largest share shown (66.0%).

Setting

Gerringong Rose Valley
Elevation 23 m
above sea level, at the suburb centre
36 m
above sea level, at the suburb centre
Distance to the ocean 737 m
1.1 km to a named beach
3.0 km
3.0 km to a named beach

NBN connectivity

Gerringong Rose Valley
Connectivity score 69/100 30/100
Most common technology Fibre to the node Fixed wireless
Full-fibre (FTTP) share 45%
2,267 premises
0%
39 premises

Climate

Gerringong Rose Valley
Annual rainfall 974 mm
same for both
Summer max (Jan) —
same for both
Winter min (Jul) —
same for both

Air quality (annual mean)

Gerringong Rose Valley
PM2.5 5.1 µg/m³
same for both
PM10 14.3 µg/m³
same for both
NO₂ 0.37 pphm
same for both

Council rates

Gerringong Rose Valley
Average residential rate $1,898/yr
same for both
Council Kiama
same for both

Federal electorate

Gerringong Rose Valley
Division Gilmore
same for both
Member Fiona Phillips
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Gerringong Rose Valley
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Gerringong

Rose Valley

More comparisons

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Other comparisons with Rose Valley

Full data on Gerringong Full data on Rose Valley
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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