Garvoc vs Panmure

Garvoc is the younger of the two, with a median age of 35 against 40 in Panmure. In both, the large majority of households own their home, the large majority of homes are detached houses, and about half of households are couple families. Houses cost more in Panmure: a median of $610,000, against $490,000 in Garvoc, and rent is higher there too. On these figures, Garvoc tends to suit buyers on a tighter budget.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

They split

one each way, out of the 6 things we measure here

  • Garvoc carries lower crime risk (21/100 vs 58/100)
  • Panmure is already more of a family suburb (71% vs 61%)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Garvoc

ahead on the one thing that separates them

  • has cheaper houses ($489,950 vs $610,000)

Weighs house prices and mortgage stress.

Renters

Garvoc

ahead on the one thing that separates them

  • has cheaper rent ($200/wk vs $250/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Garvoc

ahead on 2 of the 3 things we measure here

  • has a shorter drive in (163 min vs 171 min)
  • sits closer to the CBD (223.4 km vs 232.7 km)
  • But Panmure is more walkable (13/100 vs 0/100)

Weighs distance, drive time, and walkability.

Downsizers and retirees

They split

one each way, out of the 4 things we measure here

  • Garvoc carries lower crime risk (21/100 vs 58/100)
  • Panmure is more walkable (13/100 vs 0/100)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs population growth.

Where they sit

Garvoc and Panmure drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Garvoc Panmure
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Garvoc Panmure
Walkability 0 / 13
Garvoc — Walkability: 0/100 Panmure — Walkability: 13/100
Safety 79 / 42
Garvoc — Safety: 79/100 Panmure — Safety: 42/100
Low fire risk 26 / 25
Garvoc — Low fire risk: 26/100 Panmure — Low fire risk: 25/100
Low flood risk 100 / 100
Garvoc — Low flood risk: 100/100 Panmure — Low flood risk: 100/100

Demographics

Panmure has more residents (442 vs 248); Panmure rents higher ($250/wk vs $200/wk).

Garvoc Panmure
Population 248 442
+78% vs other
Population trend (2016 → 2021) +2.1% +4.2%
Median age 35 40
Median household income $76,336/yr $88,816/yr
+16% vs other
Median weekly rent $200/wk $250/wk
+25% vs other

Age profile

Share of residents in each band, 2021 Census.

Garvoc Panmure
0-4 10.9% / 7.9%
Garvoc — 0-4: 10.9% Panmure — 0-4: 7.9%
5-14 9.7% / 13.3%
Garvoc — 5-14: 9.7% Panmure — 5-14: 13.3%
15-19 7.7% / 6.3%
Garvoc — 15-19: 7.7% Panmure — 15-19: 6.3%
20-24 3.2% / 4.5%
Garvoc — 20-24: 3.2% Panmure — 20-24: 4.5%
25-34 16.9% / 12.4%
Garvoc — 25-34: 16.9% Panmure — 25-34: 12.4%
35-44 10.1% / 10.4%
Garvoc — 35-44: 10.1% Panmure — 35-44: 10.4%
45-54 12.5% / 10.4%
Garvoc — 45-54: 12.5% Panmure — 45-54: 10.4%
55-64 11.7% / 21.0%
Garvoc — 55-64: 11.7% Panmure — 55-64: 21.0%
65-74 10.1% / 11.1%
Garvoc — 65-74: 10.1% Panmure — 65-74: 11.1%
75-84 2.8% / 2.9%
Garvoc — 75-84: 2.8% Panmure — 75-84: 2.9%
85+ 1.2% / —
Garvoc — 85+: 1.2% Panmure — 85+: not among its largest

Bars are drawn against the largest share shown (21.0%).

Who lives together

Household composition, 2021 Census.

Garvoc 46.1% couple families
Garvoc — Couple Families: 46.1% Garvoc — Lone Person: 32.9% Garvoc — One Parent Families: 14.5% Garvoc — Other Families: 6.6% Garvoc — Group Household: 0.0%
Panmure 53.6% couple families
Panmure — Couple Families: 53.6% Panmure — Lone Person: 25.9% Panmure — One Parent Families: 17.0% Panmure — Other Families: 0.0% Panmure — Group Household: 3.6%
Couple Families Lone Person One Parent Families Other Families Group Household

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Garvoc 16.4% renting
Garvoc — Owned Outright: 49.3% Garvoc — Mortgage: 34.2% Garvoc — Renting: 16.4%
Panmure 16.6% renting
Panmure — Owned Outright: 36.6% Panmure — Mortgage: 46.9% Panmure — Renting: 16.6%
Owned outright Mortgage Renting

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Garvoc Panmure
New Zealand 2.8% / 2.7%
Garvoc — New Zealand: 2.8% Panmure — New Zealand: 2.7%
England 3.6% / 1.4%
Garvoc — England: 3.6% Panmure — England: 1.4%
Philippines 2.0% / —
Garvoc — Philippines: 2.0% Panmure — Philippines: not among its largest
Netherlands 1.2% / —
Garvoc — Netherlands: 1.2% Panmure — Netherlands: not among its largest

Bars are drawn against the largest share shown (3.6%).

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Garvoc Panmure
Certificate III & IV 14.5% / 18.3%
Garvoc — Certificate III & IV: 14.5% Panmure — Certificate III & IV: 18.3%
Bachelor Degree 8.9% / 7.7%
Garvoc — Bachelor Degree: 8.9% Panmure — Bachelor Degree: 7.7%
Advanced Diploma / Diploma 8.1% / 7.2%
Garvoc — Advanced Diploma / Diploma: 8.1% Panmure — Advanced Diploma / Diploma: 7.2%
Postgraduate Degree — / 2.0%
Garvoc — Postgraduate Degree: not among its largest Panmure — Postgraduate Degree: 2.0%
Graduate Diploma / Certificate 1.2% / 0.7%
Garvoc — Graduate Diploma / Certificate: 1.2% Panmure — Graduate Diploma / Certificate: 0.7%

Bars are drawn against the largest share shown (18.3%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Garvoc 100.0% houses
Garvoc — Houses: 100.0%
Panmure 100.0% houses
Panmure — Houses: 100.0%
Houses

Property market

Garvoc Panmure
Median house price $489,950 $610,000
Median unit price —
same for both
Median land price —
same for both

Zoning mix

Garvoc Panmure
Rural and farming 98% 99%
Residential 1% 0%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Garvoc Panmure
New dwellings approved 64
across Moyne
same for both
Approvals change year on year -15%
same for both

Ranking within VIC

Garvoc Panmure
House price —
same for both
Income Higher than 43% of VIC Higher than 59% of VIC
Schools —
same for both
Walkability Higher than 6% of VIC Higher than 74% of VIC
Affordability —
same for both
EV adoption Higher than 13% of VIC
same for both
NBN connectivity Higher than 50% of VIC Higher than 52% of VIC

Liveability

Panmure is more walkable (13 vs 0).

Garvoc Panmure
Grade —
same for both
Score —
same for both
Socio-economic band mid-range socio-economic
decile 6/10
mid-range socio-economic
decile 5/10

Risk profile

Panmure carries more crime risk (58 vs 21).

Garvoc Panmure
Bushfire High
74/100
High
75/100
Crime Low
21/100
Moderate
58/100
Flood None
0/100
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Garvoc Panmure
Inside the suburb 0 1
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both

Schools in Garvoc

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Schools in Panmure

  • Panmure Primary School Government · Primary

Amenities in the suburb

Garvoc Panmure
Parks & reserves 0 1
Childcare 1 0
Banks & Bank@Post 0 1
Waterways 4 6

Mobility

Panmure sits further from the CBD (232.7 km vs 223.4 km).

Garvoc Panmure
Walkability score 0/100 13/100
Distance to Melbourne 223.4 km 232.7 km
+4% vs other
Drive time (normal traffic) 163 min 171 min
Electric vehicle share 0.2%
postcode 3265
same for both
Rooftop solar per 100 dwellings 41
postcode 3265
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Garvoc Panmure
Car (driver) 64.3% / 70.2%
Garvoc — Car (driver): 64.3% Panmure — Car (driver): 70.2%
Worked from Home 25.2% / 21.5%
Garvoc — Worked from Home: 25.2% Panmure — Worked from Home: 21.5%
Walked Only 6.1% / 3.9%
Garvoc — Walked Only: 6.1% Panmure — Walked Only: 3.9%
Car (passenger) 4.3% / 4.4%
Garvoc — Car (passenger): 4.3% Panmure — Car (passenger): 4.4%

Bars are drawn against the largest share shown (70.2%).

Setting

Garvoc Panmure
Elevation 111 m
above sea level, at the suburb centre
61 m
above sea level, at the suburb centre
Distance to the ocean 24.2 km 16.4 km

NBN connectivity

Garvoc Panmure
Connectivity score 30/100
same for both
Most common technology Fixed wireless
same for both
Full-fibre (FTTP) share 0%
108 premises
0%
204 premises

Climate

Garvoc Panmure
Annual rainfall 717 mm
same for both
Summer max (Jan) —
same for both
Winter min (Jul) —
same for both

Council rates

Garvoc Panmure
Average residential rate $1,613/yr
same for both
Council Moyne
same for both

Federal electorate

Garvoc Panmure
Division Wannon
same for both
Member Dan Tehan
same for both
Party Liberal
same for both

First Home Owner Grant

Garvoc Panmure
Grant amount $10,000
same for both
Property price cap $750,000
same for both
Eligibility New
same for both

Tags

Garvoc

Panmure

More comparisons

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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