Fosterville vs Muskerry

Muskerry is the younger of the two, with a median age of 43 against 50 in Fosterville. In both, the large majority of households own their home and the large majority of homes are detached houses. In Fosterville, most households are couple families. In Muskerry, about half of households are people living alone. On these figures, Fosterville tends to suit couples and older residents, while Muskerry suits people living alone and families with children.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Fosterville

ahead on 2 of the 6 things we measure here

  • has more parks and reserves (4 vs 1)
  • is already more of a family suburb (73% vs 46%)
  • But Muskerry carries lower crime risk (24/100 vs 49/100)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Muskerry

ahead on the one thing that separates them

  • leaves households under less mortgage stress (34% vs 44%)

Weighs mortgage stress.

Renters

Fosterville

ahead on 2 of the 3 things we measure here

  • has cheaper rent ($240/wk vs $375/wk)
  • leaves renters under less rental stress (16% vs 22%)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Fosterville

ahead on 2 of the 3 things we measure here

  • has a shorter drive in (114 min vs 123 min)
  • sits closer to the CBD (154.9 km vs 162.5 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

They split

one each way, out of the 4 things we measure here

  • Fosterville has more residents already 65 and over (28% vs 19%)
  • Muskerry carries lower crime risk (24/100 vs 49/100)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Muskerry

ahead on the one thing that separates them

  • is growing faster (18.0% vs -9.5%)

Weighs population growth.

Where they sit

Fosterville and Muskerry drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Fosterville Muskerry
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Fosterville Muskerry
Walkability 0 / 0
Fosterville — Walkability: 0/100 Muskerry — Walkability: 0/100
Safety 51 / 76
Fosterville — Safety: 51/100 Muskerry — Safety: 76/100
Low fire risk 100 / 73
Fosterville — Low fire risk: 100/100 Muskerry — Low fire risk: 73/100
Low flood risk 88 / 42
Fosterville — Low flood risk: 88/100 Muskerry — Low flood risk: 42/100

Demographics

Muskerry rents higher ($375/wk vs $240/wk); Fosterville skews older (50 vs 43).

Fosterville Muskerry
Population 57 59
+4% vs other
Population trend (2016 → 2021) -9.5% +18.0%
Median age 50 43
Median household income $80,600/yr $87,724/yr
+9% vs other
Median weekly rent $240/wk $375/wk
+56% vs other

Age profile

Share of residents in each band, 2021 Census.

Fosterville Muskerry
0-4 — / 6.8%
Fosterville — 0-4: not among its largest Muskerry — 0-4: 6.8%
5-14 10.5% / 13.6%
Fosterville — 5-14: 10.5% Muskerry — 5-14: 13.6%
15-19 — / 8.5%
Fosterville — 15-19: not among its largest Muskerry — 15-19: 8.5%
20-24 — / —
Fosterville — 20-24: not among its largest Muskerry — 20-24: not among its largest
25-34 15.8% / 22.0%
Fosterville — 25-34: 15.8% Muskerry — 25-34: 22.0%
35-44 7.0% / 5.1%
Fosterville — 35-44: 7.0% Muskerry — 35-44: 5.1%
45-54 24.6% / 10.2%
Fosterville — 45-54: 24.6% Muskerry — 45-54: 10.2%
55-64 17.5% / 22.0%
Fosterville — 55-64: 17.5% Muskerry — 55-64: 22.0%
65-74 14.0% / 8.5%
Fosterville — 65-74: 14.0% Muskerry — 65-74: 8.5%
75-84 14.0% / 5.1%
Fosterville — 75-84: 14.0% Muskerry — 75-84: 5.1%
85+ — / 5.1%
Fosterville — 85+: not among its largest Muskerry — 85+: 5.1%

Bars are drawn against the largest share shown (24.6%).

Who lives together

Household composition, 2021 Census.

Fosterville 72.7% couple families
Fosterville — Couple Families: 72.7% Fosterville — Lone Person: 27.3%
Muskerry 46.2% couple families
Muskerry — Couple Families: 46.2% Muskerry — Lone Person: 53.8%
Couple Families Lone Person

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Fosterville 13.0% renting
Fosterville — Owned Outright: 52.2% Fosterville — Mortgage: 34.8% Fosterville — Renting: 13.0%
Muskerry 20.0% renting
Muskerry — Owned Outright: 56.0% Muskerry — Mortgage: 24.0% Muskerry — Renting: 20.0%
Owned outright Mortgage Renting

What people live in

Occupied private dwellings by structure, 2021 Census.

Fosterville 100.0% houses
Fosterville — Houses: 100.0%
Muskerry 100.0% houses
Muskerry — Houses: 100.0%
Houses

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Fosterville Muskerry
Certificate III & IV 7.0% / 28.8%
Fosterville — Certificate III & IV: 7.0% Muskerry — Certificate III & IV: 28.8%
Bachelor Degree 12.3% / 13.6%
Fosterville — Bachelor Degree: 12.3% Muskerry — Bachelor Degree: 13.6%
Advanced Diploma / Diploma 8.8% / 6.8%
Fosterville — Advanced Diploma / Diploma: 8.8% Muskerry — Advanced Diploma / Diploma: 6.8%
Postgraduate Degree 5.3% / —
Fosterville — Postgraduate Degree: 5.3% Muskerry — Postgraduate Degree: not among its largest

Bars are drawn against the largest share shown (28.8%).

Zoning mix

Muskerry has more rural and farming land (100% vs 52%).

Fosterville Muskerry
Rural and farming 52% 100%
Parks and recreation 48% 0%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Fosterville Muskerry
New dwellings approved 885
across Greater Bendigo
264
across Campaspe
Approvals change year on year +28% +63%

Ranking within VIC

Fosterville Muskerry
House price —
same for both
Income Higher than 48% of VIC Higher than 58% of VIC
Schools —
same for both
Walkability Higher than 15% of VIC Higher than 45% of VIC
Affordability —
same for both
EV adoption —
same for both
NBN connectivity Higher than 25% of VIC Higher than 64% of VIC

Liveability

Fosterville Muskerry
Grade —
same for both
Score —
same for both
Socio-economic band mid-range socio-economic
decile 6/10
same for both

Risk profile

Muskerry carries more bushfire risk (27 vs 0); Muskerry carries more flood risk (58 vs 12).

Fosterville Muskerry
Bushfire None
0/100
Low
27/100
Crime Moderate
49/100
Low
24/100
Flood Low
12/100
Moderate
58/100
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 1
within 5 km
0
within 5 km

Schools

Fosterville Muskerry
Inside the suburb 0
same for both
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both

Amenities in the suburb

Fosterville Muskerry
Parks & reserves 4 1
Waterways 1 4

Mobility

Muskerry sits further from the CBD (162.5 km vs 154.9 km).

Fosterville Muskerry
Walkability score 0/100
same for both
Distance to Melbourne 154.9 km 162.5 km
+5% vs other
Drive time (normal traffic) 114 min 123 min
Electric vehicle share 0.0%
postcode 3557
same for both
Rooftop solar per 100 dwellings 53
postcode 3557
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Fosterville Muskerry
Car (driver) 80.0% / 70.3%
Fosterville — Car (driver): 80.0% Muskerry — Car (driver): 70.3%
Worked from Home 20.0% / 13.5%
Fosterville — Worked from Home: 20.0% Muskerry — Worked from Home: 13.5%
Car (passenger) — / 16.2%
Fosterville — Car (passenger): not among its largest Muskerry — Car (passenger): 16.2%

Bars are drawn against the largest share shown (80.0%).

Setting

Fosterville Muskerry
Elevation 173 m
above sea level, at the suburb centre
162 m
above sea level, at the suburb centre

NBN connectivity

Fosterville Muskerry
Connectivity score 25/100 30/100
Most common technology Fixed wireless
same for both
Full-fibre (FTTP) share 0%
31 premises
0%
28 premises

Climate

Fosterville Muskerry
Annual rainfall 553 mm
same for both
Summer max (Jan) 29.6°C
same for both
Winter min (Jul) 3.1°C
same for both

Council rates

Fosterville Muskerry
Average residential rate $1,949/yr $2,035/yr
Council Greater Bendigo Campaspe

Federal electorate

Fosterville Muskerry
Division Bendigo Nicholls
Member Lisa Chesters Sam Birrell
Party Australian Labor Party The Nationals

First Home Owner Grant

Fosterville Muskerry
Grant amount $10,000
same for both
Property price cap $750,000
same for both
Eligibility New
same for both

Tags

Fosterville

Muskerry

More comparisons

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Other comparisons with Muskerry

Full data on Fosterville Full data on Muskerry
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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