Flinders vs Cape Schanck

Cape Schanck is the younger of the two, with a median age of 55 against 63 in Flinders. In both, the large majority of households own their home and the large majority of homes are detached houses. In Flinders, about half of households are people living alone. In Cape Schanck, about half of households are couple families. Houses cost more in Flinders: a median of $2.21 million, against $1.14 million in Cape Schanck, and rent is higher there too. On these figures, Flinders tends to suit people living alone and older residents, while Cape Schanck suits couples and buyers on a tighter budget.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Cape Schanck

ahead on 2 of the 6 things we measure here

  • carries lower crime risk (17/100 vs 67/100)
  • is already more of a family suburb (62% vs 44%)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Cape Schanck

ahead on 3 of the 3 things we measure here

  • has cheaper land ($735,000 vs $2,100,000)
  • has cheaper houses ($1,140,000 vs $2,205,000)
  • leaves households under less mortgage stress (21% vs 27%)

Weighs house prices, land prices, and mortgage stress.

Renters

Cape Schanck

ahead on 2 of the 3 things we measure here

  • leaves renters under less rental stress (16% vs 21%)
  • has cheaper rent ($359/wk vs $451/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Flinders

ahead on the one thing that separates them

  • sits closer to the CBD (98.6 km vs 102 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Flinders

ahead on 2 of the 5 things we measure here

  • has more GPs (2 vs 0)
  • has more residents already 65 and over (44% vs 31%)
  • But Cape Schanck carries lower crime risk (17/100 vs 67/100)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs population growth.

Where they sit

Flinders and Cape Schanck drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Flinders Cape Schanck
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Flinders Cape Schanck
Walkability 10 / 10
Flinders — Walkability: 10/100 Cape Schanck — Walkability: 10/100
Safety 33 / 83
Flinders — Safety: 33/100 Cape Schanck — Safety: 83/100
Low fire risk 100 / 100
Flinders — Low fire risk: 100/100 Cape Schanck — Low fire risk: 100/100
Low flood risk 80 / 81
Flinders — Low flood risk: 80/100 Cape Schanck — Low flood risk: 81/100

Demographics

Flinders has more residents (1,130 vs 569); Flinders rents higher ($451/wk vs $359/wk).

Flinders Cape Schanck
Population 1,130
+50% vs other
 569
Population trend (2016 → 2021) +24.9% +27.6%
Median age 63 55
Median household income $109,408/yr $113,828/yr
+4% vs other
Median weekly rent $451/wk
+20% vs other
 $359/wk

Age profile

Share of residents in each band, 2021 Census.

Flinders Cape Schanck
0-4 3.3% / 4.7%
Flinders — 0-4: 3.3% Cape Schanck — 0-4: 4.7%
5-14 5.8% / 8.6%
Flinders — 5-14: 5.8% Cape Schanck — 5-14: 8.6%
15-19 2.9% / 4.4%
Flinders — 15-19: 2.9% Cape Schanck — 15-19: 4.4%
20-24 3.8% / 3.2%
Flinders — 20-24: 3.8% Cape Schanck — 20-24: 3.2%
25-34 3.0% / 7.2%
Flinders — 25-34: 3.0% Cape Schanck — 25-34: 7.2%
35-44 6.4% / 7.6%
Flinders — 35-44: 6.4% Cape Schanck — 35-44: 7.6%
45-54 9.5% / 12.7%
Flinders — 45-54: 9.5% Cape Schanck — 45-54: 12.7%
55-64 21.2% / 19.9%
Flinders — 55-64: 21.2% Cape Schanck — 55-64: 19.9%
65-74 25.0% / 22.0%
Flinders — 65-74: 25.0% Cape Schanck — 65-74: 22.0%
75-84 16.1% / 7.9%
Flinders — 75-84: 16.1% Cape Schanck — 75-84: 7.9%
85+ 2.8% / 1.2%
Flinders — 85+: 2.8% Cape Schanck — 85+: 1.2%

Bars are drawn against the largest share shown (25.0%).

Who lives together

Household composition, 2021 Census.

Flinders 53.3% lone person
Flinders — Lone Person: 53.3% Flinders — Couple Families: 33.6% Flinders — One Parent Families: 10.0% Flinders — Group Household: 3.1%
Cape Schanck 38.4% lone person
Cape Schanck — Lone Person: 38.4% Cape Schanck — Couple Families: 50.9% Cape Schanck — One Parent Families: 10.7% Cape Schanck — Group Household: 0.0%
Lone Person Couple Families One Parent Families Group Household

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Flinders 11.9% renting
Flinders — Owned Outright: 67.2% Flinders — Mortgage: 20.9% Flinders — Renting: 11.9%
Cape Schanck 6.4% renting
Cape Schanck — Owned Outright: 57.4% Cape Schanck — Mortgage: 36.3% Cape Schanck — Renting: 6.4%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Flinders Cape Schanck
Bachelor Degree 23.7% / 16.5%
Flinders — Bachelor Degree: 23.7% Cape Schanck — Bachelor Degree: 16.5%
Advanced Diploma / Diploma 11.8% / 10.5%
Flinders — Advanced Diploma / Diploma: 11.8% Cape Schanck — Advanced Diploma / Diploma: 10.5%
Certificate III & IV 5.7% / 14.4%
Flinders — Certificate III & IV: 5.7% Cape Schanck — Certificate III & IV: 14.4%
Postgraduate Degree 9.2% / 6.0%
Flinders — Postgraduate Degree: 9.2% Cape Schanck — Postgraduate Degree: 6.0%
Graduate Diploma / Certificate 3.4% / 4.0%
Flinders — Graduate Diploma / Certificate: 3.4% Cape Schanck — Graduate Diploma / Certificate: 4.0%

Bars are drawn against the largest share shown (23.7%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Flinders Cape Schanck
England 7.4% / 5.1%
Flinders — England: 7.4% Cape Schanck — England: 5.1%
New Zealand 1.9% / 2.6%
Flinders — New Zealand: 1.9% Cape Schanck — New Zealand: 2.6%
South Africa 0.4% / 1.8%
Flinders — South Africa: 0.4% Cape Schanck — South Africa: 1.8%
Italy 0.6% / 0.9%
Flinders — Italy: 0.6% Cape Schanck — Italy: 0.9%
Sri Lanka — / 0.9%
Flinders — Sri Lanka: not among its largest Cape Schanck — Sri Lanka: 0.9%
Ireland 0.7% / —
Flinders — Ireland: 0.7% Cape Schanck — Ireland: not among its largest
Netherlands 0.7% / —
Flinders — Netherlands: 0.7% Cape Schanck — Netherlands: not among its largest

Bars are drawn against the largest share shown (7.4%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Flinders 96.7% houses
Flinders — Houses: 96.7% Flinders — Flats / Apartments: 3.3% Flinders — Townhouses: 0.0%
Cape Schanck 98.6% houses
Cape Schanck — Houses: 98.6% Cape Schanck — Flats / Apartments: 0.0% Cape Schanck — Townhouses: 1.9%
Houses Flats / Apartments Townhouses

Property market

Flinders Cape Schanck
Median house price $2,205,000 $1,140,000
Median unit price $1,367,000 —
Median land price $2,100,000 $735,000
Typical days to sell (houses) 38 days
from 10 sales
 64 days
from 6 sales

House price by bedroom count

Only bed counts both suburbs published enough sales for. Sale counts are shown because the buckets differ in depth.

Flinders Cape Schanck
3 bed $1.94M / $1.07M
Flinders — 3 bed: $1.94M (19 sales) Cape Schanck — 3 bed: $1.07M (11 sales)

19 vs 11 sales

4 bed $2.35M / $1.34M
Flinders — 4 bed: $2.35M (14 sales) Cape Schanck — 4 bed: $1.34M (6 sales)

14 vs 6 sales

Zoning mix

Flinders has more rural and farming land (91% vs 68%).

Flinders Cape Schanck
Rural and farming 91% 68%
Parks and recreation 3% 31%
Residential 3% 0%
Infrastructure and transport 2% 1%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Flinders Cape Schanck
New dwellings approved 791
across Mornington Peninsula
same for both
Approvals change year on year +9%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Flinders Cape Schanck
Houses 1.5%
$995/wk on $3.35M
 —
Units —
same for both

Ranking within VIC

Flinders Cape Schanck
House price Higher than 98% of VIC Higher than 69% of VIC
Income Higher than 82% of VIC Higher than 86% of VIC
Schools —
same for both
Walkability Higher than 71% of VIC Higher than 70% of VIC
Affordability Higher than 2% of VIC Higher than 57% of VIC
EV adoption Higher than 99% of VIC Higher than 75% of VIC
NBN connectivity Higher than 78% of VIC Higher than 52% of VIC
Rental yield (houses) Higher than 1% of VIC —

Liveability

Flinders Cape Schanck
Grade A
same for both
Score 70/100 68/100
Socio-economic band very advantaged area
decile 10/10
 very advantaged area
decile 9/10

Risk profile

Flinders carries more crime risk (67 vs 17).

Flinders Cape Schanck
Bushfire None
0/100
same for both
Crime Moderate
67/100
 Low
17/100
Flood Low
20/100
 Low
19/100
Coastal erosion Low
37/100
 Moderate
42/100
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Flinders Cape Schanck
Inside the suburb 0
same for both
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both

Amenities in the suburb

Flinders Cape Schanck
Supermarkets 1 0
Cafes & restaurants 3 0
Parks & reserves 3 2
Childcare 1 0
GPs 2 0
Pharmacies 1 0
Banks & Bank@Post 1 0
EV chargers 1 0
Beaches 2 1
Waterways 30 4

Mobility

Cape Schanck sits further from the CBD (102 km vs 98.6 km).

Flinders Cape Schanck
Walkability score 10/100
same for both
Distance to Melbourne 98.6 km 102 km
+3% vs other
Drive time (normal traffic) 84 min 82 min
Electric vehicle share 3.1%
postcode 3929
 1.0%
postcode 3939
Rooftop solar per 100 dwellings 50
postcode 3929
 31
postcode 3939

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Flinders Cape Schanck
Car (driver) 48.8% / 55.8%
Flinders — Car (driver): 48.8% Cape Schanck — Car (driver): 55.8%
Worked from Home 42.0% / 41.0%
Flinders — Worked from Home: 42.0% Cape Schanck — Worked from Home: 41.0%
Walked Only 7.9% / 1.4%
Flinders — Walked Only: 7.9% Cape Schanck — Walked Only: 1.4%
Car (passenger) 1.4% / 1.8%
Flinders — Car (passenger): 1.4% Cape Schanck — Car (passenger): 1.8%

Bars are drawn against the largest share shown (55.8%).

Setting

Flinders Cape Schanck
Elevation 103 m
above sea level, at the suburb centre
 144 m
above sea level, at the suburb centre
Distance to the ocean 2.9 km
3.3 km to a named beach
 2.3 km
2.3 km to a named beach

NBN connectivity

Flinders Cape Schanck
Connectivity score 67/100 30/100
Most common technology Fibre to the premises Fixed wireless
Full-fibre (FTTP) share 45%
1,151 premises
 0%
458 premises

Climate

Flinders Cape Schanck
Annual rainfall 696 mm
same for both
Summer max (Jan) 24.5°C
same for both
Winter min (Jul) 6.5°C
same for both

Council rates

Flinders Cape Schanck
Average residential rate $1,659/yr
same for both
Council Mornington Peninsula
same for both

Federal electorate

Flinders Cape Schanck
Division Flinders
same for both
Member Zoe Mckenzie
same for both
Party Liberal
same for both

First Home Owner Grant

Flinders Cape Schanck
Grant amount $10,000
same for both
Property price cap $750,000
same for both
Eligibility New
same for both

Tags

Flinders

Acreage Coastal Luxury Retirees

Cape Schanck

Coastal Retirees Rural

More comparisons

Other comparisons with Flinders

Flinders vs Shoreham Flinders vs Main Ridge Flinders vs Boneo

Other comparisons with Cape Schanck

Cape Schanck vs Fingal Cape Schanck vs Boneo
Full data on Flinders Full data on Cape Schanck
Unlock full address-level data — $29/month

Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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