Fitzroy Falls vs Moss Vale

Moss Vale is the younger of the two, with a median age of 45 against 50 in Fitzroy Falls. In both, most households own their home and the large majority of homes are detached houses. In Fitzroy Falls, about half of households are couple families. Houses cost more in Fitzroy Falls: a median of $2.5 million, against $1.09 million in Moss Vale, and rent is higher there too. On these figures, Moss Vale tends to suit buyers on a tighter budget.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Moss Vale

ahead on 3 of the 6 things we measure here

  • has more parks and reserves (29 vs 1)
  • has more childcare (7 vs 0)
  • has more schools inside the suburb (5 vs 0)
  • But Fitzroy Falls has more separate houses rather than flats (98% vs 87%)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

They split

one each way, out of the 2 things we measure here

  • Fitzroy Falls leaves households under less mortgage stress (25% vs 30%)
  • Moss Vale has cheaper houses ($1,095,000 vs $2,500,000)

Weighs house prices and mortgage stress.

Renters

They split

one each way, out of the 3 things we measure here

  • Fitzroy Falls leaves renters under less rental stress (20% vs 26%)
  • Moss Vale has cheaper rent ($400/wk vs $440/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Moss Vale

ahead on 3 of the 3 things we measure here

  • is more walkable (42/100 vs 0/100)
  • has a shorter drive in (105 min vs 119 min)
  • sits closer to the CBD (126.9 km vs 139.6 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Moss Vale

ahead on 3 of the 5 things we measure here

  • is more walkable (42/100 vs 0/100)
  • has more units and townhouses to downsize into (13% vs 2%)
  • has more GPs (2 vs 0)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Moss Vale

ahead on the one thing that separates them

  • is growing faster (8.5% vs 1.9%)

Weighs population growth.

Where they sit

Fitzroy Falls and Moss Vale drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Fitzroy Falls Moss Vale
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Fitzroy Falls Moss Vale
Walkability 0 / 42
Fitzroy Falls — Walkability: 0/100 Moss Vale — Walkability: 42/100
Safety 39 / 48
Fitzroy Falls — Safety: 39/100 Moss Vale — Safety: 48/100
Low fire risk 19 / 100
Fitzroy Falls — Low fire risk: 19/100 Moss Vale — Low fire risk: 100/100

Demographics

Moss Vale has more residents (9,310 vs 220); Fitzroy Falls has higher household incomes ($117,000 vs $78,572).

Fitzroy Falls Moss Vale
Population 220 9,310
+4132% vs other
Population trend (2016 → 2021) +1.9% +8.5%
Median age 50 45
Median household income $117,000/yr
+33% vs other
$78,572/yr
Median weekly rent $440/wk
+9% vs other
$400/wk

Age profile

Share of residents in each band, 2021 Census.

Fitzroy Falls Moss Vale
0-4 4.5% / 5.2%
Fitzroy Falls — 0-4: 4.5% Moss Vale — 0-4: 5.2%
5-14 10.9% / 12.7%
Fitzroy Falls — 5-14: 10.9% Moss Vale — 5-14: 12.7%
15-19 6.8% / 5.9%
Fitzroy Falls — 15-19: 6.8% Moss Vale — 15-19: 5.9%
20-24 4.5% / 4.8%
Fitzroy Falls — 20-24: 4.5% Moss Vale — 20-24: 4.8%
25-34 6.8% / 10.6%
Fitzroy Falls — 25-34: 6.8% Moss Vale — 25-34: 10.6%
35-44 9.5% / 10.7%
Fitzroy Falls — 35-44: 9.5% Moss Vale — 35-44: 10.7%
45-54 17.3% / 12.1%
Fitzroy Falls — 45-54: 17.3% Moss Vale — 45-54: 12.1%
55-64 14.1% / 13.0%
Fitzroy Falls — 55-64: 14.1% Moss Vale — 55-64: 13.0%
65-74 17.7% / 13.3%
Fitzroy Falls — 65-74: 17.7% Moss Vale — 65-74: 13.3%
75-84 9.1% / 8.9%
Fitzroy Falls — 75-84: 9.1% Moss Vale — 75-84: 8.9%
85+ 1.4% / 2.8%
Fitzroy Falls — 85+: 1.4% Moss Vale — 85+: 2.8%

Bars are drawn against the largest share shown (17.7%).

Who lives together

Household composition, 2021 Census.

Fitzroy Falls 47.4% couple families
Fitzroy Falls — Couple Families: 47.4% Fitzroy Falls — Lone Person: 43.9% Fitzroy Falls — One Parent Families: 8.8% Fitzroy Falls — Group Household: 0.0% Fitzroy Falls — Other Families: 0.0%
Moss Vale 38.5% couple families
Moss Vale — Couple Families: 38.5% Moss Vale — Lone Person: 40.8% Moss Vale — One Parent Families: 16.2% Moss Vale — Group Household: 3.1% Moss Vale — Other Families: 1.4%
Couple Families Lone Person One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Fitzroy Falls 19.0% renting
Fitzroy Falls — Owned Outright: 47.6% Fitzroy Falls — Mortgage: 33.3% Fitzroy Falls — Renting: 19.0%
Moss Vale 28.0% renting
Moss Vale — Owned Outright: 40.0% Moss Vale — Mortgage: 32.0% Moss Vale — Renting: 28.0%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Fitzroy Falls Moss Vale
Bachelor Degree 17.3% / 11.9%
Fitzroy Falls — Bachelor Degree: 17.3% Moss Vale — Bachelor Degree: 11.9%
Certificate III & IV 12.7% / 15.5%
Fitzroy Falls — Certificate III & IV: 12.7% Moss Vale — Certificate III & IV: 15.5%
Advanced Diploma / Diploma 10.0% / 8.4%
Fitzroy Falls — Advanced Diploma / Diploma: 10.0% Moss Vale — Advanced Diploma / Diploma: 8.4%
Postgraduate Degree 3.6% / 4.6%
Fitzroy Falls — Postgraduate Degree: 3.6% Moss Vale — Postgraduate Degree: 4.6%
Graduate Diploma / Certificate 4.5% / 1.9%
Fitzroy Falls — Graduate Diploma / Certificate: 4.5% Moss Vale — Graduate Diploma / Certificate: 1.9%

Bars are drawn against the largest share shown (17.3%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Fitzroy Falls Moss Vale
England 3.2% / 4.4%
Fitzroy Falls — England: 3.2% Moss Vale — England: 4.4%
South Africa 3.2% / 0.6%
Fitzroy Falls — South Africa: 3.2% Moss Vale — South Africa: 0.6%
New Zealand — / 1.6%
Fitzroy Falls — New Zealand: not among its largest Moss Vale — New Zealand: 1.6%
Philippines — / 1.2%
Fitzroy Falls — Philippines: not among its largest Moss Vale — Philippines: 1.2%
Nepal — / 1.0%
Fitzroy Falls — Nepal: not among its largest Moss Vale — Nepal: 1.0%
China — / 0.7%
Fitzroy Falls — China: not among its largest Moss Vale — China: 0.7%

Bars are drawn against the largest share shown (4.4%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Fitzroy Falls 97.8% houses
Fitzroy Falls — Houses: 97.8% Fitzroy Falls — Townhouses: 0.0% Fitzroy Falls — Flats / Apartments: 2.2%
Moss Vale 86.7% houses
Moss Vale — Houses: 86.7% Moss Vale — Townhouses: 8.1% Moss Vale — Flats / Apartments: 5.2%
Houses Townhouses Flats / Apartments

Property market

Fitzroy Falls Moss Vale
Median house price $2,500,000 $1,095,000
Median unit price — $572,500
Median land price — $585,000
Typical days to sell (houses) — 41 days
from 141 sales

Zoning mix

Fitzroy Falls has more rural and farming land (25% vs 10%).

Fitzroy Falls Moss Vale
Environmental 67% 60%
Rural and farming 25% 10%
Residential 0% 12%
Industrial 0% 10%
Infrastructure and transport 8% 7%
Parks and recreation 0% 2%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Fitzroy Falls Moss Vale
New dwellings approved 335
across Wingecarribee
same for both
Approvals change year on year +6%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Fitzroy Falls Moss Vale
Houses — 3.4%
$780/wk on $1.19M
Units —
same for both

Ranking within NSW

Fitzroy Falls Moss Vale
House price Higher than 80% of NSW Higher than 49% of NSW
Income Higher than 82% of NSW Higher than 46% of NSW
Schools — Higher than 46% of NSW
Walkability Higher than 41% of NSW Higher than 79% of NSW
Affordability Higher than 36% of NSW Higher than 47% of NSW
EV adoption Higher than 79% of NSW
same for both
NBN connectivity Higher than 40% of NSW Higher than 76% of NSW
Rental yield (houses) — Higher than 40% of NSW

Liveability

Moss Vale is more walkable (42 vs 0).

Fitzroy Falls Moss Vale
Grade — B
Score — 53/100
Socio-economic band very advantaged area
decile 10/10
mid-range socio-economic
decile 6/10

Risk profile

Fitzroy Falls carries more bushfire risk (81 vs 0).

Fitzroy Falls Moss Vale
Bushfire High
81/100
None
0/100
Crime Moderate
61/100
Moderate
52/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
4
within 5 km

Schools

Fitzroy Falls Moss Vale
Inside the suburb 0 5
Rated above peers 0 1
Rated at peers 0 2
Rated below peers 0 1

Schools in Fitzroy Falls

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Schools in Moss Vale

  • St Paul's International College Independent · Secondary above peers
  • Moss Vale High School Government · Secondary at peers
  • Moss Vale Public School Government · Primary at peers
  • St Paul's Catholic Primary School Catholic · Primary below peers
  • The King's School, Tudor House Independent · Primary

Amenities in the suburb

Fitzroy Falls Moss Vale
Supermarkets 0 3
Cafes & restaurants 0 8
Parks & reserves 1 29
Childcare 0 7
GPs 0 2
Pharmacies 0 3
Police stations 0 1
Banks & Bank@Post 0 3
Fuel stations 0 4
Waterways 18 20

Mobility

Fitzroy Falls sits further from the CBD (139.6 km vs 126.9 km).

Fitzroy Falls Moss Vale
Walkability score 0/100 42/100
Distance to Sydney 139.6 km
+9% vs other
126.9 km
Drive time (normal traffic) 119 min 105 min
Electric vehicle share 0.9%
postcode 2577
same for both
Rooftop solar per 100 dwellings 56
postcode 2577
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Fitzroy Falls Moss Vale
Car (driver) 50.0% / 70.3%
Fitzroy Falls — Car (driver): 50.0% Moss Vale — Car (driver): 70.3%
Worked from Home 39.2% / 19.2%
Fitzroy Falls — Worked from Home: 39.2% Moss Vale — Worked from Home: 19.2%
Car (passenger) 5.9% / 5.5%
Fitzroy Falls — Car (passenger): 5.9% Moss Vale — Car (passenger): 5.5%
Walked Only 4.9% / 3.6%
Fitzroy Falls — Walked Only: 4.9% Moss Vale — Walked Only: 3.6%
Bus — / 0.8%
Fitzroy Falls — Bus: not among its largest Moss Vale — Bus: 0.8%

Bars are drawn against the largest share shown (70.3%).

Setting

Fitzroy Falls Moss Vale
Elevation 688 m
above sea level, at the suburb centre
675 m
above sea level, at the suburb centre
Distance to the ocean 33.8 km 42.6 km

NBN connectivity

Fitzroy Falls Moss Vale
Connectivity score 27/100 69/100
Most common technology Fixed wireless Fibre to the node
Full-fibre (FTTP) share 0%
91 premises
44%
4,979 premises

Climate

Fitzroy Falls Moss Vale
Annual rainfall 974 mm
same for both
Summer max (Jan) —
same for both
Winter min (Jul) —
same for both

Council rates

Fitzroy Falls Moss Vale
Average residential rate $2,072/yr
same for both
Council Wingecarribee
same for both

Federal electorate

Fitzroy Falls Moss Vale
Division Whitlam
same for both
Member Carol Berry
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Fitzroy Falls Moss Vale
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Fitzroy Falls

Moss Vale

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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