Fishing Point vs Rathmines

Rathmines is the younger of the two, with a median age of 47 against 51 in Fishing Point. In both, the large majority of households own their home and the large majority of homes are detached houses. In Fishing Point, about half of households are couple families. Houses cost more in Fishing Point: a median of $1.2 million, against $849,000 in Rathmines, and rent is higher there too. On these figures, Fishing Point tends to suit people living alone, while Rathmines suits buyers on a tighter budget.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Fishing Point

ahead on the one thing that separates them

  • carries lower crime risk (25/100 vs 49/100)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Rathmines

ahead on the one thing that separates them

  • has cheaper houses ($848,750 vs $1,195,000)

Weighs house prices and mortgage stress.

Renters

Too close to call

Nothing among the 3 things we measure here separates them by enough to be worth acting on.

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Fishing Point

ahead on the one thing that separates them

  • is more walkable (45/100 vs 33/100)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Fishing Point

ahead on 3 of the 5 things we measure here

  • carries lower crime risk (25/100 vs 49/100)
  • is more walkable (45/100 vs 33/100)
  • has more residents already 65 and over (33% vs 25%)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs population growth.

Where they sit

Fishing Point and Rathmines drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Fishing Point Rathmines
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Fishing Point Rathmines
Walkability 45 / 33
Fishing Point — Walkability: 45/100 Rathmines — Walkability: 33/100
Safety 75 / 51
Fishing Point — Safety: 75/100 Rathmines — Safety: 51/100
Low fire risk 100 / 17
Fishing Point — Low fire risk: 100/100 Rathmines — Low fire risk: 17/100

Demographics

Rathmines has more residents (2,076 vs 1,105); Fishing Point has higher household incomes ($91,260 vs $78,884).

Fishing Point Rathmines
Population 1,105 2,076
+88% vs other
Population trend (2016 → 2021) +6.4% +9.0%
Median age 51 47
Median household income $91,260/yr
+14% vs other
 $78,884/yr
Median weekly rent $430/wk
+7% vs other
 $400/wk

Age profile

Share of residents in each band, 2021 Census.

Fishing Point Rathmines
0-4 3.6% / 5.0%
Fishing Point — 0-4: 3.6% Rathmines — 0-4: 5.0%
5-14 10.0% / 12.7%
Fishing Point — 5-14: 10.0% Rathmines — 5-14: 12.7%
15-19 5.2% / 5.7%
Fishing Point — 15-19: 5.2% Rathmines — 15-19: 5.7%
20-24 4.6% / 5.5%
Fishing Point — 20-24: 4.6% Rathmines — 20-24: 5.5%
25-34 7.5% / 8.5%
Fishing Point — 25-34: 7.5% Rathmines — 25-34: 8.5%
35-44 10.5% / 10.1%
Fishing Point — 35-44: 10.5% Rathmines — 35-44: 10.1%
45-54 11.9% / 12.5%
Fishing Point — 45-54: 11.9% Rathmines — 45-54: 12.5%
55-64 14.5% / 14.9%
Fishing Point — 55-64: 14.5% Rathmines — 55-64: 14.9%
65-74 21.6% / 16.2%
Fishing Point — 65-74: 21.6% Rathmines — 65-74: 16.2%
75-84 8.4% / 6.8%
Fishing Point — 75-84: 8.4% Rathmines — 75-84: 6.8%
85+ 2.6% / 2.0%
Fishing Point — 85+: 2.6% Rathmines — 85+: 2.0%

Bars are drawn against the largest share shown (21.6%).

Who lives together

Household composition, 2021 Census.

Fishing Point 46.3% couple families
Fishing Point — Couple Families: 46.3% Fishing Point — Lone Person: 37.3% Fishing Point — One Parent Families: 14.3% Fishing Point — Group Household: 0.0% Fishing Point — Other Families: 2.0%
Rathmines 43.4% couple families
Rathmines — Couple Families: 43.4% Rathmines — Lone Person: 28.0% Rathmines — One Parent Families: 24.3% Rathmines — Group Household: 3.5% Rathmines — Other Families: 0.8%
Couple Families Lone Person One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Fishing Point 13.8% renting
Fishing Point — Owned Outright: 53.7% Fishing Point — Mortgage: 32.5% Fishing Point — Renting: 13.8%
Rathmines 13.9% renting
Rathmines — Owned Outright: 45.0% Rathmines — Mortgage: 41.1% Rathmines — Renting: 13.9%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Fishing Point Rathmines
Certificate III & IV 18.9% / 20.9%
Fishing Point — Certificate III & IV: 18.9% Rathmines — Certificate III & IV: 20.9%
Bachelor Degree 11.6% / 10.4%
Fishing Point — Bachelor Degree: 11.6% Rathmines — Bachelor Degree: 10.4%
Advanced Diploma / Diploma 11.1% / 8.2%
Fishing Point — Advanced Diploma / Diploma: 11.1% Rathmines — Advanced Diploma / Diploma: 8.2%
Postgraduate Degree 3.6% / 2.6%
Fishing Point — Postgraduate Degree: 3.6% Rathmines — Postgraduate Degree: 2.6%
Graduate Diploma / Certificate 3.2% / 1.5%
Fishing Point — Graduate Diploma / Certificate: 3.2% Rathmines — Graduate Diploma / Certificate: 1.5%

Bars are drawn against the largest share shown (20.9%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Fishing Point Rathmines
England 4.0% / 2.8%
Fishing Point — England: 4.0% Rathmines — England: 2.8%
New Zealand 1.5% / 1.5%
Fishing Point — New Zealand: 1.5% Rathmines — New Zealand: 1.5%
Netherlands 0.3% / 0.7%
Fishing Point — Netherlands: 0.3% Rathmines — Netherlands: 0.7%
Scotland 0.4% / 0.5%
Fishing Point — Scotland: 0.4% Rathmines — Scotland: 0.5%
China 0.3% / 0.5%
Fishing Point — China: 0.3% Rathmines — China: 0.5%
South Africa 0.7% / —
Fishing Point — South Africa: 0.7% Rathmines — South Africa: not among its largest
France 0.5% / —
Fishing Point — France: 0.5% Rathmines — France: not among its largest
Canada 0.5% / —
Fishing Point — Canada: 0.5% Rathmines — Canada: not among its largest

Bars are drawn against the largest share shown (4.0%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Fishing Point 98.1% houses
Fishing Point — Houses: 98.1% Fishing Point — Townhouses: 2.1% Fishing Point — Flats / Apartments: 0.0%
Rathmines 92.6% houses
Rathmines — Houses: 92.6% Rathmines — Townhouses: 7.0% Rathmines — Flats / Apartments: 0.4%
Houses Townhouses Flats / Apartments

Property market

Fishing Point Rathmines
Median house price $1,195,000 $848,750
Median unit price —
same for both
Median land price $1,150,000 —
Typical days to sell (houses) 24 days
from 22 sales
 24 days
from 14 sales

House price by bedroom count

Only bed counts both suburbs published enough sales for. Sale counts are shown because the buckets differ in depth.

Fishing Point Rathmines
3 bed $938K / $838K
Fishing Point — 3 bed: $938K (21 sales) Rathmines — 3 bed: $838K (18 sales)

21 vs 18 sales

4 bed $1.29M / $890K
Fishing Point — 4 bed: $1.29M (19 sales) Rathmines — 4 bed: $890K (9 sales)

19 vs 9 sales

Zoning mix

Rathmines has more land zoned for conservation (19% vs 1%).

Fishing Point Rathmines
Residential 92% 24%
Parks and recreation 7% 30%
Environmental 1% 19%
Rural and farming 0% 10%
Infrastructure and transport 0% 9%
Industrial 0% 8%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Fishing Point Rathmines
New dwellings approved 1,212
across Lake Macquarie
same for both
Approvals change year on year +2%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Fishing Point Rathmines
Houses — 4.9%
$790/wk on $840K
Units —
same for both

Ranking within NSW

Fishing Point Rathmines
House price Higher than 58% of NSW Higher than 40% of NSW
Income Higher than 59% of NSW Higher than 46% of NSW
Schools —
same for both
Walkability Higher than 80% of NSW Higher than 76% of NSW
Affordability Higher than 49% of NSW Higher than 57% of NSW
EV adoption Higher than 61% of NSW
same for both
NBN connectivity Higher than 78% of NSW Higher than 91% of NSW
Rental yield (houses) — Higher than 96% of NSW

Liveability

Fishing Point scores higher overall (67 vs 31); Fishing Point is more walkable (45 vs 33).

Fishing Point Rathmines
Grade B C
Score 67/100 31/100
Socio-economic band advantaged area
decile 8/10
 mid-range socio-economic
decile 5/10

Risk profile

Rathmines carries more bushfire risk (83 vs 0); Rathmines carries more crime risk (49 vs 25).

Fishing Point Rathmines
Bushfire None
0/100
 High
83/100
Crime Low
25/100
 Moderate
49/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 1
within 5 km
 3
within 5 km

Schools

Fishing Point Rathmines
Inside the suburb 0 1
Rated above peers 0
same for both
Rated at peers 0 1
Rated below peers 0
same for both

Schools in Fishing Point

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Schools in Rathmines

  • Rathmines Public School Government · Primary at peers

Amenities in the suburb

Fishing Point Rathmines
Supermarkets 0 1
Parks & reserves 1 2
Childcare 0 2
GPs 0 1
Pharmacies 0 1
Banks & Bank@Post 0 1
Waterways 0 1

Mobility

Fishing Point Rathmines
Walkability score 45/100 33/100
Distance to Sydney 129.7 km 128.9 km
Drive time (normal traffic) 104 min 101 min
Public transport score 35/100
Bus
 58/100
Bus
Peak arrivals per hour 9.2
7-9am + 5-7pm
 21.0
7-9am + 5-7pm
Median peak wait 1 min
scheduled, not actual
same for both
Electric vehicle share 0.6%
postcode 2283
same for both
Rooftop solar per 100 dwellings 48
postcode 2283
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Fishing Point Rathmines
Car (driver) 68.7% / 71.9%
Fishing Point — Car (driver): 68.7% Rathmines — Car (driver): 71.9%
Worked from Home 26.2% / 22.2%
Fishing Point — Worked from Home: 26.2% Rathmines — Worked from Home: 22.2%
Car (passenger) 5.1% / 3.8%
Fishing Point — Car (passenger): 5.1% Rathmines — Car (passenger): 3.8%
Bus — / 1.0%
Fishing Point — Bus: not among its largest Rathmines — Bus: 1.0%
Train — / 0.5%
Fishing Point — Train: not among its largest Rathmines — Train: 0.5%

Bars are drawn against the largest share shown (71.9%).

Setting

Fishing Point Rathmines
Elevation 32 m
above sea level, at the suburb centre
 27 m
above sea level, at the suburb centre
Distance to the ocean 5.6 km 7.7 km

NBN connectivity

Fishing Point Rathmines
Connectivity score 72/100 83/100
Most common technology Fibre to the node Fibre to the premises
Full-fibre (FTTP) share 40%
521 premises
 54%
982 premises

Climate

Fishing Point Rathmines
Annual rainfall 1,025 mm
same for both
Summer max (Jan) 25.4°C
same for both
Winter min (Jul) 10.2°C
same for both

Air quality (annual mean)

Fishing Point Rathmines
PM2.5 5.0 µg/m³
same for both
PM10 11.6 µg/m³
same for both
NO₂ 0.27 pphm
same for both

Council rates

Fishing Point Rathmines
Average residential rate $1,708/yr
same for both
Council Lake Macquarie
same for both

Federal electorate

Fishing Point Rathmines
Division Hunter
same for both
Member Dan Repacholi
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Fishing Point Rathmines
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Fishing Point

Large Blocks Retirees

Rathmines

Large Blocks Retirees

More comparisons

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Full data on Fishing Point Full data on Rathmines
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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