Finnie vs Mount Rascal

Mount Rascal is the younger of the two, with a median age of 39 against 55 in Finnie. In both, the large majority of households own their home and the large majority of homes are detached houses. In Finnie, most households are people living alone. In Mount Rascal, the large majority of households are couple families. On these figures, Finnie tends to suit people living alone and older residents, while Mount Rascal suits families with children and couples.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

They split

one each way, out of the 6 things we measure here

  • Finnie carries lower crime risk (36/100 vs 46/100)
  • Mount Rascal is already more of a family suburb (88% vs 44%)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Finnie

ahead on the one thing that separates them

  • leaves households under less mortgage stress (11% vs 18%)

Weighs mortgage stress.

Renters

Finnie

ahead on the one thing that separates them

  • has cheaper rent ($260/wk vs $320/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Finnie

ahead on the one thing that separates them

  • sits closer to the CBD (134.8 km vs 137.8 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Finnie

ahead on 2 of the 4 things we measure here

  • has more residents already 65 and over (22% vs 13%)
  • carries lower crime risk (36/100 vs 46/100)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Mount Rascal

ahead on the one thing that separates them

  • is growing faster (-14.9% vs -26.6%)

Weighs population growth.

Where they sit

Finnie and Mount Rascal drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Finnie Mount Rascal
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Finnie Mount Rascal
Walkability 0 / 0
Finnie — Walkability: 0/100 Mount Rascal — Walkability: 0/100
Safety 64 / 54
Finnie — Safety: 64/100 Mount Rascal — Safety: 54/100
Low fire risk 100 / 100
Finnie — Low fire risk: 100/100 Mount Rascal — Low fire risk: 100/100

Demographics

Mount Rascal has more residents (393 vs 69); Finnie skews older (55 vs 39).

Finnie Mount Rascal
Population 69 393
+470% vs other
Population trend (2016 → 2021) -26.6% -14.9%
Median age 55 39
Median household income $110,500/yr $126,880/yr
+15% vs other
Median weekly rent $260/wk $320/wk
+23% vs other

Age profile

Share of residents in each band, 2021 Census.

Finnie Mount Rascal
0-4 — / 6.4%
Finnie — 0-4: not among its largest Mount Rascal — 0-4: 6.4%
5-14 7.2% / 19.3%
Finnie — 5-14: 7.2% Mount Rascal — 5-14: 19.3%
15-19 11.6% / 9.7%
Finnie — 15-19: 11.6% Mount Rascal — 15-19: 9.7%
20-24 8.7% / 3.1%
Finnie — 20-24: 8.7% Mount Rascal — 20-24: 3.1%
25-34 7.2% / 6.1%
Finnie — 25-34: 7.2% Mount Rascal — 25-34: 6.1%
35-44 11.6% / 15.0%
Finnie — 35-44: 11.6% Mount Rascal — 35-44: 15.0%
45-54 8.7% / 15.3%
Finnie — 45-54: 8.7% Mount Rascal — 45-54: 15.3%
55-64 33.3% / 13.7%
Finnie — 55-64: 33.3% Mount Rascal — 55-64: 13.7%
65-74 13.0% / 10.7%
Finnie — 65-74: 13.0% Mount Rascal — 65-74: 10.7%
75-84 4.3% / 1.3%
Finnie — 75-84: 4.3% Mount Rascal — 75-84: 1.3%
85+ 4.3% / 1.3%
Finnie — 85+: 4.3% Mount Rascal — 85+: 1.3%

Bars are drawn against the largest share shown (33.3%).

Who lives together

Household composition, 2021 Census.

Finnie 43.8% couple families
Finnie — Couple Families: 43.8% Finnie — Lone Person: 56.2% Finnie — One Parent Families: 0.0%
Mount Rascal 79.3% couple families
Mount Rascal — Couple Families: 79.3% Mount Rascal — Lone Person: 11.5% Mount Rascal — One Parent Families: 9.2%
Couple Families Lone Person One Parent Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Finnie 11.5% renting
Finnie — Owned Outright: 46.2% Finnie — Mortgage: 42.3% Finnie — Renting: 11.5%
Mount Rascal 3.5% renting
Mount Rascal — Owned Outright: 46.0% Mount Rascal — Mortgage: 50.4% Mount Rascal — Renting: 3.5%
Owned outright Mortgage Renting

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Finnie Mount Rascal
England 5.8% / 1.5%
Finnie — England: 5.8% Mount Rascal — England: 1.5%
South Africa — / 2.5%
Finnie — South Africa: not among its largest Mount Rascal — South Africa: 2.5%
New Zealand — / 1.5%
Finnie — New Zealand: not among its largest Mount Rascal — New Zealand: 1.5%
Canada — / 1.0%
Finnie — Canada: not among its largest Mount Rascal — Canada: 1.0%
Fiji — / 0.8%
Finnie — Fiji: not among its largest Mount Rascal — Fiji: 0.8%

Bars are drawn against the largest share shown (5.8%).

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Finnie Mount Rascal
Certificate III & IV 24.6% / 16.8%
Finnie — Certificate III & IV: 24.6% Mount Rascal — Certificate III & IV: 16.8%
Bachelor Degree 4.3% / 11.2%
Finnie — Bachelor Degree: 4.3% Mount Rascal — Bachelor Degree: 11.2%
Advanced Diploma / Diploma 7.2% / 7.9%
Finnie — Advanced Diploma / Diploma: 7.2% Mount Rascal — Advanced Diploma / Diploma: 7.9%
Postgraduate Degree 4.3% / 5.9%
Finnie — Postgraduate Degree: 4.3% Mount Rascal — Postgraduate Degree: 5.9%
Graduate Diploma / Certificate — / 2.8%
Finnie — Graduate Diploma / Certificate: not among its largest Mount Rascal — Graduate Diploma / Certificate: 2.8%

Bars are drawn against the largest share shown (24.6%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Finnie 100.0% houses
Finnie — Houses: 100.0% Finnie — Flats / Apartments: 0.0%
Mount Rascal 95.1% houses
Mount Rascal — Houses: 95.1% Mount Rascal — Flats / Apartments: 4.9%
Houses Flats / Apartments

Property market

Finnie Mount Rascal
Median house price — $1,576,000
Median unit price —
same for both
Median land price — $500,000
Typical days to sell (houses) — 76 days
from 5 sales

Development activity

Finnie Mount Rascal
New dwellings approved 1,513
across Toowoomba
same for both
Approvals change year on year -25%
same for both

Ranking within QLD

Finnie Mount Rascal
House price —
same for both
Income Higher than 83% of QLD Higher than 93% of QLD
Schools —
same for both
Walkability Higher than 55% of QLD Higher than 3% of QLD
Affordability —
same for both
EV adoption Higher than 71% of QLD Higher than 70% of QLD
NBN connectivity Higher than 63% of QLD Higher than 74% of QLD

Liveability

Finnie Mount Rascal
Grade —
same for both
Score —
same for both
Socio-economic band advantaged area
decile 7/10
very advantaged area
decile 10/10

Risk profile

Mount Rascal carries more crime risk (46 vs 36).

Finnie Mount Rascal
Bushfire None
0/100
same for both
Crime Low
36/100
Moderate
46/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Finnie Mount Rascal
Inside the suburb 0
same for both
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both
Universities within 10 km 1
USQ (Toowoomba), 9.4 km
1
USQ (Toowoomba), 9.1 km

Mobility

Mount Rascal sits further from the CBD (137.8 km vs 134.8 km).

Finnie Mount Rascal
Walkability score 0/100
same for both
Distance to Brisbane 134.8 km 137.8 km
+2% vs other
Drive time (normal traffic) 110 min 113 min
Electric vehicle share 0.6%
postcode 4350
same for both
Rooftop solar per 100 dwellings 41
postcode 4350
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Finnie Mount Rascal
Car (driver) 71.0% / 80.2%
Finnie — Car (driver): 71.0% Mount Rascal — Car (driver): 80.2%
Worked from Home 16.1% / 12.9%
Finnie — Worked from Home: 16.1% Mount Rascal — Worked from Home: 12.9%
Car (passenger) 12.9% / 5.4%
Finnie — Car (passenger): 12.9% Mount Rascal — Car (passenger): 5.4%
Walked Only — / 1.5%
Finnie — Walked Only: not among its largest Mount Rascal — Walked Only: 1.5%

Bars are drawn against the largest share shown (80.2%).

Setting

Finnie Mount Rascal
Elevation 585 m
above sea level, at the suburb centre
637 m
above sea level, at the suburb centre

NBN connectivity

Finnie Mount Rascal
Connectivity score 30/100 63/100
Most common technology Fixed wireless Fibre to the premises
Full-fibre (FTTP) share 0%
31 premises
42%
207 premises

Climate

Finnie Mount Rascal
Annual rainfall 643 mm
same for both
Summer max (Jan) —
same for both
Winter min (Jul) —
same for both

Air quality (annual mean)

Finnie Mount Rascal
PM2.5 2.4 µg/m³
same for both
PM10 3.8 µg/m³
same for both
NO₂ —
same for both

Council rates

Finnie Mount Rascal
Average residential rate $1,618/yr
same for both
Council Toowoomba
same for both

Federal electorate

Finnie Mount Rascal
Division Groom
same for both
Member Garth Hamilton
same for both
Party Liberal National Party of Queensland
same for both

First Home Owner Grant

Finnie Mount Rascal
Grant amount $30,000
same for both
Property price cap $750,000
same for both
Eligibility New
same for both

Tags

Finnie

Mount Rascal

More comparisons

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Other comparisons with Mount Rascal

Full data on Finnie Full data on Mount Rascal
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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