Ferodale vs Swan Bay

Ferodale is the younger of the two, with a median age of 43 against 52 in Swan Bay. In both, the large majority of households own their home and the large majority of homes are detached houses. In Ferodale, most households are couple families. On these figures, Ferodale tends to suit couples, while Swan Bay suits older residents.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Ferodale

ahead on 2 of the 5 things we measure here

  • is already more of a family suburb (76% vs 62%)
  • has more separate houses rather than flats (100% vs 89%)

Weighs schools, house stock, parks, childcare, and who already lives there.

First-home buyers

Ferodale

ahead on the one thing that separates them

  • leaves households under less mortgage stress (17% vs 28%)

Weighs mortgage stress.

Renters

Swan Bay

ahead on the one thing that separates them

  • has cheaper rent ($350/wk vs $400/wk)

Weighs rent and rental stress.

Commuting to the city

Ferodale

ahead on 2 of the 3 things we measure here

  • is more walkable (10/100 vs 0/100)
  • sits closer to the CBD (188.7 km vs 196.3 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

They split

one each way, out of the 3 things we measure here

  • Ferodale is more walkable (10/100 vs 0/100)
  • Swan Bay has more residents already 65 and over (28% vs 18%)

Weighs who already lives there, GPs, and walkability.

Investors

Ferodale

ahead on the one thing that separates them

  • is growing faster (18.1% vs -1.9%)

Weighs population growth.

Where they sit

Ferodale and Swan Bay drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Ferodale Swan Bay
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Ferodale Swan Bay
Walkability 10 / 0
Ferodale — Walkability: 10/100 Swan Bay — Walkability: 0/100
Low fire risk 22 / 16
Ferodale — Low fire risk: 22/100 Swan Bay — Low fire risk: 16/100

Demographics

Swan Bay has more residents (310 vs 98); Ferodale has higher household incomes ($81,224 vs $60,112).

Ferodale Swan Bay
Population 98 310
+216% vs other
Population trend (2016 → 2021) +18.1% -1.9%
Median age 43 52
Median household income $81,224/yr
+26% vs other
$60,112/yr
Median weekly rent $400/wk
+12% vs other
$350/wk

Age profile

Share of residents in each band, 2021 Census.

Ferodale Swan Bay
0-4 3.1% / 1.3%
Ferodale — 0-4: 3.1% Swan Bay — 0-4: 1.3%
5-14 10.2% / 7.4%
Ferodale — 5-14: 10.2% Swan Bay — 5-14: 7.4%
15-19 9.2% / 6.8%
Ferodale — 15-19: 9.2% Swan Bay — 15-19: 6.8%
20-24 10.2% / 4.2%
Ferodale — 20-24: 10.2% Swan Bay — 20-24: 4.2%
25-34 5.1% / 7.4%
Ferodale — 25-34: 5.1% Swan Bay — 25-34: 7.4%
35-44 12.2% / 12.6%
Ferodale — 35-44: 12.2% Swan Bay — 35-44: 12.6%
45-54 14.3% / 18.4%
Ferodale — 45-54: 14.3% Swan Bay — 45-54: 18.4%
55-64 15.3% / 15.8%
Ferodale — 55-64: 15.3% Swan Bay — 55-64: 15.8%
65-74 13.3% / 20.0%
Ferodale — 65-74: 13.3% Swan Bay — 65-74: 20.0%
75-84 5.1% / 7.1%
Ferodale — 75-84: 5.1% Swan Bay — 75-84: 7.1%
85+ — / 1.0%
Ferodale — 85+: not among its largest Swan Bay — 85+: 1.0%

Bars are drawn against the largest share shown (20.0%).

Who lives together

Household composition, 2021 Census.

Ferodale 61.9% couple families
Ferodale — Couple Families: 61.9% Ferodale — Lone Person: 23.8% Ferodale — One Parent Families: 14.3% Ferodale — Group Household: 0.0% Ferodale — Other Families: 0.0%
Swan Bay 43.2% couple families
Swan Bay — Couple Families: 43.2% Swan Bay — Lone Person: 21.6% Swan Bay — One Parent Families: 18.9% Swan Bay — Group Household: 12.2% Swan Bay — Other Families: 4.1%
Couple Families Lone Person One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Ferodale 0.0% renting
Ferodale — Owned Outright: 46.4% Ferodale — Mortgage: 53.6% Ferodale — Renting: 0.0%
Swan Bay 15.5% renting
Swan Bay — Owned Outright: 44.7% Swan Bay — Mortgage: 39.8% Swan Bay — Renting: 15.5%
Owned outright Mortgage Renting

What people live in

Occupied private dwellings by structure, 2021 Census.

Ferodale 100.0% houses
Ferodale — Houses: 100.0% Ferodale — Flats / Apartments: 0.0%
Swan Bay 89.1% houses
Swan Bay — Houses: 89.1% Swan Bay — Flats / Apartments: 10.9%
Houses Flats / Apartments

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Ferodale Swan Bay
Certificate III & IV 22.4% / 17.4%
Ferodale — Certificate III & IV: 22.4% Swan Bay — Certificate III & IV: 17.4%
Advanced Diploma / Diploma 6.1% / 6.5%
Ferodale — Advanced Diploma / Diploma: 6.1% Swan Bay — Advanced Diploma / Diploma: 6.5%
Bachelor Degree 3.1% / 7.7%
Ferodale — Bachelor Degree: 3.1% Swan Bay — Bachelor Degree: 7.7%
Postgraduate Degree 3.1% / 2.6%
Ferodale — Postgraduate Degree: 3.1% Swan Bay — Postgraduate Degree: 2.6%
Graduate Diploma / Certificate — / 1.0%
Ferodale — Graduate Diploma / Certificate: not among its largest Swan Bay — Graduate Diploma / Certificate: 1.0%

Bars are drawn against the largest share shown (22.4%).

Property market

Ferodale Swan Bay
Median house price — $825,000
Median unit price —
same for both
Median land price —
same for both

Zoning mix

Swan Bay has more rural and farming land (40% vs 19%); Swan Bay has more land zoned for conservation (39% vs 22%).

Ferodale Swan Bay
Infrastructure and transport 59% 20%
Rural and farming 19% 40%
Environmental 22% 39%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Ferodale Swan Bay
New dwellings approved 495
across Port Stephens
same for both
Approvals change year on year -72%
same for both

Ranking within NSW

Ferodale Swan Bay
House price — Higher than 34% of NSW
Income Higher than 49% of NSW Higher than 22% of NSW
Schools —
same for both
Walkability Higher than 59% of NSW Higher than 31% of NSW
Affordability — Higher than 42% of NSW
EV adoption Higher than 59% of NSW Higher than 51% of NSW
NBN connectivity Higher than 31% of NSW Higher than 38% of NSW

Liveability

Ferodale is more walkable (10 vs 0).

Ferodale Swan Bay
Grade —
same for both
Score —
same for both
Socio-economic band below-average income
decile 2/10
same for both

Risk profile

Ferodale Swan Bay
Bushfire High
78/100
High
84/100
Crime High
96/100
—
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise High
83/100
None
0/100
Industrial facilities nearby 0
within 5 km
same for both

Schools

Ferodale Swan Bay
Inside the suburb 0
same for both
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both

Amenities in the suburb

Ferodale Swan Bay
Parks & reserves 1 2
Waterways 11 1

Mobility

Swan Bay sits further from the CBD (196.3 km vs 188.7 km).

Ferodale Swan Bay
Walkability score 10/100 0/100
Distance to Sydney 188.7 km 196.3 km
+4% vs other
Drive time (normal traffic) 142 min 145 min
Electric vehicle share 0.6%
postcode 2318
0.5%
postcode 2324
Rooftop solar per 100 dwellings 79
postcode 2318
54
postcode 2324

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Ferodale Swan Bay
Car (driver) 60.0% / 63.5%
Ferodale — Car (driver): 60.0% Swan Bay — Car (driver): 63.5%
Worked from Home 25.0% / 28.8%
Ferodale — Worked from Home: 25.0% Swan Bay — Worked from Home: 28.8%
Walked Only 15.0% / 3.8%
Ferodale — Walked Only: 15.0% Swan Bay — Walked Only: 3.8%
Car (passenger) — / 3.8%
Ferodale — Car (passenger): not among its largest Swan Bay — Car (passenger): 3.8%

Bars are drawn against the largest share shown (63.5%).

Setting

Ferodale Swan Bay
Elevation 21 m
above sea level, at the suburb centre
12 m
above sea level, at the suburb centre
Distance to the ocean 9.4 km 1.8 km

NBN connectivity

Ferodale Swan Bay
Connectivity score 21/100 26/100
Most common technology Satellite (Sky Muster) Fixed wireless
Full-fibre (FTTP) share 0%
24 premises
0%
136 premises

Climate

Ferodale Swan Bay
Annual rainfall 1,181 mm
same for both
Summer max (Jan) 28.7°C
same for both
Winter min (Jul) 7.5°C
same for both

Air quality (annual mean)

Ferodale Swan Bay
PM2.5 6.3 µg/m³ 7.5 µg/m³
PM10 17.5 µg/m³ 30.4 µg/m³
NO₂ 0.72 pphm 0.73 pphm

Council rates

Ferodale Swan Bay
Average residential rate $1,359/yr
same for both
Council Port Stephens
same for both

Federal electorate

Ferodale Swan Bay
Division Paterson
same for both
Member Meryl Swanson
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Ferodale Swan Bay
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Ferodale

Swan Bay

More comparisons

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Other comparisons with Swan Bay

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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