Fernbank Creek vs Riverside

Fernbank Creek is the younger of the two, with a median age of 50 against 53 in Riverside. In both, the large majority of households own their home, the large majority of homes are detached houses, and most households are couple families. On these figures, Riverside tends to suit older residents.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

They split

one each way, out of the 6 things we measure here

  • Fernbank Creek is already more of a family suburb (85% vs 70%)
  • Riverside carries lower crime risk (36/100 vs 72/100)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Too close to call

Nothing among the 2 things we measure here separates them by enough to be worth acting on.

Weighs house prices and mortgage stress.

Renters

Fernbank Creek

ahead on 3 of the 3 things we measure here

  • has a bigger rental market to choose from (22% vs 8%)
  • leaves renters under less rental stress (17% vs 28%)
  • has cheaper rent ($275/wk vs $415/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Fernbank Creek

ahead on 2 of the 3 things we measure here

  • has a shorter drive in (256 min vs 274 min)
  • sits closer to the CBD (381.3 km vs 390.1 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Riverside

ahead on 2 of the 4 things we measure here

  • carries lower crime risk (36/100 vs 72/100)
  • has more residents already 65 and over (35% vs 24%)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs population growth.

Where they sit

Fernbank Creek and Riverside drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Fernbank Creek Riverside
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Fernbank Creek Riverside
Walkability 0 / 0
Fernbank Creek — Walkability: 0/100 Riverside — Walkability: 0/100
Safety 28 / 64
Fernbank Creek — Safety: 28/100 Riverside — Safety: 64/100
Low fire risk 42 / 11
Fernbank Creek — Low fire risk: 42/100 Riverside — Low fire risk: 11/100

Demographics

Riverside has more residents (298 vs 122); Riverside rents higher ($415/wk vs $275/wk).

Fernbank Creek Riverside
Population 122 298
+144% vs other
Population trend (2016 → 2021) -8.3% -7.5%
Median age 50 53
Median household income $84,500/yr
+10% vs other
$75,972/yr
Median weekly rent $275/wk $415/wk
+51% vs other

Age profile

Share of residents in each band, 2021 Census.

Fernbank Creek Riverside
0-4 7.4% / 4.4%
Fernbank Creek — 0-4: 7.4% Riverside — 0-4: 4.4%
5-14 8.2% / 11.4%
Fernbank Creek — 5-14: 8.2% Riverside — 5-14: 11.4%
15-19 9.0% / 3.7%
Fernbank Creek — 15-19: 9.0% Riverside — 15-19: 3.7%
20-24 7.4% / 3.0%
Fernbank Creek — 20-24: 7.4% Riverside — 20-24: 3.0%
25-34 9.0% / 7.4%
Fernbank Creek — 25-34: 9.0% Riverside — 25-34: 7.4%
35-44 2.5% / 10.4%
Fernbank Creek — 35-44: 2.5% Riverside — 35-44: 10.4%
45-54 17.2% / 9.7%
Fernbank Creek — 45-54: 17.2% Riverside — 45-54: 9.7%
55-64 18.9% / 15.4%
Fernbank Creek — 55-64: 18.9% Riverside — 55-64: 15.4%
65-74 13.9% / 21.8%
Fernbank Creek — 65-74: 13.9% Riverside — 65-74: 21.8%
75-84 4.9% / 11.7%
Fernbank Creek — 75-84: 4.9% Riverside — 75-84: 11.7%
85+ 4.9% / 1.7%
Fernbank Creek — 85+: 4.9% Riverside — 85+: 1.7%

Bars are drawn against the largest share shown (21.8%).

Who lives together

Household composition, 2021 Census.

Fernbank Creek 55.0% couple families
Fernbank Creek — Couple Families: 55.0% Fernbank Creek — Lone Person: 15.0% Fernbank Creek — One Parent Families: 30.0%
Riverside 57.9% couple families
Riverside — Couple Families: 57.9% Riverside — Lone Person: 29.8% Riverside — One Parent Families: 12.3%
Couple Families Lone Person One Parent Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Fernbank Creek 21.6% renting
Fernbank Creek — Owned Outright: 51.4% Fernbank Creek — Mortgage: 27.0% Fernbank Creek — Renting: 21.6%
Riverside 7.8% renting
Riverside — Owned Outright: 57.3% Riverside — Mortgage: 35.0% Riverside — Renting: 7.8%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Fernbank Creek Riverside
Certificate III & IV 23.8% / 19.1%
Fernbank Creek — Certificate III & IV: 23.8% Riverside — Certificate III & IV: 19.1%
Advanced Diploma / Diploma 9.8% / 12.8%
Fernbank Creek — Advanced Diploma / Diploma: 9.8% Riverside — Advanced Diploma / Diploma: 12.8%
Bachelor Degree 4.1% / 8.7%
Fernbank Creek — Bachelor Degree: 4.1% Riverside — Bachelor Degree: 8.7%
Graduate Diploma / Certificate 3.3% / 3.4%
Fernbank Creek — Graduate Diploma / Certificate: 3.3% Riverside — Graduate Diploma / Certificate: 3.4%
Postgraduate Degree 4.1% / 1.7%
Fernbank Creek — Postgraduate Degree: 4.1% Riverside — Postgraduate Degree: 1.7%

Bars are drawn against the largest share shown (23.8%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Fernbank Creek Riverside
England 3.3% / 3.4%
Fernbank Creek — England: 3.3% Riverside — England: 3.4%
Philippines 4.1% / —
Fernbank Creek — Philippines: 4.1% Riverside — Philippines: not among its largest
New Zealand — / 2.3%
Fernbank Creek — New Zealand: not among its largest Riverside — New Zealand: 2.3%
South Africa — / 2.0%
Fernbank Creek — South Africa: not among its largest Riverside — South Africa: 2.0%
Taiwan — / 1.3%
Fernbank Creek — Taiwan: not among its largest Riverside — Taiwan: 1.3%
Netherlands — / 1.3%
Fernbank Creek — Netherlands: not among its largest Riverside — Netherlands: 1.3%

Bars are drawn against the largest share shown (4.1%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Fernbank Creek 100.0% houses
Fernbank Creek — Houses: 100.0%
Riverside 100.0% houses
Riverside — Houses: 100.0%
Houses

Property market

Fernbank Creek Riverside
Median house price $905,000 $980,000
Median unit price —
same for both
Median land price —
same for both

Zoning mix

Riverside has more land zoned for conservation (56% vs 38%); Fernbank Creek has more rural and farming land (60% vs 44%).

Fernbank Creek Riverside
Rural and farming 60% 44%
Environmental 38% 56%
Infrastructure and transport 2% 0%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Fernbank Creek Riverside
New dwellings approved 546
across Port Macquarie-Hastings
same for both
Approvals change year on year +33%
same for both

Ranking within NSW

Fernbank Creek Riverside
House price Higher than 44% of NSW Higher than 40% of NSW
Income Higher than 54% of NSW Higher than 44% of NSW
Schools —
same for both
Walkability Higher than 38% of NSW Higher than 22% of NSW
Affordability Higher than 59% of NSW Higher than 55% of NSW
EV adoption Higher than 67% of NSW
same for both
NBN connectivity Higher than 63% of NSW Higher than 56% of NSW

Liveability

Fernbank Creek Riverside
Grade —
same for both
Score —
same for both
Socio-economic band advantaged area
decile 7/10
same for both

Risk profile

Fernbank Creek carries more crime risk (72 vs 36); Riverside carries more bushfire risk (89 vs 58).

Fernbank Creek Riverside
Bushfire Moderate
58/100
High
89/100
Crime High
72/100
Low
36/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
Moderate
62/100
Aircraft noise None
0/100
same for both
Industrial facilities nearby 2
within 5 km
1
within 5 km

Schools

Fernbank Creek Riverside
Inside the suburb 0
same for both
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both

Amenities in the suburb

Fernbank Creek Riverside
EV chargers 1 0
Waterways 6 0

Mobility

Riverside sits further from the CBD (390.1 km vs 381.3 km).

Fernbank Creek Riverside
Walkability score 0/100
same for both
Distance to Sydney 381.3 km 390.1 km
+2% vs other
Drive time (normal traffic) 256 min 274 min
Electric vehicle share 0.7%
postcode 2444
same for both
Rooftop solar per 100 dwellings 51
postcode 2444
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Fernbank Creek Riverside
Car (driver) 78.2% / 68.6%
Fernbank Creek — Car (driver): 78.2% Riverside — Car (driver): 68.6%
Worked from Home 14.5% / 31.4%
Fernbank Creek — Worked from Home: 14.5% Riverside — Worked from Home: 31.4%
Car (passenger) 7.3% / —
Fernbank Creek — Car (passenger): 7.3% Riverside — Car (passenger): not among its largest

Bars are drawn against the largest share shown (78.2%).

Setting

Fernbank Creek Riverside
Elevation 2 m
above sea level, at the suburb centre
4 m
above sea level, at the suburb centre
Distance to the ocean 3.1 km 1.7 km

NBN connectivity

Fernbank Creek Riverside
Connectivity score 33/100 30/100
Most common technology Fixed wireless
same for both
Full-fibre (FTTP) share 4%
52 premises
0%
143 premises

Air quality (annual mean)

Fernbank Creek Riverside
PM2.5 5.1 µg/m³
same for both
PM10 11.3 µg/m³
same for both
NO₂ 0.92 pphm
same for both

Council rates

Fernbank Creek Riverside
Average residential rate $1,325/yr
same for both
Council Port Macquarie-Hastings
same for both

Federal electorate

Fernbank Creek Riverside
Division Cowper
same for both
Member Pat Conaghan
same for both
Party The Nationals
same for both

First Home Owner Grant

Fernbank Creek Riverside
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Fernbank Creek

Riverside

More comparisons

Other comparisons with Fernbank Creek

Other comparisons with Riverside

Full data on Fernbank Creek Full data on Riverside
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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