Fassifern vs Teralba

Teralba is the younger of the two, with a median age of 37 against 47 in Fassifern. In both, the large majority of households own their home and the large majority of homes are detached houses. In Fassifern, about half of households are people living alone. In Teralba, about half of households are couple families. Houses cost more in Teralba: a median of $1.05 million, against $842,000 in Fassifern, and rent is higher there too. On these figures, Fassifern tends to suit people living alone and buyers on a tighter budget, while Teralba suits families with children and couples.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Teralba

ahead on 2 of the 6 things we measure here

  • is already more of a family suburb (65% vs 50%)
  • carries lower crime risk (79/100 vs 94/100)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

They split

one each way, out of the 2 things we measure here

  • Fassifern has cheaper houses ($842,500 vs $1,050,000)
  • Teralba leaves households under less mortgage stress (24% vs 30%)

Weighs house prices and mortgage stress.

Renters

They split

one each way, out of the 3 things we measure here

  • Fassifern has cheaper rent ($310/wk vs $363/wk)
  • Teralba leaves renters under less rental stress (18% vs 23%)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Fassifern

ahead on 3 of the 3 things we measure here

  • is more walkable (35/100 vs 17/100)
  • has a shorter drive in (103 min vs 119 min)
  • sits closer to the CBD (138.1 km vs 140.4 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

They split

one each way, out of the 5 things we measure here

  • Fassifern is more walkable (35/100 vs 17/100)
  • Teralba carries lower crime risk (79/100 vs 94/100)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Teralba

ahead on the one thing that separates them

  • is growing faster (67.1% vs -2.5%)

Weighs population growth.

Where they sit

Fassifern and Teralba drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Fassifern Teralba
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Fassifern Teralba
Walkability 35 / 17
Fassifern — Walkability: 35/100 Teralba — Walkability: 17/100
Safety 6 / 21
Fassifern — Safety: 6/100 Teralba — Safety: 21/100
Low fire risk 21 / 30
Fassifern — Low fire risk: 21/100 Teralba — Low fire risk: 30/100

Demographics

Teralba has more residents (2,654 vs 586); Teralba has higher household incomes ($107,120 vs $69,836).

Fassifern Teralba
Population 586 2,654
+353% vs other
Population trend (2016 → 2021) -2.5% +67.1%
Median age 47 37
Median household income $69,836/yr $107,120/yr
+53% vs other
Median weekly rent $310/wk $363/wk
+17% vs other

Age profile

Share of residents in each band, 2021 Census.

Fassifern Teralba
0-4 2.9% / 8.1%
Fassifern — 0-4: 2.9% Teralba — 0-4: 8.1%
5-14 9.9% / 12.1%
Fassifern — 5-14: 9.9% Teralba — 5-14: 12.1%
15-19 5.1% / 5.2%
Fassifern — 15-19: 5.1% Teralba — 15-19: 5.2%
20-24 6.5% / 4.8%
Fassifern — 20-24: 6.5% Teralba — 20-24: 4.8%
25-34 13.3% / 16.0%
Fassifern — 25-34: 13.3% Teralba — 25-34: 16.0%
35-44 9.2% / 14.1%
Fassifern — 35-44: 9.2% Teralba — 35-44: 14.1%
45-54 12.1% / 10.8%
Fassifern — 45-54: 12.1% Teralba — 45-54: 10.8%
55-64 17.9% / 11.7%
Fassifern — 55-64: 17.9% Teralba — 55-64: 11.7%
65-74 14.0% / 8.5%
Fassifern — 65-74: 14.0% Teralba — 65-74: 8.5%
75-84 7.2% / 5.6%
Fassifern — 75-84: 7.2% Teralba — 75-84: 5.6%
85+ 1.2% / 3.8%
Fassifern — 85+: 1.2% Teralba — 85+: 3.8%

Bars are drawn against the largest share shown (17.9%).

Who lives together

Household composition, 2021 Census.

Fassifern 31.5% couple families
Fassifern — Couple Families: 31.5% Fassifern — Lone Person: 47.9% Fassifern — One Parent Families: 18.8% Fassifern — Group Household: 1.8% Fassifern — Other Families: 0.0%
Teralba 48.9% couple families
Teralba — Couple Families: 48.9% Teralba — Lone Person: 30.1% Teralba — One Parent Families: 16.1% Teralba — Group Household: 3.3% Teralba — Other Families: 1.7%
Couple Families Lone Person One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Fassifern 23.9% renting
Fassifern — Owned Outright: 40.6% Fassifern — Mortgage: 35.5% Fassifern — Renting: 23.9%
Teralba 22.7% renting
Teralba — Owned Outright: 27.8% Teralba — Mortgage: 49.5% Teralba — Renting: 22.7%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Fassifern Teralba
Certificate III & IV 22.4% / 20.5%
Fassifern — Certificate III & IV: 22.4% Teralba — Certificate III & IV: 20.5%
Bachelor Degree 8.7% / 9.3%
Fassifern — Bachelor Degree: 8.7% Teralba — Bachelor Degree: 9.3%
Advanced Diploma / Diploma 9.0% / 7.8%
Fassifern — Advanced Diploma / Diploma: 9.0% Teralba — Advanced Diploma / Diploma: 7.8%
Postgraduate Degree 1.5% / 2.4%
Fassifern — Postgraduate Degree: 1.5% Teralba — Postgraduate Degree: 2.4%
Graduate Diploma / Certificate 1.9% / 1.8%
Fassifern — Graduate Diploma / Certificate: 1.9% Teralba — Graduate Diploma / Certificate: 1.8%

Bars are drawn against the largest share shown (22.4%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Fassifern Teralba
England 2.4% / 2.7%
Fassifern — England: 2.4% Teralba — England: 2.7%
New Zealand 1.0% / 1.1%
Fassifern — New Zealand: 1.0% Teralba — New Zealand: 1.1%
Thailand 1.5% / —
Fassifern — Thailand: 1.5% Teralba — Thailand: not among its largest
Ireland 0.9% / 0.3%
Fassifern — Ireland: 0.9% Teralba — Ireland: 0.3%
Scotland 0.5% / 0.2%
Fassifern — Scotland: 0.5% Teralba — Scotland: 0.2%
India — / 0.7%
Fassifern — India: not among its largest Teralba — India: 0.7%
Germany — / 0.5%
Fassifern — Germany: not among its largest Teralba — Germany: 0.5%
South Africa — / 0.4%
Fassifern — South Africa: not among its largest Teralba — South Africa: 0.4%

Bars are drawn against the largest share shown (2.7%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Fassifern 83.9% houses
Fassifern — Houses: 83.9% Fassifern — Townhouses: 11.6% Fassifern — Flats / Apartments: 4.5%
Teralba 86.7% houses
Teralba — Houses: 86.7% Teralba — Townhouses: 7.1% Teralba — Flats / Apartments: 6.2%
Houses Townhouses Flats / Apartments

Property market

Fassifern Teralba
Median house price $842,500 $1,050,000
Median unit price — $244,000
Median land price — $550,000
Typical days to sell (houses) — 23 days
from 24 sales

Zoning mix

Fassifern Teralba
Environmental 66% 57%
Infrastructure and transport 12% 22%
Rural and farming 11% 2%
Residential 9% 11%
Parks and recreation 2% 4%
Industrial 0% 3%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Fassifern Teralba
New dwellings approved 1,212
across Lake Macquarie
same for both
Approvals change year on year +2%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Fassifern Teralba
Houses — 3.5%
$710/wk on $1.05M
Units —
same for both

Ranking within NSW

Fassifern Teralba
House price Higher than 26% of NSW Higher than 51% of NSW
Income Higher than 33% of NSW Higher than 73% of NSW
Schools —
same for both
Walkability Higher than 77% of NSW Higher than 68% of NSW
Affordability Higher than 64% of NSW Higher than 70% of NSW
EV adoption Higher than 61% of NSW Higher than 79% of NSW
NBN connectivity Higher than 65% of NSW Higher than 86% of NSW
Rental yield (houses) — Higher than 46% of NSW

Liveability

Fassifern is more walkable (35 vs 17); Teralba scores higher overall (28 vs 21).

Fassifern Teralba
Grade D
same for both
Score 21/100 28/100
Socio-economic band below-average income
decile 2/10
mid-range socio-economic
decile 6/10

Risk profile

Fassifern carries more crime risk (94 vs 79).

Fassifern Teralba
Bushfire High
79/100
High
70/100
Crime High
94/100
High
79/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 4
within 5 km
5
within 5 km

Schools

Fassifern Teralba
Inside the suburb 2 1
Rated above peers 0
same for both
Rated at peers 2 1
Rated below peers 0
same for both

Schools in Fassifern

  • Charlton Christian College Independent · Combined at peers
  • Fassifern Public School Government · Primary at peers

Schools in Teralba

  • Teralba Public School Government · Primary at peers

Amenities in the suburb

Fassifern Teralba
Cafes & restaurants 0 1
Parks & reserves 0 2
Childcare 1
same for both
Waterways 1 6

Mobility

Teralba sits further from the CBD (140.4 km vs 138.1 km).

Fassifern Teralba
Walkability score 35/100 17/100
Distance to Sydney 138.1 km 140.4 km
+2% vs other
Drive time (normal traffic) 103 min 119 min
Public transport score 81/100
Rail · Bus
66/100
Rail · Bus
Peak arrivals per hour 25.0
7-9am + 5-7pm
22.5
7-9am + 5-7pm
Median peak wait 1 min
scheduled, not actual
same for both
Electric vehicle share 0.6%
postcode 2283
0.9%
postcode 2284
Rooftop solar per 100 dwellings 48
postcode 2283
53
postcode 2284

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Fassifern Teralba
Car (driver) 74.0% / 70.8%
Fassifern — Car (driver): 74.0% Teralba — Car (driver): 70.8%
Worked from Home 22.8% / 24.1%
Fassifern — Worked from Home: 22.8% Teralba — Worked from Home: 24.1%
Car (passenger) 3.3% / 3.5%
Fassifern — Car (passenger): 3.3% Teralba — Car (passenger): 3.5%
Train — / 0.6%
Fassifern — Train: not among its largest Teralba — Train: 0.6%
Bus — / 0.6%
Fassifern — Bus: not among its largest Teralba — Bus: 0.6%

Bars are drawn against the largest share shown (74.0%).

Setting

Fassifern Teralba
Elevation 14 m
above sea level, at the suburb centre
61 m
above sea level, at the suburb centre
Distance to the ocean 11.5 km 12.3 km

NBN connectivity

Fassifern Teralba
Connectivity score 45/100 76/100
Most common technology Fibre to the node Fibre to the premises
Full-fibre (FTTP) share 0%
284 premises
56%
1,305 premises

Climate

Fassifern Teralba
Annual rainfall 1,025 mm
same for both
Summer max (Jan) 25.4°C
same for both
Winter min (Jul) 10.2°C
same for both

Air quality (annual mean)

Fassifern Teralba
PM2.5 6.1 µg/m³
same for both
PM10 16.5 µg/m³
same for both
NO₂ 0.53 pphm
same for both

Council rates

Fassifern Teralba
Average residential rate $1,708/yr
same for both
Council Lake Macquarie
same for both

Federal electorate

Fassifern Teralba
Division Hunter
same for both
Member Dan Repacholi
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Fassifern Teralba
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Fassifern

Teralba

More comparisons

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Other comparisons with Teralba

Full data on Fassifern Full data on Teralba
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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