Ettalong Beach vs Umina Beach

Umina Beach is the younger of the two, with a median age of 44 against 54 in Ettalong Beach. In both, most households own their home. In Ettalong Beach, most households are people living alone. In Umina Beach, the large majority of homes are detached houses. On these figures, Ettalong Beach tends to suit people living alone and older residents, while Umina Beach suits families with children.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Umina Beach

ahead on 5 of the 6 things we measure here

  • has more childcare (4 vs 1)
  • has more schools rated above their peers (2 vs 0)
  • has more parks and reserves (10 vs 4)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Umina Beach

ahead on the one thing that separates them

  • leaves households under less mortgage stress (34% vs 42%)

Weighs house prices, unit prices, and mortgage stress.

Renters

Umina Beach

ahead on the one thing that separates them

  • leaves renters under less rental stress (28% vs 36%)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Umina Beach

ahead on the one thing that separates them

  • is more walkable (84/100 vs 72/100)

Weighs distance, drive time, rail access, and walkability.

Downsizers and retirees

Ettalong Beach

ahead on 2 of the 5 things we measure here

  • has more units and townhouses to downsize into (48% vs 23%)
  • has more residents already 65 and over (34% vs 23%)
  • But Umina Beach is more walkable (84/100 vs 72/100)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Ettalong Beach

ahead on the one thing that separates them

  • returns a higher gross yield on units (4.1% vs 2.9%)

Weighs house yield, unit yield, and population growth.

Where they sit

Ettalong Beach and Umina Beach drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Ettalong Beach Umina Beach
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Ettalong Beach Umina Beach
Walkability 72 / 84
Ettalong Beach — Walkability: 72/100 Umina Beach — Walkability: 84/100
Safety 32 / 34
Ettalong Beach — Safety: 32/100 Umina Beach — Safety: 34/100
Low fire risk 100 / 13
Ettalong Beach — Low fire risk: 100/100 Umina Beach — Low fire risk: 13/100

Demographics

Umina Beach has more residents (17,372 vs 5,161); Umina Beach has higher household incomes ($73,892 vs $56,004).

Ettalong Beach Umina Beach
Population 5,161 17,372
+237% vs other
Population trend (2016 → 2021) +7.7% +3.8%
Median age 54 44
Median household income $56,004/yr $73,892/yr
+32% vs other
Median weekly rent $390/wk $400/wk
+3% vs other

Age profile

Share of residents in each band, 2021 Census.

Ettalong Beach Umina Beach
0-4 4.9% / 5.7%
Ettalong Beach — 0-4: 4.9% Umina Beach — 0-4: 5.7%
5-14 8.0% / 12.5%
Ettalong Beach — 5-14: 8.0% Umina Beach — 5-14: 12.5%
15-19 3.1% / 5.2%
Ettalong Beach — 15-19: 3.1% Umina Beach — 15-19: 5.2%
20-24 4.7% / 4.8%
Ettalong Beach — 20-24: 4.7% Umina Beach — 20-24: 4.8%
25-34 9.3% / 9.2%
Ettalong Beach — 25-34: 9.3% Umina Beach — 25-34: 9.2%
35-44 10.0% / 13.0%
Ettalong Beach — 35-44: 10.0% Umina Beach — 35-44: 13.0%
45-54 11.0% / 13.3%
Ettalong Beach — 45-54: 11.0% Umina Beach — 45-54: 13.3%
55-64 15.0% / 13.2%
Ettalong Beach — 55-64: 15.0% Umina Beach — 55-64: 13.2%
65-74 18.1% / 12.1%
Ettalong Beach — 65-74: 18.1% Umina Beach — 65-74: 12.1%
75-84 11.6% / 7.7%
Ettalong Beach — 75-84: 11.6% Umina Beach — 75-84: 7.7%
85+ 4.4% / 3.3%
Ettalong Beach — 85+: 4.4% Umina Beach — 85+: 3.3%

Bars are drawn against the largest share shown (18.1%).

Who lives together

Household composition, 2021 Census.

Ettalong Beach 57.1% lone person
Ettalong Beach — Lone Person: 57.1% Ettalong Beach — Couple Families: 19.2% Ettalong Beach — One Parent Families: 16.7% Ettalong Beach — Group Household: 5.7% Ettalong Beach — Other Families: 1.3%
Umina Beach 39.2% lone person
Umina Beach — Lone Person: 39.2% Umina Beach — Couple Families: 34.7% Umina Beach — One Parent Families: 20.3% Umina Beach — Group Household: 4.3% Umina Beach — Other Families: 1.5%
Lone Person Couple Families One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Ettalong Beach 38.7% renting
Ettalong Beach — Owned Outright: 44.7% Ettalong Beach — Mortgage: 16.7% Ettalong Beach — Renting: 38.7%
Umina Beach 34.1% renting
Umina Beach — Owned Outright: 34.8% Umina Beach — Mortgage: 31.1% Umina Beach — Renting: 34.1%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Ettalong Beach Umina Beach
Certificate III & IV 17.1% / 16.9%
Ettalong Beach — Certificate III & IV: 17.1% Umina Beach — Certificate III & IV: 16.9%
Bachelor Degree 10.0% / 9.5%
Ettalong Beach — Bachelor Degree: 10.0% Umina Beach — Bachelor Degree: 9.5%
Advanced Diploma / Diploma 8.1% / 7.5%
Ettalong Beach — Advanced Diploma / Diploma: 8.1% Umina Beach — Advanced Diploma / Diploma: 7.5%
Postgraduate Degree 2.6% / 2.7%
Ettalong Beach — Postgraduate Degree: 2.6% Umina Beach — Postgraduate Degree: 2.7%
Graduate Diploma / Certificate 1.0% / 1.4%
Ettalong Beach — Graduate Diploma / Certificate: 1.0% Umina Beach — Graduate Diploma / Certificate: 1.4%

Bars are drawn against the largest share shown (17.1%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Ettalong Beach Umina Beach
England 5.1% / 5.0%
Ettalong Beach — England: 5.1% Umina Beach — England: 5.0%
New Zealand 2.2% / 2.1%
Ettalong Beach — New Zealand: 2.2% Umina Beach — New Zealand: 2.1%
Philippines 0.5% / 0.7%
Ettalong Beach — Philippines: 0.5% Umina Beach — Philippines: 0.7%
Scotland 0.6% / 0.5%
Ettalong Beach — Scotland: 0.6% Umina Beach — Scotland: 0.5%
South Africa 0.6% / 0.4%
Ettalong Beach — South Africa: 0.6% Umina Beach — South Africa: 0.4%
Thailand 0.6% / —
Ettalong Beach — Thailand: 0.6% Umina Beach — Thailand: not among its largest
India 0.6% / —
Ettalong Beach — India: 0.6% Umina Beach — India: not among its largest

Bars are drawn against the largest share shown (5.1%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Ettalong Beach 51.5% houses
Ettalong Beach — Houses: 51.5% Ettalong Beach — Townhouses: 35.3% Ettalong Beach — Flats / Apartments: 13.2%
Umina Beach 76.7% houses
Umina Beach — Houses: 76.7% Umina Beach — Townhouses: 13.6% Umina Beach — Flats / Apartments: 9.6%
Houses Townhouses Flats / Apartments

Property market

Ettalong Beach Umina Beach
Median house price $1,318,000 $1,214,000
Median unit price $845,000 $877,500
Median land price — $1,475,000
Typical days to sell (houses) 32 days
from 44 sales
 32 days
from 211 sales

Unit price by bedroom count

Only bed counts both suburbs published enough sales for. Sale counts are shown because the buckets differ in depth.

Ettalong Beach Umina Beach
2 bed $880K / $830K
Ettalong Beach — 2 bed: $880K (20 sales) Umina Beach — 2 bed: $830K (10 sales)

20 vs 10 sales

3 bed $1.2M / $924K
Ettalong Beach — 3 bed: $1.2M (18 sales) Umina Beach — 3 bed: $924K (16 sales)

18 vs 16 sales

House price by bedroom count

Only bed counts both suburbs published enough sales for. Sale counts are shown because the buckets differ in depth.

Ettalong Beach Umina Beach
2 bed $1.1M / $1.1M
Ettalong Beach — 2 bed: $1.1M (19 sales) Umina Beach — 2 bed: $1.1M (55 sales)

19 vs 55 sales

3 bed $1.26M / $1.15M
Ettalong Beach — 3 bed: $1.26M (39 sales) Umina Beach — 3 bed: $1.15M (168 sales)

39 vs 168 sales

4 bed $1.43M / $1.36M
Ettalong Beach — 4 bed: $1.43M (22 sales) Umina Beach — 4 bed: $1.36M (100 sales)

22 vs 100 sales

5 bed $1.85M / $1.38M
Ettalong Beach — 5 bed: $1.85M (9 sales) Umina Beach — 5 bed: $1.38M (34 sales)

9 vs 34 sales

Zoning mix

Ettalong Beach Umina Beach
Residential 80% 75%
Parks and recreation 10% 13%
Environmental 1% 7%
Commercial 5% 2%
Infrastructure and transport 4%
same for both
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Ettalong Beach Umina Beach
New dwellings approved 1,441
across Central Coast (NSW)
same for both
Approvals change year on year +67%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Ettalong Beach Umina Beach
Houses 3.0%
$700/wk on $1.23M
 2.8%
$655/wk on $1.23M
Units 4.1%
$700/wk on $885K
 2.9%
$525/wk on $935K

Ranking within NSW

Ettalong Beach Umina Beach
House price Higher than 68% of NSW Higher than 64% of NSW
Income Higher than 16% of NSW Higher than 41% of NSW
Schools —
same for both
Walkability Higher than 89% of NSW Higher than 94% of NSW
Affordability Higher than 11% of NSW Higher than 27% of NSW
EV adoption Higher than 76% of NSW
same for both
NBN connectivity Higher than 71% of NSW Higher than 72% of NSW
Rental yield (houses) Higher than 21% of NSW Higher than 13% of NSW
Rental yield (units) Higher than 27% of NSW Higher than 3% of NSW

Liveability

Ettalong Beach scores higher overall (52 vs 38); Umina Beach is more walkable (84 vs 72).

Ettalong Beach Umina Beach
Grade B C
Score 52/100 38/100
Socio-economic band below-average income
decile 3/10
 mid-range socio-economic
decile 4/10

Risk profile

Umina Beach carries more bushfire risk (87 vs 0).

Ettalong Beach Umina Beach
Bushfire None
0/100
 High
87/100
Crime Moderate
68/100
 Moderate
66/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion High
85/100
 High
78/100
Aircraft noise None
0/100
same for both
Industrial facilities nearby 1
within 5 km
same for both

Schools

Ettalong Beach Umina Beach
Inside the suburb 1 2
Rated above peers 0 2
Rated at peers 0
same for both
Rated below peers 1 0

Schools in Ettalong Beach

  • Ettalong Public School Government · Primary below peers

Schools in Umina Beach

  • Brisbane Water Secondary College Umina Campus Government · Secondary above peers
  • Umina Beach Public School Government · Primary above peers

Amenities in the suburb

Ettalong Beach Umina Beach
Supermarkets 1 3
Cafes & restaurants 10 13
Parks & reserves 4 10
Childcare 1 4
GPs 1 2
Pharmacies 1 2
Banks & Bank@Post 2 1
Fuel stations 0 2
Waterways 0 10

Mobility

Ettalong Beach Umina Beach
Walkability score 72/100 84/100
Distance to Sydney 85.1 km 85 km
Drive time (normal traffic) 79 min
same for both
Public transport score 79/100
Bus
same for both
Peak arrivals per hour 125.2
7-9am + 5-7pm
 274.5
7-9am + 5-7pm
Median peak wait 0 min
scheduled, not actual
same for both
Electric vehicle share 0.9%
postcode 2257
same for both
Rooftop solar per 100 dwellings 31
postcode 2257
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Ettalong Beach Umina Beach
Car (driver) 51.6% / 52.6%
Ettalong Beach — Car (driver): 51.6% Umina Beach — Car (driver): 52.6%
Worked from Home 36.6% / 35.7%
Ettalong Beach — Worked from Home: 36.6% Umina Beach — Worked from Home: 35.7%
Car (passenger) 4.6% / 3.9%
Ettalong Beach — Car (passenger): 4.6% Umina Beach — Car (passenger): 3.9%
Train 3.7% / 4.0%
Ettalong Beach — Train: 3.7% Umina Beach — Train: 4.0%
Walked Only 1.8% / 2.2%
Ettalong Beach — Walked Only: 1.8% Umina Beach — Walked Only: 2.2%

Bars are drawn against the largest share shown (52.6%).

Setting

Ettalong Beach Umina Beach
Elevation 6 m
above sea level, at the suburb centre
same for both
Distance to the ocean 172 m
1.8 km to a named beach
 1.1 km
2.5 km to a named beach

NBN connectivity

Ettalong Beach Umina Beach
Connectivity score 62/100 64/100
Most common technology Fibre to the node
same for both
Full-fibre (FTTP) share 31%
3,448 premises
 35%
8,263 premises

Climate

Ettalong Beach Umina Beach
Annual rainfall 1,272 mm 1,176 mm
Summer max (Jan) 26.4°C —
Winter min (Jul) 10.6°C —

Air quality (annual mean)

Ettalong Beach Umina Beach
PM2.5 5.1 µg/m³
same for both
PM10 14.8 µg/m³
same for both
NO₂ 0.36 pphm
same for both

Council rates

Ettalong Beach Umina Beach
Average residential rate $1,409/yr
same for both
Council Central Coast (NSW)
same for both

Federal electorate

Ettalong Beach Umina Beach
Division Robertson
same for both
Member Gordon Reid
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Ettalong Beach Umina Beach
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Ettalong Beach

Coastal Outer Parks Retirees Townhouses Village Feel

Umina Beach

Coastal Outer Parks River

More comparisons

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Other comparisons with Umina Beach

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Full data on Ettalong Beach Full data on Umina Beach
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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