Erowal Bay vs St Georges Basin

Erowal Bay is the younger of the two, with a median age of 49 against 53 in St Georges Basin. In both, most households own their home and the large majority of homes are detached houses. Houses cost more in Erowal Bay: a median of $930,000, against $818,000 in St Georges Basin, and rent is higher there too.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

They split

one each way, out of the 6 things we measure here

  • Erowal Bay has more separate houses rather than flats (100% vs 86%)
  • St Georges Basin carries lower crime risk (38/100 vs 56/100)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

They split

one each way, out of the 2 things we measure here

  • Erowal Bay leaves households under less mortgage stress (25% vs 35%)
  • St Georges Basin has cheaper houses ($817,500 vs $930,000)

Weighs house prices and mortgage stress.

Renters

Erowal Bay

ahead on the one thing that separates them

  • leaves renters under less rental stress (26% vs 31%)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Erowal Bay

ahead on the one thing that separates them

  • is more walkable (21/100 vs 0/100)

Weighs distance, drive time, and walkability.

Downsizers and retirees

St Georges Basin

ahead on 3 of the 4 things we measure here

  • has more GPs (2 vs 0)
  • carries lower crime risk (38/100 vs 56/100)
  • has more residents already 65 and over (35% vs 27%)
  • But Erowal Bay is more walkable (21/100 vs 0/100)

Weighs who already lives there, GPs, walkability, and crime.

Investors

St Georges Basin

ahead on the one thing that separates them

  • is growing faster (10.4% vs 4.7%)

Weighs population growth.

Where they sit

Erowal Bay and St Georges Basin drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Erowal Bay St Georges Basin
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Erowal Bay St Georges Basin
Walkability 21 / 0
Erowal Bay — Walkability: 21/100 St Georges Basin — Walkability: 0/100
Safety 44 / 62
Erowal Bay — Safety: 44/100 St Georges Basin — Safety: 62/100
Low fire risk 48 / 13
Erowal Bay — Low fire risk: 48/100 St Georges Basin — Low fire risk: 13/100

Demographics

St Georges Basin has more residents (3,215 vs 652); Erowal Bay has higher household incomes ($73,164 vs $57,876).

Erowal Bay St Georges Basin
Population 652 3,215
+393% vs other
Population trend (2016 → 2021) +4.7% +10.4%
Median age 49 53
Median household income $73,164/yr
+21% vs other
 $57,876/yr
Median weekly rent $370/wk
+5% vs other
 $350/wk

Age profile

Share of residents in each band, 2021 Census.

Erowal Bay St Georges Basin
0-4 5.2% / 4.3%
Erowal Bay — 0-4: 5.2% St Georges Basin — 0-4: 4.3%
5-14 10.1% / 9.6%
Erowal Bay — 5-14: 10.1% St Georges Basin — 5-14: 9.6%
15-19 5.7% / 4.5%
Erowal Bay — 15-19: 5.7% St Georges Basin — 15-19: 4.5%
20-24 4.3% / 4.1%
Erowal Bay — 20-24: 4.3% St Georges Basin — 20-24: 4.1%
25-34 7.1% / 8.4%
Erowal Bay — 25-34: 7.1% St Georges Basin — 25-34: 8.4%
35-44 10.1% / 9.0%
Erowal Bay — 35-44: 10.1% St Georges Basin — 35-44: 9.0%
45-54 14.6% / 11.8%
Erowal Bay — 45-54: 14.6% St Georges Basin — 45-54: 11.8%
55-64 14.4% / 13.5%
Erowal Bay — 55-64: 14.4% St Georges Basin — 55-64: 13.5%
65-74 19.3% / 18.5%
Erowal Bay — 65-74: 19.3% St Georges Basin — 65-74: 18.5%
75-84 7.1% / 11.9%
Erowal Bay — 75-84: 7.1% St Georges Basin — 75-84: 11.9%
85+ 0.8% / 4.2%
Erowal Bay — 85+: 0.8% St Georges Basin — 85+: 4.2%

Bars are drawn against the largest share shown (19.3%).

Who lives together

Household composition, 2021 Census.

Erowal Bay 40.2% lone person
Erowal Bay — Lone Person: 40.2% Erowal Bay — Couple Families: 37.4% Erowal Bay — One Parent Families: 15.6% Erowal Bay — Group Household: 6.7% Erowal Bay — Other Families: 0.0%
St Georges Basin 44.6% lone person
St Georges Basin — Lone Person: 44.6% St Georges Basin — Couple Families: 36.0% St Georges Basin — One Parent Families: 16.3% St Georges Basin — Group Household: 2.6% St Georges Basin — Other Families: 0.5%
Lone Person Couple Families One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Erowal Bay 25.7% renting
Erowal Bay — Owned Outright: 43.2% Erowal Bay — Mortgage: 31.1% Erowal Bay — Renting: 25.7%
St Georges Basin 18.3% renting
St Georges Basin — Owned Outright: 51.1% St Georges Basin — Mortgage: 30.6% St Georges Basin — Renting: 18.3%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Erowal Bay St Georges Basin
Certificate III & IV 23.0% / 20.8%
Erowal Bay — Certificate III & IV: 23.0% St Georges Basin — Certificate III & IV: 20.8%
Bachelor Degree 10.0% / 5.9%
Erowal Bay — Bachelor Degree: 10.0% St Georges Basin — Bachelor Degree: 5.9%
Advanced Diploma / Diploma 7.7% / 7.3%
Erowal Bay — Advanced Diploma / Diploma: 7.7% St Georges Basin — Advanced Diploma / Diploma: 7.3%
Postgraduate Degree 2.9% / 1.7%
Erowal Bay — Postgraduate Degree: 2.9% St Georges Basin — Postgraduate Degree: 1.7%
Graduate Diploma / Certificate 2.1% / 1.1%
Erowal Bay — Graduate Diploma / Certificate: 2.1% St Georges Basin — Graduate Diploma / Certificate: 1.1%

Bars are drawn against the largest share shown (23.0%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Erowal Bay St Georges Basin
England 2.5% / 5.5%
Erowal Bay — England: 2.5% St Georges Basin — England: 5.5%
New Zealand 2.1% / 1.2%
Erowal Bay — New Zealand: 2.1% St Georges Basin — New Zealand: 1.2%
Philippines 1.1% / 0.3%
Erowal Bay — Philippines: 1.1% St Georges Basin — Philippines: 0.3%
Germany 0.5% / 0.9%
Erowal Bay — Germany: 0.5% St Georges Basin — Germany: 0.9%
South Africa 1.2% / —
Erowal Bay — South Africa: 1.2% St Georges Basin — South Africa: not among its largest
Netherlands 0.5% / 0.5%
Erowal Bay — Netherlands: 0.5% St Georges Basin — Netherlands: 0.5%
Greece 0.6% / —
Erowal Bay — Greece: 0.6% St Georges Basin — Greece: not among its largest
Scotland — / 0.5%
Erowal Bay — Scotland: not among its largest St Georges Basin — Scotland: 0.5%

Bars are drawn against the largest share shown (5.5%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Erowal Bay 100.0% houses
Erowal Bay — Houses: 100.0% Erowal Bay — Townhouses: 0.0% Erowal Bay — Flats / Apartments: 0.0%
St Georges Basin 85.5% houses
St Georges Basin — Houses: 85.5% St Georges Basin — Townhouses: 8.8% St Georges Basin — Flats / Apartments: 5.7%
Houses Townhouses Flats / Apartments

Property market

Erowal Bay St Georges Basin
Median house price $930,000 $817,500
Median unit price —
same for both
Median land price — $442,500
Typical days to sell (houses) 53 days
from 8 sales
 85 days
from 51 sales

House price by bedroom count

Only bed counts both suburbs published enough sales for. Sale counts are shown because the buckets differ in depth.

Erowal Bay St Georges Basin
3 bed $808K / $710K
Erowal Bay — 3 bed: $808K (10 sales) St Georges Basin — 3 bed: $710K (41 sales)

10 vs 41 sales

4 bed $1.4M / $880K
Erowal Bay — 4 bed: $1.4M (7 sales) St Georges Basin — 4 bed: $880K (33 sales)

7 vs 33 sales

Zoning mix

Erowal Bay St Georges Basin
Environmental 78% 81%
Residential 17% 4%
Rural and farming 2% 11%
Parks and recreation 2% 1%
Infrastructure and transport 2%
same for both
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Erowal Bay St Georges Basin
New dwellings approved 854
across Shoalhaven
same for both
Approvals change year on year -10%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Erowal Bay St Georges Basin
Houses — 3.8%
$630/wk on $860K
Units —
same for both

Ranking within NSW

Erowal Bay St Georges Basin
House price Higher than 45% of NSW Higher than 32% of NSW
Income Higher than 40% of NSW Higher than 18% of NSW
Schools —
same for both
Walkability Higher than 70% of NSW Higher than 34% of NSW
Affordability Higher than 46% of NSW Higher than 41% of NSW
EV adoption Higher than 53% of NSW Higher than 54% of NSW
NBN connectivity Higher than 87% of NSW Higher than 77% of NSW
Rental yield (houses) — Higher than 63% of NSW

Liveability

Erowal Bay is more walkable (21 vs 0); Erowal Bay scores higher overall (30 vs 21).

Erowal Bay St Georges Basin
Grade D
same for both
Score 30/100 21/100
Socio-economic band below-average income
decile 3/10
same for both

Risk profile

St Georges Basin carries more bushfire risk (87 vs 52); Erowal Bay carries more crime risk (56 vs 38).

Erowal Bay St Georges Basin
Bushfire Moderate
52/100
 High
87/100
Crime Moderate
56/100
 Low
38/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 2
within 5 km
 1
within 5 km

Schools

Erowal Bay St Georges Basin
Inside the suburb 0
same for both
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both

Amenities in the suburb

Erowal Bay St Georges Basin
Supermarkets 0 1
Cafes & restaurants 0 1
Parks & reserves 2 3
Childcare 0 2
GPs 0 2
Banks & Bank@Post 0 1
Fuel stations 0 1
Waterways 1 7

Mobility

Erowal Bay St Georges Basin
Walkability score 21/100 0/100
Distance to Sydney 191.9 km 193 km
Drive time (normal traffic) 164 min
same for both
Public transport score 26/100
Bus
 51/100
Bus
Peak arrivals per hour 5.2
7-9am + 5-7pm
 15.5
7-9am + 5-7pm
Median peak wait 1.5 min
scheduled, not actual
 2 min
scheduled, not actual
Electric vehicle share 0.5%
postcode 2540
same for both
Rooftop solar per 100 dwellings 44
postcode 2540
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Erowal Bay St Georges Basin
Car (driver) 79.1% / 81.6%
Erowal Bay — Car (driver): 79.1% St Georges Basin — Car (driver): 81.6%
Worked from Home 15.2% / 12.7%
Erowal Bay — Worked from Home: 15.2% St Georges Basin — Worked from Home: 12.7%
Car (passenger) 5.7% / 3.6%
Erowal Bay — Car (passenger): 5.7% St Georges Basin — Car (passenger): 3.6%
Walked Only — / 1.7%
Erowal Bay — Walked Only: not among its largest St Georges Basin — Walked Only: 1.7%
Bus — / 0.4%
Erowal Bay — Bus: not among its largest St Georges Basin — Bus: 0.4%

Bars are drawn against the largest share shown (81.6%).

Setting

Erowal Bay St Georges Basin
Elevation 46 m
above sea level, at the suburb centre
 0 m
above sea level, at the suburb centre
Distance to the ocean 2.7 km
2.8 km to a named beach
 6.4 km

NBN connectivity

Erowal Bay St Georges Basin
Connectivity score 77/100 70/100
Most common technology Fibre to the premises Fibre to the node
Full-fibre (FTTP) share 58%
458 premises
 43%
2,005 premises

Climate

Erowal Bay St Georges Basin
Annual rainfall 1,302 mm
same for both
Summer max (Jan) 23.9°C
same for both
Winter min (Jul) 9.6°C
same for both

Council rates

Erowal Bay St Georges Basin
Average residential rate $1,501/yr
same for both
Council Shoalhaven
same for both

Federal electorate

Erowal Bay St Georges Basin
Division Gilmore
same for both
Member Fiona Phillips
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Erowal Bay St Georges Basin
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Erowal Bay

Acreage Coastal Retirees

St Georges Basin

Acreage Retirees

More comparisons

Other comparisons with Erowal Bay

Erowal Bay vs Vincentia Erowal Bay vs Old Erowal Bay Erowal Bay vs Worrowing Heights Erowal Bay vs Hyams Beach Erowal Bay vs Wrights Beach

Other comparisons with St Georges Basin

St Georges Basin vs Sanctuary Point St Georges Basin vs Sussex Inlet St Georges Basin vs Basin View St Georges Basin vs Tomerong St Georges Basin vs Old Erowal Bay St Georges Basin vs Worrowing Heights
Full data on Erowal Bay Full data on St Georges Basin
Unlock full address-level data — $29/month

Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

Save this page for later

We'll email you a link to this page so you can finish reading it on any device. We use your address once to send it and don't keep it.

or