Erowal Bay vs Hyams Beach

Erowal Bay is the younger of the two, with a median age of 49 against 65 in Hyams Beach. In both, most households own their home and the large majority of homes are detached houses. In Hyams Beach, the large majority of households are people living alone. Houses cost more in Hyams Beach: a median of $2 million, against $930,000 in Erowal Bay, and rent is higher there too. On these figures, Erowal Bay tends to suit buyers on a tighter budget, while Hyams Beach suits people living alone and older residents.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Erowal Bay

ahead on the one thing that separates them

  • is already more of a family suburb (53% vs 12%)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Erowal Bay

ahead on 2 of the 2 things we measure here

  • has cheaper houses ($930,000 vs $2,000,000)
  • leaves households under less mortgage stress (25% vs 37%)

Weighs house prices and mortgage stress.

Renters

Erowal Bay

ahead on 2 of the 3 things we measure here

  • has a bigger rental market to choose from (26% vs 11%)
  • has cheaper rent ($370/wk vs $450/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Erowal Bay

ahead on the one thing that separates them

  • is more walkable (21/100 vs 5/100)

Weighs distance, drive time, and walkability.

Downsizers and retirees

They split

one each way, out of the 4 things we measure here

  • Erowal Bay is more walkable (21/100 vs 5/100)
  • Hyams Beach has more residents already 65 and over (47% vs 27%)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Hyams Beach

ahead on the one thing that separates them

  • is growing faster (22.3% vs 4.7%)

Weighs population growth.

Where they sit

Erowal Bay and Hyams Beach drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Erowal Bay Hyams Beach
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Erowal Bay Hyams Beach
Walkability 21 / 5
Erowal Bay — Walkability: 21/100 Hyams Beach — Walkability: 5/100
Safety 44 / 45
Erowal Bay — Safety: 44/100 Hyams Beach — Safety: 45/100
Low fire risk 48 / 41
Erowal Bay — Low fire risk: 48/100 Hyams Beach — Low fire risk: 41/100

Demographics

Erowal Bay has more residents (652 vs 137); Hyams Beach skews older (65 vs 49).

Erowal Bay Hyams Beach
Population 652
+79% vs other
137
Population trend (2016 → 2021) +4.7% +22.3%
Median age 49 65
Median household income $73,164/yr $96,200/yr
+31% vs other
Median weekly rent $370/wk $450/wk
+22% vs other

Age profile

Share of residents in each band, 2021 Census.

Erowal Bay Hyams Beach
0-4 5.2% / —
Erowal Bay — 0-4: 5.2% Hyams Beach — 0-4: not among its largest
5-14 10.1% / —
Erowal Bay — 5-14: 10.1% Hyams Beach — 5-14: not among its largest
15-19 5.7% / 2.2%
Erowal Bay — 15-19: 5.7% Hyams Beach — 15-19: 2.2%
20-24 4.3% / —
Erowal Bay — 20-24: 4.3% Hyams Beach — 20-24: not among its largest
25-34 7.1% / 2.2%
Erowal Bay — 25-34: 7.1% Hyams Beach — 25-34: 2.2%
35-44 10.1% / 4.4%
Erowal Bay — 35-44: 10.1% Hyams Beach — 35-44: 4.4%
45-54 14.6% / 5.8%
Erowal Bay — 45-54: 14.6% Hyams Beach — 45-54: 5.8%
55-64 14.4% / 29.9%
Erowal Bay — 55-64: 14.4% Hyams Beach — 55-64: 29.9%
65-74 19.3% / 26.3%
Erowal Bay — 65-74: 19.3% Hyams Beach — 65-74: 26.3%
75-84 7.1% / 18.2%
Erowal Bay — 75-84: 7.1% Hyams Beach — 75-84: 18.2%
85+ 0.8% / 2.9%
Erowal Bay — 85+: 0.8% Hyams Beach — 85+: 2.9%

Bars are drawn against the largest share shown (29.9%).

Who lives together

Household composition, 2021 Census.

Erowal Bay 40.2% lone person
Erowal Bay — Lone Person: 40.2% Erowal Bay — Couple Families: 37.4% Erowal Bay — One Parent Families: 15.6% Erowal Bay — Group Household: 6.7%
Hyams Beach 88.0% lone person
Hyams Beach — Lone Person: 88.0% Hyams Beach — Couple Families: 12.0% Hyams Beach — One Parent Families: 0.0% Hyams Beach — Group Household: 0.0%
Lone Person Couple Families One Parent Families Group Household

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Erowal Bay 25.7% renting
Erowal Bay — Owned Outright: 43.2% Erowal Bay — Mortgage: 31.1% Erowal Bay — Renting: 25.7%
Hyams Beach 10.9% renting
Hyams Beach — Owned Outright: 76.6% Hyams Beach — Mortgage: 12.5% Hyams Beach — Renting: 10.9%
Owned outright Mortgage Renting

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Erowal Bay Hyams Beach
England 2.5% / 10.2%
Erowal Bay — England: 2.5% Hyams Beach — England: 10.2%
New Zealand 2.1% / 5.1%
Erowal Bay — New Zealand: 2.1% Hyams Beach — New Zealand: 5.1%
South Africa 1.2% / —
Erowal Bay — South Africa: 1.2% Hyams Beach — South Africa: not among its largest
Philippines 1.1% / —
Erowal Bay — Philippines: 1.1% Hyams Beach — Philippines: not among its largest
Greece 0.6% / —
Erowal Bay — Greece: 0.6% Hyams Beach — Greece: not among its largest

Bars are drawn against the largest share shown (10.2%).

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Erowal Bay Hyams Beach
Certificate III & IV 23.0% / 10.2%
Erowal Bay — Certificate III & IV: 23.0% Hyams Beach — Certificate III & IV: 10.2%
Bachelor Degree 10.0% / 21.2%
Erowal Bay — Bachelor Degree: 10.0% Hyams Beach — Bachelor Degree: 21.2%
Advanced Diploma / Diploma 7.7% / 13.1%
Erowal Bay — Advanced Diploma / Diploma: 7.7% Hyams Beach — Advanced Diploma / Diploma: 13.1%
Postgraduate Degree 2.9% / 16.1%
Erowal Bay — Postgraduate Degree: 2.9% Hyams Beach — Postgraduate Degree: 16.1%
Graduate Diploma / Certificate 2.1% / —
Erowal Bay — Graduate Diploma / Certificate: 2.1% Hyams Beach — Graduate Diploma / Certificate: not among its largest

Bars are drawn against the largest share shown (23.0%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Erowal Bay 100.0% houses
Erowal Bay — Houses: 100.0% Erowal Bay — Flats / Apartments: 0.0%
Hyams Beach 98.2% houses
Hyams Beach — Houses: 98.2% Hyams Beach — Flats / Apartments: 1.8%
Houses Flats / Apartments

Property market

Erowal Bay Hyams Beach
Median house price $930,000 $2,000,000
Median unit price —
same for both
Median land price —
same for both
Typical days to sell (houses) 53 days
from 8 sales
—

Zoning mix

Hyams Beach has more land zoned for conservation (88% vs 78%).

Erowal Bay Hyams Beach
Environmental 78% 88%
Residential 17% 5%
Parks and recreation 2% 1%
Infrastructure and transport 2% 1%
Rural and farming 2% 1%
Planning zones cover 100% of Erowal Bay and 97% of Hyams Beach. The rest is unzoned land such as water or road reserve.
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Erowal Bay Hyams Beach
New dwellings approved 854
across Shoalhaven
same for both
Approvals change year on year -10%
same for both

Ranking within NSW

Erowal Bay Hyams Beach
House price Higher than 45% of NSW Higher than 85% of NSW
Income Higher than 40% of NSW Higher than 63% of NSW
Schools —
same for both
Walkability Higher than 70% of NSW Higher than 48% of NSW
Affordability Higher than 46% of NSW Higher than 15% of NSW
EV adoption Higher than 53% of NSW Higher than 54% of NSW
NBN connectivity Higher than 87% of NSW Higher than 65% of NSW

Liveability

Erowal Bay is more walkable (21 vs 5).

Erowal Bay Hyams Beach
Grade D —
Score 30/100 —
Socio-economic band below-average income
decile 3/10
very advantaged area
decile 10/10

Risk profile

Erowal Bay Hyams Beach
Bushfire Moderate
52/100
Moderate
59/100
Crime Moderate
56/100
Moderate
55/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
Moderate
40/100
Aircraft noise None
0/100
same for both
Industrial facilities nearby 2
within 5 km
0
within 5 km

Schools

Erowal Bay Hyams Beach
Inside the suburb 0
same for both
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both

Amenities in the suburb

Erowal Bay Hyams Beach
Parks & reserves 2 0
Beaches 0 1
Waterways 1
same for both

Mobility

Erowal Bay Hyams Beach
Walkability score 21/100 5/100
Distance to Sydney 191.9 km 191.3 km
Drive time (normal traffic) 164 min 161 min
Electric vehicle share 0.5%
postcode 2540
same for both
Rooftop solar per 100 dwellings 44
postcode 2540
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Erowal Bay Hyams Beach
Car (driver) 79.1% / 35.1%
Erowal Bay — Car (driver): 79.1% Hyams Beach — Car (driver): 35.1%
Worked from Home 15.2% / 54.1%
Erowal Bay — Worked from Home: 15.2% Hyams Beach — Worked from Home: 54.1%
Walked Only — / 10.8%
Erowal Bay — Walked Only: not among its largest Hyams Beach — Walked Only: 10.8%
Car (passenger) 5.7% / —
Erowal Bay — Car (passenger): 5.7% Hyams Beach — Car (passenger): not among its largest

Bars are drawn against the largest share shown (79.1%).

Setting

Erowal Bay Hyams Beach
Elevation 46 m
above sea level, at the suburb centre
90 m
above sea level, at the suburb centre
Distance to the ocean 2.7 km
2.8 km to a named beach
794 m
1.1 km to a named beach

NBN connectivity

Erowal Bay Hyams Beach
Connectivity score 77/100 45/100
Most common technology Fibre to the premises Fibre to the node
Full-fibre (FTTP) share 58%
458 premises
0%
250 premises

Climate

Erowal Bay Hyams Beach
Annual rainfall 1,302 mm
same for both
Summer max (Jan) 23.9°C
same for both
Winter min (Jul) 9.6°C
same for both

Council rates

Erowal Bay Hyams Beach
Average residential rate $1,501/yr
same for both
Council Shoalhaven
same for both

Federal electorate

Erowal Bay Hyams Beach
Division Gilmore
same for both
Member Fiona Phillips
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Erowal Bay Hyams Beach
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Erowal Bay

Hyams Beach

More comparisons

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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