Erina vs Holgate

Holgate is the younger of the two, with a median age of 43 against 61 in Erina. In both, the large majority of households own their home and the large majority of homes are detached houses. In Erina, most households are people living alone. In Holgate, most households are couple families. Houses cost more in Holgate: a median of $4.2 million, against $1.32 million in Erina, though rent is higher in Erina. On these figures, Erina tends to suit people living alone, older residents, and buyers on a tighter budget, while Holgate suits families with children and couples.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Holgate

ahead on 3 of the 6 things we measure here

  • carries lower crime risk (26/100 vs 90/100)
  • is already more of a family suburb (87% vs 38%)
  • has more separate houses rather than flats (99% vs 75%)
  • But Erina has more childcare (6 vs 1)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

They split

one each way, out of the 3 things we measure here

  • Erina has cheaper houses ($1,320,000 vs $4,200,000)
  • Holgate leaves households under less mortgage stress (24% vs 49%)

Weighs house prices, land prices, and mortgage stress.

Renters

Holgate

ahead on 2 of the 3 things we measure here

  • leaves renters under less rental stress (11% vs 38%)
  • has cheaper rent ($335/wk vs $380/wk)
  • But Erina has a bigger rental market to choose from (21% vs 4%)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Erina

ahead on 2 of the 3 things we measure here

  • is more walkable (91/100 vs 37/100)
  • sits closer to the CBD (81.8 km vs 92 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Erina

ahead on 4 of the 5 things we measure here

  • has more units and townhouses to downsize into (25% vs 1%)
  • has more GPs (10 vs 0)
  • has more residents already 65 and over (46% vs 18%)
  • But Holgate carries lower crime risk (26/100 vs 90/100)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs population growth.

Where they sit

Erina and Holgate drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Erina Holgate
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Erina Holgate
Walkability 91 / 37
Erina — Walkability: 91/100 Holgate — Walkability: 37/100
Safety 10 / 74
Erina — Safety: 10/100 Holgate — Safety: 74/100
Low fire risk 100 / 33
Erina — Low fire risk: 100/100 Holgate — Low fire risk: 33/100

Demographics

Erina has more residents (5,205 vs 1,023); Holgate has higher household incomes ($153,452 vs $52,520).

Erina Holgate
Population 5,205
+80% vs other
 1,023
Population trend (2016 → 2021) +9.0% +5.2%
Median age 61 43
Median household income $52,520/yr $153,452/yr
+192% vs other
Median weekly rent $380/wk
+12% vs other
 $335/wk

Age profile

Share of residents in each band, 2021 Census.

Erina Holgate
0-4 3.7% / 4.1%
Erina — 0-4: 3.7% Holgate — 0-4: 4.1%
5-14 8.6% / 16.4%
Erina — 5-14: 8.6% Holgate — 5-14: 16.4%
15-19 4.1% / 9.5%
Erina — 15-19: 4.1% Holgate — 15-19: 9.5%
20-24 3.8% / 4.6%
Erina — 20-24: 3.8% Holgate — 20-24: 4.6%
25-34 6.8% / 6.7%
Erina — 25-34: 6.8% Holgate — 25-34: 6.7%
35-44 8.7% / 10.9%
Erina — 35-44: 8.7% Holgate — 35-44: 10.9%
45-54 8.3% / 15.5%
Erina — 45-54: 8.3% Holgate — 45-54: 15.5%
55-64 9.6% / 14.9%
Erina — 55-64: 9.6% Holgate — 55-64: 14.9%
65-74 13.7% / 11.2%
Erina — 65-74: 13.7% Holgate — 65-74: 11.2%
75-84 18.9% / 5.3%
Erina — 75-84: 18.9% Holgate — 75-84: 5.3%
85+ 13.9% / 1.2%
Erina — 85+: 13.9% Holgate — 85+: 1.2%

Bars are drawn against the largest share shown (18.9%).

Who lives together

Household composition, 2021 Census.

Erina 27.3% couple families
Erina — Couple Families: 27.3% Erina — Lone Person: 58.2% Erina — One Parent Families: 10.9% Erina — Group Household: 2.5% Erina — Other Families: 1.0%
Holgate 73.5% couple families
Holgate — Couple Families: 73.5% Holgate — Lone Person: 11.5% Holgate — One Parent Families: 13.7% Holgate — Group Household: 0.0% Holgate — Other Families: 1.3%
Couple Families Lone Person One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Erina 21.2% renting
Erina — Owned Outright: 54.7% Erina — Mortgage: 24.1% Erina — Renting: 21.2%
Holgate 4.1% renting
Holgate — Owned Outright: 43.1% Holgate — Mortgage: 52.9% Holgate — Renting: 4.1%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Erina Holgate
Bachelor Degree 10.6% / 16.4%
Erina — Bachelor Degree: 10.6% Holgate — Bachelor Degree: 16.4%
Certificate III & IV 13.7% / 12.8%
Erina — Certificate III & IV: 13.7% Holgate — Certificate III & IV: 12.8%
Advanced Diploma / Diploma 8.1% / 8.7%
Erina — Advanced Diploma / Diploma: 8.1% Holgate — Advanced Diploma / Diploma: 8.7%
Postgraduate Degree 2.9% / 8.0%
Erina — Postgraduate Degree: 2.9% Holgate — Postgraduate Degree: 8.0%
Graduate Diploma / Certificate 1.1% / 3.1%
Erina — Graduate Diploma / Certificate: 1.1% Holgate — Graduate Diploma / Certificate: 3.1%

Bars are drawn against the largest share shown (16.4%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Erina Holgate
England 7.6% / 5.7%
Erina — England: 7.6% Holgate — England: 5.7%
New Zealand 1.7% / 2.2%
Erina — New Zealand: 1.7% Holgate — New Zealand: 2.2%
South Africa 1.2% / 1.4%
Erina — South Africa: 1.2% Holgate — South Africa: 1.4%
Scotland 1.1% / 0.8%
Erina — Scotland: 1.1% Holgate — Scotland: 0.8%
China 1.4% / 0.4%
Erina — China: 1.4% Holgate — China: 0.4%
Ireland — / 1.0%
Erina — Ireland: not among its largest Holgate — Ireland: 1.0%

Bars are drawn against the largest share shown (7.6%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Erina 75.4% houses
Erina — Houses: 75.4% Erina — Townhouses: 20.2% Erina — Flats / Apartments: 4.5%
Holgate 99.3% houses
Holgate — Houses: 99.3% Holgate — Townhouses: 1.3% Holgate — Flats / Apartments: 0.0%
Houses Townhouses Flats / Apartments

Property market

Erina Holgate
Median house price $1,320,000 $4,200,000
Median unit price $530,000 —
Median land price $2,650,000 $2,700,000
Typical days to sell (houses) 28 days
from 52 sales
 —

Zoning mix

Holgate has more land zoned for conservation (97% vs 44%).

Erina Holgate
Environmental 44% 97%
Residential 27% 0%
Industrial 9% 0%
Infrastructure and transport 8% 1%
Commercial 7% 0%
Parks and recreation 6% 2%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Erina Holgate
New dwellings approved 1,441
across Central Coast (NSW)
same for both
Approvals change year on year +67%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Erina Holgate
Houses 4.5%
$750/wk on $875K
 —
Units —
same for both

Ranking within NSW

Erina Holgate
House price Higher than 68% of NSW Higher than 86% of NSW
Income Higher than 13% of NSW Higher than 95% of NSW
Schools Higher than 66% of NSW —
Walkability Higher than 97% of NSW Higher than 77% of NSW
Affordability Higher than 9% of NSW Higher than 42% of NSW
EV adoption Higher than 83% of NSW
same for both
NBN connectivity Higher than 68% of NSW
same for both
Rental yield (houses) Higher than 90% of NSW —

Liveability

Erina is more walkable (91 vs 37).

Erina Holgate
Grade B
same for both
Score 60/100 59/100
Socio-economic band mid-range socio-economic
decile 6/10
 very advantaged area
decile 10/10

Risk profile

Holgate carries more bushfire risk (67 vs 0); Erina carries more crime risk (90 vs 26).

Erina Holgate
Bushfire None
0/100
 Moderate
67/100
Crime High
90/100
 Low
26/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 3
within 5 km
 1
within 5 km

Schools

Erina Holgate
Inside the suburb 3 1
Rated above peers 1 0
Rated at peers 1
same for both
Rated below peers 1 0

Schools in Erina

  • Woodport Public School Government · Primary above peers
  • Erina High School Government · Secondary at peers
  • Central Coast Adventist School Independent · Combined below peers

Schools in Holgate

  • Holgate Public School Government · Primary at peers

Amenities in the suburb

Erina Holgate
Supermarkets 3 0
Cafes & restaurants 8 0
Parks & reserves 5 3
Childcare 6 1
GPs 10 0
Pharmacies 5 0
Banks & Bank@Post 10 0
Fuel stations 4 0
Waterways 3 5

Mobility

Holgate sits further from the CBD (92 km vs 81.8 km).

Erina Holgate
Walkability score 91/100 37/100
Distance to Sydney 81.8 km 92 km
+12% vs other
Drive time (normal traffic) 76 min 79 min
Public transport score 79/100
Bus
 50/100
Bus
Peak arrivals per hour 264.5
7-9am + 5-7pm
 15.0
7-9am + 5-7pm
Median peak wait 0 min
scheduled, not actual
 2 min
scheduled, not actual
Electric vehicle share 1.1%
postcode 2250
same for both
Rooftop solar per 100 dwellings 36
postcode 2250
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Erina Holgate
Car (driver) 58.5% / 52.1%
Erina — Car (driver): 58.5% Holgate — Car (driver): 52.1%
Worked from Home 33.4% / 44.5%
Erina — Worked from Home: 33.4% Holgate — Worked from Home: 44.5%
Car (passenger) 3.0% / 2.0%
Erina — Car (passenger): 3.0% Holgate — Car (passenger): 2.0%
Walked Only 2.9% / 1.5%
Erina — Walked Only: 2.9% Holgate — Walked Only: 1.5%
Train 1.2% / —
Erina — Train: 1.2% Holgate — Train: not among its largest

Bars are drawn against the largest share shown (58.5%).

Setting

Erina Holgate
Elevation 34 m
above sea level, at the suburb centre
 47 m
above sea level, at the suburb centre
Distance to the ocean 4.6 km
4.8 km to a named beach
 4.9 km
5.0 km to a named beach

NBN connectivity

Erina Holgate
Connectivity score 57/100 54/100
Most common technology Fibre to the node
same for both
Full-fibre (FTTP) share 19%
3,516 premises
 17%
330 premises

Climate

Erina Holgate
Annual rainfall 1,272 mm
same for both
Summer max (Jan) 26.4°C
same for both
Winter min (Jul) 10.6°C
same for both

Air quality (annual mean)

Erina Holgate
PM2.5 5.1 µg/m³
same for both
PM10 14.8 µg/m³
same for both
NO₂ 0.36 pphm
same for both

Council rates

Erina Holgate
Average residential rate $1,409/yr
same for both
Council Central Coast (NSW)
same for both

Federal electorate

Erina Holgate
Division Robertson Dobell
Member Gordon Reid Emma Mcbride
Party Australian Labor Party
same for both

First Home Owner Grant

Erina Holgate
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Erina

Parks Retirees Townhouses

Holgate

Acreage Premium Professionals River

More comparisons

Other comparisons with Erina

Erina vs Terrigal Erina vs Green Point Erina vs East Gosford Erina vs Springfield Erina vs Erina Heights

Other comparisons with Holgate

Holgate vs Tumbi Umbi Holgate vs Lisarow Holgate vs Springfield Holgate vs Matcham Holgate vs Erina Heights Holgate vs Mount Elliot
Full data on Erina Full data on Holgate
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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