Ellinbank vs Cloverlea

In both, the large majority of households own their home and the large majority of homes are detached houses. In Ellinbank, about half of households are couple families. In Cloverlea, most households are couple families. On these figures, Cloverlea tends to suit couples.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

They split

one each way, out of the 6 things we measure here

  • Ellinbank has more schools rated above their peers (1 vs 0)
  • Cloverlea carries lower crime risk (15/100 vs 34/100)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Cloverlea

ahead on the one thing that separates them

  • leaves households under less mortgage stress (22% vs 27%)

Weighs mortgage stress.

Renters

Too close to call

Nothing among the 3 things we measure here separates them by enough to be worth acting on.

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Ellinbank

ahead on the one thing that separates them

  • is more walkable (13/100 vs 0/100)

Weighs distance, drive time, and walkability.

Downsizers and retirees

They split

one each way, out of the 4 things we measure here

  • Ellinbank is more walkable (13/100 vs 0/100)
  • Cloverlea carries lower crime risk (15/100 vs 34/100)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs population growth.

Where they sit

Ellinbank and Cloverlea drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Ellinbank Cloverlea
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Ellinbank Cloverlea
Walkability 13 / 0
Ellinbank — Walkability: 13/100 Cloverlea — Walkability: 0/100
Safety 66 / 85
Ellinbank — Safety: 66/100 Cloverlea — Safety: 85/100
Low fire risk 60 / 58
Ellinbank — Low fire risk: 60/100 Cloverlea — Low fire risk: 58/100
Low flood risk 100 / 53
Ellinbank — Low flood risk: 100/100 Cloverlea — Low flood risk: 53/100

Demographics

Ellinbank has more residents (229 vs 178); Ellinbank skews older (46 vs 44).

Ellinbank Cloverlea
Population 229
+22% vs other
178
Population trend (2016 → 2021) -3.0% -7.3%
Median age 46 44
Median household income $86,632/yr $94,692/yr
+9% vs other
Median weekly rent $225/wk $235/wk
+4% vs other

Age profile

Share of residents in each band, 2021 Census.

Ellinbank Cloverlea
0-4 3.1% / 5.1%
Ellinbank — 0-4: 3.1% Cloverlea — 0-4: 5.1%
5-14 13.5% / 11.2%
Ellinbank — 5-14: 13.5% Cloverlea — 5-14: 11.2%
15-19 4.4% / 3.4%
Ellinbank — 15-19: 4.4% Cloverlea — 15-19: 3.4%
20-24 5.7% / 5.6%
Ellinbank — 20-24: 5.7% Cloverlea — 20-24: 5.6%
25-34 9.2% / 15.7%
Ellinbank — 25-34: 9.2% Cloverlea — 25-34: 15.7%
35-44 11.8% / 10.7%
Ellinbank — 35-44: 11.8% Cloverlea — 35-44: 10.7%
45-54 14.0% / 11.2%
Ellinbank — 45-54: 14.0% Cloverlea — 45-54: 11.2%
55-64 16.2% / 22.5%
Ellinbank — 55-64: 16.2% Cloverlea — 55-64: 22.5%
65-74 11.8% / 11.2%
Ellinbank — 65-74: 11.8% Cloverlea — 65-74: 11.2%
75-84 6.6% / 6.7%
Ellinbank — 75-84: 6.6% Cloverlea — 75-84: 6.7%
85+ — / —
Ellinbank — 85+: not among its largest Cloverlea — 85+: not among its largest

Bars are drawn against the largest share shown (22.5%).

Who lives together

Household composition, 2021 Census.

Ellinbank 45.9% couple families
Ellinbank — Couple Families: 45.9% Ellinbank — Lone Person: 31.1% Ellinbank — One Parent Families: 13.1% Ellinbank — Group Household: 9.8%
Cloverlea 66.7% couple families
Cloverlea — Couple Families: 66.7% Cloverlea — Lone Person: 33.3% Cloverlea — One Parent Families: 0.0% Cloverlea — Group Household: 0.0%
Couple Families Lone Person One Parent Families Group Household

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Ellinbank 10.7% renting
Ellinbank — Owned Outright: 57.3% Ellinbank — Mortgage: 32.0% Ellinbank — Renting: 10.7%
Cloverlea 9.1% renting
Cloverlea — Owned Outright: 56.4% Cloverlea — Mortgage: 34.5% Cloverlea — Renting: 9.1%
Owned outright Mortgage Renting

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Ellinbank Cloverlea
England 5.7% / 3.4%
Ellinbank — England: 5.7% Cloverlea — England: 3.4%
South Africa 2.2% / —
Ellinbank — South Africa: 2.2% Cloverlea — South Africa: not among its largest
Scotland 2.2% / —
Ellinbank — Scotland: 2.2% Cloverlea — Scotland: not among its largest
New Zealand 1.3% / —
Ellinbank — New Zealand: 1.3% Cloverlea — New Zealand: not among its largest

Bars are drawn against the largest share shown (5.7%).

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Ellinbank Cloverlea
Certificate III & IV 17.0% / 21.3%
Ellinbank — Certificate III & IV: 17.0% Cloverlea — Certificate III & IV: 21.3%
Advanced Diploma / Diploma 9.6% / 12.4%
Ellinbank — Advanced Diploma / Diploma: 9.6% Cloverlea — Advanced Diploma / Diploma: 12.4%
Bachelor Degree 12.2% / 2.8%
Ellinbank — Bachelor Degree: 12.2% Cloverlea — Bachelor Degree: 2.8%
Graduate Diploma / Certificate 2.6% / 5.1%
Ellinbank — Graduate Diploma / Certificate: 2.6% Cloverlea — Graduate Diploma / Certificate: 5.1%
Postgraduate Degree 5.7% / —
Ellinbank — Postgraduate Degree: 5.7% Cloverlea — Postgraduate Degree: not among its largest

Bars are drawn against the largest share shown (21.3%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Ellinbank 100.0% houses
Ellinbank — Houses: 100.0% Ellinbank — Flats / Apartments: 0.0%
Cloverlea 93.9% houses
Cloverlea — Houses: 93.9% Cloverlea — Flats / Apartments: 6.1%
Houses Flats / Apartments

Zoning mix

Cloverlea has more rural and farming land (99% vs 89%).

Ellinbank Cloverlea
Rural and farming 89% 99%
Parks and recreation 11% 1%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Ellinbank Cloverlea
New dwellings approved 619
across Baw Baw
same for both
Approvals change year on year +49%
same for both

Ranking within VIC

Ellinbank Cloverlea
House price —
same for both
Income Higher than 57% of VIC Higher than 66% of VIC
Schools —
same for both
Walkability Higher than 76% of VIC Higher than 19% of VIC
Affordability —
same for both
EV adoption Higher than 58% of VIC Higher than 22% of VIC
NBN connectivity Higher than 47% of VIC Higher than 54% of VIC

Liveability

Ellinbank is more walkable (13 vs 0).

Ellinbank Cloverlea
Grade —
same for both
Score —
same for both
Socio-economic band advantaged area
decile 7/10
advantaged area
decile 8/10

Risk profile

Cloverlea carries more flood risk (47 vs 0); Ellinbank carries more crime risk (34 vs 15).

Ellinbank Cloverlea
Bushfire Moderate
40/100
Moderate
42/100
Crime Low
34/100
Low
15/100
Flood None
0/100
Moderate
47/100
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
1
within 5 km

Schools

Ellinbank Cloverlea
Inside the suburb 1 0
Rated above peers 1 0
Rated at peers 0
same for both
Rated below peers 0
same for both

Schools in Ellinbank

  • Ellinbank Primary School Government · Primary above peers

Schools in Cloverlea

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Amenities in the suburb

Ellinbank Cloverlea
Waterways 0 3

Mobility

Ellinbank Cloverlea
Walkability score 13/100 0/100
Distance to Melbourne 117.6 km 117.5 km
Drive time (normal traffic) 93 min 90 min
Electric vehicle share 0.6%
postcode 3821
0.3%
postcode 3822
Rooftop solar per 100 dwellings 55
postcode 3821
54
postcode 3822

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Ellinbank Cloverlea
Car (driver) 66.1% / 75.5%
Ellinbank — Car (driver): 66.1% Cloverlea — Car (driver): 75.5%
Worked from Home 26.6% / 24.5%
Ellinbank — Worked from Home: 26.6% Cloverlea — Worked from Home: 24.5%
Car (passenger) 7.3% / —
Ellinbank — Car (passenger): 7.3% Cloverlea — Car (passenger): not among its largest

Bars are drawn against the largest share shown (75.5%).

Setting

Ellinbank Cloverlea
Elevation 135 m
above sea level, at the suburb centre
117 m
above sea level, at the suburb centre
Distance to the ocean 35.1 km 40.6 km

NBN connectivity

Ellinbank Cloverlea
Connectivity score 29/100 30/100
Most common technology Fixed wireless
same for both
Full-fibre (FTTP) share 0%
98 premises
0%
69 premises

Climate

Ellinbank Cloverlea
Annual rainfall 1,090 mm
same for both
Summer max (Jan) 25.1°C
same for both
Winter min (Jul) 3.7°C
same for both

Council rates

Ellinbank Cloverlea
Average residential rate $2,138/yr
same for both
Council Baw Baw
same for both

Federal electorate

Ellinbank Cloverlea
Division Monash
same for both
Member Mary Aldred
same for both
Party Liberal
same for both

First Home Owner Grant

Ellinbank Cloverlea
Grant amount $10,000
same for both
Property price cap $750,000
same for both
Eligibility New
same for both

Tags

Ellinbank

Cloverlea

More comparisons

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Other comparisons with Cloverlea

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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