Dignams Creek vs Cobargo

In both, the large majority of households own their home and the large majority of homes are detached houses. In Dignams Creek, the large majority of households are people living alone. In Cobargo, about half of households are people living alone. On these figures, Dignams Creek tends to suit people living alone.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Cobargo

ahead on 3 of the 6 things we measure here

  • has more parks and reserves (4 vs 1)
  • has more schools rated above their peers (1 vs 0)
  • is already more of a family suburb (46% vs 24%)
  • But Dignams Creek carries lower crime risk (0/100 vs 34/100)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Dignams Creek

ahead on the one thing that separates them

  • leaves households under less mortgage stress (19% vs 24%)

Weighs mortgage stress.

Renters

Dignams Creek

ahead on 2 of the 3 things we measure here

  • leaves renters under less rental stress (14% vs 30%)
  • has cheaper rent ($150/wk vs $285/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

They split

one each way, out of the 3 things we measure here

  • Dignams Creek sits closer to the CBD (378.6 km vs 384.1 km)
  • Cobargo is more walkable (36/100 vs 0/100)

Weighs distance, drive time, and walkability.

Downsizers and retirees

They split

one each way, out of the 4 things we measure here

  • Dignams Creek carries lower crime risk (0/100 vs 34/100)
  • Cobargo is more walkable (36/100 vs 0/100)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs population growth.

Where they sit

Dignams Creek and Cobargo drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Dignams Creek Cobargo
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Dignams Creek Cobargo
Walkability 0 / 36
Dignams Creek — Walkability: 0/100 Cobargo — Walkability: 36/100
Safety 100 / 66
Dignams Creek — Safety: 100/100 Cobargo — Safety: 66/100
Low fire risk 31 / 40
Dignams Creek — Low fire risk: 31/100 Cobargo — Low fire risk: 40/100

Demographics

Cobargo has more residents (766 vs 82); Cobargo rents higher ($285/wk vs $150/wk).

Dignams Creek Cobargo
Population 82 766
+834% vs other
Population trend (2016 → 2021) -3.5% -1.3%
Median age 55 56
Median household income $57,408/yr
+12% vs other
 $50,284/yr
Median weekly rent $150/wk $285/wk
+90% vs other

Age profile

Share of residents in each band, 2021 Census.

Dignams Creek Cobargo
0-4 4.9% / 4.4%
Dignams Creek — 0-4: 4.9% Cobargo — 0-4: 4.4%
5-14 4.9% / 9.3%
Dignams Creek — 5-14: 4.9% Cobargo — 5-14: 9.3%
15-19 3.7% / 5.2%
Dignams Creek — 15-19: 3.7% Cobargo — 15-19: 5.2%
20-24 3.7% / 4.4%
Dignams Creek — 20-24: 3.7% Cobargo — 20-24: 4.4%
25-34 11.0% / 5.5%
Dignams Creek — 25-34: 11.0% Cobargo — 25-34: 5.5%
35-44 8.5% / 9.0%
Dignams Creek — 35-44: 8.5% Cobargo — 35-44: 9.0%
45-54 17.1% / 10.2%
Dignams Creek — 45-54: 17.1% Cobargo — 45-54: 10.2%
55-64 23.2% / 23.9%
Dignams Creek — 55-64: 23.2% Cobargo — 55-64: 23.9%
65-74 22.0% / 17.8%
Dignams Creek — 65-74: 22.0% Cobargo — 65-74: 17.8%
75-84 3.7% / 8.7%
Dignams Creek — 75-84: 3.7% Cobargo — 75-84: 8.7%
85+ — / 1.2%
Dignams Creek — 85+: not among its largest Cobargo — 85+: 1.2%

Bars are drawn against the largest share shown (23.9%).

Who lives together

Household composition, 2021 Census.

Dignams Creek 76.5% lone person
Dignams Creek — Lone Person: 76.5% Dignams Creek — Couple Families: 23.5% Dignams Creek — One Parent Families: 0.0% Dignams Creek — Group Household: 0.0% Dignams Creek — Other Families: 0.0%
Cobargo 47.3% lone person
Cobargo — Lone Person: 47.3% Cobargo — Couple Families: 29.5% Cobargo — One Parent Families: 16.4% Cobargo — Group Household: 4.8% Cobargo — Other Families: 1.9%
Lone Person Couple Families One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Dignams Creek 15.6% renting
Dignams Creek — Owned Outright: 59.4% Dignams Creek — Mortgage: 25.0% Dignams Creek — Renting: 15.6%
Cobargo 20.0% renting
Cobargo — Owned Outright: 57.4% Cobargo — Mortgage: 22.6% Cobargo — Renting: 20.0%
Owned outright Mortgage Renting

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Dignams Creek Cobargo
England 12.2% / 4.7%
Dignams Creek — England: 12.2% Cobargo — England: 4.7%
New Zealand 4.9% / 1.0%
Dignams Creek — New Zealand: 4.9% Cobargo — New Zealand: 1.0%
Netherlands — / 1.0%
Dignams Creek — Netherlands: not among its largest Cobargo — Netherlands: 1.0%
Germany — / 0.7%
Dignams Creek — Germany: not among its largest Cobargo — Germany: 0.7%
Philippines — / 0.5%
Dignams Creek — Philippines: not among its largest Cobargo — Philippines: 0.5%

Bars are drawn against the largest share shown (12.2%).

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Dignams Creek Cobargo
Certificate III & IV 13.4% / 18.5%
Dignams Creek — Certificate III & IV: 13.4% Cobargo — Certificate III & IV: 18.5%
Advanced Diploma / Diploma 13.4% / 8.5%
Dignams Creek — Advanced Diploma / Diploma: 13.4% Cobargo — Advanced Diploma / Diploma: 8.5%
Bachelor Degree 8.5% / 8.1%
Dignams Creek — Bachelor Degree: 8.5% Cobargo — Bachelor Degree: 8.1%
Postgraduate Degree 11.0% / 2.7%
Dignams Creek — Postgraduate Degree: 11.0% Cobargo — Postgraduate Degree: 2.7%
Graduate Diploma / Certificate 3.7% / 2.5%
Dignams Creek — Graduate Diploma / Certificate: 3.7% Cobargo — Graduate Diploma / Certificate: 2.5%

Bars are drawn against the largest share shown (18.5%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Dignams Creek 100.0% houses
Dignams Creek — Houses: 100.0% Dignams Creek — Townhouses: 0.0% Dignams Creek — Flats / Apartments: 0.0%
Cobargo 93.5% houses
Cobargo — Houses: 93.5% Cobargo — Townhouses: 4.3% Cobargo — Flats / Apartments: 2.2%
Houses Townhouses Flats / Apartments

Property market

Dignams Creek Cobargo
Median house price — $680,000
Median unit price —
same for both
Median land price —
same for both

Zoning mix

Dignams Creek has more land zoned for conservation (70% vs 14%); Cobargo has more rural and farming land (85% vs 30%).

Dignams Creek Cobargo
Rural and farming 30% 85%
Environmental 70% 14%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Dignams Creek Cobargo
New dwellings approved 211
across Eurobodalla
 109
across Bega Valley
Approvals change year on year -9% -32%

Ranking within NSW

Dignams Creek Cobargo
House price — Higher than 22% of NSW
Income Higher than 17% of NSW Higher than 11% of NSW
Schools —
same for both
Walkability Higher than 13% of NSW Higher than 77% of NSW
Affordability — Higher than 47% of NSW
EV adoption Higher than 42% of NSW Higher than 70% of NSW
NBN connectivity Higher than 7% of NSW Higher than 60% of NSW

Liveability

Cobargo is more walkable (36 vs 0).

Dignams Creek Cobargo
Grade — C
Score — 32/100
Socio-economic band below-average income
decile 3/10
same for both

Risk profile

Cobargo carries more crime risk (34 vs 0).

Dignams Creek Cobargo
Bushfire Moderate
69/100
 Moderate
60/100
Crime None
0/100
 Low
34/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Dignams Creek Cobargo
Inside the suburb 0 1
Rated above peers 0 1
Rated at peers 0
same for both
Rated below peers 0
same for both

Schools in Dignams Creek

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Schools in Cobargo

  • Cobargo Public School Government · Primary above peers

Amenities in the suburb

Dignams Creek Cobargo
Cafes & restaurants 0 3
Parks & reserves 1 4
Childcare 0 1
GPs 0 1
Pharmacies 0 1
Police stations 0 1
Banks & Bank@Post 0 1
Fuel stations 0 1
Waterways 6 20

Mobility

Cobargo sits further from the CBD (384.1 km vs 378.6 km).

Dignams Creek Cobargo
Walkability score 0/100 36/100
Distance to Sydney 378.6 km 384.1 km
+1% vs other
Drive time (normal traffic) 319 min 317 min
Electric vehicle share 0.4%
postcode 2546
 0.7%
postcode 2550
Rooftop solar per 100 dwellings 44
postcode 2546
 61
postcode 2550

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Dignams Creek Cobargo
Car (driver) 45.5% / 62.9%
Dignams Creek — Car (driver): 45.5% Cobargo — Car (driver): 62.9%
Worked from Home 54.5% / 23.0%
Dignams Creek — Worked from Home: 54.5% Cobargo — Worked from Home: 23.0%
Walked Only — / 11.3%
Dignams Creek — Walked Only: not among its largest Cobargo — Walked Only: 11.3%
Car (passenger) — / 2.8%
Dignams Creek — Car (passenger): not among its largest Cobargo — Car (passenger): 2.8%

Bars are drawn against the largest share shown (62.9%).

Setting

Dignams Creek Cobargo
Elevation 52 m
above sea level, at the suburb centre
 94 m
above sea level, at the suburb centre
Distance to the ocean 10.2 km 16.8 km

NBN connectivity

Dignams Creek Cobargo
Connectivity score 15/100 30/100
Most common technology Satellite (Sky Muster) Fixed wireless
Full-fibre (FTTP) share 0%
32 premises
 0%
428 premises

Climate

Dignams Creek Cobargo
Annual rainfall 948 mm
same for both
Summer max (Jan) 23.4°C
same for both
Winter min (Jul) 7.8°C
same for both

Council rates

Dignams Creek Cobargo
Average residential rate $1,246/yr $1,767/yr
Council Eurobodalla Bega Valley

Federal electorate

Dignams Creek Cobargo
Division Eden-monaro
same for both
Member Kristy Mcbain
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Dignams Creek Cobargo
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Dignams Creek

Retirees Rural

Cobargo

Quiet Retirees Rural

More comparisons

Other comparisons with Dignams Creek

Dignams Creek vs Narooma Dignams Creek vs Bermagui Dignams Creek vs Wallaga Lake Dignams Creek vs Coolagolite Dignams Creek vs Wandella Dignams Creek vs Tilba Tilba

Other comparisons with Cobargo

Cobargo vs Coolagolite Cobargo vs Quaama Cobargo vs Verona Cobargo vs Wandella Cobargo vs Yowrie
Full data on Dignams Creek Full data on Cobargo
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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