Derrinal vs Ladys Pass

Ladys Pass is the younger of the two, with a median age of 55 against 58 in Derrinal. In both, the large majority of households own their home and the large majority of homes are detached houses. In Derrinal, about half of households are people living alone. In Ladys Pass, most households are people living alone. On these figures, Derrinal tends to suit older residents, while Ladys Pass suits people living alone.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Ladys Pass

ahead on 2 of the 6 things we measure here

  • carries lower crime risk (21/100 vs 83/100)
  • has more separate houses rather than flats (96% vs 78%)
  • But Derrinal is already more of a family suburb (52% vs 40%)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Ladys Pass

ahead on the one thing that separates them

  • leaves households under less mortgage stress (28% vs 36%)

Weighs mortgage stress.

Renters

Derrinal

ahead on 2 of the 3 things we measure here

  • has cheaper rent ($320/wk vs $400/wk)
  • leaves renters under less rental stress (25% vs 31%)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Derrinal

ahead on the one thing that separates them

  • sits closer to the CBD (141.3 km vs 145.7 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Derrinal

ahead on 2 of the 5 things we measure here

  • has more units and townhouses to downsize into (22% vs 4%)
  • has more residents already 65 and over (36% vs 26%)
  • But Ladys Pass carries lower crime risk (21/100 vs 83/100)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Derrinal

ahead on the one thing that separates them

  • is growing faster (102.0% vs 6.3%)

Weighs population growth.

Where they sit

Derrinal and Ladys Pass drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Derrinal Ladys Pass
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Derrinal Ladys Pass
Walkability 0 / 0
Derrinal — Walkability: 0/100 Ladys Pass — Walkability: 0/100
Safety 17 / 79
Derrinal — Safety: 17/100 Ladys Pass — Safety: 79/100
Low fire risk 45 / 64
Derrinal — Low fire risk: 45/100 Ladys Pass — Low fire risk: 64/100
Low flood risk 76 / 100
Derrinal — Low flood risk: 76/100 Ladys Pass — Low flood risk: 100/100

Demographics

Ladys Pass rents higher ($400/wk vs $320/wk); Derrinal skews older (58 vs 55).

Derrinal Ladys Pass
Population 99 118
+19% vs other
Population trend (2016 → 2021) +102.0% +6.3%
Median age 58 55
Median household income $66,612/yr $67,600/yr
+1% vs other
Median weekly rent $320/wk $400/wk
+25% vs other

Age profile

Share of residents in each band, 2021 Census.

Derrinal Ladys Pass
0-4 4.0% / 3.4%
Derrinal — 0-4: 4.0% Ladys Pass — 0-4: 3.4%
5-14 — / 8.5%
Derrinal — 5-14: not among its largest Ladys Pass — 5-14: 8.5%
15-19 4.0% / 3.4%
Derrinal — 15-19: 4.0% Ladys Pass — 15-19: 3.4%
20-24 — / 2.5%
Derrinal — 20-24: not among its largest Ladys Pass — 20-24: 2.5%
25-34 7.1% / 2.5%
Derrinal — 25-34: 7.1% Ladys Pass — 25-34: 2.5%
35-44 11.1% / 10.2%
Derrinal — 35-44: 11.1% Ladys Pass — 35-44: 10.2%
45-54 18.2% / 17.8%
Derrinal — 45-54: 18.2% Ladys Pass — 45-54: 17.8%
55-64 22.2% / 24.6%
Derrinal — 55-64: 22.2% Ladys Pass — 55-64: 24.6%
65-74 24.2% / 18.6%
Derrinal — 65-74: 24.2% Ladys Pass — 65-74: 18.6%
75-84 8.1% / 7.6%
Derrinal — 75-84: 8.1% Ladys Pass — 75-84: 7.6%
85+ 4.0% / —
Derrinal — 85+: 4.0% Ladys Pass — 85+: not among its largest

Bars are drawn against the largest share shown (24.6%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Derrinal Ladys Pass
New Zealand 5.1% / —
Derrinal — New Zealand: 5.1% Ladys Pass — New Zealand: not among its largest
England — / 3.4%
Derrinal — England: not among its largest Ladys Pass — England: 3.4%

Bars are drawn against the largest share shown (5.1%).

Who lives together

Household composition, 2021 Census.

Derrinal 48.1% lone person
Derrinal — Lone Person: 48.1% Derrinal — Couple Families: 40.7% Derrinal — One Parent Families: 11.1%
Ladys Pass 60.0% lone person
Ladys Pass — Lone Person: 60.0% Ladys Pass — Couple Families: 40.0% Ladys Pass — One Parent Families: 0.0%
Lone Person Couple Families One Parent Families

What people live in

Occupied private dwellings by structure, 2021 Census.

Derrinal 78.0% houses
Derrinal — Houses: 78.0% Derrinal — Flats / Apartments: 22.0%
Ladys Pass 96.1% houses
Ladys Pass — Houses: 96.1% Ladys Pass — Flats / Apartments: 3.9%
Houses Flats / Apartments

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Derrinal Ladys Pass
Certificate III & IV 20.2% / 26.3%
Derrinal — Certificate III & IV: 20.2% Ladys Pass — Certificate III & IV: 26.3%
Advanced Diploma / Diploma 15.2% / 9.3%
Derrinal — Advanced Diploma / Diploma: 15.2% Ladys Pass — Advanced Diploma / Diploma: 9.3%
Bachelor Degree 13.1% / 6.8%
Derrinal — Bachelor Degree: 13.1% Ladys Pass — Bachelor Degree: 6.8%
Graduate Diploma / Certificate 6.1% / 5.9%
Derrinal — Graduate Diploma / Certificate: 6.1% Ladys Pass — Graduate Diploma / Certificate: 5.9%
Postgraduate Degree 5.1% / —
Derrinal — Postgraduate Degree: 5.1% Ladys Pass — Postgraduate Degree: not among its largest

Bars are drawn against the largest share shown (26.3%).

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Derrinal 8.1% renting
Derrinal — Owned Outright: 67.6% Derrinal — Mortgage: 24.3% Derrinal — Renting: 8.1%
Ladys Pass 8.7% renting
Ladys Pass — Owned Outright: 50.0% Ladys Pass — Mortgage: 41.3% Ladys Pass — Renting: 8.7%
Owned outright Mortgage Renting

Zoning mix

Ladys Pass has more rural and farming land (98% vs 0%); Derrinal has more land zoned for conservation (92% vs 0%).

Derrinal Ladys Pass
Rural and farming 0% 98%
Environmental 92% 0%
Parks and recreation 7% 0%
Infrastructure and transport 0% 2%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Derrinal Ladys Pass
New dwellings approved 885
across Greater Bendigo
same for both
Approvals change year on year +28%
same for both

Ranking within VIC

Derrinal Ladys Pass
House price —
same for both
Income Higher than 27% of VIC Higher than 29% of VIC
Schools —
same for both
Walkability Higher than 30% of VIC Higher than 55% of VIC
Affordability —
same for both
EV adoption Higher than 64% of VIC
same for both
NBN connectivity Higher than 25% of VIC Higher than 46% of VIC

Liveability

Derrinal Ladys Pass
Grade —
same for both
Score —
same for both
Socio-economic band below-average income
decile 3/10
same for both

Risk profile

Derrinal carries more flood risk (24 vs 0); Derrinal carries more crime risk (83 vs 21).

Derrinal Ladys Pass
Bushfire Moderate
55/100
Low
36/100
Crime High
83/100
Low
21/100
Flood Low
24/100
None
0/100
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Derrinal Ladys Pass
Inside the suburb 0
same for both
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both

Amenities in the suburb

Derrinal Ladys Pass
Parks & reserves 1 0
Waterways 2
same for both

Mobility

Ladys Pass sits further from the CBD (145.7 km vs 141.3 km).

Derrinal Ladys Pass
Walkability score 0/100
same for both
Distance to Melbourne 141.3 km 145.7 km
+3% vs other
Drive time (normal traffic) 107 min 111 min
Electric vehicle share 0.7%
postcode 3523
same for both
Rooftop solar per 100 dwellings 54
postcode 3523
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Derrinal Ladys Pass
Car (driver) 70.0% / 56.6%
Derrinal — Car (driver): 70.0% Ladys Pass — Car (driver): 56.6%
Worked from Home 30.0% / 43.4%
Derrinal — Worked from Home: 30.0% Ladys Pass — Worked from Home: 43.4%

Bars are drawn against the largest share shown (70.0%).

Setting

Derrinal Ladys Pass
Elevation 194 m
above sea level, at the suburb centre
234 m
above sea level, at the suburb centre

NBN connectivity

Derrinal Ladys Pass
Connectivity score 25/100 29/100
Most common technology Fixed wireless
same for both
Full-fibre (FTTP) share 0%
49 premises
0%
87 premises

Climate

Derrinal Ladys Pass
Annual rainfall 553 mm
same for both
Summer max (Jan) 29.6°C
same for both
Winter min (Jul) 3.1°C
same for both

Council rates

Derrinal Ladys Pass
Average residential rate $1,949/yr
same for both
Council Greater Bendigo
same for both

Federal electorate

Derrinal Ladys Pass
Division Bendigo
same for both
Member Lisa Chesters
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Derrinal Ladys Pass
Grant amount $10,000
same for both
Property price cap $750,000
same for both
Eligibility New
same for both

Tags

Derrinal

Ladys Pass

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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