Dereel vs Mount Mercer

In both, the large majority of households own their home and the large majority of homes are detached houses. In Mount Mercer, most households are couple families. On these figures, Dereel tends to suit people living alone, while Mount Mercer suits families with children and couples.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Dereel

ahead on 2 of the 6 things we measure here

  • has more parks and reserves (7 vs 1)
  • carries lower crime risk (36/100 vs 94/100)
  • But Mount Mercer is already more of a family suburb (71% vs 57%)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Mount Mercer

ahead on the one thing that separates them

  • leaves households under less mortgage stress (14% vs 24%)

Weighs mortgage stress.

Renters

Mount Mercer

ahead on 3 of the 3 things we measure here

  • has a bigger rental market to choose from (13% vs 1%)
  • leaves renters under less rental stress (13% vs 24%)
  • has cheaper rent ($258/wk vs $300/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Mount Mercer

ahead on 2 of the 3 things we measure here

  • sits closer to the CBD (129.3 km vs 144.6 km)
  • has a shorter drive in (102 min vs 111 min)
  • But Dereel is more walkable (13/100 vs 0/100)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Dereel

ahead on 2 of the 4 things we measure here

  • is more walkable (13/100 vs 0/100)
  • carries lower crime risk (36/100 vs 94/100)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Mount Mercer

ahead on the one thing that separates them

  • is growing faster (36.2% vs 24.6%)

Weighs population growth.

Where they sit

Dereel and Mount Mercer drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Dereel Mount Mercer
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Dereel Mount Mercer
Walkability 13 / 0
Dereel — Walkability: 13/100 Mount Mercer — Walkability: 0/100
Safety 64 / 6
Dereel — Safety: 64/100 Mount Mercer — Safety: 6/100
Low fire risk 22 / 34
Dereel — Low fire risk: 22/100 Mount Mercer — Low fire risk: 34/100
Low flood risk 78 / 76
Dereel — Low flood risk: 78/100 Mount Mercer — Low flood risk: 76/100

Demographics

Dereel has more residents (664 vs 94); Mount Mercer has higher household incomes ($101,816 vs $65,312).

Dereel Mount Mercer
Population 664
+86% vs other
94
Population trend (2016 → 2021) +24.6% +36.2%
Median age 46 45
Median household income $65,312/yr $101,816/yr
+56% vs other
Median weekly rent $300/wk
+14% vs other
$258/wk

Age profile

Share of residents in each band, 2021 Census.

Dereel Mount Mercer
0-4 5.9% / 5.3%
Dereel — 0-4: 5.9% Mount Mercer — 0-4: 5.3%
5-14 12.3% / 18.1%
Dereel — 5-14: 12.3% Mount Mercer — 5-14: 18.1%
15-19 6.0% / 3.2%
Dereel — 15-19: 6.0% Mount Mercer — 15-19: 3.2%
20-24 3.0% / 5.3%
Dereel — 20-24: 3.0% Mount Mercer — 20-24: 5.3%
25-34 9.3% / 10.6%
Dereel — 25-34: 9.3% Mount Mercer — 25-34: 10.6%
35-44 10.7% / 14.9%
Dereel — 35-44: 10.7% Mount Mercer — 35-44: 14.9%
45-54 13.9% / 13.8%
Dereel — 45-54: 13.9% Mount Mercer — 45-54: 13.8%
55-64 18.5% / 14.9%
Dereel — 55-64: 18.5% Mount Mercer — 55-64: 14.9%
65-74 13.7% / 11.7%
Dereel — 65-74: 13.7% Mount Mercer — 65-74: 11.7%
75-84 4.7% / 4.3%
Dereel — 75-84: 4.7% Mount Mercer — 75-84: 4.3%
85+ 0.5% / 5.3%
Dereel — 85+: 0.5% Mount Mercer — 85+: 5.3%

Bars are drawn against the largest share shown (18.5%).

Who lives together

Household composition, 2021 Census.

Dereel 41.0% couple families
Dereel — Couple Families: 41.0% Dereel — Lone Person: 37.8% Dereel — One Parent Families: 16.0% Dereel — Group Household: 5.1%
Mount Mercer 71.4% couple families
Mount Mercer — Couple Families: 71.4% Mount Mercer — Lone Person: 28.6% Mount Mercer — One Parent Families: 0.0% Mount Mercer — Group Household: 0.0%
Couple Families Lone Person One Parent Families Group Household

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Dereel 1.3% renting
Dereel — Owned Outright: 43.3% Dereel — Mortgage: 55.4% Dereel — Renting: 1.3%
Mount Mercer 13.3% renting
Mount Mercer — Owned Outright: 53.3% Mount Mercer — Mortgage: 33.3% Mount Mercer — Renting: 13.3%
Owned outright Mortgage Renting

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Dereel Mount Mercer
New Zealand 1.1% / 4.3%
Dereel — New Zealand: 1.1% Mount Mercer — New Zealand: 4.3%
England 4.7% / —
Dereel — England: 4.7% Mount Mercer — England: not among its largest
Germany 1.2% / —
Dereel — Germany: 1.2% Mount Mercer — Germany: not among its largest
Scotland 0.6% / —
Dereel — Scotland: 0.6% Mount Mercer — Scotland: not among its largest
Philippines 0.5% / —
Dereel — Philippines: 0.5% Mount Mercer — Philippines: not among its largest

Bars are drawn against the largest share shown (4.7%).

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Dereel Mount Mercer
Certificate III & IV 18.1% / 19.1%
Dereel — Certificate III & IV: 18.1% Mount Mercer — Certificate III & IV: 19.1%
Advanced Diploma / Diploma 7.4% / 9.6%
Dereel — Advanced Diploma / Diploma: 7.4% Mount Mercer — Advanced Diploma / Diploma: 9.6%
Bachelor Degree 7.2% / 9.6%
Dereel — Bachelor Degree: 7.2% Mount Mercer — Bachelor Degree: 9.6%
Postgraduate Degree 2.1% / 3.2%
Dereel — Postgraduate Degree: 2.1% Mount Mercer — Postgraduate Degree: 3.2%
Graduate Diploma / Certificate 1.1% / 3.2%
Dereel — Graduate Diploma / Certificate: 1.1% Mount Mercer — Graduate Diploma / Certificate: 3.2%

Bars are drawn against the largest share shown (19.1%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Dereel 100.0% houses
Dereel — Houses: 100.0%
Mount Mercer 100.0% houses
Mount Mercer — Houses: 100.0%
Houses

Property market

Dereel Mount Mercer
Median house price $535,000 —
Median unit price —
same for both
Median land price $382,500 —
Typical days to sell (houses) 153 days
from 3 sales
—

Zoning mix

Mount Mercer has more rural and farming land (97% vs 64%); Dereel has more land zoned for conservation (24% vs 3%).

Dereel Mount Mercer
Rural and farming 64% 97%
Environmental 24% 3%
Residential 5% 0%
Parks and recreation 5% 0%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Dereel Mount Mercer
New dwellings approved 186
across Golden Plains
same for both
Approvals change year on year +10%
same for both

Ranking within VIC

Dereel Mount Mercer
House price —
same for both
Income Higher than 26% of VIC Higher than 74% of VIC
Schools —
same for both
Walkability Higher than 76% of VIC Higher than 32% of VIC
Affordability —
same for both
EV adoption Higher than 38% of VIC Higher than 37% of VIC
NBN connectivity Higher than 45% of VIC Higher than 31% of VIC

Liveability

Dereel is more walkable (13 vs 0).

Dereel Mount Mercer
Grade D —
Score 30/100 —
Socio-economic band below-average income
decile 2/10
same for both

Risk profile

Mount Mercer carries more crime risk (94 vs 36); Dereel carries more bushfire risk (78 vs 66).

Dereel Mount Mercer
Bushfire High
78/100
Moderate
66/100
Crime Low
36/100
High
94/100
Flood Low
22/100
Low
24/100
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Dereel Mount Mercer
Inside the suburb 0
same for both
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both

Amenities in the suburb

Dereel Mount Mercer
Parks & reserves 7 1
Waterways 17 6

Mobility

Dereel sits further from the CBD (144.6 km vs 129.3 km).

Dereel Mount Mercer
Walkability score 13/100 0/100
Distance to Melbourne 144.6 km
+11% vs other
129.3 km
Drive time (normal traffic) 111 min 102 min
Electric vehicle share 0.4%
postcode 3352
same for both
Rooftop solar per 100 dwellings 51
postcode 3352
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Dereel Mount Mercer
Car (driver) 77.6% / 56.0%
Dereel — Car (driver): 77.6% Mount Mercer — Car (driver): 56.0%
Worked from Home 15.9% / 32.0%
Dereel — Worked from Home: 15.9% Mount Mercer — Worked from Home: 32.0%
Walked Only 4.2% / 6.0%
Dereel — Walked Only: 4.2% Mount Mercer — Walked Only: 6.0%
Car (passenger) 2.3% / 6.0%
Dereel — Car (passenger): 2.3% Mount Mercer — Car (passenger): 6.0%

Bars are drawn against the largest share shown (77.6%).

Setting

Dereel Mount Mercer
Elevation 337 m
above sea level, at the suburb centre
334 m
above sea level, at the suburb centre

NBN connectivity

Dereel Mount Mercer
Connectivity score 29/100 27/100
Most common technology Fixed wireless
same for both
Full-fibre (FTTP) share 0%
305 premises
0%
32 premises

Climate

Dereel Mount Mercer
Annual rainfall 502 mm
same for both
Summer max (Jan) 25.8°C
same for both
Winter min (Jul) 5.3°C
same for both

Council rates

Dereel Mount Mercer
Average residential rate $2,052/yr
same for both
Council Golden Plains
same for both

Federal electorate

Dereel Mount Mercer
Division Ballarat
same for both
Member Catherine King
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Dereel Mount Mercer
Grant amount $10,000
same for both
Property price cap $750,000
same for both
Eligibility New
same for both

Tags

Dereel

Mount Mercer

More comparisons

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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