Cunningar vs Mcmahons Reef

McMahons Reef is the younger of the two, with a median age of 40 against 54 in Cunningar. In both, the large majority of households own their home and the large majority of homes are detached houses. In McMahons Reef, about half of households are people living alone. On these figures, Cunningar tends to suit older residents, while McMahons Reef suits people living alone, families with children, and couples.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

They split

one each way, out of the 6 things we measure here

  • Cunningar is already more of a family suburb (62% vs 50%)
  • Mcmahons Reef carries lower crime risk (14/100 vs 26/100)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Cunningar

ahead on the one thing that separates them

  • leaves households under less mortgage stress (19% vs 24%)

Weighs mortgage stress.

Renters

McMahons Reef

ahead on 2 of the 3 things we measure here

  • has cheaper rent ($150/wk vs $270/wk)
  • leaves renters under less rental stress (13% vs 20%)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Cunningar

ahead on the one thing that separates them

  • sits closer to the CBD (335.1 km vs 343.5 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

They split

one each way, out of the 4 things we measure here

  • Cunningar has more residents already 65 and over (24% vs 13%)
  • Mcmahons Reef carries lower crime risk (14/100 vs 26/100)

Weighs who already lives there, GPs, walkability, and crime.

Investors

McMahons Reef

ahead on the one thing that separates them

  • is growing faster (19.3% vs 12.4%)

Weighs population growth.

Where they sit

Cunningar and Mcmahons Reef drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Cunningar Mcmahons Reef
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Cunningar Mcmahons Reef
Walkability 0 / 0
Cunningar — Walkability: 0/100 Mcmahons Reef — Walkability: 0/100
Safety 74 / 86
Cunningar — Safety: 74/100 Mcmahons Reef — Safety: 86/100
Low fire risk 86 / 78
Cunningar — Low fire risk: 86/100 Mcmahons Reef — Low fire risk: 78/100

Demographics

Cunningar has more residents (163 vs 68); Cunningar rents higher ($270/wk vs $150/wk).

Cunningar Mcmahons Reef
Population 163
+58% vs other
68
Population trend (2016 → 2021) +12.4% +19.3%
Median age 54 40
Median household income $69,316/yr
+11% vs other
$61,724/yr
Median weekly rent $270/wk
+44% vs other
$150/wk

Age profile

Share of residents in each band, 2021 Census.

Cunningar Mcmahons Reef
0-4 4.3% / 5.9%
Cunningar — 0-4: 4.3% Mcmahons Reef — 0-4: 5.9%
5-14 9.8% / 14.7%
Cunningar — 5-14: 9.8% Mcmahons Reef — 5-14: 14.7%
15-19 3.7% / —
Cunningar — 15-19: 3.7% Mcmahons Reef — 15-19: not among its largest
20-24 7.4% / 5.9%
Cunningar — 20-24: 7.4% Mcmahons Reef — 20-24: 5.9%
25-34 6.1% / 11.8%
Cunningar — 25-34: 6.1% Mcmahons Reef — 25-34: 11.8%
35-44 9.2% / 14.7%
Cunningar — 35-44: 9.2% Mcmahons Reef — 35-44: 14.7%
45-54 12.9% / 13.2%
Cunningar — 45-54: 12.9% Mcmahons Reef — 45-54: 13.2%
55-64 23.3% / 17.6%
Cunningar — 55-64: 23.3% Mcmahons Reef — 55-64: 17.6%
65-74 13.5% / 13.2%
Cunningar — 65-74: 13.5% Mcmahons Reef — 65-74: 13.2%
75-84 4.9% / —
Cunningar — 75-84: 4.9% Mcmahons Reef — 75-84: not among its largest
85+ 6.1% / —
Cunningar — 85+: 6.1% Mcmahons Reef — 85+: not among its largest

Bars are drawn against the largest share shown (23.3%).

Who lives together

Household composition, 2021 Census.

Cunningar 38.5% lone person
Cunningar — Lone Person: 38.5% Cunningar — Couple Families: 35.9% Cunningar — One Parent Families: 25.6%
Mcmahons Reef 50.0% lone person
Mcmahons Reef — Lone Person: 50.0% Mcmahons Reef — Couple Families: 50.0% Mcmahons Reef — One Parent Families: 0.0%
Lone Person Couple Families One Parent Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Cunningar 24.6% renting
Cunningar — Owned Outright: 58.0% Cunningar — Mortgage: 17.4% Cunningar — Renting: 24.6%
Mcmahons Reef 23.1% renting
Mcmahons Reef — Owned Outright: 53.8% Mcmahons Reef — Mortgage: 23.1% Mcmahons Reef — Renting: 23.1%
Owned outright Mortgage Renting

What people live in

Occupied private dwellings by structure, 2021 Census.

Cunningar 91.4% houses
Cunningar — Houses: 91.4% Cunningar — Flats / Apartments: 8.6%
Mcmahons Reef 100.0% houses
Mcmahons Reef — Houses: 100.0% Mcmahons Reef — Flats / Apartments: 0.0%
Houses Flats / Apartments

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Cunningar Mcmahons Reef
Certificate III & IV 11.7% / 11.8%
Cunningar — Certificate III & IV: 11.7% Mcmahons Reef — Certificate III & IV: 11.8%
Bachelor Degree 8.6% / 8.8%
Cunningar — Bachelor Degree: 8.6% Mcmahons Reef — Bachelor Degree: 8.8%
Advanced Diploma / Diploma 9.8% / 5.9%
Cunningar — Advanced Diploma / Diploma: 9.8% Mcmahons Reef — Advanced Diploma / Diploma: 5.9%
Postgraduate Degree 4.9% / —
Cunningar — Postgraduate Degree: 4.9% Mcmahons Reef — Postgraduate Degree: not among its largest

Bars are drawn against the largest share shown (11.8%).

Zoning mix

Cunningar Mcmahons Reef
Rural and farming 99% 100%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Cunningar Mcmahons Reef
New dwellings approved 48
across Hilltops
same for both
Approvals change year on year -47%
same for both

Ranking within NSW

Cunningar Mcmahons Reef
House price —
same for both
Income Higher than 33% of NSW Higher than 23% of NSW
Schools —
same for both
Walkability Higher than 32% of NSW Higher than 1% of NSW
Affordability —
same for both
EV adoption Higher than 20% of NSW Higher than 19% of NSW
NBN connectivity Higher than 63% of NSW Higher than 33% of NSW

Liveability

Cunningar Mcmahons Reef
Grade —
same for both
Score —
same for both
Socio-economic band advantaged area
decile 7/10
mid-range socio-economic
decile 5/10

Risk profile

Cunningar carries more crime risk (26 vs 14).

Cunningar Mcmahons Reef
Bushfire Low
14/100
Low
22/100
Crime Low
26/100
Low
14/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Cunningar Mcmahons Reef
Inside the suburb 0
same for both
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both

Amenities in the suburb

Cunningar Mcmahons Reef
Waterways 21 7

Mobility

McMahons Reef sits further from the CBD (343.5 km vs 335.1 km).

Cunningar Mcmahons Reef
Walkability score 0/100
same for both
Distance to Sydney 335.1 km 343.5 km
+3% vs other
Drive time (normal traffic) 222 min 224 min
Electric vehicle share 0.2%
postcode 2587
same for both
Rooftop solar per 100 dwellings 61
postcode 2587
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Cunningar Mcmahons Reef
Car (driver) 54.8% / 55.9%
Cunningar — Car (driver): 54.8% Mcmahons Reef — Car (driver): 55.9%
Worked from Home 30.6% / 35.3%
Cunningar — Worked from Home: 30.6% Mcmahons Reef — Worked from Home: 35.3%
Walked Only 14.5% / 8.8%
Cunningar — Walked Only: 14.5% Mcmahons Reef — Walked Only: 8.8%

Bars are drawn against the largest share shown (55.9%).

Setting

Cunningar Mcmahons Reef
Elevation 485 m
above sea level, at the suburb centre
370 m
above sea level, at the suburb centre

NBN connectivity

Cunningar Mcmahons Reef
Connectivity score 31/100 24/100
Most common technology Fixed wireless
same for both
Full-fibre (FTTP) share 7%
56 premises
0%
15 premises

Climate

Cunningar Mcmahons Reef
Annual rainfall 541 mm
same for both
Summer max (Jan) —
same for both
Winter min (Jul) —
same for both

Council rates

Cunningar Mcmahons Reef
Average residential rate $714/yr
same for both
Council Hilltops
same for both

Federal electorate

Cunningar Mcmahons Reef
Division Riverina
same for both
Member Michael Mccormack
same for both
Party The Nationals
same for both

First Home Owner Grant

Cunningar Mcmahons Reef
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Cunningar

Mcmahons Reef

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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