Cumbalum vs Kinvara

Cumbalum is the younger of the two, with a median age of 37 against 50 in Kinvara. In both, most households own their home and the large majority of homes are detached houses. In Cumbalum, most households are couple families. In Kinvara, about half of households are people living alone. Houses cost more in Kinvara: a median of $1.8 million, against $1.16 million in Cumbalum, though rent is higher in Cumbalum. On these figures, Cumbalum tends to suit families with children, couples, and buyers on a tighter budget, while Kinvara suits people living alone and older residents.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Cumbalum

ahead on 2 of the 6 things we measure here

  • carries lower crime risk (34/100 vs 87/100)
  • is already more of a family suburb (79% vs 54%)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Cumbalum

ahead on 2 of the 2 things we measure here

  • leaves households under less mortgage stress (23% vs 36%)
  • has cheaper houses ($1,160,000 vs $1,802,500)

Weighs house prices and mortgage stress.

Renters

Kinvara

ahead on 2 of the 3 things we measure here

  • has a bigger rental market to choose from (32% vs 18%)
  • has cheaper rent ($500/wk vs $610/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

They split

one each way, out of the 3 things we measure here

  • Cumbalum is more walkable (18/100 vs 10/100)
  • Kinvara sits closer to the CBD (737.6 km vs 741.3 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Cumbalum

ahead on 2 of the 5 things we measure here

  • carries lower crime risk (34/100 vs 87/100)
  • is more walkable (18/100 vs 10/100)
  • But Kinvara has more residents already 65 and over (22% vs 13%)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Where they sit

Cumbalum and Kinvara drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Cumbalum Kinvara
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Cumbalum Kinvara
Walkability 18 / 10
Cumbalum — Walkability: 18/100 Kinvara — Walkability: 10/100
Safety 66 / 13
Cumbalum — Safety: 66/100 Kinvara — Safety: 13/100
Low fire risk 67 / 100
Cumbalum — Low fire risk: 67/100 Kinvara — Low fire risk: 100/100

Demographics

Cumbalum has more residents (2,211 vs 193); Kinvara skews older (50 vs 37).

Cumbalum Kinvara
Population 2,211
+91% vs other
193
Population trend (2016 → 2021) +45.3% —
Median age 37 50
Median household income $112,840/yr
+16% vs other
$94,224/yr
Median weekly rent $610/wk
+18% vs other
$500/wk

Age profile

Share of residents in each band, 2021 Census.

Cumbalum Kinvara
0-4 6.7% / 3.1%
Cumbalum — 0-4: 6.7% Kinvara — 0-4: 3.1%
5-14 16.1% / 6.2%
Cumbalum — 5-14: 16.1% Kinvara — 5-14: 6.2%
15-19 6.1% / 4.1%
Cumbalum — 15-19: 6.1% Kinvara — 15-19: 4.1%
20-24 5.0% / 6.2%
Cumbalum — 20-24: 5.0% Kinvara — 20-24: 6.2%
25-34 11.8% / 9.3%
Cumbalum — 25-34: 11.8% Kinvara — 25-34: 9.3%
35-44 15.7% / 9.8%
Cumbalum — 35-44: 15.7% Kinvara — 35-44: 9.8%
45-54 13.7% / 11.4%
Cumbalum — 45-54: 13.7% Kinvara — 45-54: 11.4%
55-64 11.0% / 25.4%
Cumbalum — 55-64: 11.0% Kinvara — 55-64: 25.4%
65-74 8.8% / 17.1%
Cumbalum — 65-74: 8.8% Kinvara — 65-74: 17.1%
75-84 3.8% / 1.6%
Cumbalum — 75-84: 3.8% Kinvara — 75-84: 1.6%
85+ 0.6% / 3.1%
Cumbalum — 85+: 0.6% Kinvara — 85+: 3.1%

Bars are drawn against the largest share shown (25.4%).

Who lives together

Household composition, 2021 Census.

Cumbalum 63.4% couple families
Cumbalum — Couple Families: 63.4% Cumbalum — Lone Person: 15.0% Cumbalum — One Parent Families: 15.8% Cumbalum — Group Household: 4.1% Cumbalum — Other Families: 1.8%
Kinvara 34.8% couple families
Kinvara — Couple Families: 34.8% Kinvara — Lone Person: 45.7% Kinvara — One Parent Families: 19.6% Kinvara — Group Household: 0.0% Kinvara — Other Families: 0.0%
Couple Families Lone Person One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Cumbalum 18.1% renting
Cumbalum — Owned Outright: 32.9% Cumbalum — Mortgage: 49.0% Cumbalum — Renting: 18.1%
Kinvara 32.4% renting
Kinvara — Owned Outright: 43.7% Kinvara — Mortgage: 23.9% Kinvara — Renting: 32.4%
Owned outright Mortgage Renting

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Cumbalum Kinvara
England 3.3% / 3.1%
Cumbalum — England: 3.3% Kinvara — England: 3.1%
New Zealand 2.4% / 1.6%
Cumbalum — New Zealand: 2.4% Kinvara — New Zealand: 1.6%
India 0.7% / —
Cumbalum — India: 0.7% Kinvara — India: not among its largest
Philippines 0.7% / —
Cumbalum — Philippines: 0.7% Kinvara — Philippines: not among its largest
Thailand 0.5% / —
Cumbalum — Thailand: 0.5% Kinvara — Thailand: not among its largest

Bars are drawn against the largest share shown (3.3%).

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Cumbalum Kinvara
Certificate III & IV 16.8% / 14.5%
Cumbalum — Certificate III & IV: 16.8% Kinvara — Certificate III & IV: 14.5%
Bachelor Degree 14.0% / 13.5%
Cumbalum — Bachelor Degree: 14.0% Kinvara — Bachelor Degree: 13.5%
Advanced Diploma / Diploma 8.2% / 9.8%
Cumbalum — Advanced Diploma / Diploma: 8.2% Kinvara — Advanced Diploma / Diploma: 9.8%
Postgraduate Degree 3.6% / 5.7%
Cumbalum — Postgraduate Degree: 3.6% Kinvara — Postgraduate Degree: 5.7%
Graduate Diploma / Certificate 2.6% / 2.1%
Cumbalum — Graduate Diploma / Certificate: 2.6% Kinvara — Graduate Diploma / Certificate: 2.1%

Bars are drawn against the largest share shown (16.8%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Cumbalum 93.7% houses
Cumbalum — Houses: 93.7% Cumbalum — Townhouses: 5.6% Cumbalum — Flats / Apartments: 0.7%
Kinvara 95.8% houses
Kinvara — Houses: 95.8% Kinvara — Townhouses: 0.0% Kinvara — Flats / Apartments: 4.2%
Houses Townhouses Flats / Apartments

Property market

Cumbalum Kinvara
Median house price $1,160,000 $1,802,500
Median unit price —
same for both
Median land price $620,000 —
Typical days to sell (houses) 38 days
from 57 sales
—

Zoning mix

Kinvara has more rural and farming land (70% vs 57%); Kinvara has more land zoned for conservation (17% vs 5%).

Cumbalum Kinvara
Rural and farming 57% 70%
Other and special use 20% 3%
Residential 17% 10%
Environmental 5% 17%
Parks and recreation 1% 0%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Cumbalum Kinvara
New dwellings approved 238
across Ballina
same for both
Approvals change year on year +210%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Cumbalum Kinvara
Houses 3.6%
$938/wk on $1.34M
—
Units —
same for both

Ranking within NSW

Cumbalum Kinvara
House price Higher than 60% of NSW Higher than 82% of NSW
Income Higher than 78% of NSW Higher than 61% of NSW
Schools —
same for both
Walkability Higher than 69% of NSW Higher than 56% of NSW
Affordability Higher than 62% of NSW Higher than 18% of NSW
EV adoption Higher than 82% of NSW
same for both
NBN connectivity Higher than 92% of NSW Higher than 50% of NSW
Rental yield (houses) Higher than 53% of NSW —

Liveability

Cumbalum is more walkable (18 vs 10).

Cumbalum Kinvara
Grade B —
Score 49/100 —
Socio-economic band very advantaged area
decile 9/10
advantaged area
decile 8/10

Risk profile

Cumbalum carries more bushfire risk (33 vs 0); Kinvara carries more crime risk (87 vs 34).

Cumbalum Kinvara
Bushfire Low
33/100
None
0/100
Crime Low
34/100
High
87/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 3
within 5 km
0
within 5 km

Schools

Cumbalum Kinvara
Inside the suburb 0
same for both
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both

Amenities in the suburb

Cumbalum Kinvara
Waterways 1 4

Mobility

Cumbalum sits further from the CBD (741.3 km vs 737.6 km).

Cumbalum Kinvara
Walkability score 18/100 10/100
Distance to Sydney 741.3 km 737.6 km
Drive time (normal traffic) 475 min 474 min
Electric vehicle share 1.1%
postcode 2478
same for both
Rooftop solar per 100 dwellings 66
postcode 2478
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Cumbalum Kinvara
Car (driver) 76.0% / 52.7%
Cumbalum — Car (driver): 76.0% Kinvara — Car (driver): 52.7%
Worked from Home 18.0% / 38.7%
Cumbalum — Worked from Home: 18.0% Kinvara — Worked from Home: 38.7%
Walked Only — / 8.6%
Cumbalum — Walked Only: not among its largest Kinvara — Walked Only: 8.6%
Car (passenger) 4.9% / —
Cumbalum — Car (passenger): 4.9% Kinvara — Car (passenger): not among its largest
Bicycle 0.6% / —
Cumbalum — Bicycle: 0.6% Kinvara — Bicycle: not among its largest
Bus 0.5% / —
Cumbalum — Bus: 0.5% Kinvara — Bus: not among its largest

Bars are drawn against the largest share shown (76.0%).

Setting

Cumbalum Kinvara
Elevation 42 m
above sea level, at the suburb centre
8 m
above sea level, at the suburb centre
Distance to the ocean 5.2 km 4.6 km

NBN connectivity

Cumbalum Kinvara
Connectivity score 84/100 30/100
Most common technology Fibre to the premises Fixed wireless
Full-fibre (FTTP) share 72%
1,204 premises
0%
93 premises

Council rates

Cumbalum Kinvara
Average residential rate $1,264/yr
same for both
Council Ballina
same for both

Federal electorate

Cumbalum Kinvara
Division Richmond
same for both
Member Justine Elliot
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Cumbalum Kinvara
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Cumbalum

Kinvara

More comparisons

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Other comparisons with Kinvara

Full data on Cumbalum Full data on Kinvara
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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