Cudgera Creek vs Palmvale

Palmvale is the younger of the two, with a median age of 39 against 45 in Cudgera Creek. In both, the large majority of households own their home, the large majority of homes are detached houses, and most households are couple families. On these figures, Palmvale tends to suit couples.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Palmvale

ahead on 2 of the 6 things we measure here

  • carries lower crime risk (25/100 vs 66/100)
  • is already more of a family suburb (79% vs 70%)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Palmvale

ahead on the one thing that separates them

  • leaves households under less mortgage stress (19% vs 28%)

Weighs mortgage stress.

Renters

Palmvale

ahead on 2 of the 2 things we measure here

  • has cheaper rent ($300/wk vs $460/wk)
  • leaves renters under less rental stress (17% vs 26%)

Weighs rent and rental stress.

Commuting to the city

Cudgera Creek

ahead on 2 of the 3 things we measure here

  • has a shorter drive in (498 min vs 525 min)
  • sits closer to the CBD (783.4 km vs 800.7 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

They split

one each way, out of the 4 things we measure here

  • Cudgera Creek has more residents already 65 and over (22% vs 16%)
  • Palmvale carries lower crime risk (25/100 vs 66/100)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Palmvale

ahead on the one thing that separates them

  • is growing faster (14.5% vs 2.4%)

Weighs population growth.

Where they sit

Cudgera Creek and Palmvale drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Cudgera Creek Palmvale
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Cudgera Creek Palmvale
Walkability 16 / 16
Cudgera Creek — Walkability: 16/100 Palmvale — Walkability: 16/100
Safety 34 / 75
Cudgera Creek — Safety: 34/100 Palmvale — Safety: 75/100
Low fire risk 53 / 53
Cudgera Creek — Low fire risk: 53/100 Palmvale — Low fire risk: 53/100

Demographics

Cudgera Creek has more residents (339 vs 95); Cudgera Creek rents higher ($460/wk vs $300/wk).

Cudgera Creek Palmvale
Population 339
+72% vs other
95
Population trend (2016 → 2021) +2.4% +14.5%
Median age 45 39
Median household income $93,600/yr
+4% vs other
$89,648/yr
Median weekly rent $460/wk
+35% vs other
$300/wk

Age profile

Share of residents in each band, 2021 Census.

Cudgera Creek Palmvale
0-4 4.7% / 10.5%
Cudgera Creek — 0-4: 4.7% Palmvale — 0-4: 10.5%
5-14 16.5% / 11.6%
Cudgera Creek — 5-14: 16.5% Palmvale — 5-14: 11.6%
15-19 4.1% / —
Cudgera Creek — 15-19: 4.1% Palmvale — 15-19: not among its largest
20-24 3.2% / —
Cudgera Creek — 20-24: 3.2% Palmvale — 20-24: not among its largest
25-34 6.5% / 15.8%
Cudgera Creek — 25-34: 6.5% Palmvale — 25-34: 15.8%
35-44 14.2% / 7.4%
Cudgera Creek — 35-44: 14.2% Palmvale — 35-44: 7.4%
45-54 15.9% / 8.4%
Cudgera Creek — 45-54: 15.9% Palmvale — 45-54: 8.4%
55-64 13.9% / 21.1%
Cudgera Creek — 55-64: 13.9% Palmvale — 55-64: 21.1%
65-74 16.5% / 11.6%
Cudgera Creek — 65-74: 16.5% Palmvale — 65-74: 11.6%
75-84 3.8% / 4.2%
Cudgera Creek — 75-84: 3.8% Palmvale — 75-84: 4.2%
85+ 1.8% / —
Cudgera Creek — 85+: 1.8% Palmvale — 85+: not among its largest

Bars are drawn against the largest share shown (21.1%).

Who lives together

Household composition, 2021 Census.

Cudgera Creek 55.6% couple families
Cudgera Creek — Couple Families: 55.6% Cudgera Creek — Lone Person: 23.6% Cudgera Creek — One Parent Families: 13.9% Cudgera Creek — Group Household: 6.9%
Palmvale 78.6% couple families
Palmvale — Couple Families: 78.6% Palmvale — Lone Person: 21.4% Palmvale — One Parent Families: 0.0% Palmvale — Group Household: 0.0%
Couple Families Lone Person One Parent Families Group Household

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Cudgera Creek 18.8% renting
Cudgera Creek — Owned Outright: 44.6% Cudgera Creek — Mortgage: 36.6% Cudgera Creek — Renting: 18.8%
Palmvale 0.0% renting
Palmvale — Owned Outright: 87.0% Palmvale — Mortgage: 13.0% Palmvale — Renting: 0.0%
Owned outright Mortgage Renting

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Cudgera Creek Palmvale
India — / 5.3%
Cudgera Creek — India: not among its largest Palmvale — India: 5.3%
England 2.9% / —
Cudgera Creek — England: 2.9% Palmvale — England: not among its largest
Japan 0.9% / —
Cudgera Creek — Japan: 0.9% Palmvale — Japan: not among its largest
Ireland 0.9% / —
Cudgera Creek — Ireland: 0.9% Palmvale — Ireland: not among its largest

Bars are drawn against the largest share shown (5.3%).

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Cudgera Creek Palmvale
Certificate III & IV 16.5% / 10.5%
Cudgera Creek — Certificate III & IV: 16.5% Palmvale — Certificate III & IV: 10.5%
Bachelor Degree 9.7% / 14.7%
Cudgera Creek — Bachelor Degree: 9.7% Palmvale — Bachelor Degree: 14.7%
Advanced Diploma / Diploma 8.0% / 4.2%
Cudgera Creek — Advanced Diploma / Diploma: 8.0% Palmvale — Advanced Diploma / Diploma: 4.2%
Postgraduate Degree 0.9% / 4.2%
Cudgera Creek — Postgraduate Degree: 0.9% Palmvale — Postgraduate Degree: 4.2%
Graduate Diploma / Certificate 2.1% / —
Cudgera Creek — Graduate Diploma / Certificate: 2.1% Palmvale — Graduate Diploma / Certificate: not among its largest

Bars are drawn against the largest share shown (16.5%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Cudgera Creek 100.0% houses
Cudgera Creek — Houses: 100.0%
Palmvale 100.0% houses
Palmvale — Houses: 100.0%
Houses

Property market

Cudgera Creek Palmvale
Median house price $2,225,000 —
Median unit price —
same for both
Median land price —
same for both

Zoning mix

Cudgera Creek Palmvale
Rural and farming 88% 95%
Other and special use 9% 5%
Infrastructure and transport 2% 0%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Cudgera Creek Palmvale
New dwellings approved 331
across Tweed
same for both
Approvals change year on year -50%
same for both

Ranking within NSW

Cudgera Creek Palmvale
House price Higher than 87% of NSW —
Income Higher than 60% of NSW Higher than 57% of NSW
Schools —
same for both
Walkability Higher than 66% of NSW
same for both
Affordability Higher than 10% of NSW —
EV adoption Higher than 64% of NSW
same for both
NBN connectivity Higher than 55% of NSW Higher than 34% of NSW

Liveability

Cudgera Creek Palmvale
Grade —
same for both
Score —
same for both
Socio-economic band advantaged area
decile 7/10
mid-range socio-economic
decile 4/10

Risk profile

Cudgera Creek carries more crime risk (66 vs 25).

Cudgera Creek Palmvale
Bushfire Moderate
47/100
same for both
Crime Moderate
66/100
Low
25/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Cudgera Creek Palmvale
Inside the suburb 0
same for both
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both

Amenities in the suburb

Cudgera Creek Palmvale
Waterways 6 10

Mobility

Palmvale sits further from the CBD (800.7 km vs 783.4 km).

Cudgera Creek Palmvale
Walkability score 16/100
same for both
Distance to Sydney 783.4 km 800.7 km
+2% vs other
Drive time (normal traffic) 498 min 525 min
Electric vehicle share 0.6%
postcode 2484
same for both
Rooftop solar per 100 dwellings 76
postcode 2484
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Cudgera Creek Palmvale
Car (driver) 67.7% / 68.0%
Cudgera Creek — Car (driver): 67.7% Palmvale — Car (driver): 68.0%
Worked from Home 22.8% / 32.0%
Cudgera Creek — Worked from Home: 22.8% Palmvale — Worked from Home: 32.0%
Walked Only 7.1% / —
Cudgera Creek — Walked Only: 7.1% Palmvale — Walked Only: not among its largest
Car (passenger) 2.4% / —
Cudgera Creek — Car (passenger): 2.4% Palmvale — Car (passenger): not among its largest

Bars are drawn against the largest share shown (68.0%).

Setting

Cudgera Creek Palmvale
Elevation 16 m
above sea level, at the suburb centre
45 m
above sea level, at the suburb centre
Distance to the ocean 5.0 km 7.9 km

NBN connectivity

Cudgera Creek Palmvale
Connectivity score 30/100 24/100
Most common technology Fixed wireless
same for both
Full-fibre (FTTP) share 0%
129 premises
0%
21 premises

Climate

Cudgera Creek Palmvale
Annual rainfall 1,569 mm
same for both
Summer max (Jan) 29.1°C
same for both
Winter min (Jul) 9.1°C
same for both

Council rates

Cudgera Creek Palmvale
Average residential rate $1,745/yr
same for both
Council Tweed
same for both

Federal electorate

Cudgera Creek Palmvale
Division Richmond
same for both
Member Justine Elliot
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Cudgera Creek Palmvale
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Cudgera Creek

Palmvale

More comparisons

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Full data on Cudgera Creek Full data on Palmvale
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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