Cudgee vs Panmure

Cudgee is the younger of the two, with a median age of 37 against 40 in Panmure. In both, the large majority of households own their home and the large majority of homes are detached houses. In Cudgee, most households are couple families. In Panmure, about half of households are couple families. On these figures, Cudgee tends to suit families with children and couples.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Cudgee

ahead on 3 of the 6 things we measure here

  • carries lower crime risk (14/100 vs 58/100)
  • has more schools rated above their peers (1 vs 0)
  • is already more of a family suburb (80% vs 71%)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs mortgage stress.

Renters

Cudgee

ahead on the one thing that separates them

  • has cheaper rent ($225/wk vs $250/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Panmure

ahead on 2 of the 3 things we measure here

  • sits closer to the CBD (232.7 km vs 241 km)
  • has a shorter drive in (171 min vs 176 min)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Cudgee

ahead on the one thing that separates them

  • carries lower crime risk (14/100 vs 58/100)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Cudgee

ahead on the one thing that separates them

  • is growing faster (30.7% vs 4.2%)

Weighs population growth.

Where they sit

Cudgee and Panmure drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Cudgee Panmure
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Cudgee Panmure
Walkability 13 / 13
Cudgee — Walkability: 13/100 Panmure — Walkability: 13/100
Safety 86 / 42
Cudgee — Safety: 86/100 Panmure — Safety: 42/100
Low fire risk 14 / 25
Cudgee — Low fire risk: 14/100 Panmure — Low fire risk: 25/100
Low flood risk 100 / 100
Cudgee — Low flood risk: 100/100 Panmure — Low flood risk: 100/100

Demographics

Panmure has more residents (442 vs 311); Cudgee has higher household incomes ($104,988 vs $88,816).

Cudgee Panmure
Population 311 442
+42% vs other
Population trend (2016 → 2021) +30.7% +4.2%
Median age 37 40
Median household income $104,988/yr
+15% vs other
$88,816/yr
Median weekly rent $225/wk $250/wk
+11% vs other

Age profile

Share of residents in each band, 2021 Census.

Cudgee Panmure
0-4 4.8% / 7.9%
Cudgee — 0-4: 4.8% Panmure — 0-4: 7.9%
5-14 21.5% / 13.3%
Cudgee — 5-14: 21.5% Panmure — 5-14: 13.3%
15-19 10.0% / 6.3%
Cudgee — 15-19: 10.0% Panmure — 15-19: 6.3%
20-24 3.5% / 4.5%
Cudgee — 20-24: 3.5% Panmure — 20-24: 4.5%
25-34 10.6% / 12.4%
Cudgee — 25-34: 10.6% Panmure — 25-34: 12.4%
35-44 14.1% / 10.4%
Cudgee — 35-44: 14.1% Panmure — 35-44: 10.4%
45-54 19.0% / 10.4%
Cudgee — 45-54: 19.0% Panmure — 45-54: 10.4%
55-64 8.7% / 21.0%
Cudgee — 55-64: 8.7% Panmure — 55-64: 21.0%
65-74 8.0% / 11.1%
Cudgee — 65-74: 8.0% Panmure — 65-74: 11.1%
75-84 2.6% / 2.9%
Cudgee — 75-84: 2.6% Panmure — 75-84: 2.9%
85+ — / —
Cudgee — 85+: not among its largest Panmure — 85+: not among its largest

Bars are drawn against the largest share shown (21.5%).

Who lives together

Household composition, 2021 Census.

Cudgee 70.3% couple families
Cudgee — Couple Families: 70.3% Cudgee — Lone Person: 20.3% Cudgee — One Parent Families: 9.4% Cudgee — Group Household: 0.0%
Panmure 53.6% couple families
Panmure — Couple Families: 53.6% Panmure — Lone Person: 25.9% Panmure — One Parent Families: 17.0% Panmure — Group Household: 3.6%
Couple Families Lone Person One Parent Families Group Household

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Cudgee 10.1% renting
Cudgee — Owned Outright: 23.2% Cudgee — Mortgage: 66.7% Cudgee — Renting: 10.1%
Panmure 16.6% renting
Panmure — Owned Outright: 36.6% Panmure — Mortgage: 46.9% Panmure — Renting: 16.6%
Owned outright Mortgage Renting

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Cudgee Panmure
England 4.8% / 1.4%
Cudgee — England: 4.8% Panmure — England: 1.4%
New Zealand 1.0% / 2.7%
Cudgee — New Zealand: 1.0% Panmure — New Zealand: 2.7%
Germany 1.6% / —
Cudgee — Germany: 1.6% Panmure — Germany: not among its largest
Philippines 1.0% / —
Cudgee — Philippines: 1.0% Panmure — Philippines: not among its largest

Bars are drawn against the largest share shown (4.8%).

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Cudgee Panmure
Certificate III & IV 19.0% / 18.3%
Cudgee — Certificate III & IV: 19.0% Panmure — Certificate III & IV: 18.3%
Bachelor Degree 8.4% / 7.7%
Cudgee — Bachelor Degree: 8.4% Panmure — Bachelor Degree: 7.7%
Advanced Diploma / Diploma 6.4% / 7.2%
Cudgee — Advanced Diploma / Diploma: 6.4% Panmure — Advanced Diploma / Diploma: 7.2%
Postgraduate Degree 1.9% / 2.0%
Cudgee — Postgraduate Degree: 1.9% Panmure — Postgraduate Degree: 2.0%
Graduate Diploma / Certificate 2.3% / 0.7%
Cudgee — Graduate Diploma / Certificate: 2.3% Panmure — Graduate Diploma / Certificate: 0.7%

Bars are drawn against the largest share shown (19.0%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Cudgee 100.0% houses
Cudgee — Houses: 100.0%
Panmure 100.0% houses
Panmure — Houses: 100.0%
Houses

Property market

Cudgee Panmure
Median house price — $610,000
Median unit price —
same for both
Median land price —
same for both

Zoning mix

Panmure has more rural and farming land (99% vs 88%).

Cudgee Panmure
Rural and farming 88% 99%
Residential 11% 0%
Infrastructure and transport 1%
same for both
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Cudgee Panmure
New dwellings approved 64
across Moyne
same for both
Approvals change year on year -15%
same for both

Ranking within VIC

Cudgee Panmure
House price —
same for both
Income Higher than 77% of VIC Higher than 59% of VIC
Schools —
same for both
Walkability Higher than 76% of VIC Higher than 74% of VIC
Affordability —
same for both
EV adoption Higher than 13% of VIC
same for both
NBN connectivity Higher than 32% of VIC Higher than 52% of VIC

Liveability

Cudgee Panmure
Grade —
same for both
Score —
same for both
Socio-economic band mid-range socio-economic
decile 6/10
mid-range socio-economic
decile 5/10

Risk profile

Panmure carries more crime risk (58 vs 14); Cudgee carries more bushfire risk (86 vs 75).

Cudgee Panmure
Bushfire High
86/100
High
75/100
Crime Low
14/100
Moderate
58/100
Flood None
0/100
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Cudgee Panmure
Inside the suburb 1
same for both
Rated above peers 1 0
Rated at peers 0
same for both
Rated below peers 0
same for both

Schools in Cudgee

  • Cudgee Primary School Government · Primary above peers

Schools in Panmure

  • Panmure Primary School Government · Primary

Amenities in the suburb

Cudgee Panmure
Parks & reserves 1
same for both
Banks & Bank@Post 0 1
Waterways 2 6

Mobility

Cudgee sits further from the CBD (241 km vs 232.7 km).

Cudgee Panmure
Walkability score 13/100
same for both
Distance to Melbourne 241 km
+3% vs other
232.7 km
Drive time (normal traffic) 176 min 171 min
Electric vehicle share 0.2%
postcode 3265
same for both
Rooftop solar per 100 dwellings 41
postcode 3265
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Cudgee Panmure
Car (driver) 71.6% / 70.2%
Cudgee — Car (driver): 71.6% Panmure — Car (driver): 70.2%
Worked from Home 19.6% / 21.5%
Cudgee — Worked from Home: 19.6% Panmure — Worked from Home: 21.5%
Car (passenger) 4.7% / 4.4%
Cudgee — Car (passenger): 4.7% Panmure — Car (passenger): 4.4%
Walked Only 4.1% / 3.9%
Cudgee — Walked Only: 4.1% Panmure — Walked Only: 3.9%

Bars are drawn against the largest share shown (71.6%).

Setting

Cudgee Panmure
Elevation 31 m
above sea level, at the suburb centre
61 m
above sea level, at the suburb centre
Distance to the ocean 12.1 km 16.4 km

NBN connectivity

Cudgee Panmure
Connectivity score 27/100 30/100
Most common technology Fixed wireless
same for both
Full-fibre (FTTP) share 0%
127 premises
0%
204 premises

Climate

Cudgee Panmure
Annual rainfall 717 mm
same for both
Summer max (Jan) —
same for both
Winter min (Jul) —
same for both

Council rates

Cudgee Panmure
Average residential rate $1,613/yr
same for both
Council Moyne
same for both

Federal electorate

Cudgee Panmure
Division Wannon
same for both
Member Dan Tehan
same for both
Party Liberal
same for both

First Home Owner Grant

Cudgee Panmure
Grant amount $10,000
same for both
Property price cap $750,000
same for both
Eligibility New
same for both

Tags

Cudgee

Panmure

More comparisons

Other comparisons with Cudgee

Other comparisons with Panmure

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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