Cudgee vs Naringal
Cudgee is the younger of the two, with a median age of 37 against 40 in Naringal. In both, the large majority of households own their home and the large majority of homes are detached houses. In Cudgee, most households are couple families. In Naringal, about half of households are people living alone. On these figures, Cudgee tends to suit families with children and couples, while Naringal suits people living alone and older residents.
Which one suits you?
There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.
Families with school-age kids
Cudgee
ahead on 3 of the 6 things we measure here
- carries lower crime risk (14/100 vs 57/100)
- has more schools rated above their peers (1 vs 0)
- is already more of a family suburb (80% vs 41%)
Weighs schools, house stock, crime, parks, childcare, and who already lives there.
First-home buyers
Too close to call
Nothing among the 1 things we measure here separates them by enough to be worth acting on.
Weighs mortgage stress.
Renters
Naringal
ahead on the one thing that separates them
- has cheaper rent ($200/wk vs $225/wk)
Weighs rent, rental stress, and how much is for rent.
Commuting to the city
Cudgee
ahead on the one thing that separates them
- is more walkable (13/100 vs 0/100)
Weighs distance, drive time, and walkability.
Downsizers and retirees
Cudgee
ahead on 2 of the 4 things we measure here
- is more walkable (13/100 vs 0/100)
- carries lower crime risk (14/100 vs 57/100)
- But Naringal has more residents already 65 and over (22% vs 11%)
Weighs who already lives there, GPs, walkability, and crime.
Investors
Cudgee
ahead on the one thing that separates them
- is growing faster (30.7% vs 3.3%)
Weighs population growth.
Where they sit
Cudgee and Naringal drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.
Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.
Side by side, out of 100
Risks are inverted — shown as safety and low exposure — so a longer bar always means better.
Demographics
Cudgee has more residents (311 vs 124); Cudgee has higher household incomes ($104,988 vs $92,612).
| Cudgee | Naringal | |
|---|---|---|
| Population | 311 +60% vs other | 124 |
| Population trend (2016 → 2021) | +30.7% | +3.3% |
| Median age | 37 | 40 |
| Median household income | $104,988/yr +12% vs other | $92,612/yr |
| Median weekly rent | $225/wk +11% vs other | $200/wk |
Age profile
Share of residents in each band, 2021 Census.
Bars are drawn against the largest share shown (23.4%).
Who lives together
Household composition, 2021 Census.
Who owns and who rents
Occupied private dwellings by tenure, 2021 Census.
Where residents were born
Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.
Bars are drawn against the largest share shown (4.8%).
Qualifications
Highest non-school qualification, residents 15+, 2021 Census.
Bars are drawn against the largest share shown (19.0%).
What people live in
Occupied private dwellings by structure, 2021 Census.
Zoning mix
Naringal has more rural and farming land (99% vs 88%).
| Cudgee | Naringal | |
|---|---|---|
| Rural and farming | 88% | 99% |
| Residential | 11% | 0% |
| Infrastructure and transport | 1% same for both | |
| Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09. | ||
Development activity
| Cudgee | Naringal | |
|---|---|---|
| New dwellings approved | 64 across Moyne same for both | |
| Approvals change year on year | -15% same for both | |
Ranking within VIC
| Cudgee | Naringal | |
|---|---|---|
| House price | — same for both | |
| Income | Higher than 77% of VIC | Higher than 62% of VIC |
| Schools | — same for both | |
| Walkability | Higher than 76% of VIC | Higher than 9% of VIC |
| Affordability | — same for both | |
| EV adoption | Higher than 13% of VIC | Higher than 7% of VIC |
| NBN connectivity | Higher than 32% of VIC | Higher than 39% of VIC |
Liveability
Cudgee is more walkable (13 vs 0).
| Cudgee | Naringal | |
|---|---|---|
| Grade | — same for both | |
| Score | — same for both | |
| Socio-economic band | mid-range socio-economic decile 6/10 | advantaged area decile 7/10 |
Risk profile
Naringal carries more crime risk (57 vs 14).
| Cudgee | Naringal | |
|---|---|---|
| Bushfire | High 86/100 | High 83/100 |
| Crime | Low 14/100 | Moderate 57/100 |
| Flood | None 0/100 same for both | |
| Coastal erosion | None 0/100 same for both | |
| Aircraft noise | None 0/100 same for both | |
| Industrial facilities nearby | 0 within 5 km same for both | |
Schools
| Cudgee | Naringal | |
|---|---|---|
| Inside the suburb | 1 | 0 |
| Rated above peers | 1 | 0 |
| Rated at peers | 0 same for both | |
| Rated below peers | 0 same for both | |
Schools in Cudgee
- Cudgee Primary School Government · Primary above peers
Schools in Naringal
No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.
Amenities in the suburb
| Cudgee | Naringal | |
|---|---|---|
| Parks & reserves | 1 | 0 |
| Waterways | 2 | 1 |
Mobility
| Cudgee | Naringal | |
|---|---|---|
| Walkability score | 13/100 | 0/100 |
| Distance to Melbourne | 241 km | 241.7 km |
| Drive time (normal traffic) | 176 min same for both | |
| Electric vehicle share | 0.2% postcode 3265 | 0.2% postcode 3277 |
| Rooftop solar per 100 dwellings | 41 postcode 3265 | 34 postcode 3277 |
How people get to work
Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.
Bars are drawn against the largest share shown (71.6%).
Setting
| Cudgee | Naringal | |
|---|---|---|
| Elevation | 31 m above sea level, at the suburb centre | 49 m above sea level, at the suburb centre |
| Distance to the ocean | 12.1 km | 10.5 km |
NBN connectivity
| Cudgee | Naringal | |
|---|---|---|
| Connectivity score | 27/100 | 29/100 |
| Most common technology | Fixed wireless same for both | |
| Full-fibre (FTTP) share | 0% 127 premises | 0% 61 premises |
Climate
| Cudgee | Naringal | |
|---|---|---|
| Annual rainfall | 717 mm same for both | |
| Summer max (Jan) | — same for both | |
| Winter min (Jul) | — same for both | |
Council rates
| Cudgee | Naringal | |
|---|---|---|
| Average residential rate | $1,613/yr same for both | |
| Council | Moyne same for both | |
Federal electorate
| Cudgee | Naringal | |
|---|---|---|
| Division | Wannon same for both | |
| Member | Dan Tehan same for both | |
| Party | Liberal same for both | |
First Home Owner Grant
| Cudgee | Naringal | |
|---|---|---|
| Grant amount | $10,000 same for both | |
| Property price cap | $750,000 same for both | |
| Eligibility | New same for both | |
Tags
More comparisons
Other comparisons with Cudgee
Other comparisons with Naringal
Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.