Creswick vs Ascot

Ascot is the younger of the two, with a median age of 44 against 50 in Creswick. In both, the large majority of households own their home and the large majority of homes are detached houses. In Creswick, about half of households are people living alone. In Ascot, most households are couple families. On these figures, Creswick tends to suit people living alone and older residents, while Ascot suits couples.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Creswick

ahead on 3 of the 6 things we measure here

  • has more parks and reserves (13 vs 0)
  • has more childcare (4 vs 0)
  • has more schools inside the suburb (3 vs 0)
  • But Ascot is already more of a family suburb (62% vs 47%)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs mortgage stress.

Renters

Ascot

ahead on 2 of the 3 things we measure here

  • leaves renters under less rental stress (12% vs 24%)
  • has cheaper rent ($240/wk vs $275/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Creswick

ahead on 2 of the 3 things we measure here

  • is more walkable (79/100 vs 0/100)
  • sits closer to the CBD (121.3 km vs 133.8 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Creswick

ahead on 3 of the 4 things we measure here

  • is more walkable (79/100 vs 0/100)
  • has more GPs (2 vs 0)
  • has more residents already 65 and over (29% vs 18%)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Creswick

ahead on the one thing that separates them

  • is growing faster (3.4% vs -3.1%)

Weighs population growth.

Where they sit

Creswick and Ascot drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Creswick Ascot
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Creswick Ascot
Walkability 79 / 0
Creswick — Walkability: 79/100 Ascot — Walkability: 0/100
Safety 22 / 17
Creswick — Safety: 22/100 Ascot — Safety: 17/100
Low fire risk 32 / 100
Creswick — Low fire risk: 32/100 Ascot — Low fire risk: 100/100
Low flood risk 73 / 38
Creswick — Low flood risk: 73/100 Ascot — Low flood risk: 38/100

Demographics

Creswick has more residents (3,279 vs 93); Ascot has higher household incomes ($105,404 vs $59,488).

Creswick Ascot
Population 3,279
+97% vs other
93
Population trend (2016 → 2021) +3.4% -3.1%
Median age 50 44
Median household income $59,488/yr $105,404/yr
+77% vs other
Median weekly rent $275/wk
+13% vs other
$240/wk

Age profile

Share of residents in each band, 2021 Census.

Creswick Ascot
0-4 5.1% / —
Creswick — 0-4: 5.1% Ascot — 0-4: not among its largest
5-14 10.4% / 17.2%
Creswick — 5-14: 10.4% Ascot — 5-14: 17.2%
15-19 4.7% / 9.7%
Creswick — 15-19: 4.7% Ascot — 15-19: 9.7%
20-24 3.5% / 7.5%
Creswick — 20-24: 3.5% Ascot — 20-24: 7.5%
25-34 8.8% / —
Creswick — 25-34: 8.8% Ascot — 25-34: not among its largest
35-44 10.1% / 10.8%
Creswick — 35-44: 10.1% Ascot — 35-44: 10.8%
45-54 13.4% / 12.9%
Creswick — 45-54: 13.4% Ascot — 45-54: 12.9%
55-64 15.0% / 18.3%
Creswick — 55-64: 15.0% Ascot — 55-64: 18.3%
65-74 15.7% / 6.5%
Creswick — 65-74: 15.7% Ascot — 65-74: 6.5%
75-84 9.2% / 8.6%
Creswick — 75-84: 9.2% Ascot — 75-84: 8.6%
85+ 4.3% / 3.2%
Creswick — 85+: 4.3% Ascot — 85+: 3.2%

Bars are drawn against the largest share shown (18.3%).

Who lives together

Household composition, 2021 Census.

Creswick 32.0% couple families
Creswick — Couple Families: 32.0% Creswick — Lone Person: 49.3% Creswick — One Parent Families: 15.0% Creswick — Group Household: 3.3% Creswick — Other Families: 0.5%
Ascot 62.5% couple families
Ascot — Couple Families: 62.5% Ascot — Lone Person: 37.5% Ascot — One Parent Families: 0.0% Ascot — Group Household: 0.0% Ascot — Other Families: 0.0%
Couple Families Lone Person One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Creswick 19.0% renting
Creswick — Owned Outright: 44.9% Creswick — Mortgage: 36.1% Creswick — Renting: 19.0%
Ascot 14.3% renting
Ascot — Owned Outright: 64.3% Ascot — Mortgage: 21.4% Ascot — Renting: 14.3%
Owned outright Mortgage Renting

What people live in

Occupied private dwellings by structure, 2021 Census.

Creswick 90.2% houses
Creswick — Houses: 90.2% Creswick — Flats / Apartments: 9.0% Creswick — Townhouses: 0.8%
Ascot 100.0% houses
Ascot — Houses: 100.0% Ascot — Flats / Apartments: 0.0% Ascot — Townhouses: 0.0%
Houses Flats / Apartments Townhouses

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Creswick Ascot
Certificate III & IV 17.4% / 18.3%
Creswick — Certificate III & IV: 17.4% Ascot — Certificate III & IV: 18.3%
Bachelor Degree 8.1% / 10.8%
Creswick — Bachelor Degree: 8.1% Ascot — Bachelor Degree: 10.8%
Advanced Diploma / Diploma 8.9% / —
Creswick — Advanced Diploma / Diploma: 8.9% Ascot — Advanced Diploma / Diploma: not among its largest
Graduate Diploma / Certificate 2.1% / 4.3%
Creswick — Graduate Diploma / Certificate: 2.1% Ascot — Graduate Diploma / Certificate: 4.3%
Postgraduate Degree 3.2% / —
Creswick — Postgraduate Degree: 3.2% Ascot — Postgraduate Degree: not among its largest

Bars are drawn against the largest share shown (18.3%).

Property market

Creswick Ascot
Median house price $575,000 —
Median unit price $326,250 —
Median land price $225,000 —
Typical days to sell (houses) 82 days
from 48 sales
—

Zoning mix

Ascot has more rural and farming land (100% vs 46%).

Creswick Ascot
Rural and farming 46% 100%
Parks and recreation 31% 0%
Infrastructure and transport 8% 0%
Residential 8% 0%
Environmental 4% 0%
Other and special use 1% 0%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Creswick Ascot
New dwellings approved 104
across Hepburn
1,451
across Ballarat
Approvals change year on year -6% +42%

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Creswick Ascot
Houses 3.0%
$410/wk on $720K
—
Units —
same for both

Ranking within VIC

Creswick Ascot
House price Higher than 17% of VIC —
Income Higher than 20% of VIC Higher than 77% of VIC
Schools Higher than 92% of VIC —
Walkability Higher than 93% of VIC Higher than 44% of VIC
Affordability Higher than 56% of VIC —
EV adoption Higher than 57% of VIC Higher than 52% of VIC
NBN connectivity Higher than 97% of VIC Higher than 63% of VIC
Rental yield (houses) Higher than 12% of VIC —

Liveability

Creswick is more walkable (79 vs 0).

Creswick Ascot
Grade C —
Score 47/100 —
Socio-economic band below-average income
decile 3/10
advantaged area
decile 7/10

Risk profile

Creswick carries more bushfire risk (68 vs 0); Ascot carries more flood risk (62 vs 27).

Creswick Ascot
Bushfire Moderate
68/100
None
0/100
Crime High
78/100
High
83/100
Flood Low
27/100
Moderate
62/100
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Creswick Ascot
Inside the suburb 3 0
Rated above peers 2 0
Rated at peers 1 0
Rated below peers 0
same for both

Schools in Creswick

  • Creswick North Primary School Government · Primary above peers
  • St Augustine's School Catholic · Primary above peers
  • Creswick Primary School Government · Primary at peers

Schools in Ascot

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Amenities in the suburb

Creswick Ascot
Supermarkets 1 0
Cafes & restaurants 5 0
Parks & reserves 13 0
Childcare 4 0
GPs 2 0
Pharmacies 1 0
Hospitals 1 0
Police stations 1 0
Banks & Bank@Post 2 0
Fuel stations 1 0
EV chargers 1 0
Waterways 52 7

Mobility

Ascot sits further from the CBD (133.8 km vs 121.3 km).

Creswick Ascot
Walkability score 79/100 0/100
Distance to Melbourne 121.3 km 133.8 km
+10% vs other
Drive time (normal traffic) 90 min 94 min
Electric vehicle share 0.6%
postcode 3363
0.5%
postcode 3364
Rooftop solar per 100 dwellings 51
postcode 3363
53
postcode 3364

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Creswick Ascot
Car (driver) 74.6% / 40.5%
Creswick — Car (driver): 74.6% Ascot — Car (driver): 40.5%
Worked from Home 16.0% / 59.5%
Creswick — Worked from Home: 16.0% Ascot — Worked from Home: 59.5%
Car (passenger) 4.4% / —
Creswick — Car (passenger): 4.4% Ascot — Car (passenger): not among its largest
Walked Only 3.5% / —
Creswick — Walked Only: 3.5% Ascot — Walked Only: not among its largest
Bus 0.8% / —
Creswick — Bus: 0.8% Ascot — Bus: not among its largest

Bars are drawn against the largest share shown (74.6%).

Setting

Creswick Ascot
Elevation 428 m
above sea level, at the suburb centre
396 m
above sea level, at the suburb centre

NBN connectivity

Creswick Ascot
Connectivity score 92/100 30/100
Most common technology Fibre to the premises Fixed wireless
Full-fibre (FTTP) share 86%
1,853 premises
0%
38 premises

Climate

Creswick Ascot
Annual rainfall 714 mm
same for both
Summer max (Jan) —
same for both
Winter min (Jul) —
same for both

Council rates

Creswick Ascot
Average residential rate $1,748/yr $2,086/yr
Council Hepburn Ballarat

Federal electorate

Creswick Ascot
Division Ballarat
same for both
Member Catherine King
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Creswick Ascot
Grant amount $10,000
same for both
Property price cap $750,000
same for both
Eligibility New
same for both

Tags

Creswick

Ascot

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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