Cowra vs Billimari

Cowra is the younger of the two, with a median age of 46 against 50 in Billimari. In both, most households own their home and the large majority of homes are detached houses. In Cowra, about half of households are people living alone. Houses cost more in Cowra: a median of $449,000, against $50,000 in Billimari. On these figures, Billimari tends to suit buyers on a tighter budget.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Cowra

ahead on 3 of the 6 things we measure here

  • has more parks and reserves (23 vs 0)
  • has more schools inside the suburb (7 vs 0)
  • has more childcare (7 vs 0)
  • But Billimari carries lower crime risk (52/100 vs 84/100)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Billimari

ahead on 2 of the 3 things we measure here

  • has cheaper houses ($49,500 vs $448,550)
  • has cheaper land ($120,000 vs $272,500)
  • But Cowra leaves households under less mortgage stress (26% vs 34%)

Weighs house prices, land prices, and mortgage stress.

Renters

Cowra

ahead on the one thing that separates them

  • has a bigger rental market to choose from (29% vs 17%)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Cowra

ahead on 2 of the 3 things we measure here

  • has a shorter drive in (262 min vs 272 min)
  • sits closer to the CBD (318.6 km vs 327.8 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Billimari

ahead on 2 of the 4 things we measure here

  • carries lower crime risk (52/100 vs 84/100)
  • has more residents already 65 and over (32% vs 26%)
  • But Cowra has more GPs (3 vs 0)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Cowra

ahead on the one thing that separates them

  • is growing faster (0.8% vs -23.0%)

Weighs population growth.

Where they sit

Cowra and Billimari drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Cowra Billimari
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Cowra Billimari
Walkability 14 / 12
Cowra — Walkability: 14/100 Billimari — Walkability: 12/100
Safety 16 / 48
Cowra — Safety: 16/100 Billimari — Safety: 48/100
Low fire risk 70 / 100
Cowra — Low fire risk: 70/100 Billimari — Low fire risk: 100/100

Demographics

Cowra has more residents (10,145 vs 117); Billimari has higher household incomes ($71,500 vs $57,564).

Cowra Billimari
Population 10,145
+99% vs other
 117
Population trend (2016 → 2021) +0.8% -23.0%
Median age 46 50
Median household income $57,564/yr $71,500/yr
+24% vs other
Median weekly rent $230/wk
+4% vs other
 $220/wk

Age profile

Share of residents in each band, 2021 Census.

Cowra Billimari
0-4 5.5% / 6.0%
Cowra — 0-4: 5.5% Billimari — 0-4: 6.0%
5-14 12.1% / 9.4%
Cowra — 5-14: 12.1% Billimari — 5-14: 9.4%
15-19 5.8% / 5.1%
Cowra — 15-19: 5.8% Billimari — 15-19: 5.1%
20-24 5.4% / 6.0%
Cowra — 20-24: 5.4% Billimari — 20-24: 6.0%
25-34 10.4% / 8.5%
Cowra — 25-34: 10.4% Billimari — 25-34: 8.5%
35-44 9.7% / 10.3%
Cowra — 35-44: 9.7% Billimari — 35-44: 10.3%
45-54 11.9% / 15.4%
Cowra — 45-54: 11.9% Billimari — 45-54: 15.4%
55-64 13.1% / 16.2%
Cowra — 55-64: 13.1% Billimari — 55-64: 16.2%
65-74 13.7% / 18.8%
Cowra — 65-74: 13.7% Billimari — 65-74: 18.8%
75-84 8.6% / 9.4%
Cowra — 75-84: 8.6% Billimari — 75-84: 9.4%
85+ 3.7% / 3.4%
Cowra — 85+: 3.7% Billimari — 85+: 3.4%

Bars are drawn against the largest share shown (18.8%).

Who lives together

Household composition, 2021 Census.

Cowra 47.1% lone person
Cowra — Lone Person: 47.1% Cowra — Couple Families: 31.0% Cowra — One Parent Families: 17.3% Cowra — Group Household: 3.2% Cowra — Other Families: 1.5%
Billimari 40.0% lone person
Billimari — Lone Person: 40.0% Billimari — Couple Families: 28.0% Billimari — One Parent Families: 32.0% Billimari — Group Household: 0.0% Billimari — Other Families: 0.0%
Lone Person Couple Families One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Cowra 29.3% renting
Cowra — Owned Outright: 43.4% Cowra — Mortgage: 27.4% Cowra — Renting: 29.3%
Billimari 17.1% renting
Billimari — Owned Outright: 62.9% Billimari — Mortgage: 20.0% Billimari — Renting: 17.1%
Owned outright Mortgage Renting

What people live in

Occupied private dwellings by structure, 2021 Census.

Cowra 90.4% houses
Cowra — Houses: 90.4% Cowra — Townhouses: 6.5% Cowra — Flats / Apartments: 3.1%
Billimari 100.0% houses
Billimari — Houses: 100.0% Billimari — Townhouses: 0.0% Billimari — Flats / Apartments: 0.0%
Houses Townhouses Flats / Apartments

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Cowra Billimari
Certificate III & IV 16.8% / 13.7%
Cowra — Certificate III & IV: 16.8% Billimari — Certificate III & IV: 13.7%
Bachelor Degree 6.2% / 14.5%
Cowra — Bachelor Degree: 6.2% Billimari — Bachelor Degree: 14.5%
Advanced Diploma / Diploma 5.9% / 7.7%
Cowra — Advanced Diploma / Diploma: 5.9% Billimari — Advanced Diploma / Diploma: 7.7%
Graduate Diploma / Certificate 1.2% / 2.6%
Cowra — Graduate Diploma / Certificate: 1.2% Billimari — Graduate Diploma / Certificate: 2.6%
Postgraduate Degree 1.2% / —
Cowra — Postgraduate Degree: 1.2% Billimari — Postgraduate Degree: not among its largest

Bars are drawn against the largest share shown (16.8%).

Property market

Cowra Billimari
Median house price $448,550 $49,500
Median unit price —
same for both
Median land price $272,500 $120,000
Typical days to sell (houses) 30 days
from 39 sales
 —

Zoning mix

Cowra Billimari
Rural and farming 93% 99%
Residential 3% 0%
Environmental 2% 0%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Cowra Billimari
New dwellings approved 33
across Cowra
same for both
Approvals change year on year +0%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Cowra Billimari
Houses 4.1%
$395/wk on $503K
 —
Units —
same for both

Ranking within NSW

Cowra Billimari
House price Higher than 13% of NSW Higher than 1% of NSW
Income Higher than 17% of NSW Higher than 38% of NSW
Schools Higher than 61% of NSW —
Walkability Higher than 65% of NSW Higher than 61% of NSW
Affordability Higher than 79% of NSW Higher than 99% of NSW
EV adoption Higher than 12% of NSW Higher than 32% of NSW
NBN connectivity Higher than 68% of NSW Higher than 62% of NSW
Rental yield (houses) Higher than 77% of NSW —

Liveability

Cowra Billimari
Grade C —
Score 31/100 —
Socio-economic band below-average income
decile 2/10
 mid-range socio-economic
decile 6/10

Risk profile

Cowra carries more bushfire risk (30 vs 0); Cowra carries more crime risk (84 vs 52).

Cowra Billimari
Bushfire Low
30/100
 None
0/100
Crime High
84/100
 Moderate
52/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 1
within 5 km
 0
within 5 km

Schools

Cowra Billimari
Inside the suburb 7 0
Rated above peers 2 0
Rated at peers 4 0
Rated below peers 0
same for both

Schools in Cowra

  • Cowra High School Government · Secondary above peers
  • Holmwood Public School Government · Primary above peers
  • Cowra Public School Government · Primary at peers
  • Mulyan Public School Government · Primary at peers
  • OneSchool Global NSW - Cowra Independent · Primary at peers
  • St Raphael's Catholic School Cowra Catholic · Combined at peers

Schools in Billimari

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Amenities in the suburb

Cowra Billimari
Supermarkets 3 0
Cafes & restaurants 3 0
Parks & reserves 23 0
Childcare 7 0
GPs 3 0
Pharmacies 2 0
Hospitals 2 0
Police stations 1 0
Banks & Bank@Post 5 0
Fuel stations 4 0
EV chargers 2 0
Waterways 54 0

Mobility

Billimari sits further from the CBD (327.8 km vs 318.6 km).

Cowra Billimari
Walkability score 14/100 12/100
Distance to Sydney 318.6 km 327.8 km
+3% vs other
Drive time (normal traffic) 262 min 272 min
Electric vehicle share 0.1%
postcode 2794
 0.3%
postcode 2804
Rooftop solar per 100 dwellings 51
postcode 2794
 64
postcode 2804

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Cowra Billimari
Car (driver) 78.9% / 69.6%
Cowra — Car (driver): 78.9% Billimari — Car (driver): 69.6%
Worked from Home 9.2% / 21.7%
Cowra — Worked from Home: 9.2% Billimari — Worked from Home: 21.7%
Walked Only 5.2% / 8.7%
Cowra — Walked Only: 5.2% Billimari — Walked Only: 8.7%
Car (passenger) 6.3% / —
Cowra — Car (passenger): 6.3% Billimari — Car (passenger): not among its largest
Bicycle 0.3% / —
Cowra — Bicycle: 0.3% Billimari — Bicycle: not among its largest

Bars are drawn against the largest share shown (78.9%).

Setting

Cowra Billimari
Elevation 296 m
above sea level, at the suburb centre
 303 m
above sea level, at the suburb centre

NBN connectivity

Cowra Billimari
Connectivity score 54/100 30/100
Most common technology Fibre to the node Fixed wireless
Full-fibre (FTTP) share 23%
5,530 premises
 0%
74 premises

Climate

Cowra Billimari
Annual rainfall 631 mm
same for both
Summer max (Jan) 31.3°C
same for both
Winter min (Jul) 3.4°C
same for both

Council rates

Cowra Billimari
Average residential rate $583/yr
same for both
Council Cowra
same for both

Federal electorate

Cowra Billimari
Division Riverina
same for both
Member Michael Mccormack
same for both
Party The Nationals
same for both

First Home Owner Grant

Cowra Billimari
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Cowra

Affordable Retirees Rural

Billimari

Retirees Rural

More comparisons

Other comparisons with Cowra

Cowra vs Canowindra Cowra vs Woodstock Cowra vs Koorawatha Cowra vs Gooloogong Cowra vs Darbys Falls Cowra vs Wattamondara

Other comparisons with Billimari

Billimari vs Canowindra Billimari vs Gooloogong
Full data on Cowra Full data on Billimari
Unlock full address-level data — $29/month

Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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