Cowper vs Coldstream

Cowper is the younger of the two, with a median age of 48 against 53 in Coldstream. In both, most households own their home and the large majority of homes are detached houses. In Coldstream, about half of households are people living alone. Houses cost more in Cowper: a median of $680,000, against $535,000 in Coldstream, though rent is higher in Coldstream. On these figures, Coldstream tends to suit older residents and buyers on a tighter budget.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Coldstream

ahead on the one thing that separates them

  • carries lower crime risk (0/100 vs 71/100)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

They split

one each way, out of the 2 things we measure here

  • Cowper leaves households under less mortgage stress (20% vs 40%)
  • Coldstream has cheaper houses ($535,000 vs $680,000)

Weighs house prices and mortgage stress.

Renters

Cowper

ahead on the one thing that separates them

  • leaves renters under less rental stress (23% vs 37%)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Cowper

ahead on 2 of the 3 things we measure here

  • is more walkable (13/100 vs 0/100)
  • has a shorter drive in (414 min vs 432 min)
  • But Coldstream sits closer to the CBD (626.5 km vs 633.4 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Coldstream

ahead on 2 of the 4 things we measure here

  • carries lower crime risk (0/100 vs 71/100)
  • has more residents already 65 and over (36% vs 19%)
  • But Cowper is more walkable (13/100 vs 0/100)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Coldstream

ahead on the one thing that separates them

  • is growing faster (27.1% vs -6.4%)

Weighs population growth.

Where they sit

Cowper and Coldstream drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Cowper Coldstream
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Cowper Coldstream
Walkability 13 / 0
Cowper — Walkability: 13/100 Coldstream — Walkability: 0/100
Safety 29 / 100
Cowper — Safety: 29/100 Coldstream — Safety: 100/100
Low fire risk 76 / 100
Cowper — Low fire risk: 76/100 Coldstream — Low fire risk: 100/100

Demographics

Cowper has higher household incomes ($67,600 vs $45,032); Cowper has more residents (88 vs 61).

Cowper Coldstream
Population 88
+31% vs other
61
Population trend (2016 → 2021) -6.4% +27.1%
Median age 48 53
Median household income $67,600/yr
+33% vs other
$45,032/yr
Median weekly rent $300/wk $323/wk
+8% vs other

Age profile

Share of residents in each band, 2021 Census.

Cowper Coldstream
0-4 — / —
Cowper — 0-4: not among its largest Coldstream — 0-4: not among its largest
5-14 10.2% / 14.8%
Cowper — 5-14: 10.2% Coldstream — 5-14: 14.8%
15-19 5.7% / 4.9%
Cowper — 15-19: 5.7% Coldstream — 15-19: 4.9%
20-24 — / —
Cowper — 20-24: not among its largest Coldstream — 20-24: not among its largest
25-34 15.9% / 6.6%
Cowper — 25-34: 15.9% Coldstream — 25-34: 6.6%
35-44 12.5% / 13.1%
Cowper — 35-44: 12.5% Coldstream — 35-44: 13.1%
45-54 6.8% / 9.8%
Cowper — 45-54: 6.8% Coldstream — 45-54: 9.8%
55-64 19.3% / 9.8%
Cowper — 55-64: 19.3% Coldstream — 55-64: 9.8%
65-74 13.6% / 27.9%
Cowper — 65-74: 13.6% Coldstream — 65-74: 27.9%
75-84 5.7% / 8.2%
Cowper — 75-84: 5.7% Coldstream — 75-84: 8.2%
85+ — / —
Cowper — 85+: not among its largest Coldstream — 85+: not among its largest

Bars are drawn against the largest share shown (27.9%).

Who lives together

Household composition, 2021 Census.

Cowper 40.0% lone person
Cowper — Lone Person: 40.0% Cowper — One Parent Families: 40.0% Cowper — Couple Families: 20.0%
Coldstream 46.2% lone person
Coldstream — Lone Person: 46.2% Coldstream — One Parent Families: 30.8% Coldstream — Couple Families: 23.1%
Lone Person One Parent Families Couple Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Cowper 28.1% renting
Cowper — Owned Outright: 50.0% Cowper — Mortgage: 21.9% Cowper — Renting: 28.1%
Coldstream 20.8% renting
Coldstream — Owned Outright: 50.0% Coldstream — Mortgage: 29.2% Coldstream — Renting: 20.8%
Owned outright Mortgage Renting

What people live in

Occupied private dwellings by structure, 2021 Census.

Cowper 100.0% houses
Cowper — Houses: 100.0%
Coldstream 100.0% houses
Coldstream — Houses: 100.0%
Houses

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Cowper Coldstream
Certificate III & IV 17.0% / 29.5%
Cowper — Certificate III & IV: 17.0% Coldstream — Certificate III & IV: 29.5%
Bachelor Degree 10.2% / 9.8%
Cowper — Bachelor Degree: 10.2% Coldstream — Bachelor Degree: 9.8%
Graduate Diploma / Certificate 4.5% / —
Cowper — Graduate Diploma / Certificate: 4.5% Coldstream — Graduate Diploma / Certificate: not among its largest
Advanced Diploma / Diploma 4.5% / —
Cowper — Advanced Diploma / Diploma: 4.5% Coldstream — Advanced Diploma / Diploma: not among its largest

Bars are drawn against the largest share shown (29.5%).

Property market

Cowper Coldstream
Median house price $680,000 $535,000
Median unit price —
same for both
Median land price $15,448 —

Zoning mix

Cowper Coldstream
Rural and farming 89% 98%
Environmental 8% 2%
Infrastructure and transport 2% 0%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Cowper Coldstream
New dwellings approved 246
across Clarence Valley
same for both
Approvals change year on year -80%
same for both

Ranking within NSW

Cowper Coldstream
House price Higher than 25% of NSW Higher than 17% of NSW
Income Higher than 30% of NSW Higher than 7% of NSW
Schools —
same for both
Walkability Higher than 62% of NSW Higher than 41% of NSW
Affordability Higher than 63% of NSW Higher than 51% of NSW
EV adoption Higher than 18% of NSW Higher than 21% of NSW
NBN connectivity Higher than 59% of NSW Higher than 62% of NSW

Liveability

Cowper is more walkable (13 vs 0).

Cowper Coldstream
Grade —
same for both
Score —
same for both
Socio-economic band below-average income
decile 2/10
same for both

Risk profile

Cowper carries more crime risk (71 vs 0); Cowper carries more bushfire risk (24 vs 0).

Cowper Coldstream
Bushfire Low
24/100
None
0/100
Crime High
71/100
None
0/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Cowper Coldstream
Inside the suburb 1 0
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both

Schools in Cowper

  • Cowper Public School Government · Primary

Schools in Coldstream

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Amenities in the suburb

Cowper Coldstream
Waterways 5 3

Mobility

Cowper sits further from the CBD (633.4 km vs 626.5 km).

Cowper Coldstream
Walkability score 13/100 0/100
Distance to Sydney 633.4 km
+1% vs other
626.5 km
Drive time (normal traffic) 414 min 432 min
Electric vehicle share 0.2%
postcode 2460
0.2%
postcode 2462
Rooftop solar per 100 dwellings 60
postcode 2460
55
postcode 2462

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Cowper Coldstream
Car (driver) 83.3% / 66.7%
Cowper — Car (driver): 83.3% Coldstream — Car (driver): 66.7%
Worked from Home 16.7% / 33.3%
Cowper — Worked from Home: 16.7% Coldstream — Worked from Home: 33.3%

Bars are drawn against the largest share shown (83.3%).

Setting

Cowper Coldstream
Elevation 3 m
above sea level, at the suburb centre
2 m
above sea level, at the suburb centre
Distance to the ocean 23.6 km 21.1 km

NBN connectivity

Cowper Coldstream
Connectivity score 30/100
same for both
Most common technology Fixed wireless
same for both
Full-fibre (FTTP) share 0%
49 premises
0%
24 premises

Climate

Cowper Coldstream
Annual rainfall 1,060 mm
same for both
Summer max (Jan) 30.0°C
same for both
Winter min (Jul) 8.3°C
same for both

Council rates

Cowper Coldstream
Average residential rate $1,380/yr
same for both
Council Clarence Valley
same for both

Federal electorate

Cowper Coldstream
Division Page
same for both
Member Kevin Hogan
same for both
Party The Nationals
same for both

First Home Owner Grant

Cowper Coldstream
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Cowper

Coldstream

More comparisons

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Other comparisons with Coldstream

Full data on Cowper Full data on Coldstream
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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