Cowell vs Arno Bay

Comparing Cowell and Arno Bay, SA: Cowell carries more bushfire risk (34 vs 0); Cowell has more residents (1,124 vs 314); and Cowell is more walkable (42 vs 20).

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Cowell

ahead on 2 of the 6 things we measure here

  • has more parks and reserves (7 vs 2)
  • has more schools rated above their peers (1 vs 0)
  • But Arno Bay has more separate houses rather than flats (98% vs 81%)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Cowell

ahead on the one thing that separates them

  • has cheaper land ($86,500 vs $140,000)

Weighs house prices, land prices, and mortgage stress.

Renters

Arno Bay

ahead on the one thing that separates them

  • has cheaper rent ($183/wk vs $200/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Cowell

ahead on 3 of the 3 things we measure here

  • is more walkable (42/100 vs 20/100)
  • sits closer to the CBD (490 km vs 534.5 km)
  • has a shorter drive in (323 min vs 352 min)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Cowell

ahead on 2 of the 5 things we measure here

  • has more units and townhouses to downsize into (19% vs 2%)
  • is more walkable (42/100 vs 20/100)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Cowell

ahead on the one thing that separates them

  • is growing faster (1.4% vs -5.1%)

Weighs population growth.

Where they sit

Cowell and Arno Bay drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Cowell Arno Bay
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Cowell Arno Bay
Walkability 42 / 20
Cowell — Walkability: 42/100 Arno Bay — Walkability: 20/100
Safety 46 / 37
Cowell — Safety: 46/100 Arno Bay — Safety: 37/100
Low fire risk 66 / 100
Cowell — Low fire risk: 66/100 Arno Bay — Low fire risk: 100/100

Demographics

Cowell has more residents (1,124 vs 314); Cowell has higher household incomes ($60,372 vs $51,064).

Cowell Arno Bay
Population 1,124
+72% vs other
314
Population trend (2016 → 2021) +1.4% -5.1%
Median age 53 52
Median household income $60,372/yr
+15% vs other
$51,064/yr
Median weekly rent $200/wk
+8% vs other
$183/wk

Age profile

Share of residents in each band, 2021 Census.

Cowell Arno Bay
0-4 3.5% / 2.9%
Cowell — 0-4: 3.5% Arno Bay — 0-4: 2.9%
5-14 10.9% / 13.4%
Cowell — 5-14: 10.9% Arno Bay — 5-14: 13.4%
15-19 4.1% / 3.5%
Cowell — 15-19: 4.1% Arno Bay — 15-19: 3.5%
20-24 2.7% / 3.5%
Cowell — 20-24: 2.7% Arno Bay — 20-24: 3.5%
25-34 9.3% / 10.8%
Cowell — 25-34: 9.3% Arno Bay — 25-34: 10.8%
35-44 9.4% / 7.3%
Cowell — 35-44: 9.4% Arno Bay — 35-44: 7.3%
45-54 12.9% / 9.9%
Cowell — 45-54: 12.9% Arno Bay — 45-54: 9.9%
55-64 16.5% / 18.8%
Cowell — 55-64: 16.5% Arno Bay — 55-64: 18.8%
65-74 19.7% / 21.0%
Cowell — 65-74: 19.7% Arno Bay — 65-74: 21.0%
75-84 9.2% / 4.8%
Cowell — 75-84: 9.2% Arno Bay — 75-84: 4.8%
85+ 3.1% / 1.3%
Cowell — 85+: 3.1% Arno Bay — 85+: 1.3%

Bars are drawn against the largest share shown (21.0%).

Who lives together

Household composition, 2021 Census.

Cowell 50.2% lone person
Cowell — Lone Person: 50.2% Cowell — Couple Families: 33.6% Cowell — One Parent Families: 11.9% Cowell — Group Household: 2.4% Cowell — Other Families: 2.0%
Arno Bay 47.1% lone person
Arno Bay — Lone Person: 47.1% Arno Bay — Couple Families: 37.6% Arno Bay — One Parent Families: 15.3% Arno Bay — Group Household: 0.0% Arno Bay — Other Families: 0.0%
Lone Person Couple Families One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Cowell 24.3% renting
Cowell — Owned Outright: 49.4% Cowell — Mortgage: 26.3% Cowell — Renting: 24.3%
Arno Bay 16.7% renting
Arno Bay — Owned Outright: 57.0% Arno Bay — Mortgage: 26.3% Arno Bay — Renting: 16.7%
Owned outright Mortgage Renting

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Cowell Arno Bay
England 2.9% / 1.0%
Cowell — England: 2.9% Arno Bay — England: 1.0%
South Africa 0.7% / 1.3%
Cowell — South Africa: 0.7% Arno Bay — South Africa: 1.3%
New Zealand 0.8% / 1.0%
Cowell — New Zealand: 0.8% Arno Bay — New Zealand: 1.0%
Germany 0.6% / —
Cowell — Germany: 0.6% Arno Bay — Germany: not among its largest
Netherlands 0.5% / —
Cowell — Netherlands: 0.5% Arno Bay — Netherlands: not among its largest

Bars are drawn against the largest share shown (2.9%).

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Cowell Arno Bay
Certificate III & IV 19.9% / 18.8%
Cowell — Certificate III & IV: 19.9% Arno Bay — Certificate III & IV: 18.8%
Bachelor Degree 5.5% / 6.1%
Cowell — Bachelor Degree: 5.5% Arno Bay — Bachelor Degree: 6.1%
Advanced Diploma / Diploma 5.2% / 2.9%
Cowell — Advanced Diploma / Diploma: 5.2% Arno Bay — Advanced Diploma / Diploma: 2.9%
Postgraduate Degree 1.1% / 2.5%
Cowell — Postgraduate Degree: 1.1% Arno Bay — Postgraduate Degree: 2.5%
Graduate Diploma / Certificate 0.4% / 2.5%
Cowell — Graduate Diploma / Certificate: 0.4% Arno Bay — Graduate Diploma / Certificate: 2.5%

Bars are drawn against the largest share shown (19.9%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Cowell 81.3% houses
Cowell — Houses: 81.3% Cowell — Townhouses: 15.4% Cowell — Flats / Apartments: 3.2%
Arno Bay 97.5% houses
Arno Bay — Houses: 97.5% Arno Bay — Townhouses: 2.5% Arno Bay — Flats / Apartments: 0.0%
Houses Townhouses Flats / Apartments

Property market

Cowell Arno Bay
Median house price $350,000 $325,000
Median unit price —
same for both
Median land price $86,500 $140,000
Typical days to sell (houses) 36 days
from 11 sales
53 days
from 5 sales

Zoning mix

Cowell has more land zoned for conservation (21% vs 4%); Arno Bay has more rural and farming land (94% vs 78%).

Cowell Arno Bay
Rural and farming 78% 94%
Environmental 21% 4%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Cowell Arno Bay
New dwellings approved 5
across Franklin Harbour
13
across Cleve
Approvals change year on year -67% —

Ranking within SA

Cowell Arno Bay
House price —
same for both
Income Higher than 28% of SA Higher than 16% of SA
Schools —
same for both
Walkability Higher than 78% of SA Higher than 71% of SA
Affordability —
same for both
EV adoption Higher than 28% of SA —
NBN connectivity Higher than 73% of SA Higher than 60% of SA

Liveability

Cowell is more walkable (42 vs 20).

Cowell Arno Bay
Grade D —
Score 28/100 —
Socio-economic band below-average income
decile 2/10
same for both

Risk profile

Cowell carries more bushfire risk (34 vs 0).

Cowell Arno Bay
Bushfire Low
34/100
None
0/100
Crime Moderate
54/100
Moderate
63/100
Flood —
same for both
Coastal erosion High
88/100
High
80/100
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Cowell Arno Bay
Inside the suburb 1 0
Rated above peers 1 0
Rated at peers 0
same for both
Rated below peers 0
same for both

Schools in Cowell

  • Cowell Area School Government · Combined above peers

Schools in Arno Bay

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Amenities in the suburb

Cowell Arno Bay
Supermarkets 1
same for both
Cafes & restaurants 5 0
Parks & reserves 7 2
Childcare 1 0
Pharmacies 1 0
Hospitals 1 0
Police stations 1 0
Banks & Bank@Post 2 1
Fuel stations 3 0
EV chargers 1 0
Beaches 1 0
Waterways 9 2

Mobility

Arno Bay sits further from the CBD (534.5 km vs 490 km).

Cowell Arno Bay
Walkability score 42/100 20/100
Distance to Adelaide 490 km 534.5 km
+9% vs other
Drive time (normal traffic) 323 min 352 min
Electric vehicle share 0.2%
postcode 5602
0.0%
postcode 5603
Rooftop solar per 100 dwellings 64
postcode 5602
60
postcode 5603

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Cowell Arno Bay
Car (driver) 73.6% / 72.2%
Cowell — Car (driver): 73.6% Arno Bay — Car (driver): 72.2%
Worked from Home 6.3% / 13.9%
Cowell — Worked from Home: 6.3% Arno Bay — Worked from Home: 13.9%
Walked Only 9.0% / 8.7%
Cowell — Walked Only: 9.0% Arno Bay — Walked Only: 8.7%
Bus 5.4% / 2.6%
Cowell — Bus: 5.4% Arno Bay — Bus: 2.6%
Car (passenger) 4.6% / 2.6%
Cowell — Car (passenger): 4.6% Arno Bay — Car (passenger): 2.6%

Bars are drawn against the largest share shown (73.6%).

Setting

Cowell Arno Bay
Elevation 8 m
above sea level, at the suburb centre
11 m
above sea level, at the suburb centre
Distance to the ocean 546 m 1.0 km

NBN connectivity

Cowell Arno Bay
Connectivity score 44/100 30/100
Most common technology Fibre to the node Fixed wireless
Full-fibre (FTTP) share 0%
663 premises
0%
243 premises

Climate

Cowell Arno Bay
Annual rainfall 326 mm
same for both
Summer max (Jan) 28.3°C
same for both
Winter min (Jul) 7.7°C
same for both

Council rates

Cowell Arno Bay
Average residential rate $1,072/yr $1,474/yr
Council Franklin Harbour Cleve

Federal electorate

Cowell Arno Bay
Division Grey
same for both
Member Tom Venning
same for both
Party Liberal
same for both

First Home Owner Grant

Cowell Arno Bay
Grant amount $15,000
same for both
Property price cap —
same for both
Eligibility New
same for both

Tags

Cowell

Arno Bay

More comparisons

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Other comparisons with Arno Bay

Full data on Cowell Full data on Arno Bay
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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