Cottles Bridge vs St Andrews

St Andrews is the younger of the two, with a median age of 46 against 52 in Cottles Bridge. In both, the large majority of households own their home, the large majority of homes are detached houses, and most households are couple families. Houses cost more in Cottles Bridge: a median of $1.46 million, against $1.07 million in St Andrews, though rent is higher in St Andrews. Cottles Bridge is closer to the city centre: 39.3 km, against 47.1 km. On these figures, St Andrews tends to suit buyers on a tighter budget.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

St Andrews

ahead on the one thing that separates them

  • has more parks and reserves (5 vs 0)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

St Andrews

ahead on the one thing that separates them

  • has cheaper houses ($1,075,000 vs $1,462,500)

Weighs house prices and mortgage stress.

Renters

Cottles Bridge

ahead on the one thing that separates them

  • has cheaper rent ($260/wk vs $340/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Cottles Bridge

ahead on 2 of the 3 things we measure here

  • sits closer to the CBD (39.3 km vs 47.1 km)
  • has a shorter drive in (53 min vs 60 min)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Cottles Bridge

ahead on the one thing that separates them

  • has more residents already 65 and over (26% vs 19%)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs population growth.

Where they sit

Cottles Bridge and St Andrews drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Cottles Bridge St Andrews
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Cottles Bridge St Andrews
Walkability 0 / 0
Cottles Bridge — Walkability: 0/100 St Andrews — Walkability: 0/100
Safety 83 / 81
Cottles Bridge — Safety: 83/100 St Andrews — Safety: 81/100
Low fire risk 11 / 2
Cottles Bridge — Low fire risk: 11/100 St Andrews — Low fire risk: 2/100
Low flood risk 77 / 100
Cottles Bridge — Low flood risk: 77/100 St Andrews — Low flood risk: 100/100

Demographics

St Andrews has more residents (1,186 vs 609); St Andrews rents higher ($340/wk vs $260/wk).

Cottles Bridge St Andrews
Population 609 1,186
+95% vs other
Population trend (2016 → 2021) +1.3% -3.3%
Median age 52 46
Median household income $112,840/yr $115,232/yr
+2% vs other
Median weekly rent $260/wk $340/wk
+31% vs other

Age profile

Share of residents in each band, 2021 Census.

Cottles Bridge St Andrews
0-4 4.3% / 4.4%
Cottles Bridge — 0-4: 4.3% St Andrews — 0-4: 4.4%
5-14 11.0% / 11.6%
Cottles Bridge — 5-14: 11.0% St Andrews — 5-14: 11.6%
15-19 5.7% / 7.4%
Cottles Bridge — 15-19: 5.7% St Andrews — 15-19: 7.4%
20-24 7.2% / 6.2%
Cottles Bridge — 20-24: 7.2% St Andrews — 20-24: 6.2%
25-34 7.2% / 7.1%
Cottles Bridge — 25-34: 7.2% St Andrews — 25-34: 7.1%
35-44 8.0% / 11.3%
Cottles Bridge — 35-44: 8.0% St Andrews — 35-44: 11.3%
45-54 12.6% / 16.0%
Cottles Bridge — 45-54: 12.6% St Andrews — 45-54: 16.0%
55-64 20.7% / 16.3%
Cottles Bridge — 55-64: 20.7% St Andrews — 55-64: 16.3%
65-74 18.6% / 13.1%
Cottles Bridge — 65-74: 18.6% St Andrews — 65-74: 13.1%
75-84 6.1% / 5.6%
Cottles Bridge — 75-84: 6.1% St Andrews — 75-84: 5.6%
85+ 1.1% / 0.7%
Cottles Bridge — 85+: 1.1% St Andrews — 85+: 0.7%

Bars are drawn against the largest share shown (20.7%).

Who lives together

Household composition, 2021 Census.

Cottles Bridge 57.7% couple families
Cottles Bridge — Couple Families: 57.7% Cottles Bridge — Lone Person: 22.6% Cottles Bridge — One Parent Families: 12.4% Cottles Bridge — Group Household: 7.3%
St Andrews 56.3% couple families
St Andrews — Couple Families: 56.3% St Andrews — Lone Person: 20.4% St Andrews — One Parent Families: 19.7% St Andrews — Group Household: 3.6%
Couple Families Lone Person One Parent Families Group Household

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Cottles Bridge 11.0% renting
Cottles Bridge — Owned Outright: 49.0% Cottles Bridge — Mortgage: 40.0% Cottles Bridge — Renting: 11.0%
St Andrews 5.1% renting
St Andrews — Owned Outright: 47.3% St Andrews — Mortgage: 47.6% St Andrews — Renting: 5.1%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Cottles Bridge St Andrews
Bachelor Degree 18.4% / 14.4%
Cottles Bridge — Bachelor Degree: 18.4% St Andrews — Bachelor Degree: 14.4%
Certificate III & IV 13.8% / 16.5%
Cottles Bridge — Certificate III & IV: 13.8% St Andrews — Certificate III & IV: 16.5%
Advanced Diploma / Diploma 12.5% / 9.6%
Cottles Bridge — Advanced Diploma / Diploma: 12.5% St Andrews — Advanced Diploma / Diploma: 9.6%
Postgraduate Degree 7.7% / 5.4%
Cottles Bridge — Postgraduate Degree: 7.7% St Andrews — Postgraduate Degree: 5.4%
Graduate Diploma / Certificate 4.8% / 2.4%
Cottles Bridge — Graduate Diploma / Certificate: 4.8% St Andrews — Graduate Diploma / Certificate: 2.4%

Bars are drawn against the largest share shown (18.4%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Cottles Bridge St Andrews
England 6.2% / 4.3%
Cottles Bridge — England: 6.2% St Andrews — England: 4.3%
New Zealand 1.5% / 1.3%
Cottles Bridge — New Zealand: 1.5% St Andrews — New Zealand: 1.3%
Netherlands 1.0% / 0.8%
Cottles Bridge — Netherlands: 1.0% St Andrews — Netherlands: 0.8%
Germany 0.5% / 0.5%
Cottles Bridge — Germany: 0.5% St Andrews — Germany: 0.5%
Canada 0.7% / —
Cottles Bridge — Canada: 0.7% St Andrews — Canada: not among its largest
Zimbabwe 0.7% / —
Cottles Bridge — Zimbabwe: 0.7% St Andrews — Zimbabwe: not among its largest
India — / 0.3%
Cottles Bridge — India: not among its largest St Andrews — India: 0.3%

Bars are drawn against the largest share shown (6.2%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Cottles Bridge 100.0% houses
Cottles Bridge — Houses: 100.0%
St Andrews 100.0% houses
St Andrews — Houses: 100.0%
Houses

Property market

Cottles Bridge St Andrews
Median house price $1,462,500 $1,075,000
Median unit price —
same for both
Median land price —
same for both
Typical days to sell (houses) 44 days
from 4 sales
21 days
from 7 sales

Zoning mix

Cottles Bridge St Andrews
Environmental 96% 93%
Parks and recreation 3% 5%
Infrastructure and transport 1%
same for both
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Cottles Bridge St Andrews
New dwellings approved 98
across Nillumbik
same for both
Approvals change year on year +8%
same for both

Ranking within VIC

Cottles Bridge St Andrews
House price —
same for both
Income Higher than 86% of VIC Higher than 87% of VIC
Schools —
same for both
Walkability Higher than 11% of VIC Higher than 40% of VIC
Affordability —
same for both
EV adoption Higher than 83% of VIC
same for both
NBN connectivity Higher than 52% of VIC Higher than 62% of VIC

Liveability

Cottles Bridge St Andrews
Grade B
same for both
Score 56/100 55/100
Socio-economic band very advantaged area
decile 10/10
very advantaged area
decile 9/10

Risk profile

Cottles Bridge carries more flood risk (23 vs 0).

Cottles Bridge St Andrews
Bushfire High
89/100
High
98/100
Crime Low
17/100
Low
19/100
Flood Low
23/100
None
0/100
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Cottles Bridge St Andrews
Inside the suburb 1
same for both
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0 1

Schools in Cottles Bridge

  • Learning Co-Operative School Independent · Primary

Schools in St Andrews

  • St Andrews Primary School Government · Primary below peers

Amenities in the suburb

Cottles Bridge St Andrews
Cafes & restaurants 0 1
Parks & reserves 0 5
Childcare 0 1
Banks & Bank@Post 0 1
Waterways 2 15

Mobility

St Andrews sits further from the CBD (47.1 km vs 39.3 km).

Cottles Bridge St Andrews
Walkability score 0/100
same for both
Distance to Melbourne 39.3 km 47.1 km
+20% vs other
Drive time (normal traffic) 53 min 60 min
Electric vehicle share 1.2%
postcode 3099
1.2%
postcode 3761
Rooftop solar per 100 dwellings 41
postcode 3099
60
postcode 3761

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Cottles Bridge St Andrews
Car (driver) 59.2% / 64.2%
Cottles Bridge — Car (driver): 59.2% St Andrews — Car (driver): 64.2%
Worked from Home 34.6% / 31.8%
Cottles Bridge — Worked from Home: 34.6% St Andrews — Worked from Home: 31.8%
Car (passenger) 3.8% / 2.0%
Cottles Bridge — Car (passenger): 3.8% St Andrews — Car (passenger): 2.0%
Walked Only 2.3% / 1.4%
Cottles Bridge — Walked Only: 2.3% St Andrews — Walked Only: 1.4%
Train — / 0.6%
Cottles Bridge — Train: not among its largest St Andrews — Train: 0.6%

Bars are drawn against the largest share shown (64.2%).

Setting

Cottles Bridge St Andrews
Elevation 139 m
above sea level, at the suburb centre
164 m
above sea level, at the suburb centre
Distance to the ocean 35.9 km 41.6 km

NBN connectivity

Cottles Bridge St Andrews
Connectivity score 30/100
same for both
Most common technology Fixed wireless
same for both
Full-fibre (FTTP) share 0%
219 premises
0%
401 premises

Climate

Cottles Bridge St Andrews
Annual rainfall 1,215 mm
same for both
Summer max (Jan) 22.9°C
same for both
Winter min (Jul) 3.8°C
same for both

Air quality (annual mean)

Cottles Bridge St Andrews
PM2.5 3.9 µg/m³ —
PM10 — 15.5 µg/m³
NO₂ —
same for both

Council rates

Cottles Bridge St Andrews
Average residential rate $2,696/yr
same for both
Council Nillumbik
same for both

Federal electorate

Cottles Bridge St Andrews
Division Mcewen
same for both
Member Rob Mitchell
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Cottles Bridge St Andrews
Grant amount $10,000
same for both
Property price cap $750,000
same for both
Eligibility New
same for both

Tags

Cottles Bridge

St Andrews

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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