Cooyal vs Stony Creek
Stony Creek is the younger of the two, with a median age of 35 against 45 in Cooyal. In both, most households own their home and the large majority of homes are detached houses. In Stony Creek, the large majority of households are couple families. Houses cost more in Stony Creek: a median of $1.38 million, against $850,000 in Cooyal, though rent is higher in Cooyal. On these figures, Cooyal tends to suit buyers on a tighter budget, while Stony Creek suits families with children and couples.
Which one suits you?
There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.
Families with school-age kids
Stony Creek
ahead on the one thing that separates them
- has more separate houses rather than flats (100% vs 89%)
Weighs schools, house stock, parks, childcare, and who already lives there.
First-home buyers
Cooyal
ahead on 2 of the 2 things we measure here
- has cheaper houses ($850,000 vs $1,380,000)
- leaves households under less mortgage stress (19% vs 24%)
Weighs house prices and mortgage stress.
Renters
Stony Creek
ahead on 2 of the 3 things we measure here
- has a bigger rental market to choose from (28% vs 11%)
- has cheaper rent ($250/wk vs $385/wk)
Weighs rent, rental stress, and how much is for rent.
Commuting to the city
Stony Creek
ahead on the one thing that separates them
- sits closer to the CBD (293.8 km vs 298.7 km)
Weighs distance, drive time, and walkability.
Downsizers and retirees
Cooyal
ahead on the one thing that separates them
- has more residents already 65 and over (21% vs 14%)
Weighs who already lives there, GPs, and walkability.
Investors
Stony Creek
ahead on the one thing that separates them
- is growing faster (27.5% vs 20.2%)
Weighs population growth.
Where they sit
Cooyal and Stony Creek drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.
Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.
Side by side, out of 100
Risks are inverted — shown as safety and low exposure — so a longer bar always means better.
Demographics
Cooyal has more residents (137 vs 65); Cooyal rents higher ($385/wk vs $250/wk).
| Cooyal | Stony Creek | |
|---|---|---|
| Population | 137 +53% vs other | 65 |
| Population trend (2016 → 2021) | +20.2% | +27.5% |
| Median age | 45 | 35 |
| Median household income | $125,632/yr +7% vs other | $116,948/yr |
| Median weekly rent | $385/wk +35% vs other | $250/wk |
Age profile
Share of residents in each band, 2021 Census.
Bars are drawn against the largest share shown (20.0%).
Where residents were born
Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.
Bars are drawn against the largest share shown (4.6%).
Who lives together
Household composition, 2021 Census.
What people live in
Occupied private dwellings by structure, 2021 Census.
Qualifications
Highest non-school qualification, residents 15+, 2021 Census.
Bars are drawn against the largest share shown (20.0%).
Who owns and who rents
Occupied private dwellings by tenure, 2021 Census.
Property market
| Cooyal | Stony Creek | |
|---|---|---|
| Median house price | $850,000 | $1,380,000 |
| Median unit price | — same for both | |
| Median land price | — | $480,000 |
Zoning mix
| Cooyal | Stony Creek | |
|---|---|---|
| Rural and farming | 91% | 87% |
| Residential | 4% | 13% |
| Environmental | 5% | 0% |
| Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09. | ||
Development activity
| Cooyal | Stony Creek | |
|---|---|---|
| New dwellings approved | 131 across Mid-Western same for both | |
| Approvals change year on year | -4% same for both | |
Ranking within NSW
| Cooyal | Stony Creek | |
|---|---|---|
| House price | Higher than 39% of NSW | Higher than 70% of NSW |
| Income | Higher than 87% of NSW | Higher than 80% of NSW |
| Schools | — same for both | |
| Walkability | Higher than 62% of NSW | Higher than 50% of NSW |
| Affordability | Higher than 86% of NSW | Higher than 52% of NSW |
| EV adoption | Higher than 23% of NSW same for both | |
| NBN connectivity | Higher than 55% of NSW | Higher than 56% of NSW |
Liveability
| Cooyal | Stony Creek | |
|---|---|---|
| Grade | — same for both | |
| Score | — same for both | |
| Socio-economic band | mid-range socio-economic decile 5/10 same for both | |
Risk profile
Cooyal carries more bushfire risk (12 vs 0).
| Cooyal | Stony Creek | |
|---|---|---|
| Bushfire | Low 12/100 | None 0/100 |
| Crime | Moderate 49/100 | — |
| Flood | Not mapped no mapped data here same for both | |
| Coastal erosion | None 0/100 same for both | |
| Aircraft noise | None 0/100 same for both | |
| Industrial facilities nearby | 0 within 5 km same for both | |
Schools
| Cooyal | Stony Creek | |
|---|---|---|
| Inside the suburb | 0 same for both | |
| Rated above peers | 0 same for both | |
| Rated at peers | 0 same for both | |
| Rated below peers | 0 same for both | |
Amenities in the suburb
| Cooyal | Stony Creek | |
|---|---|---|
| Waterways | 4 | 1 |
Mobility
Cooyal sits further from the CBD (298.7 km vs 293.8 km).
| Cooyal | Stony Creek | |
|---|---|---|
| Walkability score | 13/100 | 6/100 |
| Distance to Sydney | 298.7 km +2% vs other | 293.8 km |
| Drive time (normal traffic) | 246 min | 243 min |
| Electric vehicle share | 0.2% postcode 2850 same for both | |
| Rooftop solar per 100 dwellings | 50 postcode 2850 same for both | |
How people get to work
Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.
Bars are drawn against the largest share shown (84.2%).
Setting
| Cooyal | Stony Creek | |
|---|---|---|
| Elevation | 540 m above sea level, at the suburb centre | 552 m above sea level, at the suburb centre |
NBN connectivity
| Cooyal | Stony Creek | |
|---|---|---|
| Connectivity score | 30/100 same for both | |
| Most common technology | Fixed wireless same for both | |
| Full-fibre (FTTP) share | 0% 65 premises | 0% 28 premises |
Climate
| Cooyal | Stony Creek | |
|---|---|---|
| Annual rainfall | 665 mm same for both | |
| Summer max (Jan) | 30.3°C same for both | |
| Winter min (Jul) | 1.8°C same for both | |
Council rates
| Cooyal | Stony Creek | |
|---|---|---|
| Average residential rate | $1,083/yr same for both | |
| Council | Mid-Western same for both | |
Federal electorate
| Cooyal | Stony Creek | |
|---|---|---|
| Division | Calare same for both | |
| Member | Andrew Gee same for both | |
| Party | Independent same for both | |
First Home Owner Grant
| Cooyal | Stony Creek | |
|---|---|---|
| Grant amount | $10,000 same for both | |
| Property price cap | $600,000 same for both | |
| Eligibility | New same for both | |
Tags
Stony Creek
More comparisons
Other comparisons with Cooyal
Other comparisons with Stony Creek
Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.