Cootamundra vs Milvale

Milvale is the younger of the two, with a median age of 44 against 51 in Cootamundra. In both, the large majority of households own their home and the large majority of homes are detached houses. In Cootamundra, about half of households are people living alone. In Milvale, most households are couple families. On these figures, Cootamundra tends to suit older residents, while Milvale suits couples.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Cootamundra

ahead on 3 of the 6 things we measure here

  • has more parks and reserves (30 vs 0)
  • has more schools inside the suburb (5 vs 0)
  • has more childcare (5 vs 0)
  • But Milvale is already more of a family suburb (57% vs 46%)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Milvale

ahead on 2 of the 2 things we measure here

  • has cheaper land ($57,000 vs $190,000)
  • leaves households under less mortgage stress (20% vs 26%)

Weighs land prices and mortgage stress.

Renters

Milvale

ahead on 2 of the 3 things we measure here

  • leaves renters under less rental stress (8% vs 21%)
  • has cheaper rent ($100/wk vs $220/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Cootamundra

ahead on 3 of the 3 things we measure here

  • is more walkable (52/100 vs 0/100)
  • has a shorter drive in (246 min vs 274 min)
  • sits closer to the CBD (378.5 km vs 404.9 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Cootamundra

ahead on 3 of the 4 things we measure here

  • is more walkable (52/100 vs 0/100)
  • has more GPs (3 vs 0)
  • has more residents already 65 and over (31% vs 20%)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Milvale

ahead on the one thing that separates them

  • is growing faster (32.8% vs 1.5%)

Weighs population growth.

Where they sit

Cootamundra and Milvale drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Cootamundra Milvale
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Cootamundra Milvale
Walkability 52 / 0
Cootamundra — Walkability: 52/100 Milvale — Walkability: 0/100
Safety 36 / 44
Cootamundra — Safety: 36/100 Milvale — Safety: 44/100
Low fire risk 57 / 76
Cootamundra — Low fire risk: 57/100 Milvale — Low fire risk: 76/100

Demographics

Cootamundra has more residents (6,885 vs 89); Cootamundra rents higher ($220/wk vs $100/wk).

Cootamundra Milvale
Population 6,885
+99% vs other
 89
Population trend (2016 → 2021) +1.5% +32.8%
Median age 51 44
Median household income $53,924/yr $64,116/yr
+19% vs other
Median weekly rent $220/wk
+55% vs other
 $100/wk

Age profile

Share of residents in each band, 2021 Census.

Cootamundra Milvale
0-4 5.0% / 3.4%
Cootamundra — 0-4: 5.0% Milvale — 0-4: 3.4%
5-14 11.8% / 13.5%
Cootamundra — 5-14: 11.8% Milvale — 5-14: 13.5%
15-19 5.2% / 11.2%
Cootamundra — 15-19: 5.2% Milvale — 15-19: 11.2%
20-24 4.1% / —
Cootamundra — 20-24: 4.1% Milvale — 20-24: not among its largest
25-34 8.2% / 9.0%
Cootamundra — 25-34: 8.2% Milvale — 25-34: 9.0%
35-44 8.9% / 14.6%
Cootamundra — 35-44: 8.9% Milvale — 35-44: 14.6%
45-54 10.9% / 12.4%
Cootamundra — 45-54: 10.9% Milvale — 45-54: 12.4%
55-64 14.7% / 10.1%
Cootamundra — 55-64: 14.7% Milvale — 55-64: 10.1%
65-74 16.5% / 10.1%
Cootamundra — 65-74: 16.5% Milvale — 65-74: 10.1%
75-84 10.9% / 6.7%
Cootamundra — 75-84: 10.9% Milvale — 75-84: 6.7%
85+ 3.9% / 3.4%
Cootamundra — 85+: 3.9% Milvale — 85+: 3.4%

Bars are drawn against the largest share shown (16.5%).

Who lives together

Household composition, 2021 Census.

Cootamundra 50.2% lone person
Cootamundra — Lone Person: 50.2% Cootamundra — Couple Families: 30.2% Cootamundra — One Parent Families: 15.7% Cootamundra — Group Household: 2.8% Cootamundra — Other Families: 1.1%
Milvale 42.9% lone person
Milvale — Lone Person: 42.9% Milvale — Couple Families: 57.1% Milvale — One Parent Families: 0.0% Milvale — Group Household: 0.0% Milvale — Other Families: 0.0%
Lone Person Couple Families One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Cootamundra 24.5% renting
Cootamundra — Owned Outright: 49.8% Cootamundra — Mortgage: 25.7% Cootamundra — Renting: 24.5%
Milvale 17.9% renting
Milvale — Owned Outright: 60.7% Milvale — Mortgage: 21.4% Milvale — Renting: 17.9%
Owned outright Mortgage Renting

What people live in

Occupied private dwellings by structure, 2021 Census.

Cootamundra 91.4% houses
Cootamundra — Houses: 91.4% Cootamundra — Townhouses: 7.1% Cootamundra — Flats / Apartments: 1.5%
Milvale 100.0% houses
Milvale — Houses: 100.0% Milvale — Townhouses: 0.0% Milvale — Flats / Apartments: 0.0%
Houses Townhouses Flats / Apartments

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Cootamundra Milvale
Certificate III & IV 17.0% / 13.5%
Cootamundra — Certificate III & IV: 17.0% Milvale — Certificate III & IV: 13.5%
Advanced Diploma / Diploma 6.9% / 10.1%
Cootamundra — Advanced Diploma / Diploma: 6.9% Milvale — Advanced Diploma / Diploma: 10.1%
Bachelor Degree 6.4% / 10.1%
Cootamundra — Bachelor Degree: 6.4% Milvale — Bachelor Degree: 10.1%
Postgraduate Degree 1.2% / —
Cootamundra — Postgraduate Degree: 1.2% Milvale — Postgraduate Degree: not among its largest
Graduate Diploma / Certificate 1.2% / —
Cootamundra — Graduate Diploma / Certificate: 1.2% Milvale — Graduate Diploma / Certificate: not among its largest

Bars are drawn against the largest share shown (17.0%).

Property market

Cootamundra Milvale
Median house price $435,000 —
Median unit price $397,000 —
Median land price $190,000 $57,000
Typical days to sell (houses) 76 days
from 56 sales
 —

Zoning mix

Milvale has more rural and farming land (100% vs 89%).

Cootamundra Milvale
Rural and farming 89% 100%
Environmental 9% 0%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Cootamundra Milvale
New dwellings approved 26
across Cootamundra-Gundagai
 48
across Hilltops
Approvals change year on year +167% -47%

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Cootamundra Milvale
Houses 4.2%
$460/wk on $570K
 —
Units 4.2%
$300/wk on $369K
 —

Ranking within NSW

Cootamundra Milvale
House price Higher than 14% of NSW —
Income Higher than 14% of NSW Higher than 26% of NSW
Schools Higher than 80% of NSW —
Walkability Higher than 82% of NSW Higher than 25% of NSW
Affordability Higher than 75% of NSW —
EV adoption Higher than 3% of NSW Higher than 13% of NSW
NBN connectivity Higher than 88% of NSW Higher than 46% of NSW
Rental yield (houses) Higher than 82% of NSW —
Rental yield (units) Higher than 32% of NSW —

Liveability

Cootamundra is more walkable (52 vs 0).

Cootamundra Milvale
Grade C —
Score 42/100 —
Socio-economic band below-average income
decile 2/10
 advantaged area
decile 8/10

Risk profile

Cootamundra carries more bushfire risk (43 vs 24).

Cootamundra Milvale
Bushfire Moderate
43/100
 Low
24/100
Crime Moderate
64/100
 Moderate
56/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 4
within 5 km
 0
within 5 km

Schools

Cootamundra Milvale
Inside the suburb 5 0
Rated above peers 2 0
Rated at peers 1 0
Rated below peers 1 0

Schools in Cootamundra

  • E A Southee Public School Government · Primary above peers
  • Sacred Heart Central School Catholic · Combined above peers
  • Cootamundra Public School Government · Primary at peers
  • Cootamundra High School Government · Secondary below peers
  • Elouera Special School Independent · Combined · Special school

Schools in Milvale

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Amenities in the suburb

Cootamundra Milvale
Supermarkets 2 0
Cafes & restaurants 10 0
Parks & reserves 30 0
Childcare 5 0
GPs 3 0
Pharmacies 2 0
Hospitals 1 0
Police stations 1 0
Banks & Bank@Post 5 0
Fuel stations 5 0
EV chargers 1 0
Waterways 150 25

Mobility

Milvale sits further from the CBD (404.9 km vs 378.5 km).

Cootamundra Milvale
Walkability score 52/100 0/100
Distance to Sydney 378.5 km 404.9 km
+7% vs other
Drive time (normal traffic) 246 min 274 min
Electric vehicle share 0.1%
postcode 2590
 0.2%
postcode 2594
Rooftop solar per 100 dwellings 52
postcode 2590
 45
postcode 2594

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Cootamundra Milvale
Car (driver) 77.7% / 41.9%
Cootamundra — Car (driver): 77.7% Milvale — Car (driver): 41.9%
Worked from Home 8.8% / 48.8%
Cootamundra — Worked from Home: 8.8% Milvale — Worked from Home: 48.8%
Walked Only 5.8% / 9.3%
Cootamundra — Walked Only: 5.8% Milvale — Walked Only: 9.3%
Car (passenger) 6.0% / —
Cootamundra — Car (passenger): 6.0% Milvale — Car (passenger): not among its largest
Bus 1.2% / —
Cootamundra — Bus: 1.2% Milvale — Bus: not among its largest

Bars are drawn against the largest share shown (77.7%).

Setting

Cootamundra Milvale
Elevation 329 m
above sea level, at the suburb centre
 286 m
above sea level, at the suburb centre

NBN connectivity

Cootamundra Milvale
Connectivity score 78/100 29/100
Most common technology Fibre to the curb Fixed wireless
Full-fibre (FTTP) share 38%
3,744 premises
 0%
34 premises

Climate

Cootamundra Milvale
Annual rainfall 541 mm 651 mm
Summer max (Jan) — 31.0°C
Winter min (Jul) — 1.4°C

Council rates

Cootamundra Milvale
Average residential rate $974/yr $714/yr
Council Cootamundra-Gundagai Hilltops

Federal electorate

Cootamundra Milvale
Division Riverina
same for both
Member Michael Mccormack
same for both
Party The Nationals
same for both

First Home Owner Grant

Cootamundra Milvale
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Cootamundra

Affordable Parks Retirees River Rural

Milvale

Rural

More comparisons

Other comparisons with Cootamundra

Cootamundra vs Stockinbingal Cootamundra vs Wallendbeen Cootamundra vs Coolac Cootamundra vs Muttama Cootamundra vs Bethungra Cootamundra vs Beggan Beggan

Other comparisons with Milvale

Milvale vs Stockinbingal Milvale vs Wallendbeen Milvale vs Memagong Milvale vs Grogan Milvale vs Berthong Milvale vs Tubbul
Full data on Cootamundra Full data on Milvale
Unlock full address-level data — $29/month

Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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