Cooma vs Girgarre East

Girgarre East is the younger of the two, with a median age of 41 against 46 in Cooma. In both, the large majority of households own their home and the large majority of homes are detached houses. In Cooma, the large majority of households are couple families. On these figures, Cooma tends to suit couples, while Girgarre East suits people living alone.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Cooma

ahead on the one thing that separates them

  • is already more of a family suburb (80% vs 52%)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs mortgage stress.

Renters

Cooma

ahead on the one thing that separates them

  • has cheaper rent ($250/wk vs $275/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Girgarre East

ahead on the one thing that separates them

  • sits closer to the CBD (195.8 km vs 200.1 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Girgarre East

ahead on the one thing that separates them

  • has more residents already 65 and over (23% vs 16%)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Girgarre East

ahead on the one thing that separates them

  • is growing faster (18.2% vs -13.0%)

Weighs population growth.

Where they sit

Cooma and Girgarre East drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Cooma Girgarre East
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Cooma Girgarre East
Walkability 0 / 0
Cooma — Walkability: 0/100 Girgarre East — Walkability: 0/100
Safety 43 / 52
Cooma — Safety: 43/100 Girgarre East — Safety: 52/100
Low fire risk 77 / 80
Cooma — Low fire risk: 77/100 Girgarre East — Low fire risk: 80/100
Low flood risk 26 / 14
Cooma — Low flood risk: 26/100 Girgarre East — Low flood risk: 14/100

Demographics

Girgarre East has more residents (143 vs 94); Girgarre East has higher household incomes ($81,224 vs $71,500).

Cooma Girgarre East
Population 94 143
+52% vs other
Population trend (2016 → 2021) -13.0% +18.2%
Median age 46 41
Median household income $71,500/yr $81,224/yr
+14% vs other
Median weekly rent $250/wk $275/wk
+10% vs other

Age profile

Share of residents in each band, 2021 Census.

Cooma Girgarre East
0-4 8.5% / 3.5%
Cooma — 0-4: 8.5% Girgarre East — 0-4: 3.5%
5-14 9.6% / 16.1%
Cooma — 5-14: 9.6% Girgarre East — 5-14: 16.1%
15-19 9.6% / 2.1%
Cooma — 15-19: 9.6% Girgarre East — 15-19: 2.1%
20-24 3.2% / 8.4%
Cooma — 20-24: 3.2% Girgarre East — 20-24: 8.4%
25-34 4.3% / 8.4%
Cooma — 25-34: 4.3% Girgarre East — 25-34: 8.4%
35-44 10.6% / 16.8%
Cooma — 35-44: 10.6% Girgarre East — 35-44: 16.8%
45-54 13.8% / 12.6%
Cooma — 45-54: 13.8% Girgarre East — 45-54: 12.6%
55-64 26.6% / 9.1%
Cooma — 55-64: 26.6% Girgarre East — 55-64: 9.1%
65-74 10.6% / 18.2%
Cooma — 65-74: 10.6% Girgarre East — 65-74: 18.2%
75-84 5.3% / 4.9%
Cooma — 75-84: 5.3% Girgarre East — 75-84: 4.9%
85+ — / —
Cooma — 85+: not among its largest Girgarre East — 85+: not among its largest

Bars are drawn against the largest share shown (26.6%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Cooma Girgarre East
New Zealand — / 5.6%
Cooma — New Zealand: not among its largest Girgarre East — New Zealand: 5.6%
Bangladesh 3.2% / —
Cooma — Bangladesh: 3.2% Girgarre East — Bangladesh: not among its largest

Bars are drawn against the largest share shown (5.6%).

Who lives together

Household composition, 2021 Census.

Cooma 80.0% couple families
Cooma — Couple Families: 80.0% Cooma — Lone Person: 20.0% Cooma — One Parent Families: 0.0% Cooma — Group Household: 0.0%
Girgarre East 42.4% couple families
Girgarre East — Couple Families: 42.4% Girgarre East — Lone Person: 39.4% Girgarre East — One Parent Families: 9.1% Girgarre East — Group Household: 9.1%
Couple Families Lone Person One Parent Families Group Household

What people live in

Occupied private dwellings by structure, 2021 Census.

Cooma 100.0% houses
Cooma — Houses: 100.0%
Girgarre East 100.0% houses
Girgarre East — Houses: 100.0%
Houses

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Cooma Girgarre East
Certificate III & IV 17.0% / 23.8%
Cooma — Certificate III & IV: 17.0% Girgarre East — Certificate III & IV: 23.8%
Advanced Diploma / Diploma 9.6% / 6.3%
Cooma — Advanced Diploma / Diploma: 9.6% Girgarre East — Advanced Diploma / Diploma: 6.3%
Bachelor Degree 5.3% / 4.2%
Cooma — Bachelor Degree: 5.3% Girgarre East — Bachelor Degree: 4.2%
Graduate Diploma / Certificate 3.2% / —
Cooma — Graduate Diploma / Certificate: 3.2% Girgarre East — Graduate Diploma / Certificate: not among its largest

Bars are drawn against the largest share shown (23.8%).

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Cooma 9.1% renting
Cooma — Owned Outright: 69.7% Cooma — Mortgage: 21.2% Cooma — Renting: 9.1%
Girgarre East 6.7% renting
Girgarre East — Owned Outright: 40.0% Girgarre East — Mortgage: 53.3% Girgarre East — Renting: 6.7%
Owned outright Mortgage Renting

Zoning mix

Cooma Girgarre East
Rural and farming 100% 99%
Infrastructure and transport 0% 1%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Cooma Girgarre East
New dwellings approved 649
across Greater Shepparton
same for both
Approvals change year on year -23%
same for both

Ranking within VIC

Cooma Girgarre East
House price —
same for both
Income Higher than 36% of VIC Higher than 49% of VIC
Schools —
same for both
Walkability Higher than 40% of VIC Higher than 43% of VIC
Affordability —
same for both
EV adoption Higher than 29% of VIC
same for both
NBN connectivity Higher than 62% of VIC Higher than 63% of VIC

Liveability

Cooma Girgarre East
Grade —
same for both
Score —
same for both
Socio-economic band mid-range socio-economic
decile 5/10
 mid-range socio-economic
decile 6/10

Risk profile

Girgarre East carries more flood risk (86 vs 74).

Cooma Girgarre East
Bushfire Low
23/100
 Low
20/100
Crime Moderate
57/100
 Moderate
48/100
Flood High
74/100
 High
86/100
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Cooma Girgarre East
Inside the suburb 0
same for both
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both

Mobility

Cooma sits further from the CBD (200.1 km vs 195.8 km).

Cooma Girgarre East
Walkability score 0/100
same for both
Distance to Melbourne 200.1 km
+2% vs other
 195.8 km
Drive time (normal traffic) 141 min 137 min
Electric vehicle share 0.3%
postcode 3616
same for both
Rooftop solar per 100 dwellings 56
postcode 3616
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Cooma Girgarre East
Car (driver) 78.4% / 58.5%
Cooma — Car (driver): 78.4% Girgarre East — Car (driver): 58.5%
Worked from Home 21.6% / 29.2%
Cooma — Worked from Home: 21.6% Girgarre East — Worked from Home: 29.2%
Walked Only — / 7.7%
Cooma — Walked Only: not among its largest Girgarre East — Walked Only: 7.7%
Car (passenger) — / 4.6%
Cooma — Car (passenger): not among its largest Girgarre East — Car (passenger): 4.6%

Bars are drawn against the largest share shown (78.4%).

Setting

Cooma Girgarre East
Elevation 110 m
above sea level, at the suburb centre
 109 m
above sea level, at the suburb centre

NBN connectivity

Cooma Girgarre East
Connectivity score 30/100
same for both
Most common technology Fixed wireless
same for both
Full-fibre (FTTP) share 0%
42 premises
 0%
59 premises

Climate

Cooma Girgarre East
Annual rainfall 436 mm
same for both
Summer max (Jan) 31.1°C
same for both
Winter min (Jul) 3.8°C
same for both

Council rates

Cooma Girgarre East
Average residential rate $2,449/yr
same for both
Council Greater Shepparton
same for both

Federal electorate

Cooma Girgarre East
Division Nicholls
same for both
Member Sam Birrell
same for both
Party The Nationals
same for both

First Home Owner Grant

Cooma Girgarre East
Grant amount $10,000
same for both
Property price cap $750,000
same for both
Eligibility New
same for both

Tags

Cooma

Rural Young Families

Girgarre East

Rural

More comparisons

Other comparisons with Cooma

Cooma vs Stanhope Cooma vs Merrigum Cooma vs Girgarre Cooma vs Byrneside Cooma vs Kyabram South

Other comparisons with Girgarre East

Girgarre East vs Stanhope Girgarre East vs Girgarre Girgarre East vs Harston Girgarre East vs Byrneside
Full data on Cooma Full data on Girgarre East
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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