Congo vs Moruya Heads

Congo is the younger of the two, with a median age of 48 against 51 in Moruya Heads. In both, the large majority of households own their home and the large majority of homes are detached houses. In Moruya Heads, about half of households are people living alone. Houses cost more in Moruya Heads: a median of $765,000, against $570,000 in Congo. On these figures, Congo tends to suit buyers on a tighter budget, while Moruya Heads suits older residents.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Congo

ahead on 3 of the 6 things we measure here

  • carries lower crime risk (10/100 vs 29/100)
  • is already more of a family suburb (62% vs 50%)
  • has more separate houses rather than flats (100% vs 85%)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Congo

ahead on the one thing that separates them

  • has cheaper houses ($570,000 vs $765,000)

Weighs house prices and mortgage stress.

Renters

Too close to call

Nothing among the 3 things we measure here separates them by enough to be worth acting on.

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Moruya Heads

ahead on 2 of the 3 things we measure here

  • sits closer to the CBD (312.2 km vs 318.5 km)
  • has a shorter drive in (260 min vs 265 min)

Weighs distance, drive time, and walkability.

Downsizers and retirees

They split

one each way, out of the 4 things we measure here

  • Congo carries lower crime risk (10/100 vs 29/100)
  • Moruya Heads has more residents already 65 and over (27% vs 19%)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Moruya Heads

ahead on the one thing that separates them

  • is growing faster (15.3% vs 3.3%)

Weighs population growth.

Where they sit

Congo and Moruya Heads drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Congo Moruya Heads
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Congo Moruya Heads
Walkability 5 / 8
Congo — Walkability: 5/100 Moruya Heads — Walkability: 8/100
Safety 90 / 71
Congo — Safety: 90/100 Moruya Heads — Safety: 71/100
Low fire risk 100 / 65
Congo — Low fire risk: 100/100 Moruya Heads — Low fire risk: 65/100

Demographics

Moruya Heads has more residents (1,125 vs 253); Congo has higher household incomes ($80,600 vs $70,564).

Congo Moruya Heads
Population 253 1,125
+345% vs other
Population trend (2016 → 2021) +3.3% +15.3%
Median age 48 51
Median household income $80,600/yr
+12% vs other
$70,564/yr
Median weekly rent $340/wk $350/wk
+3% vs other

Age profile

Share of residents in each band, 2021 Census.

Congo Moruya Heads
0-4 4.7% / 4.4%
Congo — 0-4: 4.7% Moruya Heads — 0-4: 4.4%
5-14 11.1% / 10.6%
Congo — 5-14: 11.1% Moruya Heads — 5-14: 10.6%
15-19 3.2% / 5.2%
Congo — 15-19: 3.2% Moruya Heads — 15-19: 5.2%
20-24 5.5% / 3.4%
Congo — 20-24: 5.5% Moruya Heads — 20-24: 3.4%
25-34 10.3% / 8.5%
Congo — 25-34: 10.3% Moruya Heads — 25-34: 8.5%
35-44 9.5% / 9.9%
Congo — 35-44: 9.5% Moruya Heads — 35-44: 9.9%
45-54 17.8% / 12.5%
Congo — 45-54: 17.8% Moruya Heads — 45-54: 12.5%
55-64 20.9% / 17.5%
Congo — 55-64: 20.9% Moruya Heads — 55-64: 17.5%
65-74 10.7% / 19.0%
Congo — 65-74: 10.7% Moruya Heads — 65-74: 19.0%
75-84 6.7% / 6.1%
Congo — 75-84: 6.7% Moruya Heads — 75-84: 6.1%
85+ 1.6% / 2.0%
Congo — 85+: 1.6% Moruya Heads — 85+: 2.0%

Bars are drawn against the largest share shown (20.9%).

Who lives together

Household composition, 2021 Census.

Congo 37.7% lone person
Congo — Lone Person: 37.7% Congo — Couple Families: 40.6% Congo — One Parent Families: 21.7% Congo — Group Household: 0.0% Congo — Other Families: 0.0%
Moruya Heads 45.6% lone person
Moruya Heads — Lone Person: 45.6% Moruya Heads — Couple Families: 36.3% Moruya Heads — One Parent Families: 14.2% Moruya Heads — Group Household: 2.8% Moruya Heads — Other Families: 1.1%
Lone Person Couple Families One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Congo 16.9% renting
Congo — Owned Outright: 53.9% Congo — Mortgage: 29.2% Congo — Renting: 16.9%
Moruya Heads 21.5% renting
Moruya Heads — Owned Outright: 46.2% Moruya Heads — Mortgage: 32.3% Moruya Heads — Renting: 21.5%
Owned outright Mortgage Renting

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Congo Moruya Heads
England 4.3% / 4.2%
Congo — England: 4.3% Moruya Heads — England: 4.2%
New Zealand — / 1.2%
Congo — New Zealand: not among its largest Moruya Heads — New Zealand: 1.2%
Germany — / 1.2%
Congo — Germany: not among its largest Moruya Heads — Germany: 1.2%
Scotland — / 0.6%
Congo — Scotland: not among its largest Moruya Heads — Scotland: 0.6%
Philippines — / 0.4%
Congo — Philippines: not among its largest Moruya Heads — Philippines: 0.4%

Bars are drawn against the largest share shown (4.3%).

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Congo Moruya Heads
Certificate III & IV 19.4% / 17.6%
Congo — Certificate III & IV: 19.4% Moruya Heads — Certificate III & IV: 17.6%
Bachelor Degree 15.0% / 12.7%
Congo — Bachelor Degree: 15.0% Moruya Heads — Bachelor Degree: 12.7%
Advanced Diploma / Diploma 5.9% / 8.4%
Congo — Advanced Diploma / Diploma: 5.9% Moruya Heads — Advanced Diploma / Diploma: 8.4%
Postgraduate Degree 6.3% / 4.9%
Congo — Postgraduate Degree: 6.3% Moruya Heads — Postgraduate Degree: 4.9%
Graduate Diploma / Certificate — / 2.7%
Congo — Graduate Diploma / Certificate: not among its largest Moruya Heads — Graduate Diploma / Certificate: 2.7%

Bars are drawn against the largest share shown (19.4%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Congo 100.0% houses
Congo — Houses: 100.0% Congo — Townhouses: 0.0% Congo — Flats / Apartments: 0.0%
Moruya Heads 85.0% houses
Moruya Heads — Houses: 85.0% Moruya Heads — Townhouses: 14.3% Moruya Heads — Flats / Apartments: 0.7%
Houses Townhouses Flats / Apartments

Property market

Congo Moruya Heads
Median house price $570,000 $765,000
Median unit price — $525,000
Median land price —
same for both
Typical days to sell (houses) — 92 days
from 16 sales

Zoning mix

Congo has more rural and farming land (54% vs 41%).

Congo Moruya Heads
Environmental 45% 54%
Rural and farming 54% 41%
Residential 2% 5%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Congo Moruya Heads
New dwellings approved 211
across Eurobodalla
same for both
Approvals change year on year -9%
same for both

Ranking within NSW

Congo Moruya Heads
House price Higher than 19% of NSW Higher than 33% of NSW
Income Higher than 48% of NSW Higher than 34% of NSW
Schools —
same for both
Walkability Higher than 47% of NSW Higher than 52% of NSW
Affordability Higher than 84% of NSW Higher than 55% of NSW
EV adoption Higher than 70% of NSW
same for both
NBN connectivity Higher than 55% of NSW Higher than 69% of NSW

Liveability

Congo Moruya Heads
Grade — C
Score — 43/100
Socio-economic band mid-range socio-economic
decile 6/10
mid-range socio-economic
decile 5/10

Risk profile

Moruya Heads carries more bushfire risk (35 vs 0); Moruya Heads carries more crime risk (29 vs 10).

Congo Moruya Heads
Bushfire None
0/100
Low
35/100
Crime Low
10/100
Low
29/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion Moderate
67/100
High
74/100
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
1
within 5 km

Schools

Congo Moruya Heads
Inside the suburb 0
same for both
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both

Amenities in the suburb

Congo Moruya Heads
Beaches 2 0
Waterways 2 9

Mobility

Congo sits further from the CBD (318.5 km vs 312.2 km).

Congo Moruya Heads
Walkability score 5/100 8/100
Distance to Sydney 318.5 km
+2% vs other
312.2 km
Drive time (normal traffic) 265 min 260 min
Public transport score 21/100
Bus
29/100
Bus
Peak arrivals per hour 4.0
7-9am + 5-7pm
8.8
7-9am + 5-7pm
Median peak wait 1 min
scheduled, not actual
same for both
Electric vehicle share 0.7%
postcode 2537
same for both
Rooftop solar per 100 dwellings 48
postcode 2537
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Congo Moruya Heads
Car (driver) 77.6% / 78.1%
Congo — Car (driver): 77.6% Moruya Heads — Car (driver): 78.1%
Worked from Home 17.8% / 13.8%
Congo — Worked from Home: 17.8% Moruya Heads — Worked from Home: 13.8%
Walked Only 4.7% / 1.8%
Congo — Walked Only: 4.7% Moruya Heads — Walked Only: 1.8%
Car (passenger) — / 4.0%
Congo — Car (passenger): not among its largest Moruya Heads — Car (passenger): 4.0%
Bicycle — / 2.3%
Congo — Bicycle: not among its largest Moruya Heads — Bicycle: 2.3%

Bars are drawn against the largest share shown (78.1%).

Setting

Congo Moruya Heads
Elevation 15 m
above sea level, at the suburb centre
40 m
above sea level, at the suburb centre
Distance to the ocean 1.9 km
1.9 km to a named beach
1.3 km
1.6 km to a named beach

NBN connectivity

Congo Moruya Heads
Connectivity score 30/100 58/100
Most common technology Fixed wireless Fibre to the node
Full-fibre (FTTP) share 0%
163 premises
16%
609 premises

Climate

Congo Moruya Heads
Annual rainfall 914 mm
same for both
Summer max (Jan) 23.7°C
same for both
Winter min (Jul) 7.5°C
same for both

Council rates

Congo Moruya Heads
Average residential rate $1,246/yr
same for both
Council Eurobodalla
same for both

Federal electorate

Congo Moruya Heads
Division Gilmore
same for both
Member Fiona Phillips
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Congo Moruya Heads
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Congo

Moruya Heads

More comparisons

Other comparisons with Congo

Other comparisons with Moruya Heads

Full data on Congo Full data on Moruya Heads
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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