Cobram vs Yarroweyah

Yarroweyah is the younger of the two, with a median age of 45 against 48 in Cobram. In both, most households own their home and the large majority of homes are detached houses. In Cobram, about half of households are people living alone. In Yarroweyah, about half of households are couple families. On these figures, Cobram tends to suit people living alone and older residents, while Yarroweyah suits families with children and couples.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Cobram

ahead on 3 of the 6 things we measure here

  • has more childcare (8 vs 0)
  • has more parks and reserves (7 vs 1)
  • has more schools inside the suburb (5 vs 0)
  • But Yarroweyah carries lower crime risk (38/100 vs 83/100)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

They split

one each way, out of the 3 things we measure here

  • Cobram has cheaper land ($215,000 vs $385,000)
  • Yarroweyah leaves households under less mortgage stress (22% vs 28%)

Weighs house prices, land prices, and mortgage stress.

Renters

Yarroweyah

ahead on 2 of the 3 things we measure here

  • leaves renters under less rental stress (16% vs 24%)
  • has cheaper rent ($215/wk vs $250/wk)
  • But Cobram has a bigger rental market to choose from (30% vs 10%)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Cobram

ahead on the one thing that separates them

  • is more walkable (21/100 vs 0/100)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Cobram

ahead on 3 of the 4 things we measure here

  • is more walkable (21/100 vs 0/100)
  • has more GPs (6 vs 0)
  • has more residents already 65 and over (30% vs 20%)
  • But Yarroweyah carries lower crime risk (38/100 vs 83/100)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs population growth.

Where they sit

Cobram and Yarroweyah drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Cobram Yarroweyah
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Cobram Yarroweyah
Walkability 21 / 0
Cobram — Walkability: 21/100 Yarroweyah — Walkability: 0/100
Safety 17 / 62
Cobram — Safety: 17/100 Yarroweyah — Safety: 62/100
Low fire risk 87 / 89
Cobram — Low fire risk: 87/100 Yarroweyah — Low fire risk: 89/100
Low flood risk 2 / 8
Cobram — Low flood risk: 2/100 Yarroweyah — Low flood risk: 8/100

Demographics

Cobram has more residents (6,148 vs 551); Yarroweyah has higher household incomes ($68,692 vs $53,352).

Cobram Yarroweyah
Population 6,148
+91% vs other
551
Population trend (2016 → 2021) +2.2% +0.5%
Median age 48 45
Median household income $53,352/yr $68,692/yr
+29% vs other
Median weekly rent $250/wk
+14% vs other
$215/wk

Age profile

Share of residents in each band, 2021 Census.

Cobram Yarroweyah
0-4 4.9% / 4.5%
Cobram — 0-4: 4.9% Yarroweyah — 0-4: 4.5%
5-14 10.9% / 15.6%
Cobram — 5-14: 10.9% Yarroweyah — 5-14: 15.6%
15-19 5.0% / 4.2%
Cobram — 15-19: 5.0% Yarroweyah — 15-19: 4.2%
20-24 4.0% / 3.6%
Cobram — 20-24: 4.0% Yarroweyah — 20-24: 3.6%
25-34 11.0% / 12.5%
Cobram — 25-34: 11.0% Yarroweyah — 25-34: 12.5%
35-44 10.7% / 8.7%
Cobram — 35-44: 10.7% Yarroweyah — 35-44: 8.7%
45-54 10.8% / 14.5%
Cobram — 45-54: 10.8% Yarroweyah — 45-54: 14.5%
55-64 12.2% / 16.7%
Cobram — 55-64: 12.2% Yarroweyah — 55-64: 16.7%
65-74 15.6% / 13.1%
Cobram — 65-74: 15.6% Yarroweyah — 65-74: 13.1%
75-84 10.5% / 5.8%
Cobram — 75-84: 10.5% Yarroweyah — 75-84: 5.8%
85+ 4.2% / 0.7%
Cobram — 85+: 4.2% Yarroweyah — 85+: 0.7%

Bars are drawn against the largest share shown (16.7%).

Who lives together

Household composition, 2021 Census.

Cobram 27.9% couple families
Cobram — Couple Families: 27.9% Cobram — Lone Person: 50.6% Cobram — One Parent Families: 15.4% Cobram — Group Household: 4.9% Cobram — Other Families: 1.1%
Yarroweyah 51.3% couple families
Yarroweyah — Couple Families: 51.3% Yarroweyah — Lone Person: 27.7% Yarroweyah — One Parent Families: 18.5% Yarroweyah — Group Household: 2.5% Yarroweyah — Other Families: 0.0%
Couple Families Lone Person One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Cobram 29.6% renting
Cobram — Owned Outright: 44.7% Cobram — Mortgage: 25.7% Cobram — Renting: 29.6%
Yarroweyah 9.7% renting
Yarroweyah — Owned Outright: 44.8% Yarroweyah — Mortgage: 45.5% Yarroweyah — Renting: 9.7%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Cobram Yarroweyah
Certificate III & IV 15.4% / 18.5%
Cobram — Certificate III & IV: 15.4% Yarroweyah — Certificate III & IV: 18.5%
Bachelor Degree 5.3% / 6.0%
Cobram — Bachelor Degree: 5.3% Yarroweyah — Bachelor Degree: 6.0%
Advanced Diploma / Diploma 5.8% / 5.4%
Cobram — Advanced Diploma / Diploma: 5.8% Yarroweyah — Advanced Diploma / Diploma: 5.4%
Graduate Diploma / Certificate 1.1% / 0.9%
Cobram — Graduate Diploma / Certificate: 1.1% Yarroweyah — Graduate Diploma / Certificate: 0.9%
Postgraduate Degree 0.8% / —
Cobram — Postgraduate Degree: 0.8% Yarroweyah — Postgraduate Degree: not among its largest

Bars are drawn against the largest share shown (18.5%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Cobram Yarroweyah
New Zealand 1.5% / 4.4%
Cobram — New Zealand: 1.5% Yarroweyah — New Zealand: 4.4%
England 2.7% / 2.2%
Cobram — England: 2.7% Yarroweyah — England: 2.2%
Malaysia 3.2% / —
Cobram — Malaysia: 3.2% Yarroweyah — Malaysia: not among its largest
Italy 2.4% / 0.5%
Cobram — Italy: 2.4% Yarroweyah — Italy: 0.5%
Philippines 0.6% / 1.6%
Cobram — Philippines: 0.6% Yarroweyah — Philippines: 1.6%
India 1.8% / —
Cobram — India: 1.8% Yarroweyah — India: not among its largest
Netherlands — / 0.9%
Cobram — Netherlands: not among its largest Yarroweyah — Netherlands: 0.9%

Bars are drawn against the largest share shown (4.4%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Cobram 91.1% houses
Cobram — Houses: 91.1% Cobram — Townhouses: 7.0% Cobram — Flats / Apartments: 1.9%
Yarroweyah 100.0% houses
Yarroweyah — Houses: 100.0% Yarroweyah — Townhouses: 0.0% Yarroweyah — Flats / Apartments: 0.0%
Houses Townhouses Flats / Apartments

Property market

Cobram Yarroweyah
Median house price $419,250 $435,000
Median unit price $317,500 —
Median land price $215,000 $385,000
Typical days to sell (houses) 106 days
from 46 sales
—

Zoning mix

Yarroweyah has more rural and farming land (99% vs 68%).

Cobram Yarroweyah
Rural and farming 68% 99%
Parks and recreation 12% 0%
Residential 9% 0%
Infrastructure and transport 7% 1%
Industrial 3% 0%
Commercial 1% 0%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Cobram Yarroweyah
New dwellings approved 332
across Moira
same for both
Approvals change year on year -70%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Cobram Yarroweyah
Houses 4.7%
$545/wk on $600K
—
Units 5.4%
$340/wk on $330K
—

Ranking within VIC

Cobram Yarroweyah
House price Higher than 11% of VIC —
Income Higher than 12% of VIC Higher than 31% of VIC
Schools Higher than 89% of VIC —
Walkability Higher than 80% of VIC Higher than 14% of VIC
Affordability Higher than 60% of VIC —
EV adoption Higher than 5% of VIC
same for both
NBN connectivity Higher than 92% of VIC Higher than 53% of VIC
Rental yield (houses) Higher than 95% of VIC —
Rental yield (units) Higher than 78% of VIC —

Liveability

Cobram is more walkable (21 vs 0); Cobram scores higher overall (32 vs 22).

Cobram Yarroweyah
Grade C D
Score 32/100 22/100
Socio-economic band high-need area
decile 1/10
below-average income
decile 2/10

Risk profile

Cobram carries more crime risk (83 vs 38).

Cobram Yarroweyah
Bushfire Low
13/100
Low
11/100
Crime High
83/100
Low
38/100
Flood High
98/100
High
92/100
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 4
within 5 km
3
within 5 km

Schools

Cobram Yarroweyah
Inside the suburb 5 0
Rated above peers 3 0
Rated at peers 1 0
Rated below peers 0
same for both

Schools in Cobram

  • Cobram Anglican Grammar School Independent · Combined above peers
  • Cobram Primary School Government · Primary above peers
  • St Joseph's School Catholic · Primary above peers
  • Cobram Secondary College Government · Secondary at peers
  • Cobram and District Specialist School Government · Combined · Special school

Schools in Yarroweyah

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Amenities in the suburb

Cobram Yarroweyah
Supermarkets 3 0
Cafes & restaurants 8 0
Parks & reserves 7 1
Childcare 8 0
GPs 6 0
Pharmacies 2 0
Hospitals 1 0
Police stations 1 0
Banks & Bank@Post 4 0
Fuel stations 5 0
Waterways 15 0

Mobility

Cobram Yarroweyah
Walkability score 21/100 0/100
Distance to Melbourne 259.3 km 257.4 km
Drive time (normal traffic) 183 min 179 min
Electric vehicle share 0.1%
postcode 3644
same for both
Rooftop solar per 100 dwellings 56
postcode 3644
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Cobram Yarroweyah
Car (driver) 77.5% / 71.7%
Cobram — Car (driver): 77.5% Yarroweyah — Car (driver): 71.7%
Worked from Home 6.7% / 20.5%
Cobram — Worked from Home: 6.7% Yarroweyah — Worked from Home: 20.5%
Car (passenger) 8.8% / 4.6%
Cobram — Car (passenger): 8.8% Yarroweyah — Car (passenger): 4.6%
Walked Only 5.5% / 1.8%
Cobram — Walked Only: 5.5% Yarroweyah — Walked Only: 1.8%
Bicycle 1.2% / 1.4%
Cobram — Bicycle: 1.2% Yarroweyah — Bicycle: 1.4%

Bars are drawn against the largest share shown (77.5%).

Setting

Cobram Yarroweyah
Elevation 115 m
above sea level, at the suburb centre
112 m
above sea level, at the suburb centre

NBN connectivity

Cobram Yarroweyah
Connectivity score 83/100 30/100
Most common technology Fibre to the premises Fixed wireless
Full-fibre (FTTP) share 50%
3,801 premises
0%
245 premises

Climate

Cobram Yarroweyah
Annual rainfall 458 mm
same for both
Summer max (Jan) —
same for both
Winter min (Jul) —
same for both

Council rates

Cobram Yarroweyah
Average residential rate $1,908/yr
same for both
Council Moira
same for both

Federal electorate

Cobram Yarroweyah
Division Nicholls
same for both
Member Sam Birrell
same for both
Party The Nationals
same for both

First Home Owner Grant

Cobram Yarroweyah
Grant amount $10,000
same for both
Property price cap $750,000
same for both
Eligibility New
same for both

Tags

Cobram

Yarroweyah

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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