Cobbadah vs Upper Horton

Cobbadah is the younger of the two, with a median age of 43 against 48 in Upper Horton. In both, the large majority of households own their home and the large majority of homes are detached houses. In Cobbadah, most households are couple families. In Upper Horton, about half of households are couple families. On these figures, Cobbadah tends to suit couples.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Too close to call

Nothing among the 6 things we measure here separates them by enough to be worth acting on.

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Cobbadah

ahead on the one thing that separates them

  • leaves households under less mortgage stress (9% vs 15%)

Weighs mortgage stress.

Renters

Cobbadah

ahead on the one thing that separates them

  • has cheaper rent ($75/wk vs $100/wk)

Weighs rent and rental stress.

Commuting to the city

Cobbadah

ahead on 2 of the 3 things we measure here

  • has a shorter drive in (380 min vs 396 min)
  • sits closer to the CBD (518.2 km vs 537.2 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Too close to call

Nothing among the 4 things we measure here separates them by enough to be worth acting on.

Weighs who already lives there, GPs, walkability, and crime.

Investors

Cobbadah

ahead on the one thing that separates them

  • is growing faster (5.6% vs -17.9%)

Weighs population growth.

Where they sit

Cobbadah and Upper Horton drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Cobbadah Upper Horton
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Cobbadah Upper Horton
Walkability 0 / 0
Cobbadah — Walkability: 0/100 Upper Horton — Walkability: 0/100
Safety 38 / 45
Cobbadah — Safety: 38/100 Upper Horton — Safety: 45/100
Low fire risk 63 / 42
Cobbadah — Low fire risk: 63/100 Upper Horton — Low fire risk: 42/100

Demographics

Upper Horton has more residents (138 vs 95); Upper Horton rents higher ($100/wk vs $75/wk).

Cobbadah Upper Horton
Population 95 138
+45% vs other
Population trend (2016 → 2021) +5.6% -17.9%
Median age 43 48
Median household income $58,500/yr $63,492/yr
+9% vs other
Median weekly rent $75/wk $100/wk
+33% vs other

Age profile

Share of residents in each band, 2021 Census.

Cobbadah Upper Horton
0-4 3.2% / 2.2%
Cobbadah — 0-4: 3.2% Upper Horton — 0-4: 2.2%
5-14 14.7% / 19.6%
Cobbadah — 5-14: 14.7% Upper Horton — 5-14: 19.6%
15-19 — / 7.2%
Cobbadah — 15-19: not among its largest Upper Horton — 15-19: 7.2%
20-24 — / 2.9%
Cobbadah — 20-24: not among its largest Upper Horton — 20-24: 2.9%
25-34 9.5% / 12.3%
Cobbadah — 25-34: 9.5% Upper Horton — 25-34: 12.3%
35-44 21.1% / 10.1%
Cobbadah — 35-44: 21.1% Upper Horton — 35-44: 10.1%
45-54 7.4% / 11.6%
Cobbadah — 45-54: 7.4% Upper Horton — 45-54: 11.6%
55-64 9.5% / 13.0%
Cobbadah — 55-64: 9.5% Upper Horton — 55-64: 13.0%
65-74 13.7% / 10.9%
Cobbadah — 65-74: 13.7% Upper Horton — 65-74: 10.9%
75-84 6.3% / 10.9%
Cobbadah — 75-84: 6.3% Upper Horton — 75-84: 10.9%
85+ — / —
Cobbadah — 85+: not among its largest Upper Horton — 85+: not among its largest

Bars are drawn against the largest share shown (21.1%).

Who lives together

Household composition, 2021 Census.

Cobbadah 68.4% couple families
Cobbadah — Couple Families: 68.4% Cobbadah — Lone Person: 31.6% Cobbadah — One Parent Families: 0.0%
Upper Horton 51.6% couple families
Upper Horton — Couple Families: 51.6% Upper Horton — Lone Person: 25.8% Upper Horton — One Parent Families: 22.6%
Couple Families Lone Person One Parent Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Cobbadah 0.0% renting
Cobbadah — Owned Outright: 65.4% Cobbadah — Mortgage: 34.6% Cobbadah — Renting: 0.0%
Upper Horton 17.9% renting
Upper Horton — Owned Outright: 59.0% Upper Horton — Mortgage: 23.1% Upper Horton — Renting: 17.9%
Owned outright Mortgage Renting

What people live in

Occupied private dwellings by structure, 2021 Census.

Cobbadah 100.0% houses
Cobbadah — Houses: 100.0% Cobbadah — Flats / Apartments: 0.0%
Upper Horton 98.0% houses
Upper Horton — Houses: 98.0% Upper Horton — Flats / Apartments: 2.0%
Houses Flats / Apartments

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Cobbadah Upper Horton
Certificate III & IV 13.7% / 12.3%
Cobbadah — Certificate III & IV: 13.7% Upper Horton — Certificate III & IV: 12.3%
Bachelor Degree 8.4% / 4.3%
Cobbadah — Bachelor Degree: 8.4% Upper Horton — Bachelor Degree: 4.3%
Advanced Diploma / Diploma 5.3% / 3.6%
Cobbadah — Advanced Diploma / Diploma: 5.3% Upper Horton — Advanced Diploma / Diploma: 3.6%
Graduate Diploma / Certificate 3.2% / —
Cobbadah — Graduate Diploma / Certificate: 3.2% Upper Horton — Graduate Diploma / Certificate: not among its largest

Bars are drawn against the largest share shown (13.7%).

Zoning mix

Cobbadah Upper Horton
Rural and farming 100% 92%
Environmental 0% 8%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Cobbadah Upper Horton
New dwellings approved 15
across Gwydir
same for both
Approvals change year on year -50%
same for both

Ranking within NSW

Cobbadah Upper Horton
House price —
same for both
Income Higher than 18% of NSW Higher than 26% of NSW
Schools —
same for both
Walkability Higher than 3% of NSW Higher than 37% of NSW
Affordability —
same for both
EV adoption —
same for both
NBN connectivity Higher than 2% of NSW Higher than 19% of NSW

Liveability

Cobbadah Upper Horton
Grade —
same for both
Score —
same for both
Socio-economic band very advantaged area
decile 9/10
mid-range socio-economic
decile 5/10

Risk profile

Upper Horton carries more bushfire risk (58 vs 37).

Cobbadah Upper Horton
Bushfire Low
37/100
Moderate
58/100
Crime Moderate
62/100
Moderate
55/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Cobbadah Upper Horton
Inside the suburb 0
same for both
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both

Amenities in the suburb

Cobbadah Upper Horton
Parks & reserves 0 1
Waterways 13 5

Mobility

Upper Horton sits further from the CBD (537.2 km vs 518.2 km).

Cobbadah Upper Horton
Walkability score 0/100
same for both
Distance to Sydney 518.2 km 537.2 km
+4% vs other
Drive time (normal traffic) 380 min 396 min
Electric vehicle share 0.0%
postcode 2347
same for both
Rooftop solar per 100 dwellings 43
postcode 2347
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Cobbadah Upper Horton
Worked from Home 59.5% / 43.4%
Cobbadah — Worked from Home: 59.5% Upper Horton — Worked from Home: 43.4%
Car (driver) 40.5% / 43.4%
Cobbadah — Car (driver): 40.5% Upper Horton — Car (driver): 43.4%
Walked Only — / 7.5%
Cobbadah — Walked Only: not among its largest Upper Horton — Walked Only: 7.5%
Car (passenger) — / 5.7%
Cobbadah — Car (passenger): not among its largest Upper Horton — Car (passenger): 5.7%

Bars are drawn against the largest share shown (59.5%).

Setting

Cobbadah Upper Horton
Elevation 568 m
above sea level, at the suburb centre
420 m
above sea level, at the suburb centre

NBN connectivity

Cobbadah Upper Horton
Connectivity score 15/100
same for both
Most common technology Satellite (Sky Muster)
same for both
Full-fibre (FTTP) share 0%
28 premises
0%
50 premises

Climate

Cobbadah Upper Horton
Annual rainfall 679 mm
same for both
Summer max (Jan) 32.0°C
same for both
Winter min (Jul) 0.9°C
same for both

Council rates

Cobbadah Upper Horton
Average residential rate $825/yr
same for both
Council Gwydir
same for both

Federal electorate

Cobbadah Upper Horton
Division New England
same for both
Member Barnaby Joyce
same for both
Party The Nationals
same for both

First Home Owner Grant

Cobbadah Upper Horton
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Cobbadah

Upper Horton

More comparisons

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Other comparisons with Upper Horton

Full data on Cobbadah Full data on Upper Horton
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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