Cobargo vs Quaama

Quaama is the younger of the two, with a median age of 53 against 56 in Cobargo. In both, the large majority of households own their home and the large majority of homes are detached houses. In Cobargo, about half of households are people living alone. Houses cost more in Cobargo: a median of $680,000, against $585,000 in Quaama, and rent is higher there too.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Cobargo

ahead on 2 of the 6 things we measure here

  • has more parks and reserves (4 vs 1)
  • has more schools rated above their peers (1 vs 0)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Quaama

ahead on the one thing that separates them

  • has cheaper houses ($585,000 vs $680,000)

Weighs house prices and mortgage stress.

Renters

Quaama

ahead on 2 of the 3 things we measure here

  • leaves renters under less rental stress (24% vs 30%)
  • has cheaper rent ($250/wk vs $285/wk)
  • But Cobargo has a bigger rental market to choose from (20% vs 10%)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Cobargo

ahead on 3 of the 3 things we measure here

  • is more walkable (36/100 vs 0/100)
  • has a shorter drive in (317 min vs 331 min)
  • sits closer to the CBD (384.1 km vs 396.4 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Cobargo

ahead on the one thing that separates them

  • is more walkable (36/100 vs 0/100)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs population growth.

Where they sit

Cobargo and Quaama drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Cobargo Quaama
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Cobargo Quaama
Walkability 36 / 0
Cobargo — Walkability: 36/100 Quaama — Walkability: 0/100
Safety 66 / 70
Cobargo — Safety: 66/100 Quaama — Safety: 70/100
Low fire risk 40 / 31
Cobargo — Low fire risk: 40/100 Quaama — Low fire risk: 31/100

Demographics

Cobargo has more residents (766 vs 291); Cobargo rents higher ($285/wk vs $250/wk).

Cobargo Quaama
Population 766
+62% vs other
291
Population trend (2016 → 2021) -1.3% +3.6%
Median age 56 53
Median household income $50,284/yr $55,016/yr
+9% vs other
Median weekly rent $285/wk
+12% vs other
$250/wk

Age profile

Share of residents in each band, 2021 Census.

Cobargo Quaama
0-4 4.4% / 3.8%
Cobargo — 0-4: 4.4% Quaama — 0-4: 3.8%
5-14 9.3% / 11.0%
Cobargo — 5-14: 9.3% Quaama — 5-14: 11.0%
15-19 5.2% / 5.2%
Cobargo — 15-19: 5.2% Quaama — 15-19: 5.2%
20-24 4.4% / 3.1%
Cobargo — 20-24: 4.4% Quaama — 20-24: 3.1%
25-34 5.5% / 7.9%
Cobargo — 25-34: 5.5% Quaama — 25-34: 7.9%
35-44 9.0% / 7.9%
Cobargo — 35-44: 9.0% Quaama — 35-44: 7.9%
45-54 10.2% / 12.7%
Cobargo — 45-54: 10.2% Quaama — 45-54: 12.7%
55-64 23.9% / 20.6%
Cobargo — 55-64: 23.9% Quaama — 55-64: 20.6%
65-74 17.8% / 20.3%
Cobargo — 65-74: 17.8% Quaama — 65-74: 20.3%
75-84 8.7% / 7.2%
Cobargo — 75-84: 8.7% Quaama — 75-84: 7.2%
85+ 1.2% / 1.7%
Cobargo — 85+: 1.2% Quaama — 85+: 1.7%

Bars are drawn against the largest share shown (23.9%).

Who lives together

Household composition, 2021 Census.

Cobargo 47.3% lone person
Cobargo — Lone Person: 47.3% Cobargo — Couple Families: 29.5% Cobargo — One Parent Families: 16.4% Cobargo — Group Household: 4.8% Cobargo — Other Families: 1.9%
Quaama 39.4% lone person
Quaama — Lone Person: 39.4% Quaama — Couple Families: 36.4% Quaama — One Parent Families: 12.1% Quaama — Group Household: 6.1% Quaama — Other Families: 6.1%
Lone Person Couple Families One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Cobargo 20.0% renting
Cobargo — Owned Outright: 57.4% Cobargo — Mortgage: 22.6% Cobargo — Renting: 20.0%
Quaama 9.5% renting
Quaama — Owned Outright: 56.9% Quaama — Mortgage: 33.6% Quaama — Renting: 9.5%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Cobargo Quaama
Certificate III & IV 18.5% / 19.6%
Cobargo — Certificate III & IV: 18.5% Quaama — Certificate III & IV: 19.6%
Bachelor Degree 8.1% / 8.6%
Cobargo — Bachelor Degree: 8.1% Quaama — Bachelor Degree: 8.6%
Advanced Diploma / Diploma 8.5% / 7.6%
Cobargo — Advanced Diploma / Diploma: 8.5% Quaama — Advanced Diploma / Diploma: 7.6%
Graduate Diploma / Certificate 2.5% / 3.4%
Cobargo — Graduate Diploma / Certificate: 2.5% Quaama — Graduate Diploma / Certificate: 3.4%
Postgraduate Degree 2.7% / 1.7%
Cobargo — Postgraduate Degree: 2.7% Quaama — Postgraduate Degree: 1.7%

Bars are drawn against the largest share shown (19.6%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Cobargo Quaama
England 4.7% / 6.2%
Cobargo — England: 4.7% Quaama — England: 6.2%
New Zealand 1.0% / 2.7%
Cobargo — New Zealand: 1.0% Quaama — New Zealand: 2.7%
South Africa 0.5% / 1.0%
Cobargo — South Africa: 0.5% Quaama — South Africa: 1.0%
Netherlands 1.0% / —
Cobargo — Netherlands: 1.0% Quaama — Netherlands: not among its largest
Germany 0.7% / —
Cobargo — Germany: 0.7% Quaama — Germany: not among its largest
Philippines 0.5% / —
Cobargo — Philippines: 0.5% Quaama — Philippines: not among its largest

Bars are drawn against the largest share shown (6.2%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Cobargo 93.5% houses
Cobargo — Houses: 93.5% Cobargo — Townhouses: 4.3% Cobargo — Flats / Apartments: 2.2%
Quaama 99.1% houses
Quaama — Houses: 99.1% Quaama — Townhouses: 0.0% Quaama — Flats / Apartments: 0.9%
Houses Townhouses Flats / Apartments

Property market

Cobargo Quaama
Median house price $680,000 $585,000
Median unit price —
same for both
Median land price — $225,000
Typical days to sell (houses) — 34 days
from 3 sales

Zoning mix

Quaama has more land zoned for conservation (29% vs 14%); Cobargo has more rural and farming land (85% vs 70%).

Cobargo Quaama
Rural and farming 85% 70%
Environmental 14% 29%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Cobargo Quaama
New dwellings approved 109
across Bega Valley
same for both
Approvals change year on year -32%
same for both

Ranking within NSW

Cobargo Quaama
House price Higher than 22% of NSW Higher than 18% of NSW
Income Higher than 11% of NSW Higher than 15% of NSW
Schools —
same for both
Walkability Higher than 77% of NSW Higher than 23% of NSW
Affordability Higher than 47% of NSW Higher than 62% of NSW
EV adoption Higher than 70% of NSW Higher than 69% of NSW
NBN connectivity Higher than 60% of NSW Higher than 56% of NSW

Liveability

Cobargo is more walkable (36 vs 0).

Cobargo Quaama
Grade C —
Score 32/100 —
Socio-economic band below-average income
decile 3/10
below-average income
decile 2/10

Risk profile

Cobargo Quaama
Bushfire Moderate
60/100
Moderate
69/100
Crime Low
34/100
Low
30/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Cobargo Quaama
Inside the suburb 1
same for both
Rated above peers 1 0
Rated at peers 0 1
Rated below peers 0
same for both

Schools in Cobargo

  • Cobargo Public School Government · Primary above peers

Schools in Quaama

  • Quaama Public School Government · Primary at peers

Amenities in the suburb

Cobargo Quaama
Cafes & restaurants 3 0
Parks & reserves 4 1
Childcare 1 0
GPs 1 0
Pharmacies 1 0
Police stations 1 0
Banks & Bank@Post 1
same for both
Fuel stations 1
same for both
Waterways 20 5

Mobility

Quaama sits further from the CBD (396.4 km vs 384.1 km).

Cobargo Quaama
Walkability score 36/100 0/100
Distance to Sydney 384.1 km 396.4 km
+3% vs other
Drive time (normal traffic) 317 min 331 min
Public transport score 31/100
Bus
23/100
Bus
Peak arrivals per hour 11.0
7-9am + 5-7pm
3.8
7-9am + 5-7pm
Median peak wait 1 min
scheduled, not actual
2.5 min
scheduled, not actual
Electric vehicle share 0.7%
postcode 2550
same for both
Rooftop solar per 100 dwellings 61
postcode 2550
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Cobargo Quaama
Car (driver) 62.9% / 77.7%
Cobargo — Car (driver): 62.9% Quaama — Car (driver): 77.7%
Worked from Home 23.0% / 19.1%
Cobargo — Worked from Home: 23.0% Quaama — Worked from Home: 19.1%
Walked Only 11.3% / 3.2%
Cobargo — Walked Only: 11.3% Quaama — Walked Only: 3.2%
Car (passenger) 2.8% / —
Cobargo — Car (passenger): 2.8% Quaama — Car (passenger): not among its largest

Bars are drawn against the largest share shown (77.7%).

Setting

Cobargo Quaama
Elevation 94 m
above sea level, at the suburb centre
136 m
above sea level, at the suburb centre
Distance to the ocean 16.8 km 15.3 km

NBN connectivity

Cobargo Quaama
Connectivity score 30/100
same for both
Most common technology Fixed wireless
same for both
Full-fibre (FTTP) share 0%
428 premises
0%
149 premises

Climate

Cobargo Quaama
Annual rainfall 948 mm 768 mm
Summer max (Jan) 23.4°C —
Winter min (Jul) 7.8°C —

Council rates

Cobargo Quaama
Average residential rate $1,767/yr
same for both
Council Bega Valley
same for both

Federal electorate

Cobargo Quaama
Division Eden-monaro
same for both
Member Kristy Mcbain
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Cobargo Quaama
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Cobargo

Quaama

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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