Clergate vs Summer Hill Creek

In both, the large majority of households own their home, the large majority of homes are detached houses, and most households are couple families. Houses cost more in Summer Hill Creek: a median of $1.04 million, against $785,000 in Clergate, and rent is higher there too. On these figures, Clergate tends to suit people living alone and buyers on a tighter budget, while Summer Hill Creek suits couples.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

They split

one each way, out of the 6 things we measure here

  • Clergate has more schools rated above their peers (1 vs 0)
  • Summer Hill Creek is already more of a family suburb (81% vs 69%)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Clergate

ahead on the one thing that separates them

  • has cheaper houses ($785,000 vs $1,037,500)

Weighs house prices and mortgage stress.

Renters

Clergate

ahead on the one thing that separates them

  • has cheaper rent ($190/wk vs $360/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Summer Hill Creek

ahead on 2 of the 3 things we measure here

  • has a shorter drive in (226 min vs 233 min)
  • sits closer to the CBD (271.8 km vs 273.8 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Too close to call

Nothing among the 4 things we measure here separates them by enough to be worth acting on.

Weighs who already lives there, GPs, walkability, and crime.

Investors

Summer Hill Creek

ahead on the one thing that separates them

  • is growing faster (8.3% vs -1.9%)

Weighs population growth.

Where they sit

Clergate and Summer Hill Creek drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Clergate Summer Hill Creek
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Clergate Summer Hill Creek
Walkability 15 / 12
Clergate — Walkability: 15/100 Summer Hill Creek — Walkability: 12/100
Safety 80 / 88
Clergate — Safety: 80/100 Summer Hill Creek — Safety: 88/100
Low fire risk 60 / 64
Clergate — Low fire risk: 60/100 Summer Hill Creek — Low fire risk: 64/100

Demographics

Summer Hill Creek rents higher ($360/wk vs $190/wk); Summer Hill Creek has higher household incomes ($133,224 vs $99,320).

Clergate Summer Hill Creek
Population 206 234
+14% vs other
Population trend (2016 → 2021) -1.9% +8.3%
Median age 41 40
Median household income $99,320/yr $133,224/yr
+34% vs other
Median weekly rent $190/wk $360/wk
+89% vs other

Age profile

Share of residents in each band, 2021 Census.

Clergate Summer Hill Creek
0-4 5.3% / 6.8%
Clergate — 0-4: 5.3% Summer Hill Creek — 0-4: 6.8%
5-14 15.0% / 14.5%
Clergate — 5-14: 15.0% Summer Hill Creek — 5-14: 14.5%
15-19 5.3% / 8.5%
Clergate — 15-19: 5.3% Summer Hill Creek — 15-19: 8.5%
20-24 7.3% / 3.8%
Clergate — 20-24: 7.3% Summer Hill Creek — 20-24: 3.8%
25-34 7.8% / 10.3%
Clergate — 25-34: 7.8% Summer Hill Creek — 25-34: 10.3%
35-44 11.2% / 11.1%
Clergate — 35-44: 11.2% Summer Hill Creek — 35-44: 11.1%
45-54 19.4% / 17.1%
Clergate — 45-54: 19.4% Summer Hill Creek — 45-54: 17.1%
55-64 10.2% / 14.5%
Clergate — 55-64: 10.2% Summer Hill Creek — 55-64: 14.5%
65-74 7.8% / 11.5%
Clergate — 65-74: 7.8% Summer Hill Creek — 65-74: 11.5%
75-84 9.2% / 3.8%
Clergate — 75-84: 9.2% Summer Hill Creek — 75-84: 3.8%
85+ 1.5% / 1.3%
Clergate — 85+: 1.5% Summer Hill Creek — 85+: 1.3%

Bars are drawn against the largest share shown (19.4%).

Who lives together

Household composition, 2021 Census.

Clergate 57.1% couple families
Clergate — Couple Families: 57.1% Clergate — Lone Person: 30.6% Clergate — One Parent Families: 12.2%
Summer Hill Creek 72.3% couple families
Summer Hill Creek — Couple Families: 72.3% Summer Hill Creek — Lone Person: 19.1% Summer Hill Creek — One Parent Families: 8.5%
Couple Families Lone Person One Parent Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Clergate 5.0% renting
Clergate — Owned Outright: 53.3% Clergate — Mortgage: 41.7% Clergate — Renting: 5.0%
Summer Hill Creek 5.1% renting
Summer Hill Creek — Owned Outright: 51.9% Summer Hill Creek — Mortgage: 43.0% Summer Hill Creek — Renting: 5.1%
Owned outright Mortgage Renting

What people live in

Occupied private dwellings by structure, 2021 Census.

Clergate 100.0% houses
Clergate — Houses: 100.0%
Summer Hill Creek 100.0% houses
Summer Hill Creek — Houses: 100.0%
Houses

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Clergate Summer Hill Creek
Certificate III & IV 18.4% / 19.2%
Clergate — Certificate III & IV: 18.4% Summer Hill Creek — Certificate III & IV: 19.2%
Bachelor Degree 7.8% / 17.9%
Clergate — Bachelor Degree: 7.8% Summer Hill Creek — Bachelor Degree: 17.9%
Advanced Diploma / Diploma 8.7% / 7.7%
Clergate — Advanced Diploma / Diploma: 8.7% Summer Hill Creek — Advanced Diploma / Diploma: 7.7%
Postgraduate Degree 2.4% / 3.4%
Clergate — Postgraduate Degree: 2.4% Summer Hill Creek — Postgraduate Degree: 3.4%
Graduate Diploma / Certificate — / 2.1%
Clergate — Graduate Diploma / Certificate: not among its largest Summer Hill Creek — Graduate Diploma / Certificate: 2.1%

Bars are drawn against the largest share shown (19.2%).

Property market

Clergate Summer Hill Creek
Median house price $785,000 $1,037,500
Median unit price —
same for both
Median land price — $590,000

Zoning mix

Clergate has more rural and farming land (89% vs 62%).

Clergate Summer Hill Creek
Rural and farming 89% 62%
Residential 0% 36%
Environmental 10% 3%
Infrastructure and transport 1% 0%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Clergate Summer Hill Creek
New dwellings approved 29
across Cabonne
same for both
Approvals change year on year -43%
same for both

Ranking within NSW

Clergate Summer Hill Creek
House price Higher than 32% of NSW Higher than 53% of NSW
Income Higher than 68% of NSW Higher than 89% of NSW
Schools —
same for both
Walkability Higher than 65% of NSW Higher than 60% of NSW
Affordability Higher than 79% of NSW Higher than 80% of NSW
EV adoption Higher than 60% of NSW
same for both
NBN connectivity Higher than 55% of NSW Higher than 46% of NSW

Liveability

Clergate Summer Hill Creek
Grade —
same for both
Score —
same for both
Socio-economic band very advantaged area
decile 9/10
same for both

Risk profile

Clergate Summer Hill Creek
Bushfire Moderate
40/100
Low
36/100
Crime Low
20/100
Low
12/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Clergate Summer Hill Creek
Inside the suburb 1 0
Rated above peers 1 0
Rated at peers 0
same for both
Rated below peers 0
same for both

Schools in Clergate

  • Clergate Public School Government · Primary above peers

Schools in Summer Hill Creek

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Amenities in the suburb

Clergate Summer Hill Creek
Parks & reserves 1 0
Childcare 1 0
Waterways 1 6

Mobility

Clergate sits further from the CBD (273.8 km vs 271.8 km).

Clergate Summer Hill Creek
Walkability score 15/100 12/100
Distance to Sydney 273.8 km 271.8 km
Drive time (normal traffic) 233 min 226 min
Electric vehicle share 0.6%
postcode 2800
same for both
Rooftop solar per 100 dwellings 48
postcode 2800
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Clergate Summer Hill Creek
Car (driver) 75.2% / 82.4%
Clergate — Car (driver): 75.2% Summer Hill Creek — Car (driver): 82.4%
Worked from Home 18.8% / 12.8%
Clergate — Worked from Home: 18.8% Summer Hill Creek — Worked from Home: 12.8%
Car (passenger) 5.9% / 4.8%
Clergate — Car (passenger): 5.9% Summer Hill Creek — Car (passenger): 4.8%

Bars are drawn against the largest share shown (82.4%).

Setting

Clergate Summer Hill Creek
Elevation 859 m
above sea level, at the suburb centre
905 m
above sea level, at the suburb centre

NBN connectivity

Clergate Summer Hill Creek
Connectivity score 30/100 29/100
Most common technology Fixed wireless
same for both
Full-fibre (FTTP) share 0%
71 premises
0%
85 premises

Climate

Clergate Summer Hill Creek
Annual rainfall 894 mm
same for both
Summer max (Jan) 26.3°C
same for both
Winter min (Jul) 2.2°C
same for both

Air quality (annual mean)

Clergate Summer Hill Creek
PM2.5 6.0 µg/m³
same for both
PM10 10.8 µg/m³
same for both
NO₂ 0.4 pphm
same for both

Council rates

Clergate Summer Hill Creek
Average residential rate $750/yr
same for both
Council Cabonne
same for both

Federal electorate

Clergate Summer Hill Creek
Division Calare
same for both
Member Andrew Gee
same for both
Party Independent
same for both

First Home Owner Grant

Clergate Summer Hill Creek
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Clergate

Summer Hill Creek

More comparisons

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Full data on Clergate Full data on Summer Hill Creek
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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