Clear Creek vs Napoleon Reef

Clear Creek is the younger of the two, with a median age of 56 against 59 in Napoleon Reef. In both, the large majority of households own their home, the large majority of homes are detached houses, and most households are couple families. Houses cost more in Napoleon Reef: a median of $1.01 million, against $450,000 in Clear Creek, though rent is higher in Clear Creek. On these figures, Clear Creek tends to suit buyers on a tighter budget.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Too close to call

Nothing among the 6 things we measure here separates them by enough to be worth acting on.

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Clear Creek

ahead on the one thing that separates them

  • has cheaper houses ($450,000 vs $1,015,000)

Weighs house prices and mortgage stress.

Renters

Napoleon Reef

ahead on the one thing that separates them

  • has cheaper rent ($215/wk vs $300/wk)

Weighs rent and rental stress.

Commuting to the city

Napoleon Reef

ahead on 2 of the 3 things we measure here

  • has a shorter drive in (174 min vs 188 min)
  • sits closer to the CBD (197.6 km vs 211.2 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Napoleon Reef

ahead on the one thing that separates them

  • has more residents already 65 and over (30% vs 24%)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Clear Creek

ahead on the one thing that separates them

  • is growing faster (-2.5% vs -10.3%)

Weighs population growth.

Where they sit

Clear Creek and Napoleon Reef drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Clear Creek Napoleon Reef
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Clear Creek Napoleon Reef
Walkability 0 / 0
Clear Creek — Walkability: 0/100 Napoleon Reef — Walkability: 0/100
Safety 84 / 78
Clear Creek — Safety: 84/100 Napoleon Reef — Safety: 78/100
Low fire risk 54 / 88
Clear Creek — Low fire risk: 54/100 Napoleon Reef — Low fire risk: 88/100

Demographics

Clear Creek rents higher ($300/wk vs $215/wk); Napoleon Reef skews older (59 vs 56).

Clear Creek Napoleon Reef
Population 115 130
+13% vs other
Population trend (2016 → 2021) -2.5% -10.3%
Median age 56 59
Median household income $100,048/yr
+3% vs other
 $96,668/yr
Median weekly rent $300/wk
+28% vs other
 $215/wk

Age profile

Share of residents in each band, 2021 Census.

Clear Creek Napoleon Reef
0-4 — / 2.3%
Clear Creek — 0-4: not among its largest Napoleon Reef — 0-4: 2.3%
5-14 9.6% / 10.0%
Clear Creek — 5-14: 9.6% Napoleon Reef — 5-14: 10.0%
15-19 7.8% / 3.1%
Clear Creek — 15-19: 7.8% Napoleon Reef — 15-19: 3.1%
20-24 2.6% / 4.6%
Clear Creek — 20-24: 2.6% Napoleon Reef — 20-24: 4.6%
25-34 7.8% / 6.9%
Clear Creek — 25-34: 7.8% Napoleon Reef — 25-34: 6.9%
35-44 8.7% / 2.3%
Clear Creek — 35-44: 8.7% Napoleon Reef — 35-44: 2.3%
45-54 8.7% / 15.4%
Clear Creek — 45-54: 8.7% Napoleon Reef — 45-54: 15.4%
55-64 23.5% / 23.1%
Clear Creek — 55-64: 23.5% Napoleon Reef — 55-64: 23.1%
65-74 16.5% / 17.7%
Clear Creek — 65-74: 16.5% Napoleon Reef — 65-74: 17.7%
75-84 7.0% / 10.0%
Clear Creek — 75-84: 7.0% Napoleon Reef — 75-84: 10.0%
85+ — / 2.3%
Clear Creek — 85+: not among its largest Napoleon Reef — 85+: 2.3%

Bars are drawn against the largest share shown (23.5%).

Who lives together

Household composition, 2021 Census.

Clear Creek 57.1% couple families
Clear Creek — Couple Families: 57.1% Clear Creek — Lone Person: 32.1% Clear Creek — One Parent Families: 10.7%
Napoleon Reef 60.0% couple families
Napoleon Reef — Couple Families: 60.0% Napoleon Reef — Lone Person: 40.0% Napoleon Reef — One Parent Families: 0.0%
Couple Families Lone Person One Parent Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Clear Creek 11.1% renting
Clear Creek — Owned Outright: 51.1% Clear Creek — Mortgage: 37.8% Clear Creek — Renting: 11.1%
Napoleon Reef 0.0% renting
Napoleon Reef — Owned Outright: 62.5% Napoleon Reef — Mortgage: 37.5% Napoleon Reef — Renting: 0.0%
Owned outright Mortgage Renting

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Clear Creek Napoleon Reef
England 3.5% / 2.3%
Clear Creek — England: 3.5% Napoleon Reef — England: 2.3%
New Zealand — / 3.8%
Clear Creek — New Zealand: not among its largest Napoleon Reef — New Zealand: 3.8%
Lebanon — / 3.8%
Clear Creek — Lebanon: not among its largest Napoleon Reef — Lebanon: 3.8%

Bars are drawn against the largest share shown (3.8%).

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Clear Creek Napoleon Reef
Certificate III & IV 28.7% / 23.1%
Clear Creek — Certificate III & IV: 28.7% Napoleon Reef — Certificate III & IV: 23.1%
Bachelor Degree 18.3% / 16.2%
Clear Creek — Bachelor Degree: 18.3% Napoleon Reef — Bachelor Degree: 16.2%
Advanced Diploma / Diploma 10.4% / 10.0%
Clear Creek — Advanced Diploma / Diploma: 10.4% Napoleon Reef — Advanced Diploma / Diploma: 10.0%
Postgraduate Degree 5.2% / 6.2%
Clear Creek — Postgraduate Degree: 5.2% Napoleon Reef — Postgraduate Degree: 6.2%
Graduate Diploma / Certificate 3.5% / 2.3%
Clear Creek — Graduate Diploma / Certificate: 3.5% Napoleon Reef — Graduate Diploma / Certificate: 2.3%

Bars are drawn against the largest share shown (28.7%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Clear Creek 100.0% houses
Clear Creek — Houses: 100.0%
Napoleon Reef 100.0% houses
Napoleon Reef — Houses: 100.0%
Houses

Property market

Clear Creek Napoleon Reef
Median house price $450,000 $1,015,000
Median unit price —
same for both
Median land price $1,000,000 —

Zoning mix

Clear Creek has more rural and farming land (100% vs 81%); Napoleon Reef has more land zoned for conservation (19% vs 0%).

Clear Creek Napoleon Reef
Rural and farming 100% 81%
Environmental 0% 19%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Clear Creek Napoleon Reef
New dwellings approved 177
across Bathurst
same for both
Approvals change year on year -23%
same for both

Ranking within NSW

Clear Creek Napoleon Reef
House price Higher than 13% of NSW Higher than 52% of NSW
Income Higher than 68% of NSW Higher than 63% of NSW
Schools —
same for both
Walkability Higher than 39% of NSW Higher than 5% of NSW
Affordability Higher than 93% of NSW Higher than 61% of NSW
EV adoption Higher than 44% of NSW Higher than 43% of NSW
NBN connectivity Higher than 48% of NSW Higher than 50% of NSW

Liveability

Clear Creek Napoleon Reef
Grade —
same for both
Score —
same for both
Socio-economic band very advantaged area
decile 9/10
 advantaged area
decile 8/10

Risk profile

Clear Creek carries more bushfire risk (46 vs 12).

Clear Creek Napoleon Reef
Bushfire Moderate
46/100
 Low
12/100
Crime Low
16/100
 Low
22/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Clear Creek Napoleon Reef
Inside the suburb 0
same for both
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both

Amenities in the suburb

Clear Creek Napoleon Reef
Waterways 11 3

Mobility

Clear Creek sits further from the CBD (211.2 km vs 197.6 km).

Clear Creek Napoleon Reef
Walkability score 0/100
same for both
Distance to Sydney 211.2 km
+6% vs other
 197.6 km
Drive time (normal traffic) 188 min 174 min
Electric vehicle share 0.4%
postcode 2795
same for both
Rooftop solar per 100 dwellings 47
postcode 2795
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Clear Creek Napoleon Reef
Car (driver) 67.2% / 53.3%
Clear Creek — Car (driver): 67.2% Napoleon Reef — Car (driver): 53.3%
Worked from Home 25.9% / 28.3%
Clear Creek — Worked from Home: 25.9% Napoleon Reef — Worked from Home: 28.3%
Car (passenger) 6.9% / 10.0%
Clear Creek — Car (passenger): 6.9% Napoleon Reef — Car (passenger): 10.0%
Walked Only — / 8.3%
Clear Creek — Walked Only: not among its largest Napoleon Reef — Walked Only: 8.3%

Bars are drawn against the largest share shown (67.2%).

Setting

Clear Creek Napoleon Reef
Elevation 741 m
above sea level, at the suburb centre
 773 m
above sea level, at the suburb centre

NBN connectivity

Clear Creek Napoleon Reef
Connectivity score 29/100 30/100
Most common technology Fixed wireless
same for both
Full-fibre (FTTP) share 0%
62 premises
 0%
64 premises

Climate

Clear Creek Napoleon Reef
Annual rainfall 644 mm
same for both
Summer max (Jan) 28.4°C
same for both
Winter min (Jul) 1.2°C
same for both

Air quality (annual mean)

Clear Creek Napoleon Reef
PM2.5 5.3 µg/m³
same for both
PM10 —
same for both
NO₂ —
same for both

Council rates

Clear Creek Napoleon Reef
Average residential rate $1,301/yr
same for both
Council Bathurst
same for both

Federal electorate

Clear Creek Napoleon Reef
Division Calare
same for both
Member Andrew Gee
same for both
Party Independent
same for both

First Home Owner Grant

Clear Creek Napoleon Reef
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Clear Creek

Affordable Rural

Napoleon Reef

Retirees River Rural

More comparisons

Other comparisons with Clear Creek

Clear Creek vs Peel Clear Creek vs Glanmire Clear Creek vs Limekilns

Other comparisons with Napoleon Reef

Napoleon Reef vs Yetholme Napoleon Reef vs Glanmire Napoleon Reef vs Walang
Full data on Clear Creek Full data on Napoleon Reef
Unlock full address-level data — $29/month

Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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