Chiltern vs Eldorado

In both, the large majority of households own their home and the large majority of homes are detached houses. In Chiltern, about half of households are people living alone. Houses cost more in Eldorado: a median of $710,000, against $586,000 in Chiltern, though rent is higher in Chiltern. On these figures, Chiltern tends to suit buyers on a tighter budget.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Chiltern

ahead on 3 of the 6 things we measure here

  • has more childcare (4 vs 0)
  • has more schools inside the suburb (2 vs 0)
  • has more parks and reserves (8 vs 5)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Chiltern

ahead on the one thing that separates them

  • has cheaper houses ($586,500 vs $710,000)

Weighs house prices and mortgage stress.

Renters

Eldorado

ahead on the one thing that separates them

  • has cheaper rent ($225/wk vs $260/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

They split

one each way, out of the 3 things we measure here

  • Chiltern has a shorter drive in (186 min vs 192 min)
  • Eldorado sits closer to the CBD (276.6 km vs 293.2 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Too close to call

Nothing among the 5 things we measure here separates them by enough to be worth acting on.

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs population growth.

Where they sit

Chiltern and Eldorado drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Chiltern Eldorado
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Chiltern Eldorado
Walkability 0 / 0
Chiltern — Walkability: 0/100 Eldorado — Walkability: 0/100
Safety 55 / 54
Chiltern — Safety: 55/100 Eldorado — Safety: 54/100
Low fire risk 34 / 27
Chiltern — Low fire risk: 34/100 Eldorado — Low fire risk: 27/100
Low flood risk 76 / 85
Chiltern — Low flood risk: 76/100 Eldorado — Low flood risk: 85/100

Demographics

Chiltern has more residents (1,580 vs 382); Chiltern rents higher ($260/wk vs $225/wk).

Chiltern Eldorado
Population 1,580
+76% vs other
 382
Population trend (2016 → 2021) -1.6% -0.8%
Median age 50 52
Median household income $67,860/yr $68,224/yr
Median weekly rent $260/wk
+13% vs other
 $225/wk

Age profile

Share of residents in each band, 2021 Census.

Chiltern Eldorado
0-4 4.3% / 3.7%
Chiltern — 0-4: 4.3% Eldorado — 0-4: 3.7%
5-14 10.7% / 11.5%
Chiltern — 5-14: 10.7% Eldorado — 5-14: 11.5%
15-19 6.5% / 5.2%
Chiltern — 15-19: 6.5% Eldorado — 15-19: 5.2%
20-24 3.9% / 3.7%
Chiltern — 20-24: 3.9% Eldorado — 20-24: 3.7%
25-34 8.2% / 7.6%
Chiltern — 25-34: 8.2% Eldorado — 25-34: 7.6%
35-44 9.1% / 11.8%
Chiltern — 35-44: 9.1% Eldorado — 35-44: 11.8%
45-54 15.0% / 15.7%
Chiltern — 45-54: 15.0% Eldorado — 45-54: 15.7%
55-64 17.5% / 18.1%
Chiltern — 55-64: 17.5% Eldorado — 55-64: 18.1%
65-74 14.9% / 15.2%
Chiltern — 65-74: 14.9% Eldorado — 65-74: 15.2%
75-84 9.1% / 9.7%
Chiltern — 75-84: 9.1% Eldorado — 75-84: 9.7%
85+ 1.5% / 2.4%
Chiltern — 85+: 1.5% Eldorado — 85+: 2.4%

Bars are drawn against the largest share shown (18.1%).

Who lives together

Household composition, 2021 Census.

Chiltern 45.0% lone person
Chiltern — Lone Person: 45.0% Chiltern — Couple Families: 35.6% Chiltern — One Parent Families: 13.1% Chiltern — Group Household: 4.4% Chiltern — Other Families: 2.0%
Eldorado 42.5% lone person
Eldorado — Lone Person: 42.5% Eldorado — Couple Families: 44.3% Eldorado — One Parent Families: 6.6% Eldorado — Group Household: 2.8% Eldorado — Other Families: 3.8%
Lone Person Couple Families One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Chiltern 11.8% renting
Chiltern — Owned Outright: 45.7% Chiltern — Mortgage: 42.5% Chiltern — Renting: 11.8%
Eldorado 11.0% renting
Eldorado — Owned Outright: 44.5% Eldorado — Mortgage: 44.5% Eldorado — Renting: 11.0%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Chiltern Eldorado
Certificate III & IV 19.6% / 22.8%
Chiltern — Certificate III & IV: 19.6% Eldorado — Certificate III & IV: 22.8%
Bachelor Degree 8.5% / 8.9%
Chiltern — Bachelor Degree: 8.5% Eldorado — Bachelor Degree: 8.9%
Advanced Diploma / Diploma 7.8% / 7.9%
Chiltern — Advanced Diploma / Diploma: 7.8% Eldorado — Advanced Diploma / Diploma: 7.9%
Postgraduate Degree 1.9% / 3.7%
Chiltern — Postgraduate Degree: 1.9% Eldorado — Postgraduate Degree: 3.7%
Graduate Diploma / Certificate 2.6% / 2.9%
Chiltern — Graduate Diploma / Certificate: 2.6% Eldorado — Graduate Diploma / Certificate: 2.9%

Bars are drawn against the largest share shown (22.8%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Chiltern Eldorado
England 4.1% / 3.7%
Chiltern — England: 4.1% Eldorado — England: 3.7%
New Zealand 0.9% / 2.6%
Chiltern — New Zealand: 0.9% Eldorado — New Zealand: 2.6%
Scotland 0.5% / 1.3%
Chiltern — Scotland: 0.5% Eldorado — Scotland: 1.3%
Ireland — / 1.0%
Chiltern — Ireland: not among its largest Eldorado — Ireland: 1.0%
Netherlands 0.2% / 0.8%
Chiltern — Netherlands: 0.2% Eldorado — Netherlands: 0.8%
Germany 0.9% / —
Chiltern — Germany: 0.9% Eldorado — Germany: not among its largest
France 0.3% / —
Chiltern — France: 0.3% Eldorado — France: not among its largest

Bars are drawn against the largest share shown (4.1%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Chiltern 92.9% houses
Chiltern — Houses: 92.9% Chiltern — Flats / Apartments: 5.0% Chiltern — Townhouses: 2.1%
Eldorado 96.1% houses
Eldorado — Houses: 96.1% Eldorado — Flats / Apartments: 3.9% Eldorado — Townhouses: 0.0%
Houses Flats / Apartments Townhouses

Property market

Chiltern Eldorado
Median house price $586,500 $710,000
Median unit price $275,000 —
Median land price $510,000 —
Typical days to sell (houses) 40 days
from 5 sales
 51 days
from 4 sales

Zoning mix

Chiltern has more rural and farming land (53% vs 39%).

Chiltern Eldorado
Parks and recreation 45% 59%
Rural and farming 53% 39%
Residential 1% 2%
Infrastructure and transport 1% 0%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Chiltern Eldorado
New dwellings approved 120
across Indigo
 238
across Wangaratta
Approvals change year on year +15% +329%

Ranking within VIC

Chiltern Eldorado
House price Higher than 18% of VIC —
Income Higher than 29% of VIC Higher than 30% of VIC
Schools —
same for both
Walkability Higher than 63% of VIC Higher than 26% of VIC
Affordability Higher than 69% of VIC —
EV adoption Higher than 18% of VIC Higher than 62% of VIC
NBN connectivity Higher than 84% of VIC Higher than 41% of VIC

Liveability

Chiltern Eldorado
Grade D —
Score 26/100 —
Socio-economic band below-average income
decile 3/10
 mid-range socio-economic
decile 5/10

Risk profile

Chiltern Eldorado
Bushfire Moderate
66/100
 High
73/100
Crime Moderate
45/100
 Moderate
46/100
Flood Low
24/100
 Low
15/100
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Chiltern Eldorado
Inside the suburb 2 0
Rated above peers 1 0
Rated at peers 0
same for both
Rated below peers 1 0

Schools in Chiltern

  • Chiltern Primary School Government · Primary above peers
  • St Joseph's School Catholic · Primary below peers

Schools in Eldorado

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Amenities in the suburb

Chiltern Eldorado
Supermarkets 1 0
Cafes & restaurants 2 0
Parks & reserves 8 5
Childcare 4 0
GPs 1 0
Pharmacies 1 0
Police stations 1 0
Banks & Bank@Post 2 0
EV chargers 1 0
Waterways 19 1

Mobility

Chiltern sits further from the CBD (293.2 km vs 276.6 km).

Chiltern Eldorado
Walkability score 0/100
same for both
Distance to Melbourne 293.2 km
+6% vs other
 276.6 km
Drive time (normal traffic) 186 min 192 min
Electric vehicle share 0.3%
postcode 3683
 0.6%
postcode 3746
Rooftop solar per 100 dwellings 64
postcode 3683
 83
postcode 3746

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Chiltern Eldorado
Car (driver) 76.5% / 77.9%
Chiltern — Car (driver): 76.5% Eldorado — Car (driver): 77.9%
Worked from Home 15.4% / 13.2%
Chiltern — Worked from Home: 15.4% Eldorado — Worked from Home: 13.2%
Car (passenger) 3.2% / 5.9%
Chiltern — Car (passenger): 3.2% Eldorado — Car (passenger): 5.9%
Walked Only 5.0% / 2.9%
Chiltern — Walked Only: 5.0% Eldorado — Walked Only: 2.9%

Bars are drawn against the largest share shown (77.9%).

Setting

Chiltern Eldorado
Elevation 221 m
above sea level, at the suburb centre
 232 m
above sea level, at the suburb centre

NBN connectivity

Chiltern Eldorado
Connectivity score 75/100 29/100
Most common technology Fibre to the premises Fixed wireless
Full-fibre (FTTP) share 45%
767 premises
 0%
174 premises

Climate

Chiltern Eldorado
Annual rainfall 567 mm 984 mm
Summer max (Jan) 31.7°C —
Winter min (Jul) 2.1°C —

Council rates

Chiltern Eldorado
Average residential rate $1,828/yr $1,962/yr
Council Indigo Wangaratta

Federal electorate

Chiltern Eldorado
Division Indi
same for both
Member Helen Haines
same for both
Party Independent
same for both

First Home Owner Grant

Chiltern Eldorado
Grant amount $10,000
same for both
Property price cap $750,000
same for both
Eligibility New
same for both

Tags

Chiltern

Affordable Retirees Rural

Eldorado

Quiet Retirees Rural

More comparisons

Other comparisons with Chiltern

Chiltern vs Beechworth Chiltern vs Barnawartha Chiltern vs Springhurst Chiltern vs Indigo Valley Chiltern vs Wooragee Chiltern vs Byawatha

Other comparisons with Eldorado

Eldorado vs Beechworth Eldorado vs Tarrawingee Eldorado vs Byawatha Eldorado vs Londrigan Eldorado vs Everton Upper
Full data on Chiltern Full data on Eldorado
Unlock full address-level data — $29/month

Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

Save this page for later

We'll email you a link to this page so you can finish reading it on any device. We use your address once to send it and don't keep it.

or