Cheltenham vs North Epping

In both, the large majority of households own their home, the large majority of homes are detached houses, and most households are couple families. Houses cost more in Cheltenham: a median of $2.85 million, against $2.37 million in North Epping, and rent is higher there too. On these figures, North Epping tends to suit buyers on a tighter budget.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

North Epping

ahead on the one thing that separates them

  • carries lower crime risk (18/100 vs 28/100)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

They split

one each way, out of the 3 things we measure here

  • Cheltenham has cheaper units ($1,350,000 vs $1,680,000)
  • North Epping has cheaper houses ($2,365,000 vs $2,847,500)

Weighs house prices, unit prices, and mortgage stress.

Renters

North Epping

ahead on the one thing that separates them

  • has cheaper rent ($615/wk vs $695/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

They split

one each way, out of the 4 things we measure here

  • Cheltenham has a shorter drive in (23 min vs 28 min)
  • North Epping is more walkable (80/100 vs 63/100)

Weighs distance, drive time, rail access, and walkability.

Downsizers and retirees

North Epping

ahead on 2 of the 5 things we measure here

  • carries lower crime risk (18/100 vs 28/100)
  • is more walkable (80/100 vs 63/100)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

North Epping

ahead on the one thing that separates them

  • is growing faster (2.9% vs -3.4%)

Weighs population growth.

Where they sit

Cheltenham and North Epping drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Cheltenham North Epping
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Cheltenham North Epping
Walkability 63 / 80
Cheltenham — Walkability: 63/100 North Epping — Walkability: 80/100
Safety 72 / 82
Cheltenham — Safety: 72/100 North Epping — Safety: 82/100
Low fire risk 100 / 22
Cheltenham — Low fire risk: 100/100 North Epping — Low fire risk: 22/100

Demographics

North Epping has more residents (4,657 vs 2,166); Cheltenham has higher household incomes ($185,796 vs $159,224).

Cheltenham North Epping
Population 2,166 4,657
+115% vs other
Population trend (2016 → 2021) -3.4% +2.9%
Median age 46 44
Median household income $185,796/yr
+14% vs other
 $159,224/yr
Median weekly rent $695/wk
+12% vs other
 $615/wk

Age profile

Share of residents in each band, 2021 Census.

Cheltenham North Epping
0-4 3.3% / 4.0%
Cheltenham — 0-4: 3.3% North Epping — 0-4: 4.0%
5-14 13.3% / 14.9%
Cheltenham — 5-14: 13.3% North Epping — 5-14: 14.9%
15-19 8.0% / 7.9%
Cheltenham — 15-19: 8.0% North Epping — 15-19: 7.9%
20-24 7.1% / 5.8%
Cheltenham — 20-24: 7.1% North Epping — 20-24: 5.8%
25-34 6.2% / 7.0%
Cheltenham — 25-34: 6.2% North Epping — 25-34: 7.0%
35-44 10.7% / 11.3%
Cheltenham — 35-44: 10.7% North Epping — 35-44: 11.3%
45-54 15.2% / 15.9%
Cheltenham — 45-54: 15.2% North Epping — 45-54: 15.9%
55-64 16.5% / 14.5%
Cheltenham — 55-64: 16.5% North Epping — 55-64: 14.5%
65-74 11.0% / 9.0%
Cheltenham — 65-74: 11.0% North Epping — 65-74: 9.0%
75-84 6.2% / 6.9%
Cheltenham — 75-84: 6.2% North Epping — 75-84: 6.9%
85+ 2.4% / 2.7%
Cheltenham — 85+: 2.4% North Epping — 85+: 2.7%

Bars are drawn against the largest share shown (16.5%).

Who lives together

Household composition, 2021 Census.

Cheltenham 71.8% couple families
Cheltenham — Couple Families: 71.8% Cheltenham — Lone Person: 15.7% Cheltenham — One Parent Families: 11.3% Cheltenham — Group Household: 1.2% Cheltenham — Other Families: 0.0%
North Epping 70.0% couple families
North Epping — Couple Families: 70.0% North Epping — Lone Person: 17.7% North Epping — One Parent Families: 10.4% North Epping — Group Household: 1.4% North Epping — Other Families: 0.5%
Couple Families Lone Person One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Cheltenham 8.7% renting
Cheltenham — Owned Outright: 50.6% Cheltenham — Mortgage: 40.7% Cheltenham — Renting: 8.7%
North Epping 11.7% renting
North Epping — Owned Outright: 47.7% North Epping — Mortgage: 40.7% North Epping — Renting: 11.7%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Cheltenham North Epping
Bachelor Degree 27.3% / 23.4%
Cheltenham — Bachelor Degree: 27.3% North Epping — Bachelor Degree: 23.4%
Postgraduate Degree 15.7% / 13.7%
Cheltenham — Postgraduate Degree: 15.7% North Epping — Postgraduate Degree: 13.7%
Advanced Diploma / Diploma 6.3% / 7.2%
Cheltenham — Advanced Diploma / Diploma: 6.3% North Epping — Advanced Diploma / Diploma: 7.2%
Certificate III & IV 5.1% / 6.0%
Cheltenham — Certificate III & IV: 5.1% North Epping — Certificate III & IV: 6.0%
Graduate Diploma / Certificate 3.2% / 3.3%
Cheltenham — Graduate Diploma / Certificate: 3.2% North Epping — Graduate Diploma / Certificate: 3.3%

Bars are drawn against the largest share shown (27.3%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Cheltenham North Epping
China 9.5% / 6.9%
Cheltenham — China: 9.5% North Epping — China: 6.9%
India 2.3% / 4.3%
Cheltenham — India: 2.3% North Epping — India: 4.3%
England 3.0% / 3.2%
Cheltenham — England: 3.0% North Epping — England: 3.2%
New Zealand 1.6% / 1.7%
Cheltenham — New Zealand: 1.6% North Epping — New Zealand: 1.7%
Sri Lanka 1.7% / 1.1%
Cheltenham — Sri Lanka: 1.7% North Epping — Sri Lanka: 1.1%
Malaysia 0.9% / 1.7%
Cheltenham — Malaysia: 0.9% North Epping — Malaysia: 1.7%

Bars are drawn against the largest share shown (9.5%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Cheltenham 95.7% houses
Cheltenham — Houses: 95.7% Cheltenham — Townhouses: 3.4% Cheltenham — Flats / Apartments: 0.9%
North Epping 92.0% houses
North Epping — Houses: 92.0% North Epping — Townhouses: 5.4% North Epping — Flats / Apartments: 2.6%
Houses Townhouses Flats / Apartments

Property market

Cheltenham North Epping
Median house price $2,847,500 $2,365,000
Median unit price $1,350,000 $1,680,000
Median land price —
same for both
Typical days to sell (houses) 27 days
from 7 sales
 22 days
from 36 sales

House price by bedroom count

Only bed counts both suburbs published enough sales for. Sale counts are shown because the buckets differ in depth.

Cheltenham North Epping
3 bed $1.94M / $2.06M
Cheltenham — 3 bed: $1.94M (8 sales) North Epping — 3 bed: $2.06M (27 sales)

8 vs 27 sales

4 bed $3.33M / $2.28M
Cheltenham — 4 bed: $3.33M (16 sales) North Epping — 4 bed: $2.28M (32 sales)

16 vs 32 sales

5 bed $3.06M / $2.75M
Cheltenham — 5 bed: $3.06M (12 sales) North Epping — 5 bed: $2.75M (36 sales)

12 vs 36 sales

Zoning mix

Cheltenham North Epping
Residential 63% 70%
Environmental 13% 21%
Infrastructure and transport 12% 1%
Parks and recreation 11% 8%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Cheltenham North Epping
New dwellings approved 260
across Hornsby
same for both
Approvals change year on year -79%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Cheltenham North Epping
Houses — 2.8%
$1,025/wk on $1.88M
Units —
same for both

Ranking within NSW

Cheltenham North Epping
House price Higher than 93% of NSW Higher than 90% of NSW
Income Higher than 99% of NSW Higher than 96% of NSW
Schools —
same for both
Walkability Higher than 86% of NSW Higher than 92% of NSW
Affordability Higher than 29% of NSW Higher than 31% of NSW
EV adoption Higher than 99% of NSW Higher than 97% of NSW
NBN connectivity Higher than 84% of NSW Higher than 82% of NSW
Rental yield (houses) — Higher than 16% of NSW

Liveability

North Epping is more walkable (80 vs 63); Cheltenham scores higher overall (87 vs 73).

Cheltenham North Epping
Grade A
same for both
Score 87/100 73/100
Socio-economic band very advantaged area
decile 10/10
same for both

Risk profile

North Epping carries more bushfire risk (78 vs 0); Cheltenham carries more crime risk (28 vs 18).

Cheltenham North Epping
Bushfire None
0/100
 High
78/100
Crime Low
28/100
 Low
18/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Cheltenham North Epping
Inside the suburb 1
same for both
Rated above peers 1
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both
Universities within 10 km 3
Macquarie University Wallumattagal Campus at North Ryde, 5.2 km
 1
Macquarie University Wallumattagal Campus at North Ryde, 3.9 km
Full-time students aged 15–24 5.8% 4.7%

Schools in Cheltenham

  • Cheltenham Girls High School Government · Secondary above peers

Schools in North Epping

  • Epping North Public School Government · Primary above peers

Amenities in the suburb

Cheltenham North Epping
Supermarkets 0 1
Cafes & restaurants 0 4
Parks & reserves 4
same for both
Childcare 3 2
GPs 0 1
Pharmacies 0 1
Waterways 9 5

Mobility

Cheltenham North Epping
Walkability score 63/100 80/100
Distance to Sydney 22 km
+2% vs other
 21.5 km
Drive time (normal traffic) 23 min 28 min
Public transport score 87/100
Rail · Bus
 78/100
Bus
Peak arrivals per hour 23.5
7-9am + 5-7pm
 106.2
7-9am + 5-7pm
Median peak wait 1 min
scheduled, not actual
same for both
Electric vehicle share 3.7%
postcode 2119
 2.8%
postcode 2121
Rooftop solar per 100 dwellings 34
postcode 2119
 22
postcode 2121

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Cheltenham North Epping
Worked from Home 62.9% / 61.4%
Cheltenham — Worked from Home: 62.9% North Epping — Worked from Home: 61.4%
Car (driver) 29.5% / 31.2%
Cheltenham — Car (driver): 29.5% North Epping — Car (driver): 31.2%
Train 5.2% / 3.1%
Cheltenham — Train: 5.2% North Epping — Train: 3.1%
Car (passenger) 2.4% / 2.3%
Cheltenham — Car (passenger): 2.4% North Epping — Car (passenger): 2.3%
Walked Only — / 1.2%
Cheltenham — Walked Only: not among its largest North Epping — Walked Only: 1.2%

Bars are drawn against the largest share shown (62.9%).

Setting

Cheltenham North Epping
Elevation 108 m
above sea level, at the suburb centre
 94 m
above sea level, at the suburb centre
Distance to the ocean 16.7 km 15.3 km

NBN connectivity

Cheltenham North Epping
Connectivity score 75/100
same for both
Most common technology Hybrid fibre-coaxial
same for both
Full-fibre (FTTP) share 1%
758 premises
 0%
1,634 premises

Climate

Cheltenham North Epping
Annual rainfall 1,176 mm
same for both
Summer max (Jan) —
same for both
Winter min (Jul) —
same for both

Air quality (annual mean)

Cheltenham North Epping
PM2.5 5.4 µg/m³
same for both
PM10 14.2 µg/m³
same for both
NO₂ 0.23 pphm
same for both

Council rates

Cheltenham North Epping
Average residential rate $1,488/yr
same for both
Council Hornsby
same for both

Federal electorate

Cheltenham North Epping
Division Berowra
same for both
Member Julian Leeser
same for both
Party Liberal
same for both

First Home Owner Grant

Cheltenham North Epping
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Cheltenham

Easy Commute Large Blocks Middle-Ring Parks Premium Professionals River Trains Transport Hub

North Epping

Middle-Ring Parks Premium Professionals Quiet

More comparisons

Other comparisons with Cheltenham

Cheltenham vs Epping Cheltenham vs Beecroft Cheltenham vs Pennant Hills

Other comparisons with North Epping

North Epping vs Epping North Epping vs Marsfield North Epping vs Pennant Hills North Epping vs South Turramurra
Full data on Cheltenham Full data on North Epping
Unlock full address-level data — $29/month

Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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