Charlton vs Cotswold Hills

In both, most households own their home, the large majority of homes are detached houses, and most households are couple families. On these figures, Charlton tends to suit couples.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Cotswold Hills

ahead on 2 of the 6 things we measure here

  • has more parks and reserves (5 vs 1)
  • carries lower crime risk (70/100 vs 99/100)
  • But Charlton is already more of a family suburb (84% vs 74%)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Cotswold Hills

ahead on the one thing that separates them

  • leaves households under less mortgage stress (19% vs 37%)

Weighs mortgage stress.

Renters

Charlton

ahead on 2 of the 3 things we measure here

  • has a bigger rental market to choose from (33% vs 17%)
  • has cheaper rent ($280/wk vs $390/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Cotswold Hills

ahead on 2 of the 3 things we measure here

  • is more walkable (23/100 vs 0/100)
  • sits closer to the CBD (134 km vs 138 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Cotswold Hills

ahead on 3 of the 4 things we measure here

  • is more walkable (23/100 vs 0/100)
  • has more residents already 65 and over (19% vs 12%)
  • carries lower crime risk (70/100 vs 99/100)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Cotswold Hills

ahead on the one thing that separates them

  • is growing faster (26.8% vs -10.8%)

Weighs population growth.

Where they sit

Charlton and Cotswold Hills drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Charlton Cotswold Hills
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Charlton Cotswold Hills
Walkability 0 / 23
Charlton — Walkability: 0/100 Cotswold Hills — Walkability: 23/100
Safety 1 / 30
Charlton — Safety: 1/100 Cotswold Hills — Safety: 30/100
Low fire risk 100 / 100
Charlton — Low fire risk: 100/100 Cotswold Hills — Low fire risk: 100/100

Demographics

Cotswold Hills has more residents (1,620 vs 107); Cotswold Hills rents higher ($390/wk vs $280/wk).

Charlton Cotswold Hills
Population 107 1,620
+1414% vs other
Population trend (2016 → 2021) -10.8% +26.8%
Median age 44 42
Median household income $84,500/yr $114,192/yr
+35% vs other
Median weekly rent $280/wk $390/wk
+39% vs other

Age profile

Share of residents in each band, 2021 Census.

Charlton Cotswold Hills
0-4 — / 4.9%
Charlton — 0-4: not among its largest Cotswold Hills — 0-4: 4.9%
5-14 15.0% / 11.9%
Charlton — 5-14: 15.0% Cotswold Hills — 5-14: 11.9%
15-19 6.5% / 6.7%
Charlton — 15-19: 6.5% Cotswold Hills — 15-19: 6.7%
20-24 8.4% / 6.1%
Charlton — 20-24: 8.4% Cotswold Hills — 20-24: 6.1%
25-34 15.9% / 12.7%
Charlton — 25-34: 15.9% Cotswold Hills — 25-34: 12.7%
35-44 8.4% / 9.7%
Charlton — 35-44: 8.4% Cotswold Hills — 35-44: 9.7%
45-54 15.0% / 13.2%
Charlton — 45-54: 15.0% Cotswold Hills — 45-54: 13.2%
55-64 20.6% / 15.6%
Charlton — 55-64: 20.6% Cotswold Hills — 55-64: 15.6%
65-74 8.4% / 12.0%
Charlton — 65-74: 8.4% Cotswold Hills — 65-74: 12.0%
75-84 3.7% / 6.2%
Charlton — 75-84: 3.7% Cotswold Hills — 75-84: 6.2%
85+ — / 1.2%
Charlton — 85+: not among its largest Cotswold Hills — 85+: 1.2%

Bars are drawn against the largest share shown (20.6%).

Who lives together

Household composition, 2021 Census.

Charlton 84.2% couple families
Charlton — Couple Families: 84.2% Charlton — Lone Person: 15.8% Charlton — One Parent Families: 0.0% Charlton — Group Household: 0.0% Charlton — Other Families: 0.0%
Cotswold Hills 61.6% couple families
Cotswold Hills — Couple Families: 61.6% Cotswold Hills — Lone Person: 20.6% Cotswold Hills — One Parent Families: 12.5% Cotswold Hills — Group Household: 3.1% Cotswold Hills — Other Families: 2.2%
Couple Families Lone Person One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Charlton 33.3% renting
Charlton — Owned Outright: 50.0% Charlton — Mortgage: 16.7% Charlton — Renting: 33.3%
Cotswold Hills 17.3% renting
Cotswold Hills — Owned Outright: 42.6% Cotswold Hills — Mortgage: 40.1% Cotswold Hills — Renting: 17.3%
Owned outright Mortgage Renting

What people live in

Occupied private dwellings by structure, 2021 Census.

Charlton 100.0% houses
Charlton — Houses: 100.0% Charlton — Townhouses: 0.0% Charlton — Flats / Apartments: 0.0%
Cotswold Hills 96.0% houses
Cotswold Hills — Houses: 96.0% Cotswold Hills — Townhouses: 3.5% Cotswold Hills — Flats / Apartments: 0.5%
Houses Townhouses Flats / Apartments

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Charlton Cotswold Hills
Certificate III & IV 25.2% / 19.4%
Charlton — Certificate III & IV: 25.2% Cotswold Hills — Certificate III & IV: 19.4%
Advanced Diploma / Diploma 3.7% / 7.8%
Charlton — Advanced Diploma / Diploma: 3.7% Cotswold Hills — Advanced Diploma / Diploma: 7.8%
Bachelor Degree — / 10.4%
Charlton — Bachelor Degree: not among its largest Cotswold Hills — Bachelor Degree: 10.4%
Postgraduate Degree — / 3.0%
Charlton — Postgraduate Degree: not among its largest Cotswold Hills — Postgraduate Degree: 3.0%
Graduate Diploma / Certificate — / 1.7%
Charlton — Graduate Diploma / Certificate: not among its largest Cotswold Hills — Graduate Diploma / Certificate: 1.7%

Bars are drawn against the largest share shown (25.2%).

Property market

Charlton Cotswold Hills
Median house price — $900,000
Median unit price —
same for both
Median land price — $1,065,000
Typical days to sell (houses) — 42 days
from 9 sales

Development activity

Charlton Cotswold Hills
New dwellings approved 1,513
across Toowoomba
same for both
Approvals change year on year -25%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Charlton Cotswold Hills
Houses — 4.1%
$670/wk on $857K
Units —
same for both

Ranking within QLD

Charlton Cotswold Hills
House price —
same for both
Income Higher than 57% of QLD Higher than 85% of QLD
Schools —
same for both
Walkability Higher than 33% of QLD Higher than 80% of QLD
Affordability —
same for both
EV adoption Higher than 71% of QLD
same for both
NBN connectivity Higher than 67% of QLD Higher than 93% of QLD
Rental yield (houses) — Higher than 59% of QLD

Liveability

Cotswold Hills is more walkable (23 vs 0).

Charlton Cotswold Hills
Grade — B
Score — 57/100
Socio-economic band below-average income
decile 3/10
advantaged area
decile 8/10

Risk profile

Charlton carries more crime risk (99 vs 70).

Charlton Cotswold Hills
Bushfire None
0/100
same for both
Crime High
99/100
High
70/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 1
within 5 km
6
within 5 km

Schools

Charlton Cotswold Hills
Inside the suburb 0
same for both
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both
Universities within 10 km None 1
USQ (Toowoomba), 6.9 km

Amenities in the suburb

Charlton Cotswold Hills
Parks & reserves 1 5
Fuel stations 4 0
EV chargers 1 0
Waterways 1 0

Mobility

Charlton sits further from the CBD (138 km vs 134 km).

Charlton Cotswold Hills
Walkability score 0/100 23/100
Distance to Brisbane 138 km
+3% vs other
134 km
Drive time (normal traffic) 104 min
same for both
Electric vehicle share 0.6%
postcode 4350
same for both
Rooftop solar per 100 dwellings 41
postcode 4350
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Charlton Cotswold Hills
Car (driver) 85.1% / 82.4%
Charlton — Car (driver): 85.1% Cotswold Hills — Car (driver): 82.4%
Car (passenger) 8.5% / 6.9%
Charlton — Car (passenger): 8.5% Cotswold Hills — Car (passenger): 6.9%
Worked from Home 6.4% / 9.0%
Charlton — Worked from Home: 6.4% Cotswold Hills — Worked from Home: 9.0%
Walked Only — / 1.6%
Charlton — Walked Only: not among its largest Cotswold Hills — Walked Only: 1.6%

Bars are drawn against the largest share shown (85.1%).

Setting

Charlton Cotswold Hills
Elevation 496 m
above sea level, at the suburb centre
577 m
above sea level, at the suburb centre

NBN connectivity

Charlton Cotswold Hills
Connectivity score 36/100 84/100
Most common technology Fixed wireless Fibre to the premises
Full-fibre (FTTP) share 4%
68 premises
70%
897 premises

Climate

Charlton Cotswold Hills
Annual rainfall 577 mm
same for both
Summer max (Jan) 31.0°C
same for both
Winter min (Jul) 3.9°C
same for both

Air quality (annual mean)

Charlton Cotswold Hills
PM2.5 4.9 µg/m³
same for both
PM10 12.0 µg/m³
same for both
NO₂ —
same for both

Council rates

Charlton Cotswold Hills
Average residential rate $1,618/yr
same for both
Council Toowoomba
same for both

Federal electorate

Charlton Cotswold Hills
Division Groom
same for both
Member Garth Hamilton
same for both
Party Liberal National Party of Queensland
same for both

First Home Owner Grant

Charlton Cotswold Hills
Grant amount $30,000
same for both
Property price cap $750,000
same for both
Eligibility New
same for both

Tags

Charlton

Cotswold Hills

More comparisons

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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